Kansas City Homes with Private Financing Available

Kansas City Homes with Private Financing Available

Welcome to Kansas City, a vibrant metropolis that beautifully blends rich history with a modern urban lifestyle. Nestled at the confluence of the Missouri and Kansas rivers, Kansas City is renowned for its jazz heritage, mouthwatering barbecue, and a thriving arts scene. With a population of over 500,000, this city boasts diverse neighborhoods, each offering its unique charm—from the historic streets of the River Market to the bustling energy of the Country Club Plaza.

For those seeking to invest in Kansas City real estate, you'll find an array of homes with private financing options available. This is a fantastic opportunity for buyers who may be looking for alternative financing solutions that better suit their needs. Whether you're a first-time homebuyer or an experienced investor, private financing can provide you with the flexibility and accessibility to secure your dream home without the conventional hurdles.

Imagine settling into a cozy bungalow in the picturesque Brookside neighborhood or a modern loft in the heart of downtown, all while enjoying the benefits of private financing. This option often allows for quicker transactions and personalized terms, making it easier for you to navigate the home-buying process.

Kansas City is not just a place to live; it’s a community that thrives on connection and creativity. With its friendly residents, rich cultural offerings, and a booming economy, you’ll find that Kansas City is not just a destination but a place to call home. Explore the possibilities of homeownership here, where private financing can open the door to your future!

Newest Kansas City Homes with Private Financing Available

$195,000
3 Beds ⋅ 1 Baths
Welcome to this charming 3-bedroom, 1-bathroom home located in the heart of Raytown, MO. This property offers a perfect blend of comfort and convenience, with a spacious layout. The home features a 1-car garage, providing ample space for storage or parking. Don't miss out on this wonderful home that combines location, comfort, and convenience.

11508 E 51ST Street, Kansas City

Listing courtesy of Pat Grace of United Real Estate Kansas City.
$195,000
5 Beds ⋅ 1.5 Baths
Don’t miss this beautifully updated 1912 home located in the heart of Kansas City! Offering five bedrooms, one full bathroom, and one half bathroom, this spacious home provides plenty of room at an attractive price. Step inside through the grand entry and immediately notice the charm and character of the home’s original features, thoughtfully blended with modern updates throughout. The completely renovated kitchen features all-new cabinetry, quartz countertops, stainless steel appliances, a stylish tile backsplash, and plenty of space for cooking and entertaining. The main level offers all-new luxury vinyl plank flooring and a generously sized formal dining room, perfect for hosting family and friends. Upstairs, you’ll find new carpet throughout the bedrooms, along with ceiling fans for added comfort. Both the full and half bathrooms have been fully updated with new LVP flooring, vanities, fixtures, and finishes. The full bathroom also features a new bathtub with a tiled shower surround. Additional updates include updated windows, all-new light fixtures, new interior hardware and hinges, a brand-new air-conditioning system installed in 2026, and a new water heater installed in 2026. Enjoy the home’s inviting curb appeal from the covered front porch, or relax and entertain on the covered rear deck. A convenient mudroom is located at the back of the home, and the full unfinished basement provides plenty of additional storage space. With five bedrooms, spacious living areas, historic charm, extensive modern updates, and major mechanical improvements, this home offers exceptional space and value in Kansas City!

2600 Askew Avenue, Kansas City

Listing courtesy of Dottie Bradley of Platinum Realty LLC.
$500,000
Beautiful all-brick mixed-use commercial building in a prime, high-traffic location on Central Avenue offering an exceptional investment opportunity. The main level features two established commercial tenants—a charming bakery/coffee shop full of character and a Boost Mobile retail location—providing strong income potential and excellent street presence. The expansive basement spans the full footprint of the building, offering over 2,000 square feet of valuable storage space. Upstairs, you’ll find two beautifully maintained art deco-esque residential apartments, each with private outdoor patio space. One unit features 3 bedrooms and 2 bathrooms with stunning original woodwork, in-unit laundry, and timeless architectural charm. The second apartment offers 2 bedrooms and 1 bathroom with hardwood floors and impressive city views. A dedicated private parking lot adds tremendous value and convenience for both residential and commercial tenants. Property features split utilities, allowing tenants to pay their own expenses, and HVAC systems for four units have been replaced within the past 8 years. Located in an evolving and growing area of KCK, this property presents an outstanding opportunity for investors seeking a well-positioned, income-producing asset with upside potential. Rents and leases available upon request- at full occupancy building has the possibility of hitting a 7 cap!

11 S 17th Street, Kansas City

Listing courtesy of Mary Beth Schwartz of KW KANSAS CITY METRO.
$409,000
3 Beds ⋅ 3 Baths
Welcome to Bristol Park! This beautifully updated 3-bedroom home offers the perfect blend of modern updates, functional living space, and outdoor enjoyment. Step inside to find refinished hardwood flooring, all new light fixtures, and an inviting layout designed for everyday living. The updated kitchen features refreshed cabinetry and conveniently walks out to a brand-new deck, you'll love the large, flat backyard with plenty of room for pets, play, gardening, or future outdoor projects. The spacious primary suite includes a fully renovated bathroom, while additional major improvements such as new windows and a new furnace provide peace of mind for years to come. The finished basement adds valuable living space and includes a wet bar, making it ideal for entertaining, a second family room, game room, or home theater. Located in the desirable Bristol Park community, this move-in-ready home combines thoughtful updates, versatile living space, and a great location. Don't miss your opportunity to make this one yours!

905 NW 112th Terrace, Kansas City

Listing courtesy of Brian Midden of Real Broker, LLC.
$415,000
4 Beds ⋅ 2.5 Baths
Welcome home to 4606 NW 83rd St, tucked into the sought-after Coves neighborhood of Kansas City's Northland! This spacious 4-bedroom, 2.5-bath raised 1.5-story home offers an incredibly functional and ideal layout, freshly updated throughout. The kitchen has been beautifully refreshed with brand new tile backsplash, new accent finishings and additional shelving throughout. Additionally, a new quartz countertop was added on the adjacent buffet/pantry space — a stylish and practical spot for serving, storage, and extra prep room. Just off the kitchen, the walkout porch is made for entertaining, offering seamless indoor-outdoor flow for gatherings big and small. Downstairs, the finished basement offers even more living space with its own walkout access on the same level — ideal for a rec room, home theater, or additional gathering space that flows just as easily to the outdoors. Throughout the home you'll find new flooring, updated bathrooms, and fresh paint, giving it a clean, move-in-ready feel from the moment you walk in. Zoned for the highly-rated Park Hill School District, with easy access to I-29, NW Barry Rd, and the shopping and dining at Zona Rosa just minutes away.

4606 NW 83rd Street, Kansas City

Listing courtesy of Brian Glasser of 1st Class Real Estate KC.
$265,000
2 Beds ⋅ 1.5 Baths
Some homes make you renovate your way to the good life. This 1890 Westport cottage just hands it to you. Behind the sunny yellow siding and craftsman front door: white oak hardwoods, an open living-dining-kitchen made for hosting, hickory cabinets, granite counters, and stainless appliances — all done, all yours. Two bedrooms, a full bath dressed in designer tile, plus a convenient half bath downstairs. The daylight basement stacks on a laundry room, flex space, and room to grow into a home office or gym. Out back, a fully fenced brick-paver patio ready for morning coffee and weekend grilling. With a Walk Score of 87, Westport's bars, coffee shops, and Plaza-area dining are steps from your door — no commute required. At $265K in a pocket where the median runs closer to $337K, this is your foothold before Westport prices you out. Come see it this weekend and make the smartest move on the block.

3921 Central Street, Kansas City

Listing courtesy of Jana Jeffery of EXP Realty LLC.
$1,400,000
16 units 1 bed 1 bath two stories apartment. This property is located less than 10 minutes away from downtown Kansas City Missouri.

535 Bellefontaine Avenue, Kansas City

Listing courtesy of Tri Nguyen of Nguyen Group Realty.
$1,400,000
Prime State Avenue Commercial Opportunity! Turnkey Restaurant with Exceptional Visibility. Unlock the potential of this exceptional commercial property located on the highly traveled State Avenue corridor in Kansas City, KS. Positioned on approximately 1.11 acres with outstanding frontage and visibility, this 5,909± square foot freestanding building offers an incredible opportunity for restaurant operators, investors or entrepreneurs seeking a high-exposure location. Previously operated as a successful restaurant and nightclub, this turnkey space is equipped with an impressive commercial kitchen featuring two walk-in refrigerators, a walk-in freezer, a beer cooler and an extensive inventory of restaurant infrastructure that can significantly reduce startup costs and time to opening. The property offers approximately 64 parking spaces, providing ample parking for customers, staff and special events. Inside, the flexible floor plan includes spacious dining areas, commercial kitchen space, storage and additional rear space that can be utilized for banquet facilities, catering operations, commissary kitchen, office space, entertainment or future expansion. Located in the General Commercial (KC1) zoning district, the property offers a wide variety of potential uses including restaurant, brewery, sports bar, banquet facility, retail, office, specialty service business or redevelopment opportunity. Conveniently located just minutes from I-635, I-70 and downtown Kansas City, this location benefits from excellent accessibility, strong traffic counts, established surrounding businesses and continued commercial growth throughout the State Avenue corridor. Whether you're expanding an existing business, opening your flagship location, or searching for a highly visible investment property, this commercial opportunity offers the location, infrastructure, parking, and flexibility to bring your vision to life.

4960 State Avenue, Kansas City

Listing courtesy of Nic Trotter of 1st Class Real Estate Summit.
$270,000
4 Beds ⋅ 3 Baths

1141 E 75th Terrace, Kansas City

Listing courtesy of Megan Whitaker of 1st Class Real Estate KC.
$310,000
4 Beds ⋅ 2 Baths
Beautifully remodeled, sprawling Ranch in excellent location! Across the street from Painted Hills Golf Course, KCK Community College, and a short drive to the Legends Mall, Speedway and stadiums; Excellent neighborhood, house set back far from the road, with ample off-street parking, but just a few miles to major highways for convenient commuting. This spectacular home features 4 bedrooms, 2 bathrooms, modern finishes in the kitchen, living room, and bedrooms; Warm and inviting family room next to deep, 2-car garage. Move right into this home!

7132 Parallel Parkway, Kansas City

Listing courtesy of Joe Ientile of KW Diamond Partners.
$390,000
4 Beds ⋅ 2 Baths
Bright, white, and beautifully updated! Step inside to gorgeous new white oak floors and an abundance of natural light. The showstopping Kitchen has been renovated to perfection with stylish finishes and thoughtful design that will inspire you to cook at home every night. Enjoy the ease of main-level living with three spacious Bedrooms on the first floor, while the expansive fourth Bedroom upstairs offers the perfect space for guests, a home office, or a private retreat. Ideally located just minutes from shopping, dining, parks, and major highways, this home combines convenience with exceptional updates. New windows, new roof, new flooring, and a stunning Kitchen are just a few of the many improvements that make this one truly move-in ready. Home was upgraded to Energy Efficient through a program sponsored by the City of Kansas City, MO. *High-Efficiency furnace installed in 2023 *blown insulation installed in the attic space *air leakage minimized throughout the main floor *NEST thermostat

10428 GRAND Avenue, Kansas City

Listing courtesy of Tamra Trickey of ReeceNichols - Leawood.
$160,000
6 Beds ⋅ 2 Baths
This is an investor special, or conventional loan buyer, Beautiful house in the heart of KCK, it's ready to be rented as is but if you really want to add value you will need to do some upgrades. Don't miss out on this property with a lot of advalue potential!!

318 N 10th Street, Kansas City

Listing courtesy of Hugo Jordan of Platinum Realty LLC.
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