Kansas City Homes with Conventional Financing

Kansas City Homes with Conventional Financing

Welcome to Kansas City, a vibrant and thriving city located in the heart of the Midwest. Known for its rich history, diverse culture, and friendly residents, Kansas City offers a unique blend of urban excitement and Midwestern charm.

For those looking to settle down in this dynamic city, homes with conventional financing are a popular choice. True Homes offers a range of beautiful properties that are perfect for families, young professionals, and everyone in between. With conventional financing options, you can find the perfect home to fit your budget and lifestyle in Kansas City.

Whether you're looking for a cozy bungalow in a historic neighborhood or a modern condo in the bustling downtown area, True Homes has something for everyone. From spacious kitchens and open floor plans to lush gardens and scenic views, our properties are designed to meet your every need.

Kansas City is not just a place to live; it's a place to thrive. With top-rated schools, world-class dining, and endless entertainment options, this city has something for everyone. Come and discover the magic of Kansas City with True Homes and find your perfect piece of paradise in this dynamic and welcoming community.

Newest Kansas City Homes with Conventional Financing

$525,000
4 Beds ⋅ 4.5 Baths
Beautifully positioned on a corner lot in Somerset Valley, this stately 2-story delivers generous living spaces, thoughtful updates, and a floor plan made for both everyday life and entertaining. With 4 bedrooms, 4.5 baths, and 3,678 sqft, the interior is filled with natural light, gorgeous hardwood floors, and spacious rooms throughout. The living room is anchored by a sleek fireplace, while the kitchen makes a statement with crisp white cabinetry, stainless steel appliances, expansive granite countertops, abundant storage, and an oversized marble island with plenty of room to gather. Upstairs, the impressive primary suite offers a relaxing retreat with dual vanities, soaking tub, separate shower, and fabulous walk-in closet. Each secondary bedroom is generously sized with its own private ensuite, giving everyone a space of their own. The finished lower level adds even more room to spread out with space for movie nights, a playroom, home office, fitness area, or additional living, plus a convenient full bath. Outside, a Trex deck and patio overlook the beautifully landscaped yard framed by mature trees, creating multiple places to grill, gather, or simply enjoy the outdoors. A newer HVAC, three-car garage, and fantastic location near golf, shopping, dining, entertainment, and highway access complete a home that has the space, setting, and versatility to be enjoyed for years to come.

12124 Grand Avenue, Kansas City

Listing courtesy of Blake Nelson Team of KW KANSAS CITY METRO.
$225,000
3 Beds ⋅ 1 Baths
Welcome to your move-in ready home at 3745 N Indiana Ave! This beautifully refreshed gem sits on an expansive, rare lot in Kansas City, offering the ultimate blend of modern style and worry-free living. Thoughtfully renovated, the home boasts fresh interior and exterior paint, stylish updated flooring, a brand-new roof, and an updated electrical panel for complete peace of mind. Outside, the property truly shines with a brand-new patio that opens up to a massive, fenced backyard - complete with a quality new wood fence - making it the ideal layout for summer BBQs, pets, gardening, or weekend relaxation. Whether you are a first-time homebuyer looking for turn-key comfort or an investor seeking a great property, 3745 N Indiana delivers incredible value, modern charm, and plenty of upgrades ready for you to enjoy on day one.

3745 N Indiana Avenue, Kansas City

Listing courtesy of HAPPY 2 HELP NETWORK TEAM of Keller Williams KC North.
$239,000
3 Beds ⋅ 2 Baths
Beautifully Updated Ranch on an Oversized Corner Lot! 3-bedrooms, 2 full baths Ranch offering the perfect combination of modern updates, functional living space, and an incredible lot in the heart of Kansas City. From the moment you arrive, you'll appreciate the home's inviting curb appeal, mature shade trees, and expansive corner lot with a fully fenced backyard—with a driveway in the back off Lydia! The spacious floor plan features bright living spaces, an updated kitchen, and beautifully refreshed finishes throughout. The finished lower level expands your living options with a true third bedroom featuring a legal egress window, a private en-suite full bathroom, and flexible space that's ideal for guests, a home office, or multi-generational living. Whether you're purchasing your first home, downsizing without sacrificing space, or simply looking for a move-in ready property, this home offers exceptional value at an affordable price. Conveniently located near shopping, dining, parks, schools, and major highways, you'll enjoy easy access to everything Kansas City has to offer.

1400 E 76th Terrace, Kansas City

Listing courtesy of Robb Murry of Real Broker, LLC-MO.
$250,000
3 Beds ⋅ 1 Baths
Classic Ranch on over Half an Acre with Endless Potential! Welcome to 9301 Everett Avenue! Tucked away on an expansive 0.57-acre lot (24,829 sq. ft.), this 3-bedroom, 1-bath ranch-style home combines peaceful, nature-filled surroundings with great single-level living. Step inside to an open-concept main living area. And a kitchen that comes equipped with light cabinetry, an extended breakfast bar/peninsula, and generous counter space—perfect for quick meals or gathering with guests. Out back, enjoy an exceptionally deep, gently sloping yard that backs directly to a mature tree line for ultimate privacy and serene views. The property also features a screened front porch, a rear step deck, an outdoor storage shed, and convenient off-street driveway parking. A blank-canvas interior ready for your style choices, this ranch is an ideal opportunity for buyers looking to customize or investors seeking a high-potential project!

9301 Everett Avenue, Kansas City

Listing courtesy of Mary Beth Schwartz of KW KANSAS CITY METRO.
$200,000
3 Beds ⋅ 2 Baths
Welcome to 10330 Smalley Court, a move-in-ready home offering 3 bedrooms, 2 bathrooms and approximately 1,034 square feet of comfortable living space. The functional layout provides plenty of flexibility for everyday living, entertaining or working from home. Conveniently located in south Kansas City with easy access to major highways, shopping, dining and everyday amenities. Whether you are purchasing your first home, looking to downsize or searching for an investment opportunity, this property is ready for its next owner. Schedule your showing today!

10330 Smalley Court, Kansas City

Listing courtesy of Breeze Team of EXP Realty LLC.
$425,000
4 Beds ⋅ 2 Baths
Some homes are renovated. This one has been lovingly restored. Honoring its original 1917 character, every decision was made with great attention to detail, blending timeless architecture with carefully selected materials, thoughtful craftsmanship, and modern functionality. The result is an exceptional Historic Northeast home that is anything but a typical renovation. The chef's kitchen is the centerpiece of the home, featuring a professional 36-inch, six-burner BlueStar rangetop, stunning Calacatta Vagli Italian marble countertops and full-height backsplashes, and custom inset cabinetry built to match the style of the original 1917 cabinets. Imported English tile and carefully selected finishes create a space that feels both timeless and functional. Throughout the home, rich hardwood floors, beautiful new millwork, and curated details complement the home's historic character. Both full bathrooms have been beautifully updated with imported English tile and striking unlacquered brass Moroccan plumbing fixtures, creating spaces that are as elegant as they are distinctive. Step outside to the inviting stone front porch overlooking one of the Historic Northeast's most desirable streets. Even the exterior details were thoughtfully considered, including a handcrafted Turkish water spigot sourced from Istanbul. Practical updates include a new HVAC system and water heater (2024), select new windows, generous storage throughout, a large open basement with endless possibilities. Located in one of Kansas City's most architecturally significant neighborhoods, you'll enjoy easy access to downtown, the City Market, neighborhood coffee shops, restaurants, and all the charm that makes the Historic Northeast so special. Homes finished with this level of craftsmanship and attention to detail rarely become available. Every element has been thoughtfully considered, creating a home that beautifully balances historic character with modern living.

3211 Windsor Avenue, Kansas City

Listing courtesy of Aaron Olla of Real Broker, LLC.
$250,000
2 Beds ⋅ 1 Baths

8407 Mercier Street, Kansas City

Listing courtesy of Andrew Bash of Sage Sotheby's International Realty.
$215,000
3 Beds ⋅ 2.5 Baths
Welcome home to this charming and versatile 3-bedroom, 2.5-bath home in the heart of Kansas City! From the moment you walk in, you'll appreciate the warm hardwood floors that flow throughout the main level, where the living room, dining area, and kitchen come together to create an inviting space that's perfect for everyday living and entertaining. Upstairs, you'll find two spacious bedrooms and a full bathroom, offering a comfortable retreat from the main living areas. The finished basement expands your living space with a large rec room, a third bedroom, and an additional full bathroom—ideal for guests, a private primary suite, a home office, or multi-generational living. With a convenient half bath on the main level, functional floor plan, and flexible living spaces, this home offers the perfect blend of comfort and practicality. Whether you're hosting friends, working from home, or simply looking for extra room to spread out, this home checks all the boxes. Don't miss your opportunity to make this Kansas City gem your own!

Kansas City

Listing courtesy of Jesse Taitt of Keller Williams Realty Partners Inc..
$430,000
3 Beds ⋅ 3.5 Baths
PICTURE PERFECT OFF WARD PARKWAY! BRING YOUR PICKIEST BUYERS! Absolutely gorgeous home near Waldo and Brookside! This home has been invested in and loved on and feels like a new home without the new home price tag! Gorgeous hardwoods fill both upstairs levels, with brand new carpet in the lower level. The light filled great room is generously sized for both entertaining and yet offers a cozy feel for quiet evenings. The designer kitchen features brand new cabinets, gorgeous granite countertops, and stainless steel appliances. A large island is perfectly situated between the great room and kitchen allowing for easy interactions between the spaces. The dining area is large and features a wood burning fireplace! The glass slider door opens on to a generously sized deck that is perfect for entertaining! The main level also features a half bath off the kitchen with a gorgeous vanity! Upstairs you will find a nicely sized primary suite with ensuite designer bath and two other nicely sized bedrooms, all with hardwoods. A full bath in the hallway serves the two secondary bedrooms. The newly finished lower level offers over 600 additional square feet and features its own bathroom. Fully renovated in 2023, this home has since been updated even more, including added waterproofing, drain tile, a new sump pump, and a 7 year transferable warranty on the foundation. Owners did not cut any corners with modifications/updates and have kept detailed records for new owners. ALL APPLIANCES STAY! Located next to the shops at Ward Parkway, nightlife in Waldo, and the charm of Brookside, this location offers easy access to some of KC's most exciting areas! THIS HOME WILL NOT DISAPPOINT! A MUST-SEE!

8802 Belleview Avenue, Kansas City

Listing courtesy of Amy Howell of Weichert, Realtors Welch & Co..
$225,000
3 Beds ⋅ 1 Baths
Looking for the perfect place to call your first home? This charming 3-bedroom, 1-bath ranch in Kansas City, Kansas offers comfortable single-level living with stylish updates throughout. Step inside to a spacious dining area that flows seamlessly into the remodeled kitchen, featuring crisp white cabinetry, a gas range with vent hood, and a classic subway tile backsplash. Just beyond the kitchen, the oversized family room provides plenty of space for relaxing or entertaining, while a convenient office nook offers the perfect spot to work from home, study, or tackle everyday tasks. Three comfortable bedrooms, a full bathroom, and a nearby laundry area complete the thoughtfully designed interior. Step outside to enjoy the large backyard and expansive deck—ideal for summer barbecues, outdoor gatherings, or simply unwinding at the end of the day. Conveniently located near shopping, restaurants, schools, and everyday amenities, this move-in ready home is an excellent opportunity for first-time buyers or anyone looking for easy ranch-style living.

3140 S 46th Terrace, Kansas City

Listing courtesy of Chris Austin of KW KANSAS CITY METRO.
$325,000
3 Beds ⋅ 3 Baths
Coming Soon! Don't miss your chance to own this charming home! Perfectly situated on a desirable corner lot, this home offers fantastic curb appeal and added outdoor space. More details and professional photos are coming soon—stay tuned for your opportunity to make this wonderful property your next home!

904 NE 60th Terrace, Kansas City

Listing courtesy of Jackie Perez of Inspired Realty of KC, LLC.
$415,000
3 Beds ⋅ 2.5 Baths
Welcome home to this beautifully maintained property that perfectly blends style, space, and convenience. The expansive family room is the heart of the home, featuring soaring vaulted ceilings, abundant natural light, and a cozy fireplace—creating the perfect setting for relaxing evenings or entertaining family and friends. The spacious open-concept kitchen is designed for both everyday living and entertaining, with ample counter space, a versatile center island with bar seating, and NEWER stainless steel appliances, including a gas range, refrigerator, and dishwasher. The adjoining breakfast area is filled with natural light, and opens directly to the deck, overlooking a level backyard shaded by mature trees—ideal for outdoor dining, play, or peaceful mornings. The exterior was just painted and they just installed new carpet, too. Escape to the private primary suite, complete with a luxurious en-suite bath featuring a jetted tub, separate shower, double vanity, and two generous walk-in closets. For added convenience, the laundry room is located on the bedroom level. The finished walkout lower level offers a second family room, a convenient half bath, and easy access to the backyard, making it a perfect space for movie nights, a home office, or a recreation area. Need even more room? The large unfinished sub-basement provides exceptional storage or endless possibilities for future expansion. To top it all off, this fantastic home is located directly across the street from the neighborhood pool, giving you resort-style amenities just steps from your front door. With spacious living areas, thoughtful updates, abundant storage, and an unbeatable location, this home truly has it all!

8804 N Anita Avenue, Kansas City

Listing courtesy of Paul Garnett of Realty Executives.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use