Kansas City Homes with FHA Financing

Kansas City Homes with FHA Financing

Welcome to Kansas City, a vibrant and diverse city located in the heart of the Midwest. Known for its rich history, cultural attractions, and friendly residents, Kansas City offers a unique blend of urban excitement and small-town charm.

If you're considering purchasing a home in Kansas City, you'll be pleased to know that there are plenty of options available with FHA financing. FHA loans are a popular choice for first-time homebuyers and those with less-than-perfect credit, as they offer low down payment requirements and flexible credit score guidelines.

Whether you're looking for a cozy bungalow in the historic Westport neighborhood, a modern condo in the bustling Power & Light District, or a spacious family home in the suburbs, you're sure to find the perfect property to call your own in Kansas City.

With its affordable housing market, strong job opportunities, and vibrant arts and culinary scene, Kansas City is a fantastic place to put down roots and make a home. Let us help you find your dream home in this dynamic city with FHA financing options that make homeownership more accessible than ever.

Newest Kansas City Homes with FHA Financing

$420,000
2 Beds ⋅ 2 Baths
Low-maintenance living meets flexibility at The Villas at Tiffany Woods! This 2-bedroom, 2 Bathroom villa w/ 2-Car Garage offers the option for true one-level living, w/ the Primary Suite, secondary Bedroom, 2 Full Bathrooms, Laundry, Kitchen, Great Room, & outdoor living all on the Main Level. An additional 1,354 sq. ft. unfinished Lower Level provides incredible future finish & storage potential. Covered Front Porch opens to a welcoming Entry w/ True Oak Hardwood Floors. The Great Room is filled w/ natural light from picture windows, transoms & plantation shutters, while a Gas Fireplace w/ stacked stone surround, wood mantle, floor-to-ceiling built-ins & media cabinet create a warm focal point. Walk out to the Screened Deck featuring composite flooring & a 12' ceiling for comfortable outdoor living. Eat-In Kitchen offers granite countertops, stained cabinets, ceramic tile backsplash, pantry w/ roll-out shelves, stainless appliances, deep drawers & a 2-tier Eat-Up Island. True Oak Hardwood Floors continue through the Kitchen & Dining Area. Primary Suite features a trayed ceiling, backyard-facing windows & private Bath w/ dual undermount sinks, granite vanity, tiled shower w/ glass doors & built-in seat, plus a Walk-In Closet. The secondary Bedroom has convenient access to the Hall Bath featuring a granite vanity & high-end walk-in tub w/ aromatherapy, jets & handheld spray wand. Main Level Laundry adds everyday convenience. The unfinished Lower Level nearly doubles the home's potential w/ 9' ceilings, multiple windows, Covered Patio access, abundant storage & Silent Floor construction between levels. Stucco & stacked stone exterior, HOA-maintained irrigation & 2-Car Garage complete the home. Located in the Park Hill School District w/ convenient access to shopping, dining, KCI Airport & major highways.

6118 NW 95th Street, Kansas City

Listing courtesy of Brenda Shores of Real Broker, LLC.
$1,820,000
4 Beds ⋅ 4.5 Baths
Resort-style living defines this extraordinary 4 bedroom, 4.5 bath residence in Eagle Pointe Subdivision. Designed for entertaining, this home pairs sophisticated interiors with exceptional gathering spaces. A circular drive and welcoming front porch create an impressive arrival. Inside, refined details include Spanish 2' x 4' polished porcelain tile, decorative vaulted ceilings, striking lighting, 8' doors and abundant natural light. The chef's kitchen features Bosch appliances, induction cooking, two ovens, beverage refrigerator, dedicated prep kitchen, and walk-through pantry with floor-to-ceiling cabinetry. The adjacent entertaining area extends the kitchen, creating an ideal space for hosting while keeping the main kitchen open and functional. The primary suite offers a private retreat with electronic blinds, heated floors, illuminated air-jet soaking tub, two walk-in showers and walk-in closet. An oversized laundry/craft room completes the main level with an island, sink, built-ins, and dedicated dog-washing station. The lower level offers three bedrooms, 2.5 baths, second laundry, sunlit living room with modern fireplace, wine room, premium theater, hidden speakeasy, and custom bar with architectural archways, kegerator, ice maker and mercury-glass backsplash. Outside, the resort setting continues with a saltwater pool, pergola, updated landscaping and fence. The covered deck features a fireplace, TV and fans, perfect for game days and evenings outdoors. A fully equipped lower outdoor kitchen features honed granite, griddle, THOR 24" pizza oven, grill, and sink. Quality construction includes 2x6 exterior walls, Andersen windows, dual electrical panels, suspended garage and porch construction, and an extra-tall 3-car garage. Set within Shoal Creek Valley with Liberty schools, community pools, shopping, dining and Shoal Creek Golf Course nearby. This home offers a rare combination of thoughtful design and sophisticated entertaining spaces.

8685 NE Shoal Creek Valley Drive, Kansas City

Listing courtesy of Amanda Crossley of RE/MAX Innovations.
$69,500
3 Beds ⋅ 1 Baths
Tiny Home Before Tiny Homes Were a Thing! This 3-bedroom, 1-bath home offers a rare opportunity to own a piece of post-WWII history. Built as part of a development created for returning veterans, this home has been lovingly held by the same ownership for nearly 50 years—and is now ready for its next chapter. Fresh interior & exterior paint and new windows give it a clean, refreshed feel. The efficient layout makes it an excellent option for a first-time buyer, downsizer or rental investor. No AC or appliances currently in place, allowing the new owner to add what fits their needs and budget. Simple. Affordable. Full of potential. And a true piece of neighborhood history.

4024 Lawndale Avenue, Kansas City

Listing courtesy of Veronica Jaster of ReeceNichols - Country Club Plaza.
$350,000
4 Beds ⋅ 3 Baths
Space to spread out, updates to love and a backyard made for enjoying-this home checks all the boxes! Step inside to a bright, open floor plan featuring vaulted ceilings and beautiful hardwood floors throughout the main living space. The updated kitchen brings plenty of personality with butcher block countertops, painted cabinetry, updated recessed lighting, a large walk-in pantry AND a kegerator--because your kitchen should be fun, too! All kitchen appliances stay, making move-in that much easier! The spacious primary suite offers a walk-in closet and a private ensuite bath complete with a skylight for loads of natural light. Head downstairs to the finished walkout lower level where you'll find even more room to relax or entertain, including a bar, full bathroom and non-conforming 4th bedroom--perfect for guests, a home office or workout space! Outside, the multi-tier deck was updated just 2 years ago and overlooks a large backyard with plendy of room to play, entertain or simply unwind. Need storage? The seller added an impressive 8x20 attached shed with electricity! Add in a side entry garage, exterior paint completed just 3 years ago, plus a washer and dryer that stay, and you've got a home that's ready for it's next chapter! Come see just how much this one has to offer!

8501 NE 108TH Terrace, Kansas City

Listing courtesy of Explore Home Group of Keller Williams KC North.
$322,000
4 Beds ⋅ 2.5 Baths
Welcome to this beautifully updated spacious Tr-level offering 4 bedrooms, 2.5 baths, a finished basement and an abundance of living and entertaining space. From the moment you arrive, the attractive brick exterior, large driveway and two-car garage create an inviting first impression. Step inside to a warm and welcoming main level featuring wood floors and tons of natural light. The spacious living room offers large windows creating a warm and comfortable gathering space. The heart of the home is the large updated kitchen, featuring an abundance of wood cabinetry, granite countertops, stainless appliances and plenty of room to prepare and entertain. A bright breakfast room is attached to the kitchen and features large windows for more natural light. For more formal occasions, the spacious dining room provides plenty of space for gatherings and features doors leading directly to the expansive deck, making indoor-outdoor entertaining effortless. A second family room offers even more flexibility, complete with a beautiful brick fireplace and plenty of room for relaxing or creating a dedicated home office or study. Upstairs, you'll find four generously sized bedrooms, along with two full bathrooms, providing plenty of space for family, guests, or flexible living arrangements. The finished basement adds another level of usable space and includes a non-conforming fifth bedroom with a closet. The lower level also features a laundry room and utility area with a shower. Step outside to enjoy the huge fully fenced backyard, complete with a deck and sizeable patio-perfect for outdoor dining and enjoying the generous yard. This property is currently being utilized as a short-term rental. The seller will be canceling the short term rental and any future stays upon receipt of an agreed upon sales contract. Don't miss this opportunity to make this your home!

3238 N Chippewa Drive, Kansas City

Listing courtesy of Leslie Hogan of BHG Kansas City Homes.
$199,500
3 Beds ⋅ 1 Baths
This exceptional home is ready for its next owners. Experience peace of mind with a newer roof and a 1 year old HVAC system. Step inside and appreciate the spacious, natural light-filled living room and slide into the adjoining kitchen to put your chef skills to the test. Stroll down the hallway where you will find all 3 bedrooms conveniently located on the main floor. Downstairs, the bonus/family room offers space for all your activities while the rest of the basement and the garage provide space for your toys and tools! The real magic happens in the backyard that is fenced for your privacy. Sip morning coffee on the back deck and create evening memories entertaining around the firepit. Spend afternoons under the shade of towering trees, foraging for your favorite morsels in the established garden! This home may serve as a peaceful retreat or the backdrop for frolicking pups, chuckling children and high sprited activities, discover limitless possibilities! Awesome location, close to shopping, dining, schools and parks.

11806 E 58th Street, Kansas City

Listing courtesy of Scott Ewing of United Real Estate Kansas City.
$280,000
3 Beds ⋅ 2 Baths
Fully upgraded 3 bed 2 full bath house located in quiet area. The house have been fully upgraded from kitchen, bathrooms, living rooms by professional designer. New roof had been replaced 2 years ago, new furnace had been installed about 1 year ago. new paints and lights for all the rooms. refer to pictures for details. House is currently empty and ready to move in. it is closed to I435, easy to go anywhere. The school is nearby, minor park is 5 minutes away. there are 2 lakes behind the house which is only 1 minute away

3713 E 114th Terrace, Kansas City

Listing courtesy of Jonathan Minerick of homecoin.com.
$319,900
4 Beds ⋅ 3 Baths
Welcome to 2421 N 72nd St, a beautifully updated home offering a fresh, modern feel with plenty of space inside and out. Major updates include a brand-new roof, HVAC system, electrical wiring, plumbing, and windows, giving you peace of mind for years to come. Inside, you’ll find fresh paint, new flooring and light fixtures, and a beautiful kitchen featuring brand-new stainless steel appliances and granite countertops. The spacious layout offers 4 bedrooms plus a bonus room that can be used as an additional bedroom, home office, or extra living space. Enjoy your morning coffee on the front porch, relax on the back deck, or take advantage of the nearly one acre of land for outdoor activities, entertaining, or simply enjoy the space and privacy the property offers. With parking for up to 10 cars, there’s plenty of space for guests as well. With major updates already completed and plenty of room, this home offers the perfect opportunity to settle in and make it yours. Schedule your private showing today.

2421 N 72ND Street, Kansas City

Listing courtesy of Jeiry Lemus Ramos of Quality Cornerstone Realty.
$210,000
3 Beds ⋅ 2 Baths
This well-maintained home offers a comfortable, updated interior with versatile living space across multiple levels. The inviting living room features a vaulted ceiling, fireplace, ceiling fan, and LVT flooring, while the eat-in kitchen is finished with quartz countertops, white cabinetry, a tile backsplash, stainless steel appliances, and LVT flooring. Three bedrooms provide ample flexibility, including a primary bedroom with a ceiling fan and closet. The main-floor bath includes a tub/shower combination, and a second full bath in the basement features a shower. Downstairs, the finished basement adds valuable additional living space that can serve as a family room, recreation area, home office, or hobby space. Major improvements include a roof, heater, and air conditioner replaced in 2022, along with a newer water heater. An attached garage and bright, neutral finishes complete this move-in-ready home.

5759 N Anita Avenue, Kansas City

Listing courtesy of Dani Beyer Team of Keller Williams KC North.
$190,000
4 Beds ⋅ 2 Baths
Great opportunity with tons of potential! This home was updated just a few years ago and already has many of the improvements in place. It simply needs a little cosmetic refresh—new carpet, fresh paint, and some finishing touches—to bring it back to life. With good bones and an updated foundation to work from, this property offers an excellent opportunity for a buyer looking to build equity without taking on a major renovation. A simple makeover could have this home looking and feeling like new again. Property is being offered as a short sale and is subject to lender approval. Bring your vision and make this home your own!

8632 E 97th Terrace, Kansas City

Listing courtesy of Ray Homes KC Team of Compass Realty Group.
$514,911
3 Beds ⋅ 2 Baths
PREMIUM LOT BACKING TO MATURE TREES & WALKING TRAILS! Beautifully positioned to offer peaceful views and a private, nature-filled setting, this home delivers the perfect blend of luxury and low-maintenance living. Luxury vinyl plank (LVP) flooring extends throughout most of the main living areas, offering both style and durability. The kitchen features elegant quartz countertops and a spacious walk-in pantry, providing both style and functionality. The walkout basement boasts 9-foot ceilings and offers excellent potential for future living space or additional finished areas. Enjoy outdoor living on the maintenance-free deck or lower-level patio while overlooking the surrounding greenspace. The exterior features durable, low-maintenance James Hardie siding. Located in a highly desirable community within an A+ school district, with convenient access to shopping, dining, and major highways. Photos are simulated. Floor plans, finishes, features, and selections may vary.

9612 N Ava Street, Kansas City

Listing courtesy of Aimee Miller of ReeceNichols - Lees Summit.
$189,000
2 Beds ⋅ 2 Baths
Top-floor Plaza living with great views! Welcome home to Plaza Hills, where low-maintenance luxury meets unbeatable urban convenience. Situated on the top floor, this stunning 2-bedroom, 2-bathroom condo offers an elevated retreat right in the heart of Kansas City’s premier shopping and dining district. Step inside to an airy, light-filled floor plan featuring LVP flooring through the main living areas. The updated kitchen boasts sleek granite countertops, a classic tile backsplash, premium KitchenAid stainless-steel appliances, and a raised breakfast bar that opens seamlessly to the dining and living spaces—perfect for entertaining! Unwind in the spacious living room, framed by expansive windows and double French doors that lead to your private, covered balcony. It’s the ultimate spot for morning coffee or an evening cocktail, offering panoramic views of the sparkling community pool below. Both bedrooms feature brand-new carpeting and ample closet space, paired with two beautifully updated full bathrooms featuring granite-topped vanities. Amenities include: In-unit washer and dryer for ultimate convenience. A dedicated, secure parking space included with the sale. Peace of mind in a gated community with secure package delivery. Access to the community pool, sundeck, and gym. Don't miss the chance to live steps away from world-class dining, upscale shopping, and the vibrant culture of the Country Club Plaza. Schedule your tour today and live the ultimate lock-and-leave lifestyle!

4727 Jarboe Street Unit #95, Kansas City

Listing courtesy of Zach Horn of ReeceNichols - Country Club Plaza.
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