Clay Homes with Cash Financing

Clay Homes with Cash Financing

Welcome to Clay County, located in the heart of Missouri! This charming county offers a perfect blend of urban amenities and rural charm, making it an ideal place to call home. With a rich history and vibrant community, Clay County has something for everyone.

If you're looking to buy a home in Clay County, you'll be pleased to know that Homes with Cash Financing are available in this area. Whether you're a first-time homebuyer or looking to invest in real estate, cash financing options can make the home buying process smoother and more efficient.

From cozy bungalows to spacious family homes, Clay County offers a diverse range of properties to suit every taste and budget. With its convenient location, excellent schools, and thriving local economy, Clay County is a great place to put down roots and build a bright future.

Whether you're drawn to the bustling city life of Kansas City or the peaceful countryside of rural Missouri, Clay County has something for everyone. Come and discover all that this wonderful county has to offer – your dream home could be just around the corner!

Newest Clay Homes with Cash Financing

$419,900
4 Beds ⋅ 3 Baths
Brooke Hills welcomes back the popular "Aubrey" by Robertson Construction! This lovely split offers 4 bedrooms, 3 full baths and a deep 3 car garage. You will appreciate all of the space and detail this home offers! The Main Level features an inviting Living Room with an elevated ceiling, Gas Fireplace, a fantastic Kitchen with a corner sink offering a view of the back yard, solid surface countertops, soft close doors on the custom built cabinets along with real hardwood flooring. The Master Suite is private from bedrooms 2 and 3 and has a large Master Bath with a separate tub and shower along with a walk-in closet. Main Level Laundry. The Finished Lower Level is complete with a Rec Room, 4th Bedroom and 3rd Full Bath! Brooke Hills in located in the highly-rated North Kansas City - Staley High School District. Ideal location with easy access to Downtown KCMO and MCI. Photos and matterport video are of a previously built home and some features and finishes may not apply.

6019 NE 118th Terrace, Kansas City

Listing courtesy of Christine Lies of ReeceNichols-KCN.
$1,700,000
Owner financing available with flexible terms to make this a WIN WIN. Prime location in the heart of the business/entertainment district of North Kansas City for this two unit commercial building. The building has a base level footprint of 4,950 sq ft and an additional 1,150 sq ft of mezzanine level for a total of 6,100 interior sq ft. The restaurant side also opens up to an additional 4,100 sq ft outdoor asphalt patio yard area with a covered stage for music/bands. This is a popular location directly across from other highly desirable businesses and apartment buildings. TONS of foot traffic. This property is visible from Burlington across from the paid parking lot. The city of NKC installed new drain lines about 7 years ago and just installed new sidewalks in front of the building in May 2024. The 1827 Unit had a new commercial aluminum garage door installed with a new opener. The 1825 side has 2 ADA bathrooms, with tiled walls and floor. New composite flooring in the main dining area. Also has a 10x10 beer cooler with glass doors and kitchen hoods with fire suppression system. The owner built steel shelving for the main bar area and also designed and built the steel stairs leading up to the second level mezzanine with additional seating and smaller bar area. Street parking in front of the building and also a large pay to park parking lot across the street. Close to multiple highway access points and minutes to downtown KC. BOTH units are tenant occupied.

1825-1827 Buchanan Street, Kansas City

Listing courtesy of Leslie Hogan of BHG Kansas City Homes.
$283,500
4 Beds ⋅ 2 Baths
Welcome to 2214 NE 37th Terrace! This beautifully updated 4-bedroom, 2-bath ranch combines modern style with comfortable one-level living. The bright, open floor plan features wide-plank flooring, designer lighting, warm wood accents, and an eye-catching feature wall. The stylish kitchen is the heart of the home, showcasing sleek cabinetry, quartz countertops, contemporary black finishes, and an oversized curved island offering abundant workspace and seating. Both bathrooms have been thoughtfully updated with bold, modern finishes, including statement tile and upgraded fixtures. With four bedrooms, two full bathrooms, and inviting spaces designed for everyday living and entertaining, this move-in-ready Kansas City home is one you will not want to miss! NEW GARAGE DOOR IS BACKORDERED - WILL BE INSTALLED PRIOR TO CLOSING

2214 NE 37th Terrace, Kansas City

Listing courtesy of Branigan Barnett of Keller Williams Southland.
$374,950
4 Beds ⋅ 3.5 Baths
You're going to love this 4-bedroom home on a corner lot in the Liberty School District. Cathedral ceilings and an open feel on the main level, where you'll also find the primary bedroom, full bath, half bath, and laundry. Upstairs are two more bedrooms (one with a walk-in closet you have to see) and a full bath. Downstairs, the finished basement adds a 4th bedroom, half bath, and a movie night ready living space already wired for a projector and surround sound. And it's been well cared for new furnace/AC (Sept 2025), roof (2024), driveway (2022), and siding & deck (2020) Brand New Flooring Throughout Main Level. Come see it for yourself! flooring allowance offered. VA Assumable loan available.

7328 N Corrington Avenue, Kansas City

Listing courtesy of Tiffany Diviak of Journey Real Estate Group.
$955,000
Fully Occupied 8-Unit Investment Opportunity in Kansas City’s Northland Established rental income, updated interiors, and room for additional revenue! This fully occupied multifamily property offers eight 2-bedroom, 1-bath apartments with 728 square feet each. Every apartment features a private entrance, dishwasher, and in-unit washer and dryer hookups. The single-story layout provides the convenience of one-level living. All eight units were renovated between 2018 and 2022, including flooring, cabinetry, countertops, fixtures, and updated bathrooms. Six of the eight HVAC systems have been replaced since 2020, and driveway concrete improvements were completed in August 2025 and August 2026. Seven of the eight current residents have renewed at least once, adding to the property’s established rental history. Situated on 1.1 acres, the property includes 13 parking spaces, with all four covered stalls currently leased for additional income. Four on-site storage units constructed in 2026 offer another revenue opportunity, while water, sewer, and trash billbacks are already in place across all eight apartments. Located less than one mile from Metro North Crossing, with nearby shopping, dining, and healthcare employers, this property offers convenient access to Northland amenities. Rent roll, trailing 12-month financials, and supporting due diligence documents are available upon request. Financial projections are estimates and subject to buyer verification.

200 NE 79th Terrace, Kansas City

Listing courtesy of Gayla Hiatt Group of Keller Williams KC North.
$219,000
3 Beds ⋅ 1 Baths
Welcome to this nicely updated ranch in Pleasant Valley, where comfortable one-level living meets a little extra room to spread out! This 3-bedroom, 1-bath home was completely remodeled prior to purchase in 2023, including a newer roof, HVAC, and other thoughtful updates. Since then, the owners have continued making improvements, including adding significant insulation to the attic and transforming the previously enclosed back porch into a finished 4-seasons room, giving the home an even larger footprint and a fantastic bonus space for relaxing, entertaining, a home office, or enjoying the outdoors without giving up the comforts of home. The kitchen features laminate countertops, built-in electric oven, dishwasher, disposal, and refrigerator, with convenient main-level laundry just off the kitchen. The primary bedroom offers a walk-in closet, while the additional bedrooms provide flexibility for guests, work-from-home space, hobbies, or whatever fits your lifestyle. Fresh paint and newer carpet add to the move-in-ready appeal. Outside, the nearly 0.6-acre lot is ready to be enjoyed! The expansive covered patio, firepit, stone walkway, mature trees, and 12 x 13 storage shed create a backyard with plenty of room for relaxing, entertaining, gardening, or simply enjoying some fresh air. Backing to greenspace adds a peaceful backdrop, while off-street parking provides everyday convenience. With major updates already completed and additional improvements made after purchase, this home offers a great opportunity for someone looking for comfort, space, and flexibility without taking on a lengthy project list. Whether you're ready to settle in or looking for a solid addition to your rental portfolio, this Pleasant Valley ranch has plenty to offer!

6509 River Road, Pleasant Valley

Listing courtesy of Charmin Long of Redfin Corporation.
$575,000
4 Beds ⋅ 4.5 Baths
Spacious, beautifully updated, and designed for both everyday living and entertaining, this Kansas City home offers generous room sizes, multiple living spaces, and a private wooded lot. Fresh interior paint and new carpet on the main and second levels create a clean, refreshed feel, while updated lighting and finishes add a modern touch throughout. The kitchen features new quartz countertops, backsplash, sink, appliances, and updated lighting over the kitchen, island, dining area, and entry. A see-through gas log fireplace connects the kitchen/hearth room and living room, with new tile added to the fireplace fronts and hearths. The spacious primary suite includes its own fireplace with updated tile, while the primary bath features new tile flooring. Large secondary bedrooms offer adjoining or private bathrooms, providing plenty of space and privacy. The finished walkout basement adds even more room to gather, relax, or entertain, complete with a gas log brick fireplace and built-in bar. Outside, enjoy a multi-level deck overlooking the private wooded lot, along with a sprinkler system, security system, and spacious three-car garage. Additional features include dual water heaters, select replacement windows, newer mechanicals, and extensive exterior updates. With its spacious floor plan, thoughtful improvements, and multiple entertaining areas, this home offers exceptional flexibility and comfort. Welcome home!

7815 N Kansas Street, Kansas City

Listing courtesy of Magnolia KC Group of Compass Realty Group.
$375,000
3 Beds ⋅ 2.5 Baths
Stylish updates, low-maintenance living, and an unbeatable North Kansas City location come together in this desirable end-unit townhome. Offering added privacy and peaceful park views just outside the front door, this home provides a serene setting while keeping you close to everything NKC has to offer. Inside, soaring ceilings, oversized bay windows, gleaming wood floors, and an open-concept layout fill the home with natural light and create a bright, welcoming feel. Multiple indoor and outdoor living spaces provide plenty of room for entertaining, relaxing, or simply enjoying everyday life. Thoughtful updates add both style and peace of mind, including a new air conditioner (2025), updated furnace paneling (2024), a beautiful new deck (2024), a fully renovated lower-level bathroom (2026), fresh paint, and updated light fixtures throughout. Enjoy truly low-maintenance living with an HOA that takes care of lawn care, snow removal, and exterior maintenance. Directly across from Macken Park, you'll have convenient access to trails, tennis and pickleball courts, playgrounds, and expansive green space. The location is hard to beat, with local restaurants, coffee shops, breweries, boutiques, and entertainment all less than a mile away, including the new Chef J BBQ location just ¾ mile from your door. With modern updates, park views, low-maintenance living, and a prime North Kansas City location, this move-in-ready townhome has so much to offer.

2901 Gentry Park Parkway, North Kansas City

Listing courtesy of Bryan Fish of Real Broker, LLC.
$415,000
4 Beds ⋅ 3.5 Baths
Neat as a pin and clean as a whistle. This home will check all your boxes, level privacy fenced in back yard, soaring ceilings, upgraded appliances included a double oven gas cooktop range, and it has a newly renovated primary bath with walk in shower. Don't miss this gem perfectly nestled in Gladstone, close to shopping, interstates and more.

5204 N PENNSYLVANIA Street, Gladstone

Listing courtesy of Jen Langston Justus of Dream Properties Real Estate.
$475,000
3 Beds ⋅ 2 Baths
Welcome home to your FULLY UPDATED, serene piece of the American dream! Right outside city limits so you have the freedom to do what you want, and only 5 minutes from town! This property has it all! Pick fresh apples and peaches right from your own yard and enjoy! This property is entirely fenced, along with cross fencing to seperate your livestock. HUGE 40x60 Barn complete with electricity and several stables. There are three areas inside of the barn that have concrete flooring, the shop area, the feed room, and the tack room! There is also a concrete pad with a hitching post to bath your horses on the back side of the barn. There are 2 automatic waterers on the property as well. Property also includes a 12x60 leanto, 10x12 leanto, a 60ft tractor shed, and a gazebo complete with a concrete floor and metal roof! Storm cellar in basement to keep safe in Tornado season! With the beautiful views, sunsets, wildlife, you truly have it all here!

15625 Washington School Road, Excelsior Springs

Listing courtesy of Sabrina Caves of RE/MAX Area Real Estate.
$429,500
3 Beds ⋅ 3 Baths
You will love this sprawling ranch home because it has been completely updated....gorgeous quality wood floors, updated master and hall baths, new kitchen cabinets and quartz countertops. The seller opened up the floor plan and created a new inside entrance to the unfinished lower level which has a gorgeous fireplace...a perfect space to finish for a great rec room, 4th bedroom, crafts room and workshop. There's room for all of that. This home sits on a large corner lot of a quiet cul de sac and is walking distance to a 10/10 rated elementary school. Work from home in the private office with french doors. From the garage, you enter a gorgeous mudroom, perfect for dropping your keys, bags and books. To the right of that is a very large laundry room with a sink and quartz countertop. The seller originally intended to live in this home and he went above and beyond on light fixtures and finishings. Come take a tour today!

2 Maple Circle, Smithville

Listing courtesy of Tanna Guthrie of Platinum Realty LLC.
$360,000
4 Beds ⋅ 3 Baths
Welcome to 306 Lakeland. This 1.5-story home sits at the end of a cul-de-sac on a large lot with mature trees. When you step inside, you are greeted by the living room with two-story vaulted ceilings and a gas fireplace. The kitchen features newer appliances and a deck off of the eat-in kitchen. The main floor features the primary bedroom with a private deck and laundry. Upstairs, there are two bedrooms with large closets and a full bath. The finished walkout basement has the 4th bedroom, full bathroom, and large living space. This home has the big-ticket items DONE: NEW water heater, Newer HVAC, Newer siding, Newer gutters, Newer garage floor, Newer paint. Schedule your private showing for your new home today!

306 Lakeland Drive, Smithville

Listing courtesy of Alex Vander Veen of RE/MAX Revolution.
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