Kansas City Homes with USDA Loan Financing

Kansas City Homes with USDA Loan Financing

Welcome to Kansas City, a vibrant metropolis located in the heart of the Midwest. Known for its friendly locals, delicious barbecue, and rich cultural heritage, Kansas City offers a high quality of life for residents of all ages.

When it comes to real estate in Kansas City, homebuyers have a variety of financing options available to them. One popular choice is USDA loan financing, which provides eligible buyers with the opportunity to purchase homes in designated rural areas with little to no money down. This can be a great option for first-time homebuyers or those looking to move to a more rural setting.

With USDA loan financing, buyers can enjoy competitive interest rates and flexible credit requirements, making homeownership more accessible for a wider range of individuals. Whether you're looking for a charming farmhouse in the countryside or a cozy bungalow in a small town, USDA loan financing can help make your real estate dreams a reality in Kansas City.

If you're interested in exploring homes with USDA loan financing in Kansas City, our experienced real estate agents are here to help. Contact us today to learn more about available properties and start your journey towards homeownership in this dynamic city.

Newest Kansas City Homes with USDA Loan Financing

$210,000
3 Beds ⋅ 1 Baths
Fully furnished, single-level ranch minutes from the stadiums — perfect for investors or owner-occupants. NEW luxury vinyl flooring throughout. Bright kitchen with white cabinets, quartz countertops, eat-in peninsula, and stainless steel appliances (all included). Three bedrooms, an updated full bath, and a laundry room off the kitchen. Enjoy the deck and fenced backyard. Large 20' x 40' detached garage with separate electrical panel — ideal as a workshop, personal garage, or small business space. Currently rented with STRONG rent rolls — turnkey income opportunity or move-in ready home.

8804 E 47th Street, Kansas City

Listing courtesy of Tarnu Mulbah of Compass Realty Group.
$279,000
4 Beds ⋅ 1.5 Baths
Welcome to this beautifully remodeled, move-in-ready home situated on a desirable corner lot in the heart of Northeast Kansas City! This home has been thoughtfully remodeled from top to bottom, offering a fresh, updated feel while providing plenty of space for comfortable living and entertaining. Featuring **4 bedrooms, 1 full bathroom, and 1 half bathroom**, this home offers a functional layout with room for everyone. Outside, enjoy a spacious backyard that is perfect for hosting family gatherings, BBQs, and entertaining guests. The property also includes a **detached accessory structure providing convenient parking and additional versatility**. Centrally located in Northeast Kansas City, you'll enjoy easy access to Downtown Kansas City, with approximately a **10-minute drive to downtown**, as well as nearby shopping, dining, entertainment, and major roadways. This beautifully updated home is ready for its new owners. **Don't miss your opportunity to make this move-in-ready property your new home!**

147 Kensington Avenue, Kansas City

Listing courtesy of Dawud Radwan of Platinum Realty LLC.
$242,500
3 Beds ⋅ 1 Baths
Beautifully updated South KC ranch with classic charm and modern improvements!** Beautifully updated South KC ranch with solid big-ticket improvements! Home features original hardwood floors, a 5-year roof, 2-year HVAC, new gutters, and updated grading/drainage for long-term durability The **partially finished basement** expands your living space with a versatile **bonus room perfect for an office or potential 4th bedroom**. Exterior stone veneer and vinyl siding enhance curb appeal, while the convenient location offers quick access to shopping, dining, and major highways. A solid, well-maintained home ready for its next owner.

506 E 91st Terrace, Kansas City

Listing courtesy of Brian Owen of Platinum Realty LLC.
$265,000
1 Beds ⋅ 1 Baths
All beautifully redone 1 bedroom, 1 bath condo with a large, (3 panel) balcony on the 9th floor! Exceptional view! One of the best kept secrets on the Plaza. 3 acre property with groomed grounds. Parking is always available for lease. This unit faces East and has great sunlight. The HOA covers HVAC, all utilities except small electric bill monthly. 24 hour door staff, on site property manager, on site maintenance, on site dock manager and this building is squeaky clean! Quartz countertops, all new fixtures including door handles, very open, but smart space. Unusually abundant closet space. Emotional support animals are allowed with proper paperwork, up to 2 cats per condo allowed. Washer and Dryer hookups and units are allowed in the condos at condo owners expense for that installation and also needs building approval on location of machines. Easy walk to the Plaza shopping, restaurants, parks, walking parks, the streetcar and a great grocery store very close by, too! LIGHT FIXTURE ABOVE DINING ROOM TABLE IS NOT INCLUDED IN THE SALE

4550 Warwick Boulevard Unit #914, Kansas City

Listing courtesy of John Erickson of KC One Realty, LLC.
$515,000
3 Beds ⋅ 2 Baths
A truly special offering in Brookside.........if you are looking for a true RENOVATION of a classic home you may have found it. Light, bright, with three bedrooms and two baths . A spectacular kitchen and a Primary suite to die for. Beautiful front porch/back deck and laundry room off of the kitchen. Partial list of what's new: *Removed house trap and relined sewer *All new walls and ceilings including all new oversized joists on the second floor (maintained all original woodwork) *New Roof and gutters * All new wiring and electrical box *New windows *All new plumbing throughout *Refinished Harwood floors to include installation of 550 sq feet of new hardwoods in the Primary bedroom * Gutters were run into trenches and sent via pipes to the rear of property * New Kitchen * Two new Bathrooms

5809 Kenwood Avenue, Kansas City

Listing courtesy of Dan Kelley of Realty ONE Group Metro Home Pros.
$189,900
3 Beds ⋅ 2 Baths
This historic home blends timeless character with thoughtful updates and a convenient location just minutes from the KC Museum, park, and bus line. The welcoming entry features wood flooring, while updated paint and well-maintained finishes create a comfortable feel throughout. The kitchen was remodeled with granite countertops and stainless steel appliances, and both bathrooms were updated in 2024. Major improvements include gutters replaced in 2019, windows throughout and a new furnace stack in 2020, and a new water line to the city, also completed in 2020. Enjoy morning coffee on the inviting front porch or gather for a BBQ on the private patio. A charming home offering historic character, established improvements, and easy access to nearby amenities.

3435 Anderson Avenue, Kansas City

Listing courtesy of Dan O'Dell of Real Broker, LLC.
$920,000
READY TO BUILD YOUR DREAM HOME! BRING YOUR OWN BUILDER TO THIS BEAUTIFUL 9.77 ACRES OF LAND OR A DEVELOPMENT TO SINGLE FAMILY HOMES, ALSO FIRST RIGHTS TO THE OTHER 25 ACRES ON PROPERTY. There is currently an income-producing lease on the property that could be continued if desired by buyer.

NE 108th Street, Kansas City

Listing courtesy of Connie Balano of ReeceNichols-KCN.
$430,000
2 Beds ⋅ 2 Baths
11th floor in an iconic building means an epic view to the East, overlooking the large lawn of the Nelson Atkins Art Gallery. 68 foot covered, private balcony for entertaining many friends and family. This unit was gutted 13 years ago. Updated kitchen with custom cabinets, granite, large reach in pantry and wall cut outs to enjoy the beautiful view. Close to 1700 square feet, en suites on opposite ends of the condo with a family room to create a den/home office, or enlarge the owner suite. Tons of closet space. Sliding glass doors were removed and wheel and track rebuilt for easy glide doors. Both bathrooms updated, with a step in tiled shower in the primary suite. Incredibly open floorplan. This is an incredible building with outstanding staff. Door greeter, on site property manager and dock manager and maintenance crew. Gorgeous common laundry room on 1st floor, extra storage. In unit laundry is allowed. Emotional support animals allowed with rules. Parking inside the secure attached garage is available for additional fee. The only condo building on the Plaza with a 3 acre plot of private grounds means great views of greenspace. Very secure, clean building. Short walking distance to all the new Plaza offerings, the new street car, and grocery store at 55th and Oak! ALL OLD ASSESSMENTS PAID...SELLER IS NOT AWARE OF ANY NEW UPCOMING ASSESSMENTS. Condo living means assessments could come at any time.

4550 Warwick Boulevard Unit #1101-1102, Kansas City

Listing courtesy of John Erickson of KC One Realty, LLC.
$449,900
3 Beds ⋅ 2.5 Baths
Welcome to this beautifully designed new construction home offering a functional, open-concept floor plan with thoughtful details throughout. The main level features a spacious living room with vaulted ceilings, a well-appointed kitchen with island, pantry and adjoining dining area, plus a private primary suite with lots of space to make it your own and walk-in closet. Two additional bedrooms, a full bath and convenient main-level laundry complete the space. The finished lower level provides a versatile family room, while additional unfinished space offers plenty of storage or future possibilities. Step outside to enjoy the covered deck, perfect for relaxing or entertaining. Located near Barry Road, just minutes from Parkville and Kansas City International Airport with easy highway access for a convenient commute throughout the metro.

11233 NW 82nd Street, Kansas City

Listing courtesy of Chloe Earwood of Aristocrat Realty.
$699,950
3 Beds ⋅ 3.5 Baths
LOOK NO FURTHER for the perfect Urban lifestyle living!! 50% Tax abated till 2032! Located 2 blocks from the streetcar that can take you all the way to Country Club Plaza/UMKC or the KC Riverfront! WELCOME to “City Homes”, it’s not just a community, it’s an Urban Lifestyle! Truly one of a kind City living! This is a rare opportunity to own a freestanding condo in the RiverMarket- all the privacy & feel of a single family home w/ the convenience & low maintenance benefits of condo living! Private streets allow for 25 free additional parking spots for family & friends to visit! Enter into this 2132sq foot, 3 bed, 3.5 bath updated home featuring hardwood floors throughout. With the KC Royals coming to downtown, this is truly amazing! The lower level features bedroom (with egress window) full bath and chic living area. First floor entering home through a beautiful private courtyard/patio is the family room with fireplace, open kitchen, dining area and a half bath. Off the dining area is a 2 car attached garage with epoxied floor, garage has ‘monkey bar’ shelving units and large ceiling storage. The second level features two primary suites with each having their own large, private outdoor space and California closets. Full size laundry units on 2nd level. City Homes includes exclusive access to a saltwater community pool and firepit/social area. Off-leash dog park only 1/2 block away for your fur babies. Situated in the trendy River Market neighborhood, you'll have easy access to a vibrant array of restaurants, shops, and cultural attractions. Stroll along the scenic riverfront, attend a KC Current game, explore the local farmer's market, or dine at one of the many nearby eateries – the possibilities are endless! HOA includes water, gas, trash/recycling & saltwater pool. ** Coming Soon! Updated garage door, lights, number plate, gates and railings! See pictures **

514 Oak Street, Kansas City

Listing courtesy of Kristin Malfer of Compass Realty Group.
$805,000
5 Beds ⋅ 3.5 Baths
Seven years remain on this home’s 10-year tax abatement, subject to eligibility and transfer requirements—an exceptional benefit for the next owner! Enjoy newer modern construction in an established Kansas City neighborhood, conveniently located near downtown, the Plaza, Martini Corner, area hospitals and major highway access. Tucked along a quiet street, this all-electric, high-efficiency home combines contemporary design with high-end finishes throughout. Gorgeous white oak flooring flows across the main and upper levels, complemented by abundant natural light and an open floor plan. The sleek kitchen opens beautifully to the main living space, while the spacious bonus room features a wet bar and access to a large deck—perfect for entertaining or relaxing. With five bedrooms, a finished basement, patio, backyard, private driveway and a rare attached two-car garage equipped with an outlet for EV charging, this home delivers the space, style and convenience of newer construction in the heart of the city. The home is also solar-ready, offering future potential for additional energy efficiency.

2829 Harrison Street, Kansas City

Listing courtesy of Shelly Cole of United Real Estate Kansas City.
$429,900
4 Beds ⋅ 3.5 Baths
This spacious side-by-side split offers a great combination of character, modern updates, and plenty of room to spread out. From the moment you arrive, you'll notice the curb appeal with a freshly painted exterior, newer roof, and large front porch. Inside the main level is filled with lots of natural light, hardwood floors, and plenty of character. The living room flows into the formal dining room and updated kitchen featuring two-tone cabinetry, Carrara Morro quartz countertops, a modern backsplash, and stainless steel appliances. Also on the main level is a half bath and an impressive family room with white paneled walls, built-in cabinetry, and beamed ceiling. Upstairs, the second floor offers two additional bedrooms, a full bathroom, and the primary suite. Continue to the third floor where you'll find a spacious fourth bedroom, providing even more flexibility. Just a few steps down from the main level is the laundry room with access to the deep two-car garage. The finished basement provides another great space for entertaining or relaxing and includes a half bath and fifth non-conforming bedroom. Outside, the large fenced backyard is ready for gatherings with a spacious deck offering plenty of room for seating, and a designated fire pit area. With multiple living spaces, five potential bedrooms, a deep two-car garage, updated finishes, and a large backyard, this home offers the space and versatility that can be hard to find.

11636 Cherry Street, Kansas City

Listing courtesy of Mark Colombatto of Weichert Realtors - Generations.
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