64503 Homes under $200,000

Welcome to the charming zip code 64503, nestled in the heart of St. Joseph, Missouri, within the picturesque Buchanan County. This vibrant area is not just a location; it’s a community rich in history and character, offering a unique blend of small-town charm and modern conveniences.

St. Joseph is known for its welcoming atmosphere, where residents enjoy a variety of local amenities, parks, and recreational activities. The zip code 64503 features a diverse selection of homes, many of which are available for under $200,000, making it an ideal choice for first-time homebuyers, families, and investors alike. Whether you’re seeking a cozy bungalow, a spacious family home, or a charming fixer-upper, you’ll find plenty of options that fit your budget.

In addition to affordable housing, the area boasts excellent schools, a thriving arts scene, and numerous parks that promote an active lifestyle. The historic downtown district is filled with unique shops, delightful restaurants, and cultural attractions, ensuring there’s always something to explore.

Living in 64503 means embracing a community where neighbors become friends and every day brings the opportunity to discover something new. With its affordable housing market and rich local culture, St. Joseph is not just a place to live; it’s a place to thrive. Come and explore the homes under $200,000 in this delightful zip code, and find your perfect piece of Missouri real estate today!

Newest 64503 Homes under $200,000

$175,000

3 Beds ⋅ 1 Baths

Adorable Updated 3-Bedroom Home Charming 3-bedroom, 1-bathroom home that has been thoughtfully updated throughout! This adorable property offers a long list of recent improvements, including new thermal windows, fresh interior paint, 50 year shingle roof, gutters and downspouts, fencing, garage door and garage door opener, sidewalk and porch, and a spacious back deck. Inside, you’ll love the beautifully remodeled kitchen featuring trendy painted gray cabinetry, marble countertops, and modern finishes, along with a refreshed bathroom and new durable LVP flooring. The convenient main-floor laundry adds to the home's easy, functional layout. Additional highlights include large closets for excellent storage and a 1-car attached garage. With its stylish updates, inviting outdoor spaces, and low-maintenance finishes, this charming home is ready for its next owner!

2308 Sycamore Court, St Joseph

Listing courtesy of AgentRoc Group of Keller Williams KC North.

$199,000

3 Beds ⋅ 2 Baths

The classic design of a one-story ranch home defines this property, which features a total living area of 1040.0 square feet. This structure offers a practical and functional layout, providing a focused footprint that maximizes every inch of its interior spaces. Inside, the residence contains one full bathroom that serves the entire household. The single-story configuration ensures easy movement throughout the home, where daily activities can flow seamlessly from room to room. Set upon an expansive half-acre lot measuring 21700.0 square feet, the exterior environment provides an open setting with plenty of space for outdoor recreation, gardening, or quiet relaxation. Located in Saint Joseph, the property combines the benefits of a generous yard with the convenience of its residential location. This property presents a straightforward living opportunity on a sizeable lot. Schedule a viewing today to experience the potential of this single-story home.

3412 S 11th Street Road, St Joseph

Listing courtesy of Ryan KING of REECENICHOLS-IDE CAPITAL.

$99,000

2 Beds ⋅ 1 Baths

Welcome to this 2-bedroom, 1-bath home tucked away on a picturesque hill with a spacious yard and plenty of character. The main level offers a practical layout with a comfortable living area, formal dining space, and an eat-in kitchen with room for both everyday meals and morning coffee. The home also features a convenient main-level laundry area, making daily living a little easier. Both bedrooms provide comfortable space, while the recently updated HVAC system adds modern comfort and efficiency. Outside is where this property really stands out. The expansive yard provides plenty of room to enjoy the outdoors, entertain, garden, or simply make the most of the setting. Positioned on the hill, the home offers a distinctive setting with elevated views of the surrounding area. With its combination of usable living space, updated mechanicals, spacious yard, and unique location, this is one you’ll want to see in person. Schedule your showing today!

1811 Pacific Street, St Joseph

Listing courtesy of Joe Blackshere of 1st Class Real Estate KC.

$165,000

3 Beds ⋅ 1 Baths

Adorable 3 bed 1 bath home in a quiet St. Joseph neighborhood, Old Deer Park. Perfect for first time home buyers, investors, downsizers, or anyone looking for low maintenance all level living. The fenced in front yard, inviting covered porch, 1 car garage, and large private backyard with a shed are all things you'll love about this home. Inside find a functional layout with a cozy living room, large eat in kitchen and laundry, full bath, and 3 bedrooms including a spacious primary. Schedule your showing today!

4904 Shawnee Road, St Joseph

Listing courtesy of The Hamilton Group of Keller Williams KC North.

$199,900

3 Beds ⋅ 1.5 Baths

Welcome to a home where comfort and versatility meet. This charming 3-bedroom, 1.5-bath residence offers a practical, inviting layout with features that make move-in day a breeze. At the heart of the home is an updated kitchen complete with granite countertops, custom cabinetry, under-cabinet lighting, and stainless steel appliances—perfect for everything from quick weeknight meals to entertaining friends. Downstairs, the partially finished basement provides excellent flexibility, easily transforming into a recreation room, home office, hobby space, or a non-conforming fourth bedroom. Step outside to find a large covered deck built for summer BBQs and relaxing evenings, plus a convenient carport for covered off-street parking. Tucked into a cozy neighborhood, this versatile property is ready for its next chapter. Schedule your showing today!

2600 Cardinal Ln N/A, St Joseph

Listing courtesy of Angie Ziolkowski of Coldwell Banker General Property.

$175,000

2 Beds ⋅ 1 Baths

Country Living in the City, in 1+ acre lot! This charming home offers the best of both worlds with a spacious acreage setting while remaining conveniently close to schools and interstate access. The home features beautiful natural woodwork and thoughtful updates throughout, including a new HVAC system, fresh interior and exterior paint, new carpet, new driveway, etc. The septic tank has also been recently pumped. The third conforming bedroom does not currently have a closet, so it was used as an office. Outside, enjoy the new stone patio and the green space on the property. Additional 10' x 30' detached building could be converted into a garage or used as a workshop. Don't miss this adorable property with room to spread out and endless possibilities!

3901 S 22nd Street, St Joseph

Listing courtesy of Rossana Colman of Compass Realty Group.

$89,900

4 Beds ⋅ 1 Baths

Calling all investors, renovators, and buyers looking for a project with great potential! This spacious two-story corner-lot home offers 4 bedrooms and 2 bathrooms with plenty of room to bring your vision to life. The home needs extensive repairs and updating, but a major improvement is already in place with an almost-new roof. With its generous layout, corner-lot location, and renovation potential, this property could be a fantastic opportunity for the right buyer. Bring your ideas, tools, and creativity and transform this home into something special. Property is being sold in its current condition. Schedule your showing and come see the possibilities!

1322 Penn Street, St Joseph

Listing courtesy of Pilar Sasso of RE/MAX PROFESSIONALS.

$179,900

2 Beds ⋅ 1 Baths

Charming and move-in ready, this beautifully remodeled 2-bedroom, 1-bath home offers modern updates and timeless appeal. The exterior features brand-new siding and great curb appeal, while the interior showcases gorgeous hardwood floors throughout. The updated kitchen is a standout, featuring granite countertops, brand-new cabinets, and soft-close doors and drawers for a stylish and functional finish. With thoughtful updates throughout, this home is ready for its next owner to enjoy!

2510 S 19th Street, St Joseph

Listing courtesy of Travis Pflugradt of Coldwell Banker General Property.

$92,900

4 Beds ⋅ 1 Baths

SOUTH END LARGE 4 BEDROOM HOME RECENT PAINT IN AND OUT.. STORE FRONT ATTACHED COULD BE ADDITIONAL LIVING SPACE OR GREAT SHOP AREA.. could be 5th Bedroom or game/office.

5106 BARBARA Street, St Joseph

Listing courtesy of Gregg Lowrance of UNITED COUNTRY PROPERTY SOLUTI.

$175,000

Investment opportunity with great potential! With a little elbow grease, this vacant duplex could be rent-ready in no time! Many of the major updates have already been taken care of, including new siding with a lifetime warranty, new thermal windows throughout, new gutters, a new AC unit, and a 6 foot fence. The roof has also been inspected and repaired by a reputable roofing contractor. One unit has already received several interior updates, including LVP flooring throughout, fresh paint, new fixtures, and beautiful butcher block countertops. The second unit will need some TLC, but it offers excellent potential to be transformed into a space just as appealing as the first. Whether your are looking to add a solid property to your portfolio, or choose to live in one unit and generate rental income from the other, this duplex offers plenty of opportunity to build equity and create income. Bring your vision and a little elbow grease-this one is ready for it's new chapter!

2108 S 14th Street, St Joseph

Listing courtesy of TRACY GERSTNER of Coldwell Banker General Property.

$125,000

3 Beds ⋅ 1 Baths

Recently refreshed and move-in ready, this inviting three-bedroom, one-bathroom home offers comfortable living with practical updates throughout. Two bedrooms are located upstairs, with a third bedroom on the main level. The eat-in kitchen features new cabinets, a convenient laundry area, and plenty of functionality for everyday living. Hardwood floors and new vinyl flooring provide an attractive, low-maintenance finish, while off-alley parking adds to the convenience. Whether you're a first-time homebuyer looking for an affordable place to call home or an investor seeking a solid addition to their portfolio, this property offers great potential. With its refreshed interior, updated kitchen, and easy-to-maintain finishes, this is a great opportunity to own a home that's ready for its next chapter.

2425 S 15th Street, St Joseph

Listing courtesy of Joshua Johnson of BHHS Stein & Summers Real Estate.

$74,900

1 Beds ⋅ 1 Baths

This well-maintained 1-bedroom, 1-bath home is ready for its next owner! Beautiful wood floors add warmth and character throughout, while the roof and siding—both updated within the last two years—are great recent improvements. Clean, comfortable, and thoughtfully cared for, this home offers an easy-to-maintain layout that makes great use of the space. Whether you're looking for your first home, ready to downsize, or searching for an investment opportunity, this one is definitely worth a look!

1316 Sacramento Street, St Joseph

Listing courtesy of Travis Pflugradt of Coldwell Banker General Property.

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