64505 Homes under $350,000

Welcome to the charming 64505 zip code in St. Joseph, Missouri, a vibrant community that perfectly blends small-town charm with modern conveniences. Nestled in the heart of the Midwest, this area is known for its rich history, friendly neighborhoods, and a variety of amenities that cater to families, professionals, and retirees alike.

One of the most appealing aspects of the 64505 area is the availability of homes priced under $350,000. Prospective buyers will find a diverse selection of properties, from cozy bungalows to spacious family homes, all offering great value for your investment. Whether you are a first-time homebuyer or looking to downsize, this zip code presents an opportunity to find your dream home without breaking the bank.

St. Joseph is renowned for its picturesque parks, excellent schools, and a thriving downtown area filled with unique shops, delightful eateries, and cultural attractions. The community hosts numerous events throughout the year, fostering a sense of belonging and connection among residents. With easy access to major highways, commuting to nearby cities is a breeze, making 64505 an ideal location for those who work in the greater Kansas City area.

In addition to its affordable housing options, the 64505 zip code boasts a welcoming atmosphere that makes it easy to settle in and feel at home. Discover the charm of St. Joseph and explore the wonderful homes available in this delightful community—your perfect home awaits!

Newest 64505 Homes under $350,000

$122,000

2 Beds ⋅ 1 Baths

Beautifully cared for and full of charm, this home at 703 McDonald Street features stunning hardwood floors and the convenience of main-level living. Pride of ownership shines throughout, with thoughtful maintenance and a brand-new furnace installed in October 2026. Though situated on a hill, the home also offers a practical entry option: ground-level access into the basement through the garage, with interior stairs leading to the main living area. Whether bringing in groceries or coming home on a rainy day, this connected entrance adds everyday convenience. Classic character, practical features and being well maintained make this home just as comfortable as it is charming!

703 McDonald Street, St Joseph

Listing courtesy of Karrissa Colvin of RE/MAX PROFESSIONALS.

$110,000

3 Beds ⋅ 1 Baths

Charming bungalow in the heart of north st Joe! Enjoy original hardwoods alongside original character and charm within. Large eat in kitchen with extra spacious dining and living area. Newer windows, kitchen cabinets and kitchen flooring. Private parking in large garage in enclosed backyard. Defined spaces but open and airy! Seller is actively working to finish up kitchen and painting but will sell as is with a fair offer!

2002 N 3rd Street, St Joseph

Listing courtesy of Elisabeth Peter of Top Line Realty LLC.

$154,900

3 Beds ⋅ 1 Baths

Welcome to this charming 3 bed, 1 bath home resting on a desirable corner lot. Lovingly cared for by the same family for the past 40 years, this home has been well maintained and ready for its next chapter. The main floor features a nice sized living room as you enter the home and dining room just off the kitchen. One of the bedrooms and the full bathroom are also conveniently located on the main level. Along with 2 bedrooms upstairs, there’s also a bonus room that can be utilized as a playroom, office, non-conforming 4th bedroom or hobby space. Several important updates have been taken care of, including updated plumbing and electrical, newer HVAC, roof replaced within the last 10 years, as well as new gutters and water heater. The home’s long history of careful ownership gives you a solid foundation to build upon. With some cosmetic touches you can add your personal vision while enjoying the charm, layout and solid maintenance this home already offers. A corner lot setting, flexible bonus space, and a long history of being well cared for make this a wonderful opportunity to create a home that feels uniquely yours! Schedule a showing today!

1813 Clifford Street, St Joseph

Listing courtesy of Angie Ziolkowski of Coldwell Banker General Property.

$152,200

3 Beds ⋅ 1 Baths

Welcome home to easy, comfortable main-floor living! This inviting 3-bedroom, 1-bath home features an open-concept layout that creates a warm, spacious feel and makes everyday living and entertaining a breeze. Enjoy relaxing in the screened-in back porch while taking in the peaceful setting, with the property backing up to a wooded lot for added privacy. Whether you're looking for a comfortable place to call home or a quiet retreat from the everyday hustle, this property offers a wonderful combination of convenience, functionality, and privacy. Come see all this charming home has to offer!

217 W Market Street, St Joseph

Listing courtesy of MICHELLE SCHAUP of The St.Joe Real Estate Group,.

$134,000

2 Beds ⋅ 1 Baths

Completely remodeled and move-in ready! This beautifully updated home features all-new finishes throughout, including brand-new kitchen appliances. Enjoy almost maintenance-free living with your practically brand-new home. 2 bedrooms 1 full bathroom Open Dining area/Living Area Main-floor laundry Everything is brand new and ready for its new owner! This includes a brand-new roof, HVAC System, Electrical and Plumbing. Schedule your showings soon!

2620 St. Joseph Avenue, St Joseph

Listing courtesy of Melissa Winn of Top Property Realty, LLC.

$225,000

2 Beds ⋅ 2 Baths

Welcome to this timeless home on a spacious lot, just off the exquisite Lovers Lane and nestled in a quiet cul-de-sac. This property is minutes from Corby Pond, the Parkway System, the Dog Park, and other treasured St. Joseph attractions. Upon entering this home, you'll appreciate the hardwood floors and open floor plan, including a large dining area and living space. A generous deck off the dining area makes entertaining easy and offers a perfect spot to enjoy the expansive backyard and surroundings. The large master bedroom features two closets for extra storage, while another well-sized bedroom completes the upstairs, along with a full bathroom. On the lower level, you'll love the finished recreation room equipped with a wet bar, a full bathroom, ample storage, and a cozy fireplace. The oversized garage accommodates two vehicles, with extra space for crafting, storage, or any hobbies you may have. This is a must-see! This home is move-in ready, but it wouldn't take much to make it your own. Schedule your showing today. This home is being sold "AS IS" and is waiting for someone to call it "Home"!!

1817 Lovers Lane Heights N/A, St Joseph

Listing courtesy of Melissa Winn of Top Property Realty, LLC.

$110,900

2 Beds ⋅ 1 Baths

Welcome to this 2-bedroom, 1-bath home located on a corner lot in the North End of St. Joseph. Inside, you’ll find a large living room, formal dining room, and a spacious kitchen with plenty of cabinet and counter space. Hardwood floors and original woodwork throughout much of the home add to its character. The home also offers main-floor laundry, two nicely sized bedrooms, and plenty of space throughout. Outside, the large backyard provides room to enjoy, while the detached 2-car garage offers additional parking and storage. With spacious rooms, a large yard, detached garage, and a convenient North End location, this home has plenty to offer its next owner.

2023 Main Street, St Joseph

Listing courtesy of David Gall of Realty ONE Group Cornerstone.

$135,000

2 Beds ⋅ 1 Baths

Looking for a little breathing room? This 2-bedroom, 1-bath home sits on a generous lot in a quiet, secluded corner of town, offering the kind of privacy that's hard to find without leaving the city behind. Inside, fresh paint throughout gives the home a clean, move-in-ready feel. A dedicated dining room makes space for everything from weeknight dinners to holiday gatherings, and two comfortable bedrooms offer flexibility for guests, a home office, or a hobby room. Need more room? The unfinished basement provides additional storage. Outside, the large lot is ready for your vision, whether that's a garden, a play area, a firepit for summer evenings, or simply room to spread out. A garage offers convenient parking plus extra space for tools, yard equipment, or weekend projects. The peaceful setting feels like a retreat, yet you're still close to everything town has to offer. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment, this one is worth a look. Schedule your showing today!

2403 N 2nd Street, St Joseph

Listing courtesy of Stacey Sharp of BHHS Stein & Summers Real Estate.

$159,900

2 Beds ⋅ 1 Baths

Welcome home to this well-cared-for 2-bedroom, 1-bath bungalow on the Northside of St. Joseph. With 988 finished square feet, the home offers a comfortable layout with an oversized living/dining room and a large laundry/mudroom. The home was completely updated prior to the current owners purchasing it and has continued to be well maintained. The kitchen offers plenty of cabinet space along with stainless steel appliances. Outside, you'll find a fenced backyard with a deck, two storage sheds, and off-street parking accessible from the alley. A covered front porch adds to the charm and gives you another place to enjoy the outdoors. With its updates, character, and easy-to-maintain size, this home is move-in ready and worth a look!

1007 Randolph Street, St Joseph

Listing courtesy of Julie Hesselmann of Realty ONE Group Cornerstone.

$80,000

2 Beds ⋅ 1 Baths

This beautiful bungalow that features a wonderful front porch and back deck offers level living with two bedrooms, fresh new paint and brand new carpet. Great layout with low maintenance living. Excellent detached garage for your convenience. New water heater and much more. Schedule your showing today. This home is ready for its next chapter!

3115 N 10th Street, St Joseph

Listing courtesy of Edney Banos of BHHS Stein & Summers Real Estate.

$129,900

3 Beds ⋅ 1 Baths

VERY NICE RANCH 3 BED 1 BATH SOME NEWER WINDOWS PAINT FLOOR COVERINGS.. GREAT STARTER HOME. CENTRAL AIR AND HEAT. DETACHED 24/30 GARAGE OFF STREET PARKING

2600 N 2nd Street, St Joseph

Listing courtesy of Gregg Lowrance of UNITED COUNTRY PROPERTY SOLUTI.

$229,900

5 Beds ⋅ 2 Baths

Don't miss out on this completely rehabbed property by a Licensed Contractor. Nothing to do but move in! There are 5 bedrooms with one being extra large to divide if desired. Two full bathrooms, a formal dining room and a main floor laundry. The kitchen has beautiful cabinets, custom lighting and quartz countertops! There is a ton of natural light showing off the new paint, doors, and flooring throughout. The house has been completely rewired by a Licensed Electrician and a new 200 amp service installed. The double lot is completely fenced with custom gates and a Privacy wall to enjoy your large patio!

3320 Saint Joseph Avenue, St Joseph

Listing courtesy of Lisa WISDOM-STRAYER of RE/MAX PROFESSIONALS.

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