Clay Homes with Conventional Financing

Welcome to Clay County, Missouri! This vibrant county is a hidden gem nestled in the heart of the Show-Me State. With a rich history and a thriving community, Clay County offers a diverse range of attractions and amenities for residents and visitors alike.

Homes in Clay County with conventional financing are a popular choice for those looking to settle down in this picturesque region. Whether you're a first-time homebuyer or a seasoned investor, the real estate market in Clay County has something to offer for everyone. From cozy bungalows to spacious family homes, there is a wide variety of properties available to suit every taste and budget.

With its convenient location, excellent schools, and abundance of parks and recreational facilities, Clay County is the perfect place to call home. Whether you're looking for a peaceful retreat away from the hustle and bustle of the city or a vibrant community to raise a family, Clay County has it all.

If you're considering making Clay County your new home, now is the perfect time to explore the real estate options available. From charming historic homes to modern new developments, there's something for everyone in this dynamic and welcoming county. Come and discover all that Clay County has to offer – you won't be disappointed!

Newest Clay Homes with Conventional Financing

$350,000

3 Beds ⋅ 2 Baths

Well maintained ranch style home offering 3 bedrooms, 2 bathrooms, and approximately 1,498 square feet of living space. Built in 1974, this home features a functional floor plan, attached garage, and a spacious lot of about 9,500 square feet. The enclosed sunroom provides additional flexible living space that can be used for relaxing, hobbies, or a home office. Convenient access to major roads, shopping, dining, and everyday services makes this property an excellent opportunity for a variety of buyers.

838 NW 69 th Place, Kansas City

Listing courtesy of Colton Leslie of EXP Realty LLC.

$257,500

3 Beds ⋅ 2 Baths

Welcome home to this beautifully updated 3-bedroom, 2-bath residence nestled in a quiet North Kansas City neighborhood! From the moment you step inside, you’ll appreciate the bright, inviting living spaces and thoughtful updates that make this home truly move-in ready. The spacious layout offers comfortable living with an open feel, while the updated kitchen provides plenty of cabinet and counter space for everyday living and entertaining. The primary suite features its own private bath, and two additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy the backyard—perfect for relaxing, entertaining, or letting pets and kids play. Conveniently located near shopping, restaurants, schools, parks, and major highways, you’ll enjoy quick access to everything Kansas City has to offer while still enjoying the comfort of an established neighborhood. Whether you’re a first-time buyer, looking to downsize, or searching for your next home, this property offers the perfect combination of location, comfort, and value. Don’t miss your opportunity to make this beautiful home your own—schedule your private showing today!

3904 NE 52nd Terrace, Kansas City

Listing courtesy of Jennifer Jellum of RE/MAX Central.

$189,000

3 Beds ⋅ 1 Baths

Welcome home to this cozy, low maintenance 3 bedroom, 1 bathroom, single-family ranch home located in the heart of Kansas City‘s desirable Northland area. This home has been completely renovated inside and offers a manageable maintenance-free exterior with plenty of outdoor space for gardening, entertaining, or pets. Whether you’re a First Time Homebuyer, or looking to downsize, or adding an excellent asset to your investment portfolio, this home provides a solid foundation in an established neighborhood with quick and easy access to the entire Kansas City Metro.

7209 NE 51st Street, Kansas City

Listing courtesy of Chelsie Gilpin of Turn Key Realty LLC.

$199,999

2 Beds ⋅ 1 Baths

WELCOME HOME! CHARMING RANCH ON A PRIVATE WOODED LOT! Beautiful wood floors in the dining room and family room featuring a fireplace and built-ins! Spacious kitchen with backsplash and plenty of cabinet space. Two good sized bedrooms and full bathroom complete this floor. Patio overlooks private treed lot, great for entertaining family and friends. Newer roof, air conditioner and heater. Washer, dryer and refrigerator stay with the property!

5056 NE Marvin Road, Kansas City

Listing courtesy of Bryan Huff of Keller Williams Realty Partners Inc..

$205,000

3 Beds ⋅ 1 Baths

Step inside to a bright, inviting layout featuring an eat-in kitchen with and convenient main-level laundry. The updated bathroom features a clean, modern look, while all three bedrooms provide flexible space for sleeping, guests, or a home office. Outside, enjoy a large, level, treed lot with a fenced backyard, patio area, mature shade trees, and plenty of room for entertaining, pets, gardening, or simply relaxing outdoors. Located in the Chouteau Estates neighborhood with easy access to shopping, dining, highways, and everyday conveniences, this well-maintained home combines functionality, outdoor space, and a great Northland location. Move right in and make it yours!

3626 N LISTER Avenue, Kansas City

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$415,000

4 Beds ⋅ 2.5 Baths

This home is updated in all of the right places - both in looks and in maintenance items! Furnace and Air Conditioner replaced in 2025 with a new whole house humidifier. Water heater was recently replaced with a TANKLESS water heater! Kitchen and dining room floors are hardwood and were refinished in the last few years, and carpet in the bedrooms and hallway were replaced July 2026! This home feels clean and well maintained from the second you are inside the door - the kitchen has been updated with granite countertops and open concept kitchen and dining. Upstairs find the large primary bedroom suite with private bathroom, and two additional bedrooms, full bathroom, and laundry room. Up another few steps and there is a fourth bedroom with a more private feel. The home has multiple living spaces allowing for flexibility however you need it - a formal living room on the main floor, a larger family room below the dining area and then a finished basement that could be used as an office, hidden playroom, hobby room - so many options. Outside, there is a covered deck to make time outside more enjoyable, as well as a concrete patio from the walk-out family room. Garage is about 600 sqft, large enough to have some storage in addition to fitting two cars with storage, plus the attached SHED in the back of the home has an elevated look but can be home to most storage items! Backyard is already fenced with much of it having been replaced recently! This house will check all of your boxes - it has the looks, meets so many practical needs and can be yours very soon!

8000 NE 112th Street, Kansas City

Listing courtesy of The Small Team of ReeceNichols-KCN.

$300,000

4 Beds ⋅ 2 Baths

Welcome home to this well-maintained 4-bedroom, 2-bath ranch in the Diamond Crest neighborhood of Smithville! Featuring 3 spacious bedrooms on the main level and 1 downstairs, this home offers a functional layout with an open kitchen that's perfect for everyday living and entertaining. The finished lower level boasts a large rec room with a built-in bar, plus a non-conforming bonus room ideal for an office, gym, or hobby space. The unfinished area is stubbed for a future full bathroom, offering room to add value. Step outside to enjoy the large deck with built-in seating, a fenced backyard, and a storage shed for all your outdoor equipment. Conveniently located just 1.5 miles from Smithville Lake, you'll have easy access to boating, fishing, hiking, and more!

806 Garnet Circle, Smithville

Listing courtesy of Jamie Watkins of RE/MAX Heritage.

$119,000

3 Beds ⋅ 1 Baths

Investor Special! Don't miss this value-add opportunity! This 3-bedroom, 1-bath home with a 1-car garage is ready for its next chapter. Featuring a slab foundation and a functional floor plan, this property is the perfect candidate for a fix-and-flip, rental, or renovation project. Bring your contractor and your vision—there's plenty of potential to build equity and maximize your return. Properties with this kind of upside don't last long. Selling AS IS. Home does have new siding, gutters and downspouts, newer windows and around $10,000 worth of new plumbing.

4519 N Troost Avenue, Kansas City

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$749,000

4 Beds ⋅ 3.5 Baths

For the first time in 25 years, this stunning Victorian home, located in the highly desirable Briarcliff area, is available for purchase. Nestled amongst the trees on a cul-de-sac lot, this recently updated, beautiful home once graced the cover of Country Accents magazine (Winter 1987). Built by the builder for him and his wife in 1985, they spared no expense. With custom woodwork and built-in cabinetry throughout, this home was built to be a show stopper. But don't let its country origins fool you; the sellers kept the best of the old, while bringing this home into the twenty-first century. The kitchen features hardwood cabinetry with quite possibly the coolest hardware you may have seen in a while. Stainless steel appliances, large island, and designer lighting round out the kitchen. The primary suite features a seating area with a fireplace as well as a luxurious bathroom with soaking tub and large walk-in shower. Two of the bedrooms share a Jack & Jill bathroom while the third features ornate built-in cabinetry. The built-in cabinets continue throughout the home offering plenty of storage. The walk-out finished basement, with its own fireplace, features a large family room, a full bath, and a bonus room that could make for a non-conforming fifth bedroom. All this and a Gladstone address (No KCMO E-tax) make this a truly desirable home. Please schedule your showing today! Room sizes are estimates; buyer to verify. Listing Agent related to Sellers.

500 NW 44 Terrace, Gladstone

Listing courtesy of Steven Montgomery of Metro Realty.

$275,000

4 Beds ⋅ 2 Baths

Timeless character meets thoughtful updates in this beautifully maintained 4-bedroom, 2-bath Cape Cod offering nearly 2,000 square feet of comfortable living space. From the moment you arrive, you'll appreciate the home's inviting curb appeal and warm architectural charm. Inside, hardwood floors enhance the living room and main-level bedroom, while the spacious finished sunroom provides the perfect extension of the living area. Filled with natural light, it's an ideal space for relaxing with a morning coffee, entertaining guests, or creating a cozy family room. Step outside to enjoy the large wood deck and fenced backyard, offering plenty of room for grilling, outdoor dining, gardening, or simply unwinding in your own private retreat. This home has been lovingly cared for and features numerous valuable updates, including a new roof and HVAC system installed within the past five years, along with extensive plumbing improvements, giving buyers confidence and peace of mind for years to come. With its blend of classic Cape Cod charm, flexible living spaces, major mechanical upgrades, and inviting outdoor space, this home is truly one of a kind. If you've been searching for a home in the heart of the Northland with character, modern updates, and room to make lasting memories, this is one you won't want to miss. Schedule your private showing today!

3627 N Walrond Avenue, Kansas City

Listing courtesy of Stroud & Associates Team of Real Broker, LLC.

$354,000

4 Beds ⋅ 2 Baths

423 N Missouri St is a two-story Liberty single-family home built in 1900 on a 6,970-square-foot lot. The kitchen features a center island, stone counters, and stainless steel appliances with generous cabinetry. The main living area is open and bright, connecting to distinct dining and gathering spaces. Four bedrooms provide flexible layout, and two full bathrooms include a soaking tub and a separate glass shower. A dedicated laundry room adds everyday convenience. Out back, a wood deck and fully fenced backyard extend the living space outdoors. Spanning 1,715 square feet across two levels, this home pairs classic character with functional, updated interior spaces.. Included 100-Day Home Warranty with buyer activation

423 N Missouri Street, Liberty

Listing courtesy of Benji Lytle of Opendoor Brokerage LLC.

$200,000

2 Beds ⋅ 2 Baths

This 2 bed, 2 bath home has a great layout with a bonus office that's perfect for working from home, a hobby room, or whatever fits your lifestyle. The seller has already taken care of one of the big-ticket items with a brand-new roof, giving you added peace of mind Out back, you'll love the oversized deck with plenty of space to relax or host friends. Tucked into a convenient Northland location, you're just minutes from shopping, restaurants, highways, and Maple Woods with miles of scenic walking trails.

2514 NE 76th Street, Kansas City

Listing courtesy of McQueeny Goodwin Group of Keller Williams Realty Partners Inc..

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