Caldwell Homes with USDA Loan Financing

Caldwell Homes with USDA Loan Financing

Welcome to Caldwell County, Missouri, a hidden gem nestled in the heart of the Show-Me State. Known for its picturesque landscapes, friendly communities, and rich agricultural heritage, Caldwell County offers a serene lifestyle that perfectly balances rural charm with modern conveniences. With its lush fields, rolling hills, and inviting small towns, this county is a haven for those seeking peace and tranquility away from the hustle and bustle of city life.

One of the standout features of Caldwell County is its accessibility to USDA loan financing for homes. This means that potential homeowners can take advantage of low-interest rates and flexible terms, making it easier than ever to invest in property within this beautiful region. USDA loans are designed to support individuals and families looking to purchase homes in eligible rural areas, and Caldwell County fits the bill perfectly. With its affordable housing market, prospective buyers can find their dream home without breaking the bank.

Imagine waking up to the sounds of nature, enjoying morning coffee on your porch, and exploring the lush parks and recreational areas that Caldwell County has to offer. From charming single-family homes to spacious farmhouses, the real estate options are as diverse as the community itself. Whether you’re a first-time buyer or looking to relocate, Caldwell County welcomes you with open arms and a wealth of opportunities.

Discover the beauty of Caldwell County and the benefits of USDA loan financing today—your dream home awaits in this enchanting corner of Missouri!

Newest Caldwell Homes with USDA Loan Financing

$165,000
4 Beds ⋅ 3 Baths
Need space without the big price tag? This 1,800 sq. ft. half duplex delivers 4 bedrooms, 3 full bathrooms, multiple living areas, and a private back deck. Once you're inside, it feels like a single-family home with separate entrances, your own garage, your own yard, and your own home. You'll get the room your family needs while keeping ownership more affordable. Come check this opportunity out today! Seller also offering $7,000 in seller paid closing costs! Perfect for 0 down programs!

413 E Elm Street, Polo

Listing courtesy of Dylan Fry of RE/MAX Advantage.
$265,000
3 Beds ⋅ 2 Baths
New Construction Home! Experience the effortless luxury of single-level living! New construction 3-bedroom, 2-full bathroom Ranch-Style home. Built on a durable, solid slab foundation, this property blends modern efficiency with a premium design. Perfectly tailored for low-maintenance, everyday comfort, it offers an incredible footprint in an established neighborhood. Plans are set, but act now to customize select finishes with the builder. Bring your vision to life before construction is finalized!

220 Pine Street, Kidder

Listing courtesy of Gina Miller of EXP Realty LLC.
$299,000
5 Beds ⋅ 3 Baths
NEW, NEW, NEW, NEW, and NEW. Everything has been meticulously remodeled. New flooring, new roof, new HVAC, and new wiring are just some of the updates worth mentioning. The kitchen has new cabinets, new countertops, and a great view of the backyard. The main level also features a living area, laundry, primary bedroom with attached bathroom, another bedroom and another full bath. Downstairs there are 3 more CONFORMING bedrooms, complete with closets and egress windows. The basement also features a 2nd living room, a full bathroom, and a utility room. Outside there is a shop with a concrete floor and electricity which provides covered parking and additional storage. This home is certainly move-in ready.

514 E 7th Street, Hamilton

Listing courtesy of Mackason Lee of United Country Graham Agency.
$230,000
3 Beds ⋅ 2 Baths
Welcome home to 107 E Maple Street! This beautifully updated 3-bedroom, 2-bathroom ranch offers 1,735 square feet of comfortable, single-level living in a fantastic Polo location. Whether you are a first-time buyer, looking to downsize, or just want plenty of room to spread out, this move-in-ready property has exactly what you need. Step inside to find a bright, refreshed interior with tasteful updates throughout. The heart of the home offers a great flow from the living area right into the kitchen, making it perfect for everyday living or entertaining guests.Outside, the property truly shines. Set on a sprawling, perfectly flat nearly half-acre lot, the yard offers endless potential for outdoor gatherings, gardening, or a play area. Car enthusiasts, hobbyists, or anyone needing extra storage will immediately fall in love with the extra-large, detached garage. Paired with a convenient driveway setup, parking and projects are a breeze.

107 E Maple Street, Polo

Listing courtesy of Mike Gunselman of Keller Williams KC North.
$389,900
4 Beds ⋅ 3.5 Baths
Rare opportunities like this don't come along often! Nestled on approximately 1.66 acres on the edge of town, this unique property offers the perfect blend of small-town convenience and the space and serenity of country living. Surrounded by a beautiful park-like setting, this spacious 4-bedroom, 3.5-bath story-and-a-half home features a finished basement and plenty of room for everyone. The main living areas provide comfortable everyday living, while the basement offers a large family room and additional space for hobbies, crafts, a home office, or recreation. Step outside and enjoy everything this property has to offer. Relax on the spacious back deck overlooking the scenic backyard, gather around the fire pit with family and friends, tend to your garden, or enjoy the existing chicken coop. The property also includes a detached two-car garage/shop with a concrete floor, providing excellent storage and workspace for projects. Whether you're looking for room to spread out, raise a garden, pursue hobbies, or simply enjoy peaceful outdoor living, this property delivers. Experience the freedom and tranquility of acreage while still enjoying all the conveniences of living in town.

703 N Lincoln Street, Hamilton

Listing courtesy of Brandi Walker of Berkshire Hathaway HomeService.
$455,000
4 Beds ⋅ 3 Baths
Spacious 4-bedroom, 3-bath home on 10 acres featuring a geothermal heating and cooling system, hardwood floors, a large open living area, spacious kitchen with ample cabinetry, and a full walkout basement with additional finished space. Outside you'll find a massive shop perfect for equipment, hobbies, or storage, electric fencing surrounding the property, and plenty of room for livestock, recreation, or simply enjoying the privacy and views of the countryside.

8652 SE Bethany Drive, Cowgill

Listing courtesy of Dylan Fry of RE/MAX Advantage.
$279,000
3 Beds ⋅ 1 Baths
Welcome to small-town charm at its finest in Hamilton, Missouri—famously known as the home of the Missouri Star Quilt Company! This beautifully renovated 3-bedroom, 1-bath home has been meticulously cared for and is truly move-in ready. Step inside to discover a fresh, updated interior that blends modern comfort with timeless appeal, beautiful hardwood floors. Every detail has been thoughtfully addressed, making this home as functional as it is inviting. A partial basement adds extra storage or workspace potential. Outside, the property continues to impress. A spacious 24x40 shop with 10-foot drive-through doors is perfect for hobbyists, mechanics, or anyone needing serious workspace. In addition, a second shed offers even more storage or utility options. Unwind on the back porch and take in the peaceful, scenic views—an ideal spot for morning coffee or evening relaxation. Whether you're looking for a place to call home or a quiet retreat with room to work and breathe, this property offers the best of both worlds. Don’t miss your chance to own a beautifully maintained home with exceptional amenities in a welcoming community!

1002 S Hughes Street, Hamilton

Listing courtesy of Whitney Boyd of RE/MAX Heritage.
$10,000
Bring all offers!! Discover the perfect setting for your next home or getaway on this beautiful 0.26-acre parcel with lake access to Timber Lake — a hidden gem in Lathrop known for its excellent bass and crappie fishing, channel cats and abundant blue gill peaceful surroundings, and endless family adventures. The lot is partially cleared, city brought in dirt creating a berm to prevent road runoff on the property, offering a great balance of open space and natural privacy. Utilities are available at the street, making it easy to start your build. (property has lake access via easement walkways and 10 foot easement around lake, property is not lakefront itself must drive up the gravel rd to the right) Letter confirms there are no covenants, restrictions, or HOA, giving you the freedom to create your ideal retreat. Whether you’re seeking a weekend escape or a place to call home, you’ll love the friendly, welcoming community that surrounds Timber Lake. Bring your plans, your fishing poles, and your imagination — this is the opportunity you’ve been waiting for!

8990 Lake Drive, Lathrop

Listing courtesy of Ashley Belk of United Real Estate Kansas City.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use