Caldwell County Homes with FHA Financing

Caldwell County Homes with FHA Financing

Welcome to Caldwell County, Missouri, a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the Midwest, Caldwell County is known for its picturesque landscapes, friendly communities, and a rich history that dates back to the early 19th century. With its rolling hills and lush greenery, this county offers a serene backdrop for those looking to settle down in a peaceful environment.

Caldwell County boasts a variety of recreational opportunities, from hiking and fishing in its scenic parks to enjoying local festivals that celebrate the area’s vibrant culture. Residents take pride in their close-knit communities, where neighbors become friends and local businesses thrive. The county is also conveniently located near larger urban centers, providing easy access to shopping, dining, and entertainment options without sacrificing the tranquility of rural living.

For homebuyers, Caldwell County presents an excellent opportunity to invest in real estate, especially for those seeking properties eligible for FHA financing. FHA loans are designed to make homeownership more accessible, offering lower down payment options and flexible credit requirements. This means that whether you're a first-time buyer or looking to upgrade, Caldwell County's housing market has something to offer everyone.

Explore charming homes that reflect the county's character, from cozy single-family residences to spacious properties perfect for families. With FHA financing available, your dream of owning a home in Caldwell County is not just a possibility; it’s within reach. Discover the perfect blend of comfort, community, and affordability in Caldwell County, Missouri!

Newest Caldwell County Homes with FHA Financing

8041 NW Joe Montana Drive, Cameron
$584,000
3 Beds ⋅ 2 Baths
8041 NW Joe Montana Drive. This true ranch sits on 18 M/L beautiful, treed acres and offers 3 bedrooms, 2 bathrooms, and 1,729 square feet of living space. Built in 2005, the home has a brick front and several updates that you’ll certainly appreciate. Once inside, you’ll find new LVT flooring throughout the living room, kitchen, dining area, and hallways. The fireplace welcomes you to the living room. The roof and HVAC are approximately 3 years old, and the sellers are offering a $10,000 credit at closing toward new carpet in the bedrooms, giving you the opportunity to choose something that fits your taste. The attached 3-car garage provides room for vehicles and workspace for hobbies or projects. An additional outbuilding with a gravel floor and loft storage adds space for equipment, outdoor gear, or those things that always seem to need a place of their own. Naturally, you’ll want to spend some time exploring the acreage. The treed setting and deer and turkey make this property especially appealing to hunters and those who simply enjoy being outdoors. There’s plenty of room to explore and appreciate the nature surrounding you. Easy access to I-35 adds convenience to country living. If you’ve been searching for a home with acreage, useful outbuilding space, and room for your hobbies, schedule your showing and come take a look!

8041 NW Joe Montana Drive, Cameron

Listing courtesy of Mackason Lee of United Country Graham Agency.
12366 SE Highway 116 N/A, Braymer
$390,000
4 Beds ⋅ 2 Baths
Country living meets updated charm on just over 9 acres right outside of Braymer! This 4-bedroom, 2-bath home blends the character of an older home with fresh renovations and modern touches throughout. Much of the work has already been done, with just a few projects still in progress—giving the next owner an opportunity to add their own finishing touches and continue building equity. With over 9 acres to spread out, there’s plenty of room to enjoy the outdoors, entertain, start a hobby farm, or simply soak up the peace and privacy of country living. Inside, you’ll find the warmth and personality you expect from an older home, refreshed with updates that bring new life and charm to the space. If you’ve been looking for acreage, character, and a home that has already had a head start on renovations while still leaving room to make it your own, this Braymer property is one you’ll want to see!

12366 SE Highway 116 N/A, Braymer

Listing courtesy of Chelsea Boyd of 1st Class Real Estate KC.
Betty Jane Road, Kingston
$165,000
Don’t miss this beautiful acreage in Kingston, MO, tucked away just 1 mile of gravel off Highway 13. Enjoy peaceful country living with an approximately 1-acre stocked pond, beautiful views, and plenty of room to make it your own. Water and electric are already on the property, along with two separate road access points, offering the potential to divide into two lots. A wonderful place to build, relax, and enjoy the country!

Betty Jane Road, Kingston

Listing courtesy of Amber Gowing of ReeceNichols-KCN.
198 N Franklin Street, Kingston
$105,000
This 4.31-acre tract offers a unique combination of rural character, excellent accessibility, and future development potential. Zoned agricultural, the property consists primarily of open pasture with scattered timber, two small ponds, and perimeter fencing, providing an attractive setting for a homesite, hobby farm, or investment property. A prepared building pad is located in the southeast corner, offering a natural location for future construction. City water, sewer, and electric are available at the road, providing a significant advantage for buyers considering residential or future development. One of the property's most notable features is its exceptional access. The tract offers road frontage along both the east and west sides, including frontage on a state highway. The highway exposure provides convenient access and visibility that may also make the property well suited for a future business location, subject to zoning and applicable approvals. For buyers looking to build a home, the acreage provides plenty of room for a residence, shop, livestock, gardens, or other hobby-farm uses while maintaining manageable acreage. The combination of open ground, timber, water, fencing, utilities, and multiple points of road access gives the property flexibility for a variety of uses. Conveniently located approximately 45 minutes from Liberty and one hour from Kansas City, Missouri, this tract offers the opportunity to enjoy a rural setting while remaining within easy reach of the Kansas City metro. Whether you're searching for a country homesite, small acreage hobby farm, investment property, or a highly visible tract with future development potential, this 4.31 acres offers a combination of location, infrastructure, and versatility that is increasingly difficult to find.

198 N Franklin Street, Kingston

Listing courtesy of Eric Joy of Kiloterra.
305 E Elm Street, Polo
$230,000
4 Beds ⋅ 2.5 Baths
This spacious 2,300 sq. ft. home offers 4 bedrooms and 2.5 bathrooms with plenty of room to spread out! Inside, you’ll find a large living area with vaulted ceilings, an eat-in kitchen, and additional finished space in the basement that’s perfect for a family room, game room, or entertaining. Outside, enjoy the large back deck, attached garage, and freshly painted siding that gives the home a refreshed exterior. Seller offering 5,000 in closing costs! Perfect for all 0 down programs!

305 E Elm Street, Polo

Listing courtesy of Dylan Fry of RE/MAX Advantage.
8493 Grandview Road, Kidder
$350,000
3 Beds ⋅ 2 Baths
Country living with an incredible combination of comfort, functionality, and self-sufficiency! This manufactured 3-bedroom, 2-bath home sits on 3 acres m/l and offers an impressive array of amenities for those looking for space, versatility, and rural living. The home’s roof was replaced approximately one year ago, adding valuable peace of mind for the next owner. The property features a spacious metal fabrication shop with interior dimensions of 24x50, while the exterior measures approximately 25x60. The shop has a concrete floor, close-cell foam insulation, a propane heater, and a wall-mounted air conditioner, providing a comfortable and versatile workspace. An area in the northwest corner includes a sink and toilet for added convenience. The property also features an 8x24 storm shelter/storage room, providing secure storage and added peace of mind. A separate studio living space adds flexibility for guests, hobbies, or additional living needs. The property includes a rainwater catchment system and a lined pond providing irrigation water, along with a fenced garden area, small greenhouse, chicken coop, rabbit hutch, and storage barn—ideal for gardening, small-scale homesteading, and storage. Separate additional living quarters provide excellent potential for rental income, guest accommodations, or extended family. With multiple outbuildings, water resources, agricultural amenities, flexible living spaces, and numerous opportunities for recreation and self-sufficiency, this 3-acre m/l property offers a rare opportunity to enjoy the best of country living.

8493 Grandview Road, Kidder

Listing courtesy of Larry Allen of Berkshire Hathaway HomeService.
510 W Samuel Street, Hamilton
$239,000
4 Beds ⋅ 2 Baths
Welcome to this beautifully updated, move-in ready home in the heart of Hamilton, Missouri! Offering 4 spacious bedrooms and 2 full bathrooms, this home combines modern updates with comfortable, functional living. Step inside to an inviting open floor plan filled with natural light—perfect for both everyday living and entertaining. The updated interior features stylish finishes throughout, creating a fresh feel from room to room. You will love the spacious master suite and bathroom that has large closet, double vanities, tub, and shower! The kitchen flows seamlessly into the main living area, making it easy to host gatherings or enjoy time with family. Situated on a generous half-acre lot, you’ll have plenty of space to relax, play, or garden. The outdoor area offers endless possibilities, whether you're envisioning summer barbecues or quiet evenings under the stars. A standout feature of this property is the impressive 30x30 outbuilding with a concrete floor—ideal for a workshop, storage, hobby space, or additional parking. Conveniently located near local schools and the park, this home offers both comfort and accessibility in a welcoming small-town setting. Don’t miss your opportunity to own this turnkey property—schedule your showing today!

510 W Samuel Street, Hamilton

Listing courtesy of Cole Kemper of Berkshire Hathaway HomeService.
413 E Elm Street, Polo
$165,000
4 Beds ⋅ 3 Baths
Need space without the big price tag? This 1,800 sq. ft. half duplex delivers 4 bedrooms, 3 full bathrooms, multiple living areas, and a private back deck. Once you're inside, it feels like a single-family home with separate entrances, your own garage, your own yard, and your own home. You'll get the room your family needs while keeping ownership more affordable. Come check this opportunity out today! Seller also offering $7,000 in seller paid closing costs! Perfect for 0 down programs!

413 E Elm Street, Polo

Listing courtesy of Dylan Fry of RE/MAX Advantage.
220 Pine Street, Kidder
$265,000
3 Beds ⋅ 2 Baths
New Construction Home! Experience the effortless luxury of single-level living! New construction 3-bedroom, 2-full bathroom Ranch-Style home. Built on a durable, solid slab foundation, this property blends modern efficiency with a premium design. Perfectly tailored for low-maintenance, everyday comfort, it offers an incredible footprint in an established neighborhood. Plans are set, but act now to customize select finishes with the builder. Bring your vision to life before construction is finalized!

220 Pine Street, Kidder

Listing courtesy of Gina Miller of EXP Realty LLC.
703 N Lincoln Street, Hamilton
$389,900
4 Beds ⋅ 3.5 Baths
Rare opportunities like this don't come along often! Nestled on approximately 1.66 acres on the edge of town, this unique property offers the perfect blend of small-town convenience and the space and serenity of country living. Surrounded by a beautiful park-like setting, this spacious 4-bedroom, 3.5-bath story-and-a-half home features a finished basement and plenty of room for everyone. The main living areas provide comfortable everyday living, while the basement offers a large family room and additional space for hobbies, crafts, a home office, or recreation. Step outside and enjoy everything this property has to offer. Relax on the spacious back deck overlooking the scenic backyard, gather around the fire pit with family and friends, tend to your garden, or enjoy the existing chicken coop. The property also includes a detached two-car garage/shop with a concrete floor, providing excellent storage and workspace for projects. Whether you're looking for room to spread out, raise a garden, pursue hobbies, or simply enjoy peaceful outdoor living, this property delivers. Experience the freedom and tranquility of acreage while still enjoying all the conveniences of living in town.

703 N Lincoln Street, Hamilton

Listing courtesy of Brandi Walker of Berkshire Hathaway HomeService.
408 W 5th Street, Braymer
$99,000
4 Beds ⋅ 1 Baths
Small town setting with big upside potential. This Craftsman-style 4 bed / 1 bath home sits on a large corner lot in a quiet rural community within walking distance to the school. Previously a solid family home, it features a spacious layout with a large living room open to the dining area, a main-floor primary bedroom with a double closet, and main-floor laundry off the kitchen. Upstairs includes three additional bedrooms and a separate toilet room, offering a strong footprint for added value. The property also includes a 21x24 detached garage with built-ins, a garden shed, and a large concrete slab off the back deck (formerly used as a basketball court). Important: The home is currently in distressed condition and will require significant repairs and updates. However, major exterior improvements were completed in the past, including exterior paint, some flooring updates, and deck board replacement — giving a starting point for the right buyer. This is a value-add opportunity ideal for investors, flippers, or buyers looking to build equity. Strong layout, large lot, and functional outbuildings make this one worth a look. Seller is highly motivated and needs offers immediately. Cash or rehab financing recommended. Sold as-is.

408 W 5th Street, Braymer

Listing courtesy of Shawn Foster of 1st Class Real Estate KC.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

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