Kansas City Homes with FHA Financing

Kansas City Homes with FHA Financing

Welcome to Kansas City, a vibrant and diverse city located in the heart of the Midwest. Known for its rich history, cultural attractions, and friendly residents, Kansas City offers a unique blend of urban excitement and small-town charm.

If you're considering purchasing a home in Kansas City, you'll be pleased to know that there are plenty of options available with FHA financing. FHA loans are a popular choice for first-time homebuyers and those with less-than-perfect credit, as they offer low down payment requirements and flexible credit score guidelines.

Whether you're looking for a cozy bungalow in the historic Westport neighborhood, a modern condo in the bustling Power & Light District, or a spacious family home in the suburbs, you're sure to find the perfect property to call your own in Kansas City.

With its affordable housing market, strong job opportunities, and vibrant arts and culinary scene, Kansas City is a fantastic place to put down roots and make a home. Let us help you find your dream home in this dynamic city with FHA financing options that make homeownership more accessible than ever.

Newest Kansas City Homes with FHA Financing

$339,900
3 Beds ⋅ 3 Baths
Beautiful Home, remodeled, New quartz counter tops, New flooring, New interior and exterior paint, New light fixtures, remodeled basement, where every detail has been thoughtfully upgraded from top to bottom. Lots of windows to add light throughout, this home shines with modern elegance. The interior lighting is absolutely amazing—bright, warm, and inviting in every space. The heart of the home features a stunning custom. You’ll love the gorgeous quartz countertops, backsplash, and cabinets that make this kitchen perfect for cooking and entertaining. Just off the kitchen, you’ll find a dedicated dining area, a comfortable sitting room, and a spacious family room that provides plenty of room to gather and relax. Upstairs, the fireplace has been enhanced with a custom that adds character. This home offers one primary bedroom, with private full bathroom, total three bedrooms in main floor. The finished basement provides an additional room and living area perfect for entertainment, featuring its own fireplace for cozy evenings and movie nights. Step outside to enjoy the fenced backyard, offering privacy and space for outdoor gatherings, pets, or play. This home combines modern upgrades, thoughtful design, and functional living spaces—truly a must-see remodel that stands out from the rest.

2914 N 79th Terrace, Kansas City

Listing courtesy of Belen Villescas of Quality Cornerstone Realty.
$210,000
4 Beds ⋅ 2 Baths
Finding a home with space, function, and value can be difficult in today’s market — but this all-brick ranch gives buyers a real opportunity. The home offers 4 bedrooms, multiple bathrooms, fresh interior paint, an attached garage, a full basement, and a generous lot with room to enjoy. The layout provides flexibility for everyday living, work-from-home needs, guests, hobbies, or future possibilities. Located near major highway access, shopping, dining, and downtown Kansas City, the home keeps you connected while still offering the comfort of an established neighborhood. For the buyer who wants strong basics, practical space, and the chance to build equity over time, this home is ready for its next chapter.

1713 N 43rd Street, Kansas City

Listing courtesy of Dave Johns of Keller Williams Realty Partners Inc..
$549,000
1 Baths
Rare urban transformation opportunity! Bring your design ideas to reinvent this massive 3,540 SF first-floor suite into a custom residential paradise or the ultimate upscale live/work destination in the heart of the East Village. This space is currently an office in a residential tower. This flexible layout offers single-family home dimensions with the lock-and-leave convenience of luxury high-rise living, making it easy to seamlessly integrate a sprawling private residence with a professional storefront, creative studio, or executive office. The property features soaring ceilings, a bright great room with a gas fireplace, a private outdoor patio, and a separate dedicated HVAC system. All utilities are simplified into a single HOA fee, and the unit includes unprecedented downtown parking with seven gated, front-row spots for you or your clients. Enjoy full ADA accessibility and unmatched resort-style amenities, including a 24-hour concierge, full-time security, a fitness center, a private movie theater, a game room, a dog park, and a stunning penthouse pool, lounge, and martini bar overlooking the city. Positioned just minutes from Columbus Park, the River Market, Berkley Riverfront, and the KC Streetcar, this is the ultimate canvas for a premier live/work or luxury loft conversion.

700 E 8th #400 & #500 Street, Kansas City

Listing courtesy of Brian Fleming of Vitale Realtors.
$175,000
3 Beds ⋅ 2 Baths
Welcome home to this beautifully updated, move-in-ready property—an ideal opportunity for a first-time buyer! Major improvements include a new roof, new windows, and a completely refreshed interior, allowing you to move in with confidence. Inside, you’ll find fresh paint, attractive flooring, updated lighting and ceiling fans, a renovated kitchen with ample cabinet space, modern countertops and tile backsplash, plus updated bathrooms with clean, contemporary finishes. The spacious living areas are filled with natural light, while the covered front porch and fenced yard provide great spaces to relax or entertain. With the big-ticket improvements already completed, this home offers comfort, style, and an affordable path to homeownership.

5701 Bales Avenue, Kansas City

Listing courtesy of Harry Meierarend IV of RE/MAX Premier Properties.
$325,000
3 Beds ⋅ 2.5 Baths
Are you looking for a lovely home, situated on a cul-de-sac in an established and well manicured neighborhood but located near major highways? This is it! It is also just minutes from Happy Rock Park offering walking/biking trails, tennis courts, softball and soccer fields and a playground area. This 3 bed/2 full bath and one half bath split level entry includes a spacious dine-in kitchen opening to a 16’ x 20’ deck. A finished lower level provides options for a non conforming 4th bedroom or a second family room with half bath and outside entrance to a covered patio. The extra long garage accommodates added storage or room for a workbench or crafting area. Additional amenities include new interior and exterior paint, new carpet and lvp flooring, upgraded light fixtures and newer taller toilets. This home is move-in ready and easy to love!

3703 NE 81 Terrace, Kansas City

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$195,000
3 Beds ⋅ 2 Baths
Beautifully renovated home offering a perfect mix of charm and modern updates throughout. Bright, open living spaces flow into a stylish kitchen with sleek cabinetry and an island great for everyday living and entertaining. Unique architectural details, built-in storage, and large windows that fill the home with natural light. Outside, the fenced yard and mature trees create a peaceful, private setting. Move-in ready and full of character this one is a must-see!

302 S Boeke Street, Kansas City

Listing courtesy of Mitch Cayton of Keller Williams KC North.
$335,000
4 Beds ⋅ 3.5 Baths
Spacious, stylish, and beautifully updated—this exceptional two-story home offers the perfect blend of comfort, functionality, and privacy. Featuring 4 bedrooms, 2 full and 2 half baths, over 2,800 square feet of living space, a finished basement, and situated on a rare .60-acre cul-de-sac lot backing to peaceful green space, this home truly has it all. Step inside to a welcoming semi-open floor plan designed for both everyday living and entertaining. The expansive living room is highlighted by a cozy fireplace and flows seamlessly into the newly updated kitchen. The kitchen is a showstopper, featuring two-tone cabinetry, warm wood countertops, hardwood floors, a beautiful stone backsplash, stainless steel appliances, a pantry, and eat-in dining area. Dining room is located off the kitchen. Enjoy outdoor living in the large, fenced backyard complete with a spacious deck—perfect for relaxing, entertaining, or letting kids and pets play. Upstairs, the generous primary suite is a private retreat, featuring its own martini deck, a spacious en-suite bath with double vanities, a separate soaking tub and shower, and walk-in closet. Three additional bedrooms and a full bath complete the second level. The finished lower level provides even more living space, ideal for a recreation room, media room, home gym, or play area, along with a convenient half bath and additional unfinished storage space. Additional updates include a freshly repainted exterior, giving the home outstanding curb appeal. Conveniently located just 20 minutes from downtown with easy highway access, this home combines space, modern updates, and an unbeatable location. Don't miss this incredible opportunity!

13905 E 50th Street, Kansas City

Listing courtesy of Brooke Miller of ReeceNichols - Country Club Plaza.
$595,000
Charming and stately Central Hyde Park duplex situated on a generously sized lot. Each spacious unit features three bedrooms, two full baths, gleaming hardwood floors throughout, oversized living and dining spaces, large kitchens, wood-burning fireplaces, inviting sunrooms, covered porches, and private garages. Pride of ownership is evident throughout, with numerous updates to the property's mechanical systems. Current rents are below market, offering an excellent opportunity for future income growth. Nestled on a picturesque, tree-lined street surrounded by grand turn-of-the-century homes, this property is just a short stroll to the park and minutes from Kansas City's renowned cultural attractions, restaurants, shopping, and entertainment. This is a rare opportunity to own a classic Hyde Park investment property in one of the city's most sought-after historic neighborhoods.

3723 Locust Street, Kansas City

Listing courtesy of Joseph Pinter of Realty ONE Group Metro Home Pros.
$490,000
4 Beds ⋅ 3.5 Baths
Prepare to fall in love with this beautiful move-in ready two-story home in the Liberty School District. This spacious home features four spacious bedroom, three full bath and one half bath, plus a partially finished basement with additional space ready to be finish to fit your needs whether its a home theater, gym, office or extra living area. The bright open floor plan is filled with natural light and offers a large kitchen that flows seamlessly into the hearth room and great room, making it perfect for everyday living and entertaining. Fresh paint and numerous updates throughout gives the home a modern, refreshed feel. Step outside to the patio and unwind while enjoy the large fenced back yard, ideal for kids, pets, entertaining or simply relaxing. Conveniently located near highly sought-after Liberty schools, shopping, dining, parks and major highways. This home offers the perfect combination of comfort, style, and an exceptional location.

10760 N Laurel Avenue, Kansas City

Listing courtesy of Monica Willis of ReeceNichols-KCN.
$200,000
2 Beds ⋅ 2 Baths
Discover easy, lock-and-leave living in one of Kansas City's most walkable neighborhoods! This beautifully maintained top-floor condo offers 2 bedrooms, 2 baths, and an unbeatable location just steps from UMKC, the new KC Streetcar stop, the Country Club Plaza, Brookside, South Plaza shops, a grocery store, Crestwood Shops and the Trolley Track Trail. Whether you're looking for your first home, a place near UMKC, or an easy lock-and-leave lifestyle, you'll appreciate everything this home has to offer. Bamboo floors extend throughout the condo, complemented by fresh interior paint and a brand-new furnace (June 2026). The large open living and dining area is filled with natural light from double sliding glass doors leading to a private balcony overlooking the community pool. Start your morning with coffee on the balcony and unwind in the evening while enjoying views toward the illuminated Nelson-Atkins Museum of Art. The spacious primary suite features a walk-in closet, while the home also includes an assigned parking space and private storage unit. Google Fiber is available, and the HOA provides exceptional value by covering building maintenance, roof repair and replacement, water, gas, property insurance, trash, snow removal, parking, pool, clubhouse, storage, and more, leaving electricity and Internet as the only utility paid by the owner. Move-in ready and perfectly positioned to enjoy the very best of Kansas City living. Welcome home!

5019 Walnut Street Unit #E, Kansas City

Listing courtesy of Linda Hammer of BHG Kansas City Homes.
$279,000
2 Beds ⋅ 1 Baths
Fall in love with this charming Craftsman-style home featuring a beautiful stone-and-shingle exterior, classic dormer windows, and an inviting elevated front porch supported by impressive stone pillars. Step inside to a warm and welcoming entryway showcasing a solid wood front door, rich hardwood floors, and crisp white walls that create a bright, inviting first impression. The spacious living room is filled with natural light and offers gleaming hardwood floors, elegant crown molding, a stunning gas fireplace flanked by custom built-in cabinetry, and a stylish chandelier—creating the perfect space to gather and unwind. The adjoining dining area is highlighted by a gorgeous built-in wooden buffet with glass-front cabinetry, adding both charm and functional storage. The beautifully designed kitchen features painted cabinetry with under-cabinet lighting, warm wood countertops, a classic white subway tile backsplash, open shelving, a white farmhouse sink, a gas range, and stainless steel appliances—blending character with everyday functionality. Two generously sized bedrooms offer abundant natural light, ceiling fans, and ample closet space, providing comfortable space to retreat to. Step outside to your expansive backyard oasis, where you’ll find the perfect setting for entertaining, relaxing with your morning coffee, or gathering around the fire pit under the stars. The flagstone patio, wood privacy fence, and mature shade trees create a peaceful outdoor escape you’ll enjoy throughout the seasons.

4141 Kenwood Avenue, Kansas City

Listing courtesy of Angie Scherzer of Compass Realty Group.
$420,000
4 Beds ⋅ 3.5 Baths
Don't miss this beautifully maintained home offering the perfect blend of comfort, style, and convenience. Nestled in a desirable Northland neighborhood, this inviting property features spacious living areas filled with natural light, creating a warm and welcoming atmosphere from the moment you step inside. The thoughtfully designed floor plan provides comfortable spaces for both everyday living and entertaining. The kitchen offers ample cabinetry, a gas stove, and granite countertops that provide ample workspace. Flowing seamlessly into the dining and living areas for effortless gatherings. Generously sized bedrooms provide peaceful retreats, while the primary suite offers privacy and comfort. Step into a finished basement with a rec room and a half bath. Outside, enjoy a well-maintained yard with room to relax, garden, or entertain. Whether you're hosting a summer barbecue or enjoying a quiet evening outdoors, the backyard provides a versatile space to fit your lifestyle. Don't miss this spectacular home!

3027 NW 57th Terrace, Kansas City

Listing courtesy of Max Jones of Keller Williams KC North.
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