Kansas City Homes with Other Financing

Kansas City Homes with Other Financing

Welcome to Kansas City, a vibrant and diverse city located in the heart of the Midwest. Known for its friendly locals, rich cultural heritage, and thriving arts scene, Kansas City offers a unique blend of urban excitement and small-town charm.

For those looking to make Kansas City their home, the option of Homes with Other Financing can be a game-changer. True to its name, this financing option provides flexibility and opportunities for buyers who may not qualify for traditional mortgage loans. Whether you're a first-time homebuyer, self-employed, or have less-than-perfect credit, Homes with Other Financing can open doors to homeownership that may have seemed out of reach.

With a wide range of housing options available, from historic bungalows to modern condos, there's something for everyone in Kansas City. Explore the trendy neighborhoods of Westport and the Crossroads Arts District, or enjoy the family-friendly atmosphere of Brookside and Waldo. No matter your style or budget, Kansas City has a place for you to call home.

As you navigate the real estate market in Kansas City, consider the possibilities that Homes with Other Financing can offer. With the right support and guidance from experienced real estate professionals, you can find the perfect home in this dynamic city. Embrace the spirit of Kansas City and discover the joys of homeownership in this thriving community.

Newest Kansas City Homes with Other Financing

$515,000
Low-maintenance triplex in a spectacular location offering an excellent investment opportunity. Each of the three units features 2 bedrooms, 1 full bath, a dedicated laundry/landing area, dining room, kitchen, and spacious living room. This classic property is full of timeless charm with original built-ins, box beam ceilings, hardwood floors, and private open-air porches for every unit. The grand common hallway has retained its authentic 1930s character, adding to the property's unique appeal.

3241 Gillham Road, Kansas City

Listing courtesy of Joseph Pinter of Realty ONE Group Metro Home Pros.
$149,000
3 Beds ⋅ 1.5 Baths
Move-in ready OWNER FINANCING opportunity. Completely remodeled 3-4 bedroom, 2 bath home featuring refinished hardwood floors, new luxury vinyl plank flooring, fresh interior and exterior paint, new siding, new insulation, new electrical, new lighting, new mini-split system, recently serviced HVAC, new range, updated fixtures, and a finished upper level with a full bath. More than a cosmetic remodel. Quality updates for long-term durability and functionality. Located with easy access to highways and public transportation. Additional interior photos coming soon.

2612 E 75th Street, Kansas City

Listing courtesy of Justin Rufus of Love Living Local.
$230,000
3 Beds ⋅ 1.5 Baths
Welcome to 339 Spruce Ave! This immaculate 3-bedroom, 1.5-bath home perfectly blends classic architectural charm with meticulous care. Step inside to admire impressive 10-foot ceilings, hardwood floors, and beautiful, well-maintained original woodwork throughout. The main level offers a spacious formal living room and a dedicated formal dining room, ideal for entertaining. The generous kitchen provides ample room for meal prep and storage, while ceiling fans throughout keep the home comfortable year-round. Upstairs, you'll find big bedrooms with plenty of closet space. Additional highlights include a super clean, large basement with endless potential for storage or a workspace. Conveniently located with quick access to Downtown Kansas City and the Country Club Plaza! Don't miss this move-in ready gem!

339 Spruce Avenue, Kansas City

Listing courtesy of Claudia Mercado of Keller Williams Realty Partners Inc..
$665,000
6 Beds ⋅ 4.5 Baths
Luxury, space, and exceptional entertaining await in this beautifully updated 6-bedroom, 4.5-bath home! Soaring 20-foot ceilings and abundant natural light welcome you into an open floor plan featuring a private office, formal dining room, spacious great room, and a cozy hearth room with a gas fireplace. The chef's kitchen offers an oversized island, extensive cabinetry, generous counter space, a second sink, and a walk-in pantry. The main-level primary suite is spacious and includes a whirl pool tub, oversized walk-in shower, dual vanities, and a large walk-in closet. Upstairs you will find three spacious bedrooms and two full baths. The finished walkout lower level is built for entertaining with a custom wet bar, expansive recreation area, private theater room, and two additional bedrooms currently configured as a home gym and playroom. A dedicated storm shelter/safe room provides added peace of mind. Enjoy your own private backyard oasis with mature landscaping, deck, covered grilling area, expansive patio, and a sunken fire pit patio—perfect for relaxing or entertaining. The finished 3-car garage features painted walls, painted floor, and built-in cabinetry. Major updates include a new roof (2025), both (exterior) air conditioners replaced (2026), complete interior repaint (2026), and exterior trim repaint (2026). This move-in-ready home offers luxury, flexibility, and outstanding indoor and outdoor living in one exceptional package.

10313 N FISK Avenue, Kansas City

Listing courtesy of Ferd Niemann IV of Ferd Niemann Brokerage & Consulting LLC..
$260,000
3 Beds ⋅ 2 Baths
Tucked away on an oversized wooded lot with no neighbors behind, this beautifully maintained ranch offers the privacy and peaceful setting you've been searching for! Step inside to find an interior that's been lovingly cared for and is truly move-in ready. The spacious living areas flow into a functional kitchen and an updated bath with a walk-in shower, while the unfinished basement provides abundant storage or the opportunity to expand your living space. Enjoy morning coffee on the freshly painted floating front deck or unwind in the backyard featuring a pergola that stays, a fire-pit, a deck ready for your above-ground pool, mature trees, and plenty of room to relax or entertain. Nature lovers will appreciate the wooded backdrop where deer and other wildlife are frequent visitors, creating a tranquil retreat right outside your door. The property also offers ample off-street parking with convenient rear access, providing plenty of space for guests, recreational vehicles, or multiple cars. Additional highlights include a Timberline roof, attic fan, freshly cleaned carpets, a roomy two-car garage, and a home that reflects years of pride in ownership. Don't miss your opportunity to make this peaceful retreat your next home!

6600 NW Hamer Drive, Kansas City

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$335,000
This duplex presents a great investment opportunity for those looking to renovate and generate rental income. Located in the Gladstone area, this multifamily property offers strong potential for the right buyer. One side (3520) of the duplex features an updated 2 bedrooms and 1 bathroom, along with a spacious kitchen and living area. Wood flooring runs throughout, and large windows provide plenty of natural light. The other side (3522) of the duplex offers a 3 bedroom layout and has some updating already done, giving you the chance to add value and maximize rental potential. This unit also includes a basement, partially finished on one side, and a garage for added convenience. Whether you are looking to house hack or expand your investment portfolio, this property is a solid opportunity with room to grow. 3520 is currently rented with 6 months left on lease. 3522 is vacant and available for occupancy.

3522 NE 72nd Street, Kansas City

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$249,500
3 Beds ⋅ 2 Baths
RARE 4-GARAGE HOME! This beautifully updated 3-bedroom, 2-bath raised ranch offers a hard-to-find four garage spaces. Perfect for car enthusiasts, hobbyists, extra storage, or a workshop. Inside, you'll find gorgeous hardwood floors throughout, a stunning brick fireplace, and a fully remodeled kitchen and both bathrooms. Step outside to a spacious deck overlooking the fenced backyard. Don't miss this unique opportunity!

4504 Wood Avenue, Kansas City

Listing courtesy of Dylan Stoetzer of United Real Estate Kansas City.
$185,250
3 Beds ⋅ 2 Baths
Complete quality renovation in 2023, including the roof, windows, HVAC, wiring, plumbing and even the supply and waste lines. You will be hard pressed to find an energy efficient and modern upgrade like this one. All this and it's priced at a to be affordable exclusively for moderate income buyers through the Manheim Community Land Trust. With nearly 1300 square feet of living space, this home offers the charm of a Craftsman-style home marked by a limestone facade, a grand welcoming porch, abundant natural light and a screened sleeping porch on the 2nd level. As you enter the home you're greeted by beautiful hardwood floors that stretch throughout most of the main living area. A comfortable living room features the original stone fireplace, which remains for aesthetic appeal only. The living room, dining room and kitchen flow easily, making gatherings with family and friends a breeze.  The kitchen features everything you want: granite countertops, white cabinets, and stainless steel appliances. The built-in stove and microwave, dishwasher and refrigerator all stay with the property. Conveniently located just off the kitchen on the first floor are the laundry room and a full bath. 3 spacious bedrooms and a full bathroom complete the upstairs with more wood floors throughout the bedrooms. A sleeping porch is accessible from 2 of the bedrooms. Outside you'll enjoy a private fenced yard safe for pets, play or recreation.

4008 S Benton Avenue, Kansas City

Listing courtesy of Dan O'Dell of Real Broker, LLC.
$49,000
2 Beds ⋅ 1 Baths
Great investment opportunity! This 2-bedroom, 1-bathroom home needs some TLC and offers excellent potential for investors.

3015 E 60TH Street, Kansas City

Listing courtesy of Doris Chung of KW Diamond Partners.
$169,900
1 Beds ⋅ 1 Baths
Newly renovated top floor corner condo near the plaza! Hardwoods throughout the living room, bedroom, and kitchen. Tile in the bathroom with new vanity, mirror and shower. Granite counters in kitchen and stainless appliances including gas range. Washer and dryer included. Bedroom fits a king size bed. One assigned parking space included in the lot behind the building. LOW HOAs include the parking, water, and trash. There's also an outdoor community patio. Don't miss this West Plaza gem! Enjoy the ability to walk to the plaza with shops and restaurants at your fingertips. HOA does allow rentals with a minimum lease of 30 days. If looking for an investment, there is an opportunity to buy more than one condo in the building.

1207 W 45th Street Unit #3E, Kansas City

Listing courtesy of Crystal Bade of Boveri Realty Group L L C.
$379,000
Value-add opportunity for an owner-user or investor seeking an affordable acquisition with repositioning potential. The building offers a combination of warehouse, office, and storefront space that may accommodate contractors, trade and service businesses, artisan and maker studios, woodworking, cabinet and fabrication shops, nonprofits, churches, warehouse/showroom users, small business incubators, and other neighborhood-serving commercial uses. The multi-address configuration offers potential to renovate and lease individual spaces over time. 19,723± SF total land area consisting of two tax parcels sold together. The property occupies a city block and is zoned B1-1 Neighborhood Business with a historical Certificate of Legal Non-Conformance (CLNU) for Light Manufacturing. Features include warehouse ceiling heights up to approximately 18', one 12' × 12' drive-in door with potential for an additional 10' × 10' door, 400-amp, 240V three-phase electrical service with overhead bus duct, 200-amp, 240V single-phase service (separate meters), concrete floors throughout, and a former residential mezzanine area (not included in the GBA). Located within an Urban Renewal Area, Enterprise Zone, and HUBZone.

1701-17 Lister Avenue, Kansas City

Listing courtesy of Susan Scott of Select Sites LLC.
$135,000
Secluded Rural setting in the hills and trees, with all the City amenities nearby and paved road to driveway. Is in the city of Kansas City, Kansas but school district is Turner USD 202. Just a few minutes to access to 435, 635, I-70. House is totally gutted, I and a Licensed Contractor (all trades) and I have building permits in place for Full Remodel to a 1-bedroom, 1.5 bath home, see pictures for approved layout. I am the Owner and I am the listing Real Estate Broker. I am willing to work with the right buyer on possible owner financing, any owner financing would require $60,000 down payment (no exceptions) that is what I owe, I can finance the remaining at 7% interest with up to a 30-year amortization, but with a 5-year balloon, see pictures for payment options. I am also possibly willing to take trades of other property or heavy equipment, etc., but must have at least the $60k down to payoff my mortgage. Property also has a second drive off S. 71st St., that goes up to a clearing where another house was many years ago. Do NOT go in the house nor walk the property without owner permission. Owner will be installing temporary electric power pole soon.

7035 Holliday Drive, Kansas City

Listing courtesy of Tim Gates of Agnes Gates Realty.
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