64503 Homes under $350,000

Welcome to the vibrant community of St. Joseph, Missouri, nestled in the heart of Buchanan County and proudly bearing the zip code 64503. This charming area is known for its rich history, friendly atmosphere, and an array of amenities that make it an ideal place to call home.

St. Joseph boasts a unique blend of small-town charm and urban convenience, making it a great choice for families, young professionals, and retirees alike. The area is teeming with parks, recreational facilities, and cultural attractions, ensuring that there’s always something to do. With a rich heritage showcased in its historic downtown district, residents can enjoy delightful shops, local eateries, and art galleries that reflect the community's spirit.

For prospective homeowners, the 64503 zip code offers an impressive selection of homes under $350,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming bungalow, you’ll find a variety of options that cater to different tastes and budgets. The real estate market here is diverse and accessible, making it an excellent opportunity for first-time buyers or those looking to invest.

St. Joseph is also conveniently located near major highways, providing easy access to neighboring cities and attractions. With a strong sense of community, excellent schools, and a low cost of living, the 64503 area is not just a place to live; it’s a place to thrive. Come explore the possibilities and discover why St. Joseph, MO, is the perfect place to find your dream home!

Newest 64503 Homes under $350,000

$99,000

2 Beds ⋅ 1 Baths

Welcome to this 2-bedroom, 1-bath home tucked away on a picturesque hill with a spacious yard and plenty of character. The main level offers a practical layout with a comfortable living area, formal dining space, and an eat-in kitchen with room for both everyday meals and morning coffee. The home also features a convenient main-level laundry area, making daily living a little easier. Both bedrooms provide comfortable space, while the recently updated HVAC system adds modern comfort and efficiency. Outside is where this property really stands out. The expansive yard provides plenty of room to enjoy the outdoors, entertain, garden, or simply make the most of the setting. Positioned on the hill, the home offers a distinctive setting with elevated views of the surrounding area. With its combination of usable living space, updated mechanicals, spacious yard, and unique location, this is one you’ll want to see in person. Schedule your showing today!

1811 Pacific Street, St Joseph

Listing courtesy of Joe Blackshere of 1st Class Real Estate KC.

$165,000

3 Beds ⋅ 1 Baths

Adorable 3 bed 1 bath home in a quiet St. Joseph neighborhood, Old Deer Park. Perfect for first time home buyers, investors, downsizers, or anyone looking for low maintenance all level living. The fenced in front yard, inviting covered porch, 1 car garage, and large private backyard with a shed are all things you'll love about this home. Inside find a functional layout with a cozy living room, large eat in kitchen and laundry, full bath, and 3 bedrooms including a spacious primary. Schedule your showing today!

4904 Shawnee Road, St Joseph

Listing courtesy of The Hamilton Group of Keller Williams KC North.

$350,000

4 Beds ⋅ 2 Baths

There’s so much to love about this beautiful 4-bedroom, 2-bath home built in 2021! From the moment you walk in, the vaulted ceilings, natural light, and cozy electric fireplace make the living space feel open and inviting. The kitchen is truly the heart of the home with granite countertops, a large island, and plenty of room to gather. Spacious bedrooms, walk-in closets, and a large garage with tons of storage make everyday living easy. Step outside to a fenced backyard with a brand-new deck, giving you the perfect spot for morning coffee, grilling, or winding down in the evenings. The backyard has also been thoughtfully improved with grading to direct water to either side of the property, retaining walls, tile drainage behind the walls, and a French drain that helps redirect water toward the front of the property. With a great location in the St. Joseph School District, modern finishes, plenty of storage, and a backyard ready to enjoy, this home has that comfortable, welcoming feel that’s easy to fall in love with.

5315 Crystal Drive, St Joseph

Listing courtesy of RJC Team of Keller Williams KC North.

$207,900

3 Beds ⋅ 1.5 Baths

Welcome to a home where comfort and versatility meet. This charming 3-bedroom, 1.5-bath residence offers a practical, inviting layout with features that make move-in day a breeze. At the heart of the home is an updated kitchen complete with granite countertops, custom cabinetry, under-cabinet lighting, and stainless steel appliances—perfect for everything from quick weeknight meals to entertaining friends. Downstairs, the partially finished basement provides excellent flexibility, easily transforming into a recreation room, home office, hobby space, or a non-conforming fourth bedroom. Step outside to find a large covered deck built for summer BBQs and relaxing evenings, plus a convenient carport for covered off-street parking. Tucked into a cozy neighborhood, this versatile property is ready for its next chapter. Schedule your showing today!

2600 Cardinal Ln N/A, St Joseph

Listing courtesy of Angie Ziolkowski of Coldwell Banker General Property.

$332,000

4 Beds ⋅ 3 Baths

This well maintained 4 bedroom ranch home has tons of entertaining space inside and out! The home has 3 bedrooms and laundry on the main floor, as well as access to the newly painted back deck with stairs down to the fenced yard and pool deck. The primary bedroom has its own attached bathroom and walk in closet. The wood burning fireplace in the living room will be perfect during these Fall evenings. The fully finished basement has an oversized bedroom, bathroom, and tons of room for storage and entertaining with bar area, negotiable pool table, and walk out to the patio that is already wired for a spa. The timber lined backyard provides a secluded feeling of privacy and the walking trail access is right around the corner. Schedule your showing today!

5003 University Avenue, St Joseph

Listing courtesy of Kristin Wilds of Blue Bridge Realty LLC.

$245,000

3 Beds ⋅ 2 Baths

Looking for convenience? Practicality? Look no further than 2502 Evergreen Lane, located in the Deer Park area of St. Joseph, Missouri. This home offers convenient living, with 3 of its bedrooms centrally located on the main floor, along with the master bathroom. You can take the party to the basement, where you and your company can enjoy a fully finished bottom level living space, along with a convenient located full bathroom. In addition, this property offers a fully finished detached shop garage, which gives you room for more than two vehicles, or a space to complete the Man Cave shop garage that you've been dreaming of! Located on a lot size over 7,800 sq feet, this property provides a Single Family residence that displays the practicality of living with true convenience. Schedule a tour now, and see how you can make this property your home!

2502 Evergreen Lane, St Joseph

Listing courtesy of Darby Hay of Realty ONE Group Cornerstone.

$339,900

4 Beds ⋅ 3 Baths

Turn-key luxury meets easy living at 3503 Easy Street! This completely updated 2,640 sq ft ranch home offers a pristine layout designed for effortless living with minimal stairs. Property Highlights • Easy-Access Ranch Layout: Main-level living at its best, featuring a modern open-concept kitchen, spacious living footprint, and completely updated main-floor bathrooms. • Massive 5th Flex Room: The huge 5th non-conforming bedroom includes its own closet and offers massive, versatile space perfect for a large home office, gym, or playroom. • Fully Updated Downstairs: Minimal stairs lead to a massive, beautifully finished walk-out basement rec room built for unforgettable gatherings and extra living space. • Future-Proof Efficiency: All-electric home equipped with a newer, high-efficiency HVAC and heat pump system alongside an attached 2-car garage with a built-in EV car charger. • Peaceful & Convenient: Tucked away on a quiet cul-de-sac with no HOA fees and amazing neighbors, while offering quick, effortless highway access.

3503 Easy Street, St Joseph

Listing courtesy of Amy Voltz of Keller Williams KC North.

$179,000

2 Beds ⋅ 1.5 Baths

Completely remodeled from top to bottom, this move-in-ready home offers modern updates and convenient all-level living! Featuring 2 bedrooms, 1 full bath, and a half bath that also serves as the main-floor laundry. Enjoy all-new appliances, electrical, plumbing, HVAC, and a new concrete driveway. The attached garage provides added convenience and storage, while the spacious half-acre lot offers plenty of room to enjoy the outdoors. Located in a great area close to everyday conveniences, this beautifully updated home is ready for its new owners!

3801 Powers Drive, St Joseph

Listing courtesy of BRANDON SALE TEAM of Keller Williams KC North.

$175,000

2 Beds ⋅ 1 Baths

Country Living in the City, in 1+ acre lot! This charming home offers the best of both worlds with a spacious acreage setting while remaining conveniently close to schools and interstate access. The home features beautiful natural woodwork and thoughtful updates throughout, including a new HVAC system, fresh interior and exterior paint, new carpet, new driveway, etc. The septic tank has also been recently pumped. The third conforming bedroom does not currently have a closet, so it was used as an office. Outside, enjoy the new stone patio and the green space on the property. Additional 10' x 30' detached building could be converted into a garage or used as a workshop. Don't miss this adorable property with room to spread out and endless possibilities!

3901 S 22nd Street, St Joseph

Listing courtesy of Rossana Colman of Compass Realty Group.

$89,900

4 Beds ⋅ 1 Baths

Calling all investors, renovators, and buyers looking for a project with great potential! This spacious two-story corner-lot home offers 4 bedrooms and 2 bathrooms with plenty of room to bring your vision to life. The home needs extensive repairs and updating, but a major improvement is already in place with an almost-new roof. With its generous layout, corner-lot location, and renovation potential, this property could be a fantastic opportunity for the right buyer. Bring your ideas, tools, and creativity and transform this home into something special. Property is being sold in its current condition. Schedule your showing and come see the possibilities!

1322 Penn Street, St Joseph

Listing courtesy of Pilar Sasso of RE/MAX PROFESSIONALS.

$249,990

2 Beds ⋅ 2.5 Baths

Looking for space to work, create, store, or spread out? 2920 Pear Street offers roughly 2 acres in St. Joseph along with a standout 30x40 attached shop featuring 10-foot ceilings, insulation, a half bath, large windows, and a wood-burning stove. The home offers 2 bedrooms, 1 full bath and 1 half bath, original hardwood floors, flexible bonus space, and a full basement with an egress window. Recent updates include HVAC in 2021 and new windows throughout in 2023. Solid block-and-stucco construction helps keep the interior surprisingly quiet, while the acreage and shop create possibilities you simply don't find with a typical in-town property. If you need room for vehicles, tools, hobbies, projects, or just more breathing room, this one deserves a look.

2920 Pear Street, St Joseph

Listing courtesy of Stroud & Associates Team of Real Broker, LLC.

$289,000

3 Beds ⋅ 2 Baths

Welcome to 2907 S 29th! Sitting on nearly a full acre inside city limits; 5 Bed (2 non- conforming) & 2 Baths all remodeled this year! This home has been completely renovated to combine modern living with peace of mind. With extensive updates all completed in 2026 this home features: - New vinyl siding - All new windows - All doors/windows metal wrapped - Brand new interior & exterior doors - Brand new soft close kitchen cabinets - Brand new appliances - Luxury vinyl plank in the kitchen & dining room - New granite countertops - All new pex waterlines & PVC drains - New outlets - New light switches - All new light fixtures - Re-finished and sealed hardwoods - Luxury vinyl plank in both bathrooms - New toilets - New vanities in both bathrooms - New tub & shower surround - New carpet in the basement - New hot water heater - HVAC & roof replaced within last 5 years - All new closet doors - New garage door & garage opener - Brand new luxury tile walk in waterfall shower with river rock base Nearly everything in this home is brand new; What more could you ask for? *For sale by owner agent*

2907 S 29th Street, St Joseph

Listing courtesy of Zachary Sweat of BHHS Stein & Summers Real Estate.

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