Kansas City Homes with Lease Option Financing

Kansas City Homes with Lease Option Financing

Welcome to Kansas City, Missouri - a vibrant city known for its rich history, cultural attractions, and friendly community. Nestled in the heart of the Midwest, Kansas City offers a unique blend of urban excitement and small-town charm.

With a diverse range of neighborhoods to choose from, Kansas City has something to offer everyone. Whether you're looking for a bustling downtown loft, a historic home in the suburbs, or a cozy bungalow in a quiet neighborhood, you'll find the perfect place to call home in this dynamic city.

One exciting option for prospective homebuyers in Kansas City is the availability of homes with lease option financing. This innovative approach allows individuals to lease a property with the option to purchase it at a later date. This can be a great opportunity for those who may not be ready to buy a home outright but still want to invest in their future.

Imagine enjoying all that Kansas City has to offer while living in a home that could potentially be yours in the future. With lease option financing, you can turn your dream of homeownership into a reality.

Experience the best of city living in Kansas City, Missouri, where history, culture, and community come together to create a truly special place to live. Explore the possibilities today and find your perfect home in this thriving Midwestern city.

Newest Kansas City Homes with Lease Option Financing

$149,900
3 Beds ⋅ 2 Baths
Charming Historic Home in Northeast KC – Perfect opportunity to a buyer looking for Sweat Equity! Most of the heavy lifting has been completed in the heart of Kansas City's vibrant Historic Northeast! Just minutes from grocery stores, bus stops, and local dining, this home offers the perfect blend of classic charm and modern convenience. Property Features: 3 Bedrooms / 2 Full Bathrooms Main-level bedroom & full bath – perfect for guests. Two additional bedrooms upstairs with a second full bath Thoughtfully configured while preserving original character Flexible parking options with both street access and alley access to the backyard for extra parking or future garage addition Whether you're looking for your next home or a smart investment property, this one checks all the boxes. The layout is functional and ideal for families, roommates, or rental strategies. Seller is open to seller-financing.

3608 Garner Street, Kansas City

Listing courtesy of Devaune Johnson of Lifestyles Realty Missouri, INC.
$239,000
4 Beds ⋅ 2 Baths
Remarks & Directions (Ask about the lease-to-own option/owner financing for 259K and 1900.00 per month) Timeless KC architecture meets modern joy in this gorgeous Pendleton Heights Shirtwaist. Stepping inside feels simply happy — bright, welcoming spaces with brand-new natural white oak floors that flow throughout, complemented by a striking white oak staircase. The classic layout features a versatile first-floor bedroom that easily serves as a dining room, echoing how these historic homes were originally used. The kitchen is a blend of style and heritage, with crisp new cabinets, granite counters, a tiled backsplash, stainless appliances, and lighting that channels authentic Shirtwaist charm. Upstairs, you’ll find three more spacious bedrooms and another updated bath. Thoughtful laundry options include space for hookups in the first-floor bathroom closet (for a washer/dryer combo unit) and in the fresh/clean basement, as is traditional. Discover your private oasis: a newly built, oversized wood deck nearly as wide as the house itself — ideal for quiet evenings or weekend brunch. The inviting front porch is made for slowing down and watching the friendly neighborhood roll by. Live at the heart of Kansas City’s vibrant historic community. Just around the corner is the beloved Pendleton Heights Community Orchard, with Cliff Drive and Kessler Park offering trails, biking, and disc golf. This close-knit neighborhood also hosts “Coffee & Meet Your Neighbor” events — easy, welcoming ways to connect and become part of the community. Plus, it’s only minutes from the River Market, the Crossroads, and downtown KC. Zillow estimates the homes on either side are valued above $300K.

2606 Smart Avenue, Kansas City

Listing courtesy of Jeff Basler of Platinum Realty LLC.
$190,000
3 Beds ⋅ 2 Baths
Great opportunity in Kansas City! This home offers plenty of potential for a buyer looking for a place to call their own or an investor looking to add to their portfolio. Conveniently located with quick access to major highways, shopping, dining, parks, and everyday amenities. With a great location and plenty of possibilities, this property is ready for its next owner. Schedule your showing today, property is on a month very under-rented because of long term tenant. Seller has never occupied the property, and is a licensed broker in KS/MO. Buyer and Buyer's agent to verify all information as it pertains to the property. Property can be sold with additional properties owned by Seller a list of addresses and MLS#'s will be added in supplements, or can be purchased alone. MTM Tenant at $1200 per month for rent.

7707 E 50th Terrace, Kansas City

Listing courtesy of Bobby Valentino Babcock of Wardell & Holmes Real Estate.
$125,000
2 Beds ⋅ 1 Baths
Great opportunity in Kansas City! This home offers plenty of potential for a buyer looking for a place to call their own or an investor looking to add to their portfolio. Conveniently located with quick access to major highways, shopping, dining, parks, and everyday amenities. With a great location and plenty of possibilities, this property is ready for its next owner. Schedule your showing today, property is on a month very under-rented because of long term tenant. Seller has never occupied the property, and is a licensed broker in KS/MO. Buyer and Buyer's agent to verify all information as it pertains to the property. Property can be sold with additional properties owned by Seller a list of addresses and MLS#'s will be added in supplements, or can be purchased alone. MTM Tenant at $1100 per month for rent.

8327 Flora Avenue, Kansas City

Listing courtesy of Bobby Valentino Babcock of Wardell & Holmes Real Estate.
$140,000
3 Beds ⋅ 1 Baths
Great opportunity at 7800 E 51st St! This property offers plenty of potential for a buyer looking to make it their own or an investor ready for their next project. With a functional layout, good-sized lot, and convenient Kansas City location near shopping, dining, highways, and everyday amenities, there’s a lot to work with here. Bring your ideas and unlock the potential this property has to offer! This property is also tenant occupied and will need a 24 hour notice to view, Seller has never occupied property and is a broker in KS/MO property is leased $1100 per month and lease ends in July of 2027. DO NOT Disturb Tenants, buyer and buyer's agent to verify all information as it pertains to the property/ Property can be purchased with additional listed properties as a package or individually.

7800 E 51st Street, Kansas City

Listing courtesy of Bobby Valentino Babcock of Wardell & Holmes Real Estate.
$120,000
2 Beds ⋅ 1 Baths
Great opportunity in Kansas City! This home offers plenty of potential for a buyer looking for a place to call their own or an investor looking to add to their portfolio. Conveniently located with quick access to major highways, shopping, dining, parks, and everyday amenities. With a great location and plenty of possibilities, this property is ready for its next owner. Schedule your showing today, property is on a month very under-rented because of long term tenant. Seller has never occupied the property, and is a licensed broker in KS/MO. Buyer and Buyer's agent to verify all information as it pertains to the property. Property can be sold with additional properties owned by Seller a list of addresses and MLS#'s will be added in supplements, or can be purchased alone.

8356 Paseo Boulevard, Kansas City

Listing courtesy of Bobby Valentino Babcock of Wardell & Holmes Real Estate.
$319,000
4 Beds ⋅ 2.5 Baths
There’s more space here than meets the eye! This four-bedroom, two-and-a-half-bath South KC home has hardwood floors throughout and plenty of room to spread out. The finished basement is a major bonus, with a second living room, wet bar, additional bedroom and full bath—perfect for multigenerational living, guests, older kids, or anyone who wants their own space. Out back, you’ll find a fully fenced yard with plenty of room to play, entertain, or relax. Top it all off with an attached garage and a layout that gives you tons of flexibility!

10007 Tracy Avenue, Kansas City

Listing courtesy of Maria Koch of Keller Williams Realty Partners Inc..
$239,000
1 Baths
Heart of the Rivermarket Open Concept/Modern Condo, open concept, studio with lofted area, property has unique finishes/railings, and sleek design.Restaurants, Street Car, Farmer's Market, and access to River, KC Current Stadium, and in the Mecca of KC's cultural Rivermarket, this property is open to creative financing, as well as a rent to own option. Seller has never occupied the property was a rental, and the HOA will be providing additional information for Buyer's to review. Information as it pertains to the property needs verified by Buyer/Buyer's Agent.

412 Delaware #306 Street, Kansas City

Listing courtesy of Andrea Wardell of Wardell & Holmes Real Estate.
$325,000
Great investment opportunity in the heart of Kansas City! This duplex offers two separate units with plenty of potential for an investor or owner-occupant looking to house hack. Conveniently located near Midtown, UMKC, the Plaza, and major highways. Whether you're looking to renovate and hold, add to your rental portfolio, or live in one unit while renting the other, this property offers plenty of possibilities. Bring your vision and make this one your own! DO NOT DISTURB Tenants Seller has never occupied property, there is no Seller's Disclosure, Buyer and Buyer's Agent to verify all information as it pertains to the property One unit is on Month to Month, the other is leased until 12/31/2026 financials/lease agreements can be provided upon request.

4137 Virginia Avenue, Kansas City

Listing courtesy of Bobby Valentino Babcock of Wardell & Holmes Real Estate.
$569,000
5 Beds ⋅ 4 Baths
Welcome to this exceptional 5-bedroom, 4-bath Verona Hills home, where timeless character meets thoughtful modern updates. Designed with both comfort and entertaining in mind, the home features a spacious kitchen with granite countertops, stainless steel appliances, and generous prep space that flows seamlessly into inviting living and dining areas. Custom details—including wood ceiling beams, board-and-batten walls, shiplap accents, and beautifully updated bathrooms—add warmth and distinctive style throughout. The private primary suite offers a spa-inspired retreat with a soaking tub and walk-in shower, while a second en-suite bedroom provides ideal accommodations for guests or extended family. The finished lower level offers versatile living space, and the backyard patio with a dedicated gas line is perfect for grilling and outdoor gatherings. Ideally situated in the desirable Verona Hills community with convenient access to shopping, dining, parks, and major highways, this is a home you'll be proud to call your own.

301 W 116th Street, Kansas City

Listing courtesy of Ejaz Malik of Platinum Realty LLC.
$950,000
An exceptional opportunity to own a well-established, turnkey commercial business in the heart of Kansas City, Kansas! Located at 932 Minnesota Avenue, this 9,134-square-foot commercial building is home to a successful business that has proudly served the community for over 30 years. The sale includes the real estate, the established business, all inventory, and the check cashing operation, offering a rare chance to step into a profitable, fully operational business from day one. The property also includes all equipment necessary to continue daily operations, making the transition seamless for a new owner. Designed for efficiency, the building features a rear loading dock for convenient deliveries and inventory management. With decades of proven success, a loyal customer base, and a prime location on busy Minnesota Avenue, this is an outstanding investment for an entrepreneur or investor looking to expand their portfolio. Don't miss this rare opportunity to own both a thriving business and the commercial property it operates from.

932 Minnesota Avenue, Kansas City

Listing courtesy of Stephanie Velasco of Keller Williams Realty Partners Inc..
$564,000
3 Beds ⋅ 3.5 Baths
New Price..Beautifully updated home in the heart of Kansas City’s desirable Westside! This move-in-ready property features 3 bedrooms, 2 full baths, 2 half baths, beautiful hardwood floors, an updated kitchen with stainless steel appliances, and a finished basement offering additional living space. Enjoy a covered deck and private porch, plus a rear 1-car garage and additional front parking space. Conveniently located near Downtown KC, restaurants, shopping, and entertainment. Updated, spacious, and ready to welcome its new owners!

2019 Summit Street, Kansas City

Listing courtesy of Gloria C Barrera of Platinum Realty LLC.
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