64501 Homes with VA Loan Financing

Welcome to the charming neighborhood of 64501, nestled in the heart of St. Joseph, Missouri, within Buchanan County. This vibrant area boasts a rich history, friendly community atmosphere, and an array of amenities that make it an ideal place to call home.

The 64501 zip code is known for its diverse housing options, ranging from quaint historic homes to modern constructions, ensuring there’s something to suit every taste and budget. Families, young professionals, and retirees alike find the perfect blend of comfort and convenience here. With local parks, schools, and shopping districts just a stone's throw away, residents enjoy a lifestyle that balances tranquility with accessibility.

For veterans and active-duty service members, 64501 is particularly appealing due to its VA loan financing eligibility. This means that those who have served our country can take advantage of the benefits offered through VA loans, making homeownership more attainable. With no down payment required and competitive interest rates, purchasing a home in this welcoming community is not only feasible but also a smart investment in your future.

St. Joseph itself is a city rich in culture and history, known for its beautiful parks, art galleries, and a thriving local economy. Whether you’re exploring the scenic Missouri River or enjoying a meal at one of the many local eateries, there’s always something to see and do.

If you’re considering a move to the 64501 area, you’ll find a warm community ready to welcome you home. Discover the possibilities that await in this charming corner of Missouri!

Newest 64501 Homes with VA Loan Financing

$205,000

3 Beds ⋅ 2 Baths

Welcome home to this charming 3-bedroom, 2-bathroom home in one of St. Joseph’s desirable neighborhoods! From the moment you arrive, you’ll fall in love with the welcoming front porch, complete with a porch swing—the perfect spot to enjoy your morning coffee or relax after a long day. Inside, you’ll find a comfortable layout designed for everyday living, while outside you’ll appreciate the spacious deck, ideal for entertaining family and friends. The attached two-car garage offers plenty of room for vehicles, storage, or hobbies. Conveniently located within walking distance to schools, parks, and everyday amenities, this home combines comfort, convenience, and neighborhood charm. Whether you’re a first-time homebuyer, looking for more space, or searching for your next place to call home, this property checks all the boxes. Don’t miss your opportunity to own this beautiful home in a fantastic St. Joseph location—schedule your private showing today!

2823 Charles Street, St Joseph

Listing courtesy of RJC Team of Keller Williams KC North.

$199,500

3 Beds ⋅ 1 Baths

This well-maintained 3-bedroom, 1-bathroom home combines classic charm with significant updates. Beautiful original hardwood and LVP floors add warmth and character throughout, while freshly painted rooms create a bright, inviting atmosphere. The updated bathroom offers modern convenience, and a brand-new roof provides added peace of mind for years to come. Enjoy the convenience of a one-car garage and a fully fenced backyard—perfect for pets, play, or weekend barbecues. Located in a quiet neighborhood just minutes from walking trails, grocery stores, dining, and everyday essentials, this home offers both comfort and convenience. Whether you're a first-time buyer or looking to downsize, this move-in ready home is one you won't want to miss!

507 E Meadow Lane, St Joseph

Listing courtesy of Brycen Haggard of ReeceNichols-KCN.

$250,000

3 Beds ⋅ 1.5 Baths

Completely remodeled from top to bottom, this move-in ready home offers clean, fresh finishes throughout! Nearly every major component has been updated, including a new roof, HVAC system, water heater, flooring, interior and exterior paint, doors, windows, and appliances. Enjoy the brand-new concrete front porch, back porch, and steps, adding both curb appeal and outdoor living space. Inside, you'll find 3 bedrooms plus 2 non-conforming finished rooms in the basement, providing flexible space for a home office, gym, hobby room, or guest accommodations. The spacious walk-in closet adds extra convenience and storage. Outside, a mature shade tree enhances the front yard, while the 1-car garage offers additional storage and parking. With extensive updates already completed, this home is truly move-in ready and waiting for its new owner!

811 Powell Street, St Joseph

Listing courtesy of The Rare Group of KW KANSAS CITY METRO.

$100

5 Beds ⋅ 2 Baths

Fully remodeled and completely move-in ready! This spacious 5-bedroom, 2-bath home has been beautifully updated from top to bottom. Featuring modern finishes throughout, you’ll love the updated flooring, fresh interior paint, renovated kitchen and bathrooms, and stylish new fixtures. With five true bedrooms, this property offers incredible flexibility — perfect for a growing family, a first-time homebuyer wanting extra space, or an investor looking for a turnkey rental opportunity. Located just minutes from downtown St. Joseph, you’ll enjoy convenient access to shopping, dining, and local amenities. *The adjecent lot comes with the property*

1407 Felix Street, St Joseph

Listing courtesy of Luis Hidalgo of 1st Class Real Estate KC.

$279,900

3 Beds ⋅ 2 Baths

Experience the effortless luxury of single-level living at 2602 Faraon Street, St. Joseph, MO 64501, a stunning new construction 3-bedroom, 2-full-bathroom Ranch-style home. Built on a durable, solid slab foundation, this property blends modern efficiency with premium contemporary design. Perfectly tailored for low-maintenance, everyday comfort, it offers an incredible footprint in an established Saint Joseph neighborhood.

2602 Faraon Street, St Joseph

Listing courtesy of Gina Miller of EXP Realty LLC.

$162,900

4 Beds ⋅ 2 Baths

Welcome Home! This four bedroom, two bathroom abode offers open concept kitchen/living/dining. Perfect for hosting or summer nights. New owners will enjoy both front porch and side patio just off kitchen in view of fenced yard. Recently updated and ready for new owners to make it their own. Kitchen appliances to stay as well as washer and dryer.

1113 N 18th Street, St Joseph

Listing courtesy of Alison HORN of The Horn's Realty LLC.

$220,000

Investor opportunity with built-in income in a highly desirable and centrally located area of St. Joseph! This well-maintained up/down duplex offers separate utilities for each unit, making management simple and expenses predictable, and features a newer roof that was completely replaced in March 2024 for added peace of mind. The furnished upper unit is currently operated as a varied-term rental and is full of character and charm, featuring freshly painted interiors, refinished hardwood floors, original hardwood doors, updated flooring in the kitchen and bathroom, and private access to a balcony. Income from the upper unit varies based on occupancy and rental term but has averaged approximately $1,300 per month. The lower unit is a well-maintained 2-bedroom apartment occupied by a long-term month-to-month tenant currently paying $1,000 per month, with the tenant covering all utilities. Additional features include two car detached garages with convenient alley access, a rear patio area perfect for outdoor enjoyment, and ample street parking in front of the property. Lawn care and trash service are currently included in the rent, adding to the property's appeal. Ideally situated near downtown St. Joseph, major medical facilities, shopping centers, restaurants, coffee shops, parks, schools, and local entertainment, this property offers convenient access to everyday amenities that tenants are looking for. Whether you're searching for a turnkey investment property, duplex for sale, income-producing rental, cash-flowing multi-family property, house-hack opportunity, or a furnished rental investment, this versatile duplex delivers strong income potential, character, and location all in one package. If you are looking to owner occupy a unit, 2 months notice is needed for 2406 to be ready for move in.

2404-6 Faraon Street, St Joseph

Listing courtesy of Serena Bales of KW KANSAS CITY METRO.

$159,900

3 Beds ⋅ 1 Baths

Looking for a fresh start? Look no further! This story and a half features three bedrooms, one bath with a fourth nonconforming room. No surface has gone untouched! Beginning at the front door with a brand new deck and continuing throughout Updated bathroom, new kitchen appliances, fresh paint and new carpet as well as refinished hardwoods.

305 S 31st Street, St Joseph

Listing courtesy of Alison HORN of The Horn's Realty LLC.

$201,900

3 Beds ⋅ 2 Baths

This modernly updated 3-bedroom, 2 full bathroom home offers a functional and flexible layout. The main floor features 2 bedrooms, 1 full bathroom, and convenient main floor laundry, while the upper level provides a private retreat with an additional bedroom and full bathroom. The front of the home showcases a retaining wall that adds to the curb appeal, while the fully fenced backyard includes a spacious deck. Off-street parking in the back adds everyday convenience, and a newer roof provides peace of mind.

3142 Felix Street, St Joseph

Listing courtesy of Ashley Hines of RE/MAX PROFESSIONALS.

$26,000

Excellent opportunity with two flat, well-maintained lots being sold together in a convenient city location close to downtown and with easy access to Highway 36. Seller has kept the property mowed and maintained, making it ready for your future plans. Located in a residential area with street access in front and an alley behind the property for additional accessibility. Zoned C2 Commercial, offering flexible potential for commercial development or multifamily housing. Lots can be separated if desired, though seller prefers to sell both together. Great investment opportunity with multiple possibilities for development.

717 & 719 South 10th Street, St Joseph

Listing courtesy of Tina Cotton of Keller Williams KC North.

$194,900

2 Beds ⋅ 1 Baths

This home has newer paint, flooring, windows, and appliances, including the washer and dryer, and is move-in ready! The open floor plan offers all of the conveniences on one level, and features an updated kitchen and spacious bath. There is also a bonus room off of the garage for use as an office or non-conforming third bedroom, and a full unfinished basement for future living space if needed. The large backyard is fenced, and the front of the home offers a great view of a Golf course!

3104 Faraon Street, St Joseph

Listing courtesy of REBECCA GILES of REECENICHOLS-IDE CAPITAL.

$475,000

5 Beds ⋅ 4.5 Baths

Timeless architecture, extraordinary craftsmanship, and over 5,100 square feet of beautifully preserved history - this stately all-brick residence is truly one of a kind. From the moment you enter through the original leaded glass doors, the grand foyer sets the tone with soaring ceilings, rich hardwood floors, and remarkable millwork that simply cannot be replicated today. The main level showcases stunning walnut-paneled formal dining, box-beamed ceilings, built-ins, multiple fireplaces, and a gracious great room designed for gathering. The updated kitchen blends historic character with modern function, featuring custom cabinetry, granite countertops, a gas cooktop, double ovens, a pantry, and seamless access to the butler’s pantry and formal dining room. A dream office with a wet bar offers flexibility for work or entertaining. Upstairs, the second level offers a luxurious primary suite with a newly remodeled master bath, along with additional spacious bedrooms - including private bath access and a charming sunroom retreat. The third level continues the story with two large bedrooms, a full bath, bonus living space, and endless possibilities for guests, hobbies, or play. Recent improvements provide peace of mind and efficiency, including a new furnace, an added security system, a pellet stove, zoned HVAC, and solar panels. A half bath has been added in the basement for convenience. Outside, enjoy the expansive deck and covered porch overlooking the property, plus a 3+ car carriage-style garage with potential for studio, workshop, or guest quarters. Historic elegance. Modern updates. Grand scale. This is more than a home - it’s a legacy property.

2028 Clay Street, St Joseph

Listing courtesy of Bobbi Howe of RE/MAX PROFESSIONALS.

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