Caldwell Homes with Conventional Financing

Caldwell Homes with Conventional Financing

Welcome to Caldwell County, Missouri – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes and friendly communities, Caldwell County offers a perfect blend of rural charm and modern convenience. With lush greenery, rolling hills, and a rich history, this county is an ideal place for families, retirees, and anyone seeking a peaceful lifestyle while remaining close to urban amenities.

Caldwell County is home to several quaint towns, each with its own unique character. From the vibrant community of Kingston to the serene beauty of Cowgill, residents enjoy a strong sense of belonging and a slower pace of life. With local parks, recreational activities, and a variety of dining options, there’s always something to explore.

When it comes to housing, Caldwell County presents an array of options, particularly for those interested in homes that qualify for conventional financing. This means that buyers can find charming single-family homes, spacious country estates, and cozy cottages that fit a variety of budgets. Conventional financing opens the door for many prospective homeowners, making it easier to secure a mortgage and invest in a property that suits their needs.

Whether you're looking for a starter home, a place to retire, or an investment property, Caldwell County has something for everyone. The real estate market here is vibrant and welcoming, with opportunities that cater to diverse lifestyles. Discover your dream home in Caldwell County, where community spirit and natural beauty come together to create a truly special place to call home!

Newest Caldwell Homes with Conventional Financing

$165,000
4 Beds ⋅ 3 Baths
Need space without the big price tag? This 1,800 sq. ft. half duplex delivers 4 bedrooms, 3 full bathrooms, multiple living areas, and a private back deck. Once you're inside, it feels like a single-family home with separate entrances, your own garage, your own yard, and your own home. You'll get the room your family needs while keeping ownership more affordable. Come check this opportunity out today! Seller also offering $7,000 in seller paid closing costs! Perfect for 0 down programs!

413 E Elm Street, Polo

Listing courtesy of Dylan Fry of RE/MAX Advantage.
$265,000
3 Beds ⋅ 2 Baths
New Construction Home! Experience the effortless luxury of single-level living! New construction 3-bedroom, 2-full bathroom Ranch-Style home. Built on a durable, solid slab foundation, this property blends modern efficiency with a premium design. Perfectly tailored for low-maintenance, everyday comfort, it offers an incredible footprint in an established neighborhood. Plans are set, but act now to customize select finishes with the builder. Bring your vision to life before construction is finalized!

220 Pine Street, Kidder

Listing courtesy of Gina Miller of EXP Realty LLC.
$230,000
3 Beds ⋅ 1.5 Baths
This 3 bedroom, 1.5 bath home offers a large front porch, a covered patio, and low-maintenance vinyl siding with a metal roof. Inside, a flexible bonus room works as a second living area, home office, or additional sleeping space — use it however it fits. Updates throughout include a new water line, and new appliances will be included in the sale of the home. Out back, a 3-car detached garage delivers extra space for vehicles, tools, and projects. Remaining finishes — bathroom, countertops, fixtures, paint touch ups and appliance install — will be completed prior to closing. Located in the heart of a walkable small town, close to everyday conveniences and an easy drive to the city.

420 S 8th Street, Breckenridge

Listing courtesy of Ryan Greco of Asher Real Estate LLC.
$210,000
Prime Development Opportunity in Polo, MO! Don't miss this rare chance to own five cleared, build-ready lots with excellent highway frontage in the growing community of Polo, Missouri. Offering outstanding visibility and easy access, these parcels provide endless possibilities for residential development, investment, or future expansion. Whether you're a builder looking for your next project or an investor seeking valuable land with strong potential, these lots are ready for your vision. Utilities are nearby (buyer to verify availability). Seller prefers to sell all five lots together, making this an exceptional opportunity to secure multiple parcels in one transaction. Bring your plans and make the most of this high-visibility location with endless potential!

407-419 Main Street, Polo

Listing courtesy of Whitney Boyd of RE/MAX Heritage.
$299,000
5 Beds ⋅ 3 Baths
NEW, NEW, NEW, NEW, and NEW. Everything has been meticulously remodeled. New flooring, new roof, new HVAC, and new wiring are just some of the updates worth mentioning. The kitchen has new cabinets, new countertops, and a great view of the backyard. The main level also features a living area, laundry, primary bedroom with attached bathroom, another bedroom and another full bath. Downstairs there are 3 more CONFORMING bedrooms, complete with closets and egress windows. The basement also features a 2nd living room, a full bathroom, and a utility room. Outside there is a shop with a concrete floor and electricity which provides covered parking and additional storage. This home is certainly move-in ready.

514 E 7th Street, Hamilton

Listing courtesy of Mackason Lee of United Country Graham Agency.
$730,000
5 Beds ⋅ 3.5 Baths
COUNTRY LIVING AT ITS FINEST Welcome to your own private slice of country paradise! Situated on 19.4 acres m/l in the highly sought-after Cameron School District, this exceptional property offers the perfect blend of peaceful rural living and convenient access to the amenities of Cameron. Boasting 3,822 square feet, this spacious home features 5 bedrooms and 3.5 bathrooms, including a desirable main-floor primary suite and main-floor laundry for everyday convenience. The thoughtfully designed open floor plan also includes a dedicated office, a generous walk-in pantry, a loft area overlooking the living room, and a beautifully finished basement with a custom built wet bar providing additional living and entertaining space. Step outside and enjoy the breathtaking views from the large covered deck, complete with a TV and speakers-perfect for relaxing evenings or hosting family and friends. The property is well-equipped for hobby farming, recreation, or simply enjoying nature, with a garden, garden shed, small orchard, two ponds, and a creek that offers excellent fishing opportunities. For those needing workspace or storage, the impressive 40' x 60' shop provides endless possibilities for equipment, hobbies, or business use. While located just minutes from Cameron, this property delivers the privacy, tranquility, and natural beauty of true country living. Property Highlights: - 19.4 acres m/l - 5 bedrooms, 3.5 bathrooms - 3,822 sq. ft. - Main-floor primary suite - Main-floor laundry - Dedicated office - Walk-in pantry - Beautifully finished basement - Large covered deck with TV and speakers - Garden and garden shed - Small orchard - Two ponds and a creek - Excellent fishing - 40' x 60' shop - Cameron School District - Private setting just minutes from Cameron, MO. Co-Listed with Broker/Owner.

6280 NW Sale Barn Road, Cameron

Listing courtesy of Mackason Lee of United Country Graham Agency.
$190,000
3 Beds ⋅ 2 Baths
Ten acres m/l, gently rolling, offering diverse ways to enjoy your outdoor time. This property offers garden space; grass/pasture for your horse/goats/sheep/chickens etc; wooded area for the wildlife and a small pond stocked with crappie, blue & channel cat. The 1993 Dutch manufactured home has 1,680 sq feet of living space, sits on a pier foundation; with a metal roof. The home offers 3 BR, 2 full baths, FR, LR/office w/ fireplace, breakfast nook, DR and utility room. There are 2 outbuildings: a 14x22 of no value and a 24x47 in need of some repair with concrete floor. The home does need some repairs, but could be a beautiful home. Located close to Hamilton. One mile from new lake. Appraisal completed 6/2026 & surveyed in 2021. Offered as is.

3904 NE Sandstone Drive, Hamilton

Listing courtesy of Greg Clevenger of Clevenger Real Estate.
$544,000
This investment and recreational farm located in Caldwell County, Missouri offers income and various recreational uses with a rolling, picturesque landscape. Consisting of 80 +/- total acres with 51 +/- tillable acres in production, strategic grass waterways, Terracing, and mature timber draws. This farm presents a strong hunting presence, making this a standout all around farm. The tillable acres consist predominantly of Class II and III soils as well as a nice bottom with Class I Soils- known as kennebec Silt Loam, Colo Silt Loam, & Lagonda Silty Clay Loam. This farm boasts a stout 75.2 NCCPI as well. With a reputable farmer willing to pay $185/Tillable acre for the 2027 crop season, bringing the potential return to $11,100. In addition to its farming opportunities, this property also boasts a variety of wildlife and hunting opportunities that are sure to appeal to the outdoor enthusiast. The farm offers substantial whitetail deer hunting. This area is known for having an abundance of deer as well as trophy class whitetails. This area also produces great turkey hunting. Whether you're a seasoned hunter or seeking to expand your farming or investment portfolio, this 80 +/- acre farm offers a great hunting experience, all within close proximity to Hamilton, Missouri!

NE Marshall Road, Hamilton

Listing courtesy of Jordan Babb of Midwest Land Group.
$224,000
Excellent opportunity to build your dream home on 14.23 ac on this well-prepared homesite! The property already has a 911 address, a leveled building pad, and clearly marked boundaries. Previous owners had plans for a home with a detached shop and completed much of the groundwork to help make that vision a reality. The site features a compacted clay base topped with two loads of 3/4-inch gravel, providing a foundation for future construction. Rural water and electricity are available, and much of the dirt work has already been completed, saving you time and expense. The property’s gentle slope also offers the potential to create a future pond. Conveniently located just off the highway, this property is ready for your building plans and ideas.

5292 N 13 Highway, Hamilton

Listing courtesy of Tanya Burns of RE/MAX Town and Country.
$35,000
Opportunity meets convenience on this beautiful 1-acre corner lot in Kidder, Missouri! With level ground, mature shade trees, and utilities already available, this property is ready for your next project. A previous manufactured home has been removed, leaving behind a level homesite with public sewer hookup, water, and electric nearby, making the property well-positioned for new construction or another residential use. The property also includes an 18’ x 30’ outbuilding featuring a concrete floor and 220-volt electrical service—ideal for a workshop, storage, hobbies, or supporting your future building plans. Whether you’re planning to build, bring in a new home, or simply want extra space with an existing shop, this property offers exceptional value. The available utilities also make it a practical location for a camper during construction or recreational use. Located just minutes from Highway 36 and a short drive to Hamilton, Missouri, you’ll enjoy easy access to shopping, dining, and local attractions while still appreciating the relaxed feel of small-town living. Well-priced opportunities with this combination of acreage, utilities, and an existing outbuilding are becoming increasingly hard to find.

184 Linden Street, Kidder

Listing courtesy of Lisa Shelman of Land Chick LC.
$230,000
3 Beds ⋅ 2 Baths
Welcome home to 107 E Maple Street! This beautifully updated 3-bedroom, 2-bathroom ranch offers 1,735 square feet of comfortable, single-level living in a fantastic Polo location. Whether you are a first-time buyer, looking to downsize, or just want plenty of room to spread out, this move-in-ready property has exactly what you need. Step inside to find a bright, refreshed interior with tasteful updates throughout. The heart of the home offers a great flow from the living area right into the kitchen, making it perfect for everyday living or entertaining guests.Outside, the property truly shines. Set on a sprawling, perfectly flat nearly half-acre lot, the yard offers endless potential for outdoor gatherings, gardening, or a play area. Car enthusiasts, hobbyists, or anyone needing extra storage will immediately fall in love with the extra-large, detached garage. Paired with a convenient driveway setup, parking and projects are a breeze.

107 E Maple Street, Polo

Listing courtesy of Mike Gunselman of Keller Williams KC North.
$47,500
Build your home at the very edge of Hamilton city limits. This .35 M/L acre lot has mature trees, city utilities, and sets on a low traffic road. This lot offers a peacefulness that is certainly unique for a city lot. With little traffic and country views, this lot brings the country to town.

617 E Arthur Street, Hamilton

Listing courtesy of Mackason Lee of United Country Graham Agency.
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