Kansas City Homes with Owner May Carry Financing

Kansas City Homes with Owner May Carry Financing

Welcome to Kansas City, a vibrant and diverse city located in the heart of the Midwest. Known for its rich history, thriving arts scene, and world-renowned barbecue, Kansas City offers a unique blend of urban excitement and Midwestern charm.

For those looking to make Kansas City their home, the option of homes with owner May carry financing can make the dream of homeownership a reality. This type of financing allows buyers to work directly with the seller to secure a loan, bypassing traditional lenders and potentially making the buying process more accessible.

Whether you're drawn to the historic neighborhoods of Westport and the Country Club Plaza or the bustling downtown area with its skyscrapers and cultural attractions, Kansas City has something for everyone. From charming bungalows to modern condos, the city's real estate market offers a diverse range of options to suit any taste and budget.

With its affordable cost of living, strong job market, and friendly community, Kansas City is a fantastic place to call home. Let us help you find the perfect property with owner May carry financing and start your new chapter in this dynamic city.

Newest Kansas City Homes with Owner May Carry Financing

$149,000
3 Beds ⋅ 1.5 Baths
Move-in ready OWNER FINANCING opportunity. Completely remodeled 3-4 bedroom, 2 bath home featuring refinished hardwood floors, new luxury vinyl plank flooring, fresh interior and exterior paint, new siding, new insulation, new electrical, new lighting, new mini-split system, recently serviced HVAC, new range, updated fixtures, and a finished upper level with a full bath. More than a cosmetic remodel. Quality updates for long-term durability and functionality. Located with easy access to highways and public transportation. Additional interior photos coming soon.

2612 E 75th Street, Kansas City

Listing courtesy of Justin Rufus of Love Living Local.
$340,000
8 Beds ⋅ 3.5 Baths
Discover the possibilities in this spacious residence featuring 8 generously sized bedrooms and 3.5 bathrooms, all situated on a sprawling lot of more than half an acre. Designed with flexibility in mind, the home offers multiple gathering spaces, an expansive floor plan, and room to accommodate a variety of lifestyles. Peace of mind in ownership with 2 new furnaces, 2 new AC condensir units. Outside, the oversized property provides endless opportunities for entertaining, recreational activities, additional parking, or future improvements. Homes offering this combination of living space and lot size are few and far between, making this an exceptional opportunity to create the home you’ve been looking for. Descubra las posibilidades que ofrece esta espaciosa residencia, que cuenta con 8 dormitorios de generosas dimensiones y 3,5 baños, todo ello situado en una amplia parcela de más de medio acre. Diseñada pensando en la versatilidad, la vivienda ofrece múltiples espacios de reunión, una distribución amplia y capacidad para adaptarse a diversos estilos de vida. En el exterior, la extensa propiedad brinda infinitas oportunidades para el entretenimiento, actividades recreativas, estacionamiento adicional o futuras mejoras. Es poco frecuente encontrar casas que ofrezcan esta combinación de espacio habitable y tamaño de terreno, lo que convierte a esta propiedad en una oportunidad excepcional para crear el hogar que usted ha estado buscando.

2618 N 51st Street, Kansas City

Listing courtesy of Joe Blackshere of 1st Class Real Estate KC.
$439,000
4 Beds ⋅ 3 Baths
RANCH style townhouse (half duplex) recently remodeled with finished lower level in maintenance-provided Wellington Green community. 4+ bedrooms include 2 non-conforming bedrooms & full bath in the lower level. Approximately 3500 finished sq ft on both floors. Lower level boasts kitchen with refrigerator, recreation room & possible 5th br & full bath. Open floor plan makes for easy entertaining. Soaring vaulted ceilings in the living room and foyer create an inviting atmosphere. The kitchen offers a pantry, lots of cabinets and a breakfast nook. Enjoy granite, quartz and marble countertops/fireplace. Kitchen and basement refrigerators as well as alarm systemp are included. Subdivision is super quiet and this home is in cul-de-sac with front door facing south. It is located near scenic Blue Hills Golf Course. The $271 monthly HOA includes roof, exterior paint, lawn and show removal. This low maintenance move-in ready home can be yours very soon! Owner may finance with right terms. This home is ready to move in now.

4 W 127th Street, Kansas City

Listing courtesy of Sharon Sigman of RE/MAX State Line.
$135,000
Secluded Rural setting in the hills and trees, with all the City amenities nearby and paved road to driveway. Is in the city of Kansas City, Kansas but school district is Turner USD 202. Just a few minutes to access to 435, 635, I-70. House is totally gutted, I and a Licensed Contractor (all trades) and I have building permits in place for Full Remodel to a 1-bedroom, 1.5 bath home, see pictures for approved layout. I am the Owner and I am the listing Real Estate Broker. I am willing to work with the right buyer on possible owner financing, any owner financing would require $60,000 down payment (no exceptions) that is what I owe, I can finance the remaining at 7% interest with up to a 30-year amortization, but with a 5-year balloon, see pictures for payment options. I am also possibly willing to take trades of other property or heavy equipment, etc., but must have at least the $60k down to payoff my mortgage. Property also has a second drive off S. 71st St., that goes up to a clearing where another house was many years ago. Do NOT go in the house nor walk the property without owner permission. Owner will be installing temporary electric power pole soon.

7035 Holliday Drive, Kansas City

Listing courtesy of Tim Gates of Agnes Gates Realty.
$135,000
1 Beds ⋅ 1.5 Baths
Secluded Rural setting in the hills and trees, with all the City amenities nearby and paved road to driveway. Is in the city of Kansas City, Kansas but school district is Turner USD 202. Just a few minutes to access to 435, 635, I-70. House is totally gutted, I and a Licensed Contractor (all trades) and I have building permits in place for Full Remodel to a 1-bedroom, 1.5 bath home, see pictures for approved layout. I am the Owner and I am the listing Real Estate Broker. I am willing to work with the right buyer on possible owner financing, any owner financing would require $60,000 down payment (no exceptions) that is what I owe, I can finance the remaining at 7% interest with up to a 30-year amortization, but with a 5-year balloon, see pictures for payment options. I am also possibly willing to take trades of other property or heavy equipment, etc., but must have at least the $60k down to payoff my mortgage. Property also has a second drive off S. 71st St., that goes up to a clearing where another house was many years ago. Do NOT go in the house nor walk the property without owner permission. Owner will be installing temporary electric power pole soon.

7035 Holliday Drive, Kansas City

Listing courtesy of Tim Gates of Agnes Gates Realty.
$250,000
5 Beds ⋅ 2.5 Baths
Welcome to 1047 Quindaro Blvd, Kansas City, KS 66104—a beautifully remodeled home that's been taken down to the studs and thoughtfully rebuilt with quality updates throughout. Enjoy peace of mind with a 1-year-old roof, new HVAC system, new windows, new exterior and interior doors, new flooring, new light fixtures, new appliances, new cabinets, and a new kitchen sink. The fully renovated kitchen, bathrooms, and bedrooms feature fresh finishes and modern design, while new paint throughout gives the home a bright, move-in-ready feel. Outside, you'll find an oversized parking area with space for 8+ vehicles, making it ideal for large households, guests, work vehicles, or extra storage. This is a rare opportunity to own a truly turnkey home with extensive renovations already completed.

1047 Quindaro Boulevard, Kansas City

Listing courtesy of Stephanie Velasco of Keller Williams Realty Partners Inc..
$615,000
4 Beds ⋅ 3.5 Baths
You don’t have to move far out to find space, privacy, and a one-of-a-kind setting. This rare close-in acreage property in Kansas City, KS offers something that is very hard to duplicate: nearly 5 acres, a large owner-occupied home, mature surroundings, an outdoor pool, and convenient access back into the city. The story of this home is simple — most buyers have to choose between convenience and land. This property gives you both. Enjoy the feel of a private acreage retreat while still being minutes from everyday conveniences, highway access, shopping, dining, and entertainment. From the inviting front porch to the outdoor pool and expansive backyard area perfect for games, gatherings, and quiet evenings outside, the property is designed for both relaxation and connection. Inside, the home offers a tiled entry, spacious living room, dining room, kitchen with island, and an all-seasons room that brings the outside in. The oversized main-level primary bedroom provides comfort and convenience, while the finished lower level adds incredible flexibility with a bar area, projector TV/media space, and even a podcast studio or creative workspace. This is more than a standard KCK house. It is a property with character, history, space, and a setting that cannot easily be recreated. A rare opportunity for the buyer who wants acreage, privacy, room to live and entertain, and a close-in location that still feels special.

1710 N 90th Street, Kansas City

Listing courtesy of Dave Johns of Keller Williams Realty Partners Inc..
$145,000
3 Beds ⋅ 1 Baths
OWNER FINANCE IS AN OPTION FOR PURCHASE SELLER IS OPEN TO OFFERS!! This charming three-bedroom, one-bathroom residence offers an exceptional opportunity to capture a completely turnkey home in one of Kansas City’s most popular areas. Situated perfectly between the vibrant Brookside and Waldo neighborhoods, this property stands out with its excellent curb appeal and an incredibly affordable price point for a move-in-ready home in this high-demand corridor. The entire interior has been refreshed with a clean palette of fresh paint, creating a bright and modern atmosphere that highlights the home’s classic character. The main living areas flow seamlessly into a beautifully updated kitchen and a modernized bathroom, both featuring stylish finishes and contemporary fixtures designed for effortless everyday living. Every detail has been addressed so you can skip the weekend renovation projects and start enjoying your new space from day one. Outside, the property is completed by the highly coveted addition of dedicated off-street parking, providing daily convenience that is often hard to find in these historic neighborhoods. Living here puts the absolute best of the city right at your doorstep, with local boutique shops, neighborhood eateries, coffee spots, and the scenic Trolley Track Trail just minutes away. This home delivers the perfect combination of premier location, modern updates, and unmatched affordability, making it a rare find in today's market.

1831 E 68th Street, Kansas City

Listing courtesy of Christopher Kelly of EXP Realty LLC.
$129,000
2 Beds ⋅ 1 Baths
OWNER FINANCE IS AN OPTION FOR PURCHASE SELLER IS OPEN TO OFFERS!! Capture the quintessential Kansas City lifestyle with this beautifully updated residence nestled close to the highly sought-after Brookside and Waldo neighborhoods for a very Affordable price! The interior flows effortlessly from room to room, showcasing gorgeous natural light, a fresh neutral color palette, and stylish modern finishes that give the entire living space an upscale, welcoming atmosphere. The thoughtful updates carry through the heart of the home, where a modernized kitchen and refreshed bathrooms offer a clean and polished aesthetic designed for low-maintenance living. Outside, the property features a private backyard setting that is perfect for relaxing or entertaining, complemented by a coveted garage that provides secure parking and excellent additional storage for tools and outdoor gear. Every major detail has been addressed to ensure total comfort, allowing you to settle in immediately without the burden of weekend home renovation projects. Location is everything, and this property delivers the best of the historic south-side corridor right to your doorstep. You are just a short stroll or bike ride away from local favorite coffee shops, award-winning bakeries, neighborhood pubs, and the scenic Trolley Track Trail. With the boutique shopping of the Brookside district and the eclectic dining scene of Waldo both minutes away, this updated gem represents a rare opportunity to secure a turnkey lifestyle in one of Kansas City’s most community-driven and enduringly popular areas.

1805 E 67th Street, Kansas City

Listing courtesy of Christopher Kelly of EXP Realty LLC.
$875,000
Fantastic Northland opportunity to own a car sales lot with a three-bay garage to conduct automobile service and inspections. This location has many repeat customers and has been in business a long time.

4600 N Brighton Avenue, Kansas City

Listing courtesy of Pierre Heidrich of Worth Clark Realty.
$109,000
3 Beds ⋅ 1 Baths
OWNER FINANCE IS AN OPTION FOR PURCHASE SELLER IS OPEN TO OFFERS!! HOME APPRAISED FOR $143000 IN 2025 Stop renting and step into homeownership with this incredible, completely move-in-ready 3 bed 1 bath opportunity priced at an unbelievable $109,000. Finding a fully updated home at this price point in the Kansas City market is exceptionally rare, offering a turnkey solution without the stress or expense of ongoing projects. Every corner of this residence has been refreshed, allowing for an immediate move-in where you can simply unpack your bags and enjoy the benefits of a completely updated interior from day one. The location is a commuter's dream, putting you right in the center of everything Kansas City has to offer. The property is situated just minutes from the Kansas City VA Medical Center, making it incredibly convenient for anyone needing quick access to the facility. When the weekend arrives, you are perfectly positioned to enjoy the best of the city, sitting just a short drive from the bustling energy of Downtown Kansas City's dining and nightlife and KC iconic sports stadiums!

3320 Spruce Avenue, Kansas City

Listing courtesy of Christopher Kelly of EXP Realty LLC.
$650,000
Rare, Essentially New-Construction 10-Unit Asset | $97,500 In GROSS RENT! | Feasibility Study To BUILD ADDITIONAL UNITS Turnkey Investment | No Anticipated CapEx for Years | This is a truly rare opportunity to acquire an essentially new-construction 10-unit property in Kansas City, MO. The building underwent a comprehensive, top-to-bottom renovation beginning in 2022, with all work properly permitted and approved. With every major system replaced, this asset offers years of low-maintenance ownership and immediate cash flow. | Property Highlights: | Fully renovated from the ground up — the foundation is the only original component Each unit features: Private full bathroom Individual mini-split HVAC system with heat pump and thermostat Luxury vinyl plank flooring Efficient kitchenette setup New R-13 fire suppression system installed All exterior water lines replaced with new 4" lines Designed for operational efficiency and long-term durability | Zoning & Expansion Upside: | Situated on 0.63 flat acres Zoned BC3-2, allowing for future expansion or redevelopment into residential, commercial, or additional multifamily units (FEASIBILITY STUDY COMPLETED & AVAILABLE UPON REQUEST) | Prime Tenant Location: | Directly on a bus stop | Across the street from everyday essentials including: | Grocery store Gas stations Gym Coffee shop Thrift store Highly walkable and transit-friendly, supporting strong tenant demand | Financials: | Ideal Use Cases: | Sober living or group housing Voucher-based tenants with on-site management Workforce or transitional housing Investor seeking stable cash flow with future development upside | This asset offers the rare combination of new-construction quality, strong current income, and significant expansion potential — all in a high-demand, amenity-rich location.

8705 E 63rd Trafficway, Kansas City

Listing courtesy of Steven Soby of Platinum Realty LLC.
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