64505 Homes under $500,000

Welcome to the charming neighborhood of 64505 in St. Joseph, Missouri, where community spirit meets affordability, making it an ideal place to call home. Known for its friendly atmosphere and rich history, this zip code offers a unique blend of small-town warmth and modern conveniences.

One of the standout features of 64505 is the variety of homes available, especially for those seeking properties under $500,000. Here, you’ll find an impressive range of housing options, from cozy bungalows and classic two-story homes to spacious family residences. Whether you're a first-time buyer, a growing family, or looking to downsize, there's something to suit every lifestyle and budget.

The area boasts well-maintained neighborhoods with tree-lined streets and a sense of community that is hard to beat. Residents enjoy access to local parks, schools, and shopping, all within a short drive. The nearby Missouri River adds to the scenic beauty of the region, providing ample opportunities for outdoor activities such as hiking, fishing, and picnicking.

In addition to its affordability, 64505 offers a strong sense of community. Local events and festivals bring neighbors together, fostering connections and creating lasting memories. With its rich history, beautiful homes, and welcoming environment, 64505 is not just a place to live; it’s a place to thrive.

Explore the possibilities in St. Joseph’s 64505 zip code and discover your perfect home today!

Newest 64505 Homes under $500,000

$260,000

3 Beds ⋅ 2 Baths

This beautifully updated 3-bedroom, 2-bathroom residence offers the perfect blend of comfort and style, nestled in a peaceful country setting. Step inside to discover luxury vinyl plank flooring throughout the main living areas, complemented by modern fixtures and neutral wall colors that create a warm and inviting atmosphere. The spacious kitchen boasts elegant wood-look tile and ample cabinet space, making it a chef's delight. Whether you're hosting gatherings or enjoying quiet family dinners, this kitchen is designed for both function and flair. With a full concrete basement, you'll have plenty of room for storage. A new roof was put on just this spring. Outside, you'll find two detached garages, perfect for your vehicles, tools, or hobbies. This home is move-in ready—nothing to do but unpack and enjoy the serene country living. Don’t miss the opportunity to make this charming property your own!

5524 NE Amazonia Road, St Joseph

Listing courtesy of AgentRoc Group of Keller Williams KC North.

$195,000

4 Beds ⋅ 2 Baths

Welcome home to this beautifully remodeled property, where modern updates meet timeless charm! Featuring a complete remodel with an eye-pleasing, cohesive color palette throughout, this home is sure to impress. The inviting living room showcases a stylish accent wall, while the thoughtfully updated kitchen and bathrooms offer both beauty and functionality. Enjoy the convenience of main-floor laundry, an additional non-conforming bedroom, and plenty of flexible living space. Outside, you'll find brand-new siding, a freshly updated covered front porch, and low-maintenance landscaping that adds to the home's curb appeal. Additional highlights include a carport and an attached outdoor storage space, perfect for lawn equipment and seasonal essentials. With so many updates already completed, this move-in-ready home is ready for its next owner!

1410 N 2nd Street, St Joseph

Listing courtesy of Vickie Wheeler of Randolph Realty Group.

$122,000

2 Beds ⋅ 1 Baths

Beautifully cared for and full of charm, this home at 703 McDonald Street features stunning hardwood floors and the convenience of main-level living. Pride of ownership shines throughout, with thoughtful maintenance and a brand-new furnace installed in October 2026. Though situated on a hill, the home also offers a practical entry option: ground-level access into the basement through the garage, with interior stairs leading to the main living area. Whether bringing in groceries or coming home on a rainy day, this connected entrance adds everyday convenience. Classic character, practical features and being well maintained make this home just as comfortable as it is charming!

703 McDonald Street, St Joseph

Listing courtesy of Karrissa Colvin of RE/MAX PROFESSIONALS.

$110,000

3 Beds ⋅ 1 Baths

Charming bungalow in the heart of north st Joe! Enjoy original hardwoods alongside original character and charm within. Large eat in kitchen with extra spacious dining and living area. Newer windows, kitchen cabinets and kitchen flooring. Private parking in large garage in enclosed backyard. Defined spaces but open and airy! Seller is actively working to finish up kitchen and painting but will sell as is with a fair offer!

2002 N 3rd Street, St Joseph

Listing courtesy of Elisabeth Peter of Top Line Realty LLC.

$154,900

3 Beds ⋅ 1 Baths

Welcome to this charming 3 bed, 1 bath home resting on a desirable corner lot. Lovingly cared for by the same family for the past 40 years, this home has been well maintained and ready for its next chapter. The main floor features a nice sized living room as you enter the home and dining room just off the kitchen. One of the bedrooms and the full bathroom are also conveniently located on the main level. Along with 2 bedrooms upstairs, there’s also a bonus room that can be utilized as a playroom, office, non-conforming 4th bedroom or hobby space. Several important updates have been taken care of, including updated plumbing and electrical, newer HVAC, roof replaced within the last 10 years, as well as new gutters and water heater. The home’s long history of careful ownership gives you a solid foundation to build upon. With some cosmetic touches you can add your personal vision while enjoying the charm, layout and solid maintenance this home already offers. A corner lot setting, flexible bonus space, and a long history of being well cared for make this a wonderful opportunity to create a home that feels uniquely yours! Schedule a showing today!

1813 Clifford Street, St Joseph

Listing courtesy of Angie Ziolkowski of Coldwell Banker General Property.

$459,900

4 Beds ⋅ 3.5 Baths

Gorgeous 4BR/3.5BA Greystone home with an open floor plan, beautiful wood floors, two living areas and 3-car garage. The kitchen features white cabinetry, beautiful countertops and pantry. Three bedrooms up, including a spacious primary suite with oversized walk-in closet and bedroom-level laundry. Finished lower level offers an additional bedroom and bath. Since purchasing, the owners have made extensive improvements: whole-home humidifier installed to HVAC; iron fence installed in the backyard; sprinkler system in the front and back yard, updated landscaping; MyQ garage door opening system (phone app) added to all garage bays and automatic opening system added to the single-car garage; ceiling fans installed in the two upstairs secondary bedrooms; sump pump drain extended from next to the house to the backyard; backyard leveled and reseeded; and landscaping rocks, shrubs and borders added to the front, sides and back. Enjoy it all from the covered deck!

4204 Windward Drive, St Joseph

Listing courtesy of Elishia Carrillo of Realty ONE Group Cornerstone.

$152,200

3 Beds ⋅ 1 Baths

Welcome home to easy, comfortable main-floor living! This inviting 3-bedroom, 1-bath home features an open-concept layout that creates a warm, spacious feel and makes everyday living and entertaining a breeze. Enjoy relaxing in the screened-in back porch while taking in the peaceful setting, with the property backing up to a wooded lot for added privacy. Whether you're looking for a comfortable place to call home or a quiet retreat from the everyday hustle, this property offers a wonderful combination of convenience, functionality, and privacy. Come see all this charming home has to offer!

217 W Market Street, St Joseph

Listing courtesy of MICHELLE SCHAUP of The St.Joe Real Estate Group,.

$377,700

3 Beds ⋅ 3 Baths

Welcome to this beautifully updated home that blends modern comfort with timeless charm. Featuring 3 spacious bedrooms and 3 full bathrooms, this home offers a functional and stylish layout perfect for both everyday living and entertaining. You'll love the main level laundry, making daily tasks a breeze, and the huge walk-in closet that offers ample storage and a touch of luxury. The dream walk-in pantry is a standout feature, ideal for keeping your kitchen organized and well-stocked. The kitchen also features a Samsung 5 burner gas range. Thoughtful updates can be found throughout the home, enhancing both its aesthetic appeal and functionality. Step outside and enjoy the beautifully landscaped yard, complete with a newer wood fence that offers privacy. The garage is not only a two car garage but is an extra deep design. Located in one of the areas most desirable neighborhoods, this home combines convenience, comfort, and style. Don't miss your chance to make it yours!

4004 Greywood Lane, St Joseph

Listing courtesy of Tyson Huff-Garza of The St.Joe Real Estate Group,.

$225,000

2 Beds ⋅ 2 Baths

Welcome to this timeless home on a spacious lot, just off the exquisite Lovers Lane and nestled in a quiet cul-de-sac. This property is minutes from Corby Pond, the Parkway System, the Dog Park, and other treasured St. Joseph attractions. Upon entering this home, you'll appreciate the hardwood floors and open floor plan, including a large dining area and living space. A generous deck off the dining area makes entertaining easy and offers a perfect spot to enjoy the expansive backyard and surroundings. The large master bedroom features two closets for extra storage, while another well-sized bedroom completes the upstairs, along with a full bathroom. On the lower level, you'll love the finished recreation room equipped with a wet bar, a full bathroom, ample storage, and a cozy fireplace. The oversized garage accommodates two vehicles, with extra space for crafting, storage, or any hobbies you may have. This is a must-see! This home is move-in ready, but it wouldn't take much to make it your own. Schedule your showing today. This home is being sold "AS IS" and is waiting for someone to call it "Home"!!

1817 Lovers Lane Heights N/A, St Joseph

Listing courtesy of Melissa Winn of Top Property Realty, LLC.

$135,000

2 Beds ⋅ 1 Baths

Looking for a little breathing room? This 2-bedroom, 1-bath home sits on a generous lot in a quiet, secluded corner of town, offering the kind of privacy that's hard to find without leaving the city behind. Inside, fresh paint throughout gives the home a clean, move-in-ready feel. A dedicated dining room makes space for everything from weeknight dinners to holiday gatherings, and two comfortable bedrooms offer flexibility for guests, a home office, or a hobby room. Need more room? The unfinished basement provides additional storage. Outside, the large lot is ready for your vision, whether that's a garden, a play area, a firepit for summer evenings, or simply room to spread out. A garage offers convenient parking plus extra space for tools, yard equipment, or weekend projects. The peaceful setting feels like a retreat, yet you're still close to everything town has to offer. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment, this one is worth a look. Schedule your showing today!

2403 N 2nd Street, St Joseph

Listing courtesy of Stacey Sharp of BHHS Stein & Summers Real Estate.

$479,900

3 Beds ⋅ 3 Baths

Pride of ownership shines throughout this beautifully maintained, one-owner home! The spacious primary suite features a tray ceiling and private bath with a separate jetted tub and walk-in shower. The thoughtfully designed floor plan offers comfortable main-level living, while the finished basement provides additional living space with a generous recreation room perfect for entertaining, relaxing, or game nights. Outside, enjoy a well-kept lawn, covered rear patio, and attractive curb appeal in an established neighborhood. An added benefit of this location is the option for high school attendance in either Buchanan County or Andrew County, offering added flexibility for homeowners. This well-cared-for property is ready to welcome its second owner!

13944 Indian Ridge Road, St Joseph

Listing courtesy of Vickie Wheeler of Randolph Realty Group.

$159,900

2 Beds ⋅ 1 Baths

Welcome home to this well-cared-for 2-bedroom, 1-bath bungalow on the Northside of St. Joseph. With 988 finished square feet, the home offers a comfortable layout with an oversized living/dining room and a large laundry/mudroom. The home was completely updated prior to the current owners purchasing it and has continued to be well maintained. The kitchen offers plenty of cabinet space along with stainless steel appliances. Outside, you'll find a fenced backyard with a deck, two storage sheds, and off-street parking accessible from the alley. A covered front porch adds to the charm and gives you another place to enjoy the outdoors. With its updates, character, and easy-to-maintain size, this home is move-in ready and worth a look!

1007 Randolph Street, St Joseph

Listing courtesy of Julie Hesselmann of Realty ONE Group Cornerstone.

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