Caldwell Homes with FHA Financing

Caldwell Homes with FHA Financing

Welcome to Caldwell County, Missouri, a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the Midwest, Caldwell County is known for its picturesque landscapes, friendly communities, and a rich history that dates back to the early 19th century. With its rolling hills and lush greenery, this county offers a serene backdrop for those looking to settle down in a peaceful environment.

Caldwell County boasts a variety of recreational opportunities, from hiking and fishing in its scenic parks to enjoying local festivals that celebrate the area’s vibrant culture. Residents take pride in their close-knit communities, where neighbors become friends and local businesses thrive. The county is also conveniently located near larger urban centers, providing easy access to shopping, dining, and entertainment options without sacrificing the tranquility of rural living.

For homebuyers, Caldwell County presents an excellent opportunity to invest in real estate, especially for those seeking properties eligible for FHA financing. FHA loans are designed to make homeownership more accessible, offering lower down payment options and flexible credit requirements. This means that whether you're a first-time buyer or looking to upgrade, Caldwell County's housing market has something to offer everyone.

Explore charming homes that reflect the county's character, from cozy single-family residences to spacious properties perfect for families. With FHA financing available, your dream of owning a home in Caldwell County is not just a possibility; it’s within reach. Discover the perfect blend of comfort, community, and affordability in Caldwell County, Missouri!

Newest Caldwell Homes with FHA Financing

$165,000
4 Beds ⋅ 3 Baths
Need space without the big price tag? This 1,800 sq. ft. half duplex delivers 4 bedrooms, 3 full bathrooms, multiple living areas, and a private back deck. Once you're inside, it feels like a single-family home with separate entrances, your own garage, your own yard, and your own home. You'll get the room your family needs while keeping ownership more affordable. Come check this opportunity out today! Seller also offering $7,000 in seller paid closing costs! Perfect for 0 down programs!

413 E Elm Street, Polo

Listing courtesy of Dylan Fry of RE/MAX Advantage.
$265,000
3 Beds ⋅ 2 Baths
New Construction Home! Experience the effortless luxury of single-level living! New construction 3-bedroom, 2-full bathroom Ranch-Style home. Built on a durable, solid slab foundation, this property blends modern efficiency with a premium design. Perfectly tailored for low-maintenance, everyday comfort, it offers an incredible footprint in an established neighborhood. Plans are set, but act now to customize select finishes with the builder. Bring your vision to life before construction is finalized!

220 Pine Street, Kidder

Listing courtesy of Gina Miller of EXP Realty LLC.
$230,000
3 Beds ⋅ 1.5 Baths
This 3 bedroom, 1.5 bath home offers a large front porch, a covered patio, and low-maintenance vinyl siding with a metal roof. Inside, a flexible bonus room works as a second living area, home office, or additional sleeping space — use it however it fits. Updates throughout include a new water line, and new appliances will be included in the sale of the home. Out back, a 3-car detached garage delivers extra space for vehicles, tools, and projects. Remaining finishes — bathroom, countertops, fixtures, paint touch ups and appliance install — will be completed prior to closing. Located in the heart of a walkable small town, close to everyday conveniences and an easy drive to the city.

420 S 8th Street, Breckenridge

Listing courtesy of Ryan Greco of Asher Real Estate LLC.
$299,000
5 Beds ⋅ 3 Baths
NEW, NEW, NEW, NEW, and NEW. Everything has been meticulously remodeled. New flooring, new roof, new HVAC, and new wiring are just some of the updates worth mentioning. The kitchen has new cabinets, new countertops, and a great view of the backyard. The main level also features a living area, laundry, primary bedroom with attached bathroom, another bedroom and another full bath. Downstairs there are 3 more CONFORMING bedrooms, complete with closets and egress windows. The basement also features a 2nd living room, a full bathroom, and a utility room. Outside there is a shop with a concrete floor and electricity which provides covered parking and additional storage. This home is certainly move-in ready.

514 E 7th Street, Hamilton

Listing courtesy of Mackason Lee of United Country Graham Agency.
$230,000
3 Beds ⋅ 2 Baths
Welcome home to 107 E Maple Street! This beautifully updated 3-bedroom, 2-bathroom ranch offers 1,735 square feet of comfortable, single-level living in a fantastic Polo location. Whether you are a first-time buyer, looking to downsize, or just want plenty of room to spread out, this move-in-ready property has exactly what you need. Step inside to find a bright, refreshed interior with tasteful updates throughout. The heart of the home offers a great flow from the living area right into the kitchen, making it perfect for everyday living or entertaining guests.Outside, the property truly shines. Set on a sprawling, perfectly flat nearly half-acre lot, the yard offers endless potential for outdoor gatherings, gardening, or a play area. Car enthusiasts, hobbyists, or anyone needing extra storage will immediately fall in love with the extra-large, detached garage. Paired with a convenient driveway setup, parking and projects are a breeze.

107 E Maple Street, Polo

Listing courtesy of Mike Gunselman of Keller Williams KC North.
$389,900
4 Beds ⋅ 3.5 Baths
Rare opportunities like this don't come along often! Nestled on approximately 1.66 acres on the edge of town, this unique property offers the perfect blend of small-town convenience and the space and serenity of country living. Surrounded by a beautiful park-like setting, this spacious 4-bedroom, 3.5-bath story-and-a-half home features a finished basement and plenty of room for everyone. The main living areas provide comfortable everyday living, while the basement offers a large family room and additional space for hobbies, crafts, a home office, or recreation. Step outside and enjoy everything this property has to offer. Relax on the spacious back deck overlooking the scenic backyard, gather around the fire pit with family and friends, tend to your garden, or enjoy the existing chicken coop. The property also includes a detached two-car garage/shop with a concrete floor, providing excellent storage and workspace for projects. Whether you're looking for room to spread out, raise a garden, pursue hobbies, or simply enjoy peaceful outdoor living, this property delivers. Experience the freedom and tranquility of acreage while still enjoying all the conveniences of living in town.

703 N Lincoln Street, Hamilton

Listing courtesy of Brandi Walker of Berkshire Hathaway HomeService.
$455,000
4 Beds ⋅ 3 Baths
Spacious 4-bedroom, 3-bath home on 10 acres featuring a geothermal heating and cooling system, hardwood floors, a large open living area, spacious kitchen with ample cabinetry, and a full walkout basement with additional finished space. Outside you'll find a massive shop perfect for equipment, hobbies, or storage, electric fencing surrounding the property, and plenty of room for livestock, recreation, or simply enjoying the privacy and views of the countryside.

8652 SE Bethany Drive, Cowgill

Listing courtesy of Dylan Fry of RE/MAX Advantage.
$279,000
3 Beds ⋅ 1 Baths
Welcome to small-town charm at its finest in Hamilton, Missouri—famously known as the home of the Missouri Star Quilt Company! This beautifully renovated 3-bedroom, 1-bath home has been meticulously cared for and is truly move-in ready. Step inside to discover a fresh, updated interior that blends modern comfort with timeless appeal, beautiful hardwood floors. Every detail has been thoughtfully addressed, making this home as functional as it is inviting. A partial basement adds extra storage or workspace potential. Outside, the property continues to impress. A spacious 24x40 shop with 10-foot drive-through doors is perfect for hobbyists, mechanics, or anyone needing serious workspace. In addition, a second shed offers even more storage or utility options. Unwind on the back porch and take in the peaceful, scenic views—an ideal spot for morning coffee or evening relaxation. Whether you're looking for a place to call home or a quiet retreat with room to work and breathe, this property offers the best of both worlds. Don’t miss your chance to own a beautifully maintained home with exceptional amenities in a welcoming community!

1002 S Hughes Street, Hamilton

Listing courtesy of Whitney Boyd of RE/MAX Heritage.
$449,000
3 Beds ⋅ 2.5 Baths
The Graham Agency would like to welcome you to this showpiece home in Hamilton, Missouri. Very rarely do you see a historic gem keep the nostalgia and blend seamlessly with modern convenience. Although the home has changed hands many times in the past century, the timeless elegance of yesterday remains today. The first floor is lined with immaculate preserved woodwork and functional original pocket doors. Throughout, you'll find unique "log-cabin" style hardwood floors, highlighting white oak in the main living areas, while the kitchen showcases maple, perfectly complementing its updated design that includes a sizable island and modern stainless-steel appliances. An original sink in the half bath adds a charming nod to the past. Upstairs, the home boasts three sizeable bedrooms, including a primary bedroom complete with an in-suite bathroom, a walk-in closet, and a conveniently located laundry. Stunning red oak floors grace this level, maintaining the rich character throughout the home. Spanning 2,584 square feet of living space, this home has been remodeled and modernized with new electrical wiring, plumbing, windows, custom closets, and a dual-zone HVAC system. Situated on a corner lot, just two blocks from downtown Hamilton and the Missouri Star Quilt Company headquarters, the property's expansive backyard is a private escape. It features a privacy fence, a versatile court for basketball or pickleball, and a saltwater inground pool that ranges from 3.5 to 6 feet in depth. This captivating home offers the ultimate blend of historical charm and modern functionality, making it the most unique home in Hamilton, MO.

200 E Berry Street, Hamilton

Listing courtesy of Mackason Lee of United Country Graham Agency.
$365,000
Investment Opportunity with Expansion Potential! Welcome to this brand-new, beautifully designed duplex offering a total of 3 bedrooms, 2 bathrooms, and a 1-car garage on each side – perfect for owner-occupants, multi-generational living, or savvy investors looking to grow their portfolio. Each unit boasts 1,375 sq. ft. of modern living space, thoughtfully laid out for comfort, functionality, and style. Refrigerator, stove and dishwasher included in each unit. Each side has an oversized 1 car garage. Located in a prime area known for strong rental demand, this duplex sits in a neighborhood where rental investments perform exceptionally well. Whether you plan to rent out both sides or live in one and lease the other, this is a property built with long-term value in mind.

511 W McGaughy Street, Hamilton

Listing courtesy of Debbie Hahn of Berkshire Hathaway HomeService.
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