Clay Homes with Conventional Financing

Clay Homes with Conventional Financing

Welcome to Clay County, Missouri! This vibrant county is a hidden gem nestled in the heart of the Show-Me State. With a rich history and a thriving community, Clay County offers a diverse range of attractions and amenities for residents and visitors alike.

Homes in Clay County with conventional financing are a popular choice for those looking to settle down in this picturesque region. Whether you're a first-time homebuyer or a seasoned investor, the real estate market in Clay County has something to offer for everyone. From cozy bungalows to spacious family homes, there is a wide variety of properties available to suit every taste and budget.

With its convenient location, excellent schools, and abundance of parks and recreational facilities, Clay County is the perfect place to call home. Whether you're looking for a peaceful retreat away from the hustle and bustle of the city or a vibrant community to raise a family, Clay County has it all.

If you're considering making Clay County your new home, now is the perfect time to explore the real estate options available. From charming historic homes to modern new developments, there's something for everyone in this dynamic and welcoming county. Come and discover all that Clay County has to offer – you won't be disappointed!

Newest Clay Homes with Conventional Financing

$535,000
4 Beds ⋅ 2.5 Baths
New carpet on stairs to be installed prior to closing.

2122 Crooked Creek Drive, Kearney

Listing courtesy of Sheryl Giambalvo of Star Commercial Realty, LLC.
$112,000
Wonderful double lot in the heart of downtown Smithville! Enjoy easy highway access and a convenient location just minutes from local shops, restaurants, and all that downtown Smithville has to offer. This spacious double lot may have the potential to be divided into two separate lots (buyer to verify with the appropriate authorities). With no HOA restrictions, you have the flexibility to bring your own builder or work with one of our preferred builders to create the home you've been dreaming of. Don't miss this fantastic opportunity!

201 W Brasfield Street, Smithville

Listing courtesy of Mary Giangalanti Team of Platinum Realty LLC.
$835,000
4 Beds ⋅ 4.5 Baths
Experience true privacy with nature right at your back door. Enjoy beautiful landscaping and frequent visits from deer, turkey, and foxes as you relax by the sparkling pool. A charming arched brick entryway and fountain welcome you inside. The home offers spacious, casually elegant living with architectural arches and open sightlines. The large, open kitchen is ideal for gatherings and entertaining. Expansive rear windows showcase the wooded views and complete privacy. The primary suite is generous and inviting, with an ensuite bath. The finished lower level includes a sizable recreation room with wet bar, media area, and full bath—plus excellent storage. Information deemed relaible but not guaranteed. Buyer and buyers agent to verify taxes and sq footage.

1567 Oakwood Lane, Liberty

Listing courtesy of Wally Melte of Platinum Realty LLC.
$255,000
2 Beds ⋅ 1 Baths
Great potential investment/ business property or commercial land option. Home sits on 1.3 acres and is currently rented out. Newer windows, roof, gutters, remodeled bathroom, lots of storage . 2 enclosed porches gives you endless opportunities. Cute bungalow with lots of charm. Homes next to this one have sold for over 375K

2404 NE 72nd Street, Kansas City

Listing courtesy of Angela Seymour of RE/MAX Heritage.
$225,000
1 Beds ⋅ 2 Baths
Practically a brand-new home! This beautifully renovated property has been updated from top to bottom with exceptional attention to detail. Major improvements include a new roof, gutters, thermal windows, new electric lines/panel/exterior box, HVAC including duct work, water heater, plumbing lines, exterior and interior paint, interior and exterior doors, and all new interior trim along with carpet, flooring and lighting. The heart of the home is the stunning eat-in kitchen, featuring granite countertops, an oversized center island, all new cabinetry, stylish backsplash, new sink, faucet, garbage disposal, and abundant workspace perfect for gathering with family and friends. Every bathroom has been completely remodeled with new vanities, sinks, toilets, flooring, lighting, fixtures, and beautifully finished showers with new surrounds. The thoughtfully designed floor plan also offers the convenience of a main-level laundry room, large living room, main level bedroom and full bath. Upstairs, you'll find a big versatile bonus room, an open loft area, and a full bathroom creating the perfect private retreat for guests, multi-generational living, a home office, or a primary suite with non-conforming bedroom. When you are ready to unwind, the spacious, shaded front porch is perfectly positioned to take advantage of the home's elevated hillside setting and enjoy picturesque views overlooking the town. With nearly every major component replaced and stylish finishes throughout, this move-in-ready home offers the perfect combination of modern comfort, quality craftsmanship, and timeless appeal.

528 Caldwell Street, Excelsior Springs

Listing courtesy of Linda Terrell Mazan of BHG Kansas City Homes.
$385,000
4 Beds ⋅ 2.5 Baths
Some homes impress you with a checklist. This one wins you over with the way it feels. Set on a cul-de-sac, it welcomes you into bright, comfortable spaces made for real life—morning coffee in the sunlit kitchen, long dinners with leafy backyard views, and relaxed evenings around the fireplace. Upstairs, the spacious primary retreat and flexible bonus room create room to unwind, work, or recharge. Downstairs, the finished walkout level is ready for movie nights, game days, a home gym, or whatever life needs next. But the setting may be what stays with you most: a fenced backyard shaded by mature trees, a deck for slow mornings and summer evenings, and space to play, garden, entertain, or simply listen to the leaves. It offers the rare feeling of a wooded escape without giving up the neighborhood around you. Homes that feel this easy are hard to replace—come experience it before someone else gets to call it home.

8604 NE 72nd Terrace, Kansas City

Listing courtesy of Bill Brown of KC Realtors LLC.
$409,000
3 Beds ⋅ 3 Baths
Welcome to Bristol Park! This beautifully updated 3-bedroom home offers the perfect blend of modern updates, functional living space, and outdoor enjoyment. Step inside to find refinished hardwood flooring, all new light fixtures, and an inviting layout designed for everyday living. The updated kitchen features refreshed cabinetry and conveniently walks out to a brand-new deck, you'll love the large, flat backyard with plenty of room for pets, play, gardening, or future outdoor projects. The spacious primary suite includes a fully renovated bathroom, while additional major improvements such as new windows and a new furnace provide peace of mind for years to come. The finished basement adds valuable living space and includes a wet bar, making it ideal for entertaining, a second family room, game room, or home theater. An additional non-conforming room offers flexibility for a home office, guest room, workout space, or potential 4th bedroom. Located in the desirable Bristol Park community, this move-in-ready home combines thoughtful updates, versatile living space, and a great location. Don't miss your opportunity to make this one yours!

905 NW 112th Terrace, Kansas City

Listing courtesy of Brian Midden of Real Broker, LLC.
$300,000
3 Beds ⋅ 2 Baths
Welcome home to this charming Cape Cod-style home tucked away in Pleasant Valley Estates offering main floor master suite, two additional generously sized bedrooms on the upper level, and a finished lower level flex space, ideal for a home office, workout room, playroom, or secondary living area. Love to entertain? The highlight of the outdoor space is the large 26'x15' covered deck, creating the ultimate backyard retreat for hosting year-round. This home features thermal windows and durable vinyl siding designed for low maintenance and energy efficiency, keeping your utility and maintenance costs low. Don't miss the opportunity to own this beautiful property in the heart of Pleasant Valley. Schedule your private tour today!

7005 MICHAEL Lane, Pleasant Valley

Listing courtesy of Karen Cooper-Botts of EXP Realty LLC.
$1,189,950
4 Beds ⋅ 3.5 Baths
Amazing One Owner Custom Built Home in THE WOODS at SHOAL CREEK VALLEY*Wooded Lot Overlooks Peaceful Creek*Pristine Condition*So Many Extras*Work from Home? You Must See this OFFICE!*Kitchen Opens to a Sunroom or Evening Retreat*Stainless Steel Appliances*Custom Blinds*Family Room off Kitchen*Primary Suite with Vaulted Ceiling*Primary Bath Multiheaded Walk-In Shower*Gym*Your Buyers need to see this Home! Enjoy the Unparallel Amenities in Shoal Creek Valley include TWO Clubhouses*Water Park*Playground*Acre+ Private Park with BBQ Pavilion*Walking Trails and so much more*See today!

8604 N MARSH Avenue, Kansas City

Listing courtesy of Thomas Johnson of Keller Williams KC North.
$335,000
4 Beds ⋅ 2 Baths
Fantastic Liberty location! You’re going to love this 4-bedroom, 2-bath home featuring major updates throughout. Located close to schools, highways and shopping with no HOA. Enjoy peace of mind with a new roof (under 1 year old), new furnace, new water heater, and all new windows and doors and freshly painted exterior. Interior updates included bathrooms, and a kitchen with stainless steel appliances, all less than 5 years old and staying with the home. The sub-basement provides excellent storage. Outside features include an updated deck, fresh landscaping, and a fully fenced backyard with a nice shed for mower storage. The Beauty station stays with the property.

1320 Andrea Drive, Liberty

Listing courtesy of Laurel DeFreece of DeFreece Real Estate Team, LLC.
$360,000
3 Beds ⋅ 2 Baths
Tucked away on a quiet, tree-lined cul-de-sac, this beautifully maintained split-level home offers the perfect blend of comfort, style, and efficiency. Featuring 3 bedrooms and 2 bathrooms, this inviting home with gorgeous vaulted ceilings that create an open, airy feel throughout the main living spaces. The cozy family room with a fireplace is the perfect place to relax, while newer carpet and newer windows add modern updates you'll appreciate. The garage features a durable epoxy-coated floor, and the solar panels provide added energy efficiency and long-term savings. Step outside to enjoy your private backyard with a patio, ideal for entertaining, grilling, or simply unwinding after a long day. This move-in-ready home offers a peaceful setting with all the conveniences you're looking for. Close to local schools, shopping and restaurants.

5112 NE 55TH Terrace, Kansas City

Listing courtesy of Erica Moss of RE/MAX Innovations.
$275,000
2 Beds ⋅ 1 Baths
Village of Oakwood Park is where you will find a charming 2-bedroom, 1-bath, 1.5-story home. This super cute residence features numerous updates throughout! Fresh interior and exterior paint, updated electrical, updated plumbing, main floor laundry (plus hookups in the basement) and a new front porch are just some of the improvements you will find. This move-in-ready classic offers a comfortable layout with modern improvements while maintaining its character. Step outside to enjoy the fully fenced, private backyard, perfect for relaxing, entertaining, pets, or gardening. And gardeners will be impressed with the amazing array of plantings throughout the landscape. A truly wonderful opportunity for first-time homebuyers, those wanting the ease of one-level living or anyone looking for a home that's ready to enjoy from day one! NOTE: Residents of the "Villages" have KCMO mailing addresses but do NOT pay KC Earnings Tax! Are you ready to live the Village life?

415 NE Moreland Drive, Oakwood Park

Listing courtesy of JC Sanders of ReeceNichols-KCN.
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