Clay Homes with FHA Financing

Clay Homes with FHA Financing

Welcome to Clay County, Missouri! This charming county is a wonderful place to call home, offering a perfect blend of urban amenities and natural beauty. Located in the heart of Missouri, Clay County boasts a rich history, vibrant communities, and an abundance of recreational opportunities.

If you're looking to purchase a home in Clay County, you'll be pleased to know that many homes in this area are eligible for FHA financing. This means that you may be able to secure a loan with a lower down payment and more flexible credit requirements, making homeownership more accessible and affordable.

Whether you're searching for a cozy bungalow in a historic neighborhood or a modern townhouse in a bustling urban center, Clay County has something to offer every homebuyer. From family-friendly suburbs to trendy downtown areas, there's a diverse range of housing options to choose from in this dynamic county.

With top-rated schools, beautiful parks, and a thriving arts and culture scene, Clay County provides an exceptional quality of life for residents of all ages. Come and discover the unique charm and endless possibilities that await you in Clay County, Missouri. Let us help you find your dream home with FHA financing today!

Newest Clay Homes with FHA Financing

$395,000
3 Beds ⋅ 2.5 Baths
Relocating for work- this beautiful home in Brooke Ridge Neighborhood Impeccably maintained and move-in ready, this stunning atrium split offers 3 bedrooms, 2.5 bathrooms, a 2-car garage, and a finished sub-basement, providing additional living space and storage. Step inside to find gorgeous hardwood floors throughout the main level, showcasing the kitchen's granite countertops and stainless-steel appliances. A cozy sitting room with a fireplace and a spacious family room with a recessed media wall create the perfect spaces for relaxing or entertaining. Upstairs, retreat to the luxurious primary suite featuring a vaulted ceiling, walk-in closet, and beautifully tiled en-suite bathroom with a double vanity. The finished sub-basement offers incredible flexibility and is ideal for a recreation room, home office, gym, or playroom. **Recent Updates Include:** * **Brand-new air conditioner and heat pump** * Newer carpet, tile, and interior/exterior paint * Upgraded light fixtures * New sump pump 2025 * New oven 2021 * Wooden blinds * Updated shower doors and vanity * Freshly stained deck 2025 **What the Seller Loves:** * Kansas City address with Liberty Schools! * Vibrant neighborhood featuring a community pool and playground * Fenced backyard with a spacious deck—perfect for entertaining family and friends * Friendly neighbors and a true sense of community * Within walking distance to the mexican restaurant This beautifully updated home combines comfort, style, and peace of mind with major recent improvements already completed. Don't miss your opportunity to make this exceptional Brooke Ridge home yours—schedule your showing today!

10904 N Manchester Avenue, Kansas City

Listing courtesy of Darla Brown of EXP Realty LLC.
$135,000
2 Beds ⋅ 2 Baths
2-bedroom, 2-bath ranch with detached garage offering a solid opportunity for renovation. Property requires repairs and is being sold as-is. Convenient location with easy access to shopping, dining, and major highways. Buyer to verify all property information, including taxes and square footage.

5049 N Brighton Avenue, Kansas City

Listing courtesy of Harrison Hughes of Homebound Realty LLC.
$535,000
4 Beds ⋅ 2.5 Baths
New carpet on stairs to be installed prior to closing.

2122 Crooked Creek Drive, Kearney

Listing courtesy of Sheryl Giambalvo of Star Commercial Realty, LLC.
$255,000
2 Beds ⋅ 1 Baths
Great potential investment/ business property or commercial land option. Home sits on 1.3 acres and is currently rented out. Newer windows, roof, gutters, remodeled bathroom, lots of storage . 2 enclosed porches gives you endless opportunities. Cute bungalow with lots of charm. Homes next to this one have sold for over 375K

2404 NE 72nd Street, Kansas City

Listing courtesy of Angela Seymour of RE/MAX Heritage.
$225,000
1 Beds ⋅ 2 Baths
Practically a brand-new home! This beautifully renovated property has been updated from top to bottom with exceptional attention to detail. Major improvements include a new roof, gutters, thermal windows, new electric lines/panel/exterior box, HVAC including duct work, water heater, plumbing lines, exterior and interior paint, interior and exterior doors, and all new interior trim along with carpet, flooring and lighting. The heart of the home is the stunning eat-in kitchen, featuring granite countertops, an oversized center island, all new cabinetry, stylish backsplash, new sink, faucet, garbage disposal, and abundant workspace perfect for gathering with family and friends. Every bathroom has been completely remodeled with new vanities, sinks, toilets, flooring, lighting, fixtures, and beautifully finished showers with new surrounds. The thoughtfully designed floor plan also offers the convenience of a main-level laundry room, large living room, main level bedroom and full bath. Upstairs, you'll find a big versatile bonus room, an open loft area, and a full bathroom creating the perfect private retreat for guests, multi-generational living, a home office, or a primary suite with non-conforming bedroom. When you are ready to unwind, the spacious, shaded front porch is perfectly positioned to take advantage of the home's elevated hillside setting and enjoy picturesque views overlooking the town. With nearly every major component replaced and stylish finishes throughout, this move-in-ready home offers the perfect combination of modern comfort, quality craftsmanship, and timeless appeal.

528 Caldwell Street, Excelsior Springs

Listing courtesy of Linda Terrell Mazan of BHG Kansas City Homes.
$409,000
3 Beds ⋅ 3 Baths
Welcome to Bristol Park! This beautifully updated 3-bedroom home offers the perfect blend of modern updates, functional living space, and outdoor enjoyment. Step inside to find refinished hardwood flooring, all new light fixtures, and an inviting layout designed for everyday living. The updated kitchen features refreshed cabinetry and conveniently walks out to a brand-new deck, you'll love the large, flat backyard with plenty of room for pets, play, gardening, or future outdoor projects. The spacious primary suite includes a fully renovated bathroom, while additional major improvements such as new windows and a new furnace provide peace of mind for years to come. The finished basement adds valuable living space and includes a wet bar, making it ideal for entertaining, a second family room, game room, or home theater. An additional non-conforming room offers flexibility for a home office, guest room, workout space, or potential 4th bedroom. Located in the desirable Bristol Park community, this move-in-ready home combines thoughtful updates, versatile living space, and a great location. Don't miss your opportunity to make this one yours!

905 NW 112th Terrace, Kansas City

Listing courtesy of Brian Midden of Real Broker, LLC.
$300,000
3 Beds ⋅ 2 Baths
Welcome home to this charming Cape Cod-style home tucked away in Pleasant Valley Estates offering main floor master suite, two additional generously sized bedrooms on the upper level, and a finished lower level flex space, ideal for a home office, workout room, playroom, or secondary living area. Love to entertain? The highlight of the outdoor space is the large 26'x15' covered deck, creating the ultimate backyard retreat for hosting year-round. This home features thermal windows and durable vinyl siding designed for low maintenance and energy efficiency, keeping your utility and maintenance costs low. Don't miss the opportunity to own this beautiful property in the heart of Pleasant Valley. Schedule your private tour today!

7005 MICHAEL Lane, Pleasant Valley

Listing courtesy of Karen Cooper-Botts of EXP Realty LLC.
$335,000
4 Beds ⋅ 2 Baths
Fantastic Liberty location! You’re going to love this 4-bedroom, 2-bath home featuring major updates throughout. Located close to schools, highways and shopping with no HOA. Enjoy peace of mind with a new roof (under 1 year old), new furnace, new water heater, and all new windows and doors and freshly painted exterior. Interior updates included bathrooms, and a kitchen with stainless steel appliances, all less than 5 years old and staying with the home. The sub-basement provides excellent storage. Outside features include an updated deck, fresh landscaping, and a fully fenced backyard with a nice shed for mower storage. The Beauty station stays with the property.

1320 Andrea Drive, Liberty

Listing courtesy of Laurel DeFreece of DeFreece Real Estate Team, LLC.
$360,000
3 Beds ⋅ 2 Baths
Tucked away on a quiet, tree-lined cul-de-sac, this beautifully maintained split-level home offers the perfect blend of comfort, style, and efficiency. Featuring 3 bedrooms and 2 bathrooms, this inviting home with gorgeous vaulted ceilings that create an open, airy feel throughout the main living spaces. The cozy family room with a fireplace is the perfect place to relax, while newer carpet and newer windows add modern updates you'll appreciate. The garage features a durable epoxy-coated floor, and the solar panels provide added energy efficiency and long-term savings. Step outside to enjoy your private backyard with a patio, ideal for entertaining, grilling, or simply unwinding after a long day. This move-in-ready home offers a peaceful setting with all the conveniences you're looking for. Close to local schools, shopping and restaurants.

5112 NE 55TH Terrace, Kansas City

Listing courtesy of Erica Moss of RE/MAX Innovations.
$240,000
2 Beds ⋅ 1 Baths
Welcome home to this beautifully updated 2-bedroom, 1-bath home in the highly desirable Kansas City area! Filled with natural light, this move-in ready home has been meticulously maintained and features stylish modern updates throughout. The inviting layout offers comfortable living spaces, spacious bedrooms, and a bright, airy feel from the moment you step inside. Step outside to a large, private backyard complete with a full privacy fence perfect for your furry friends, a fire pit—perfect for entertaining, relaxing, or enjoying quiet evenings at home. The roof is only 3 years old, adding even more value and peace of mind. Conveniently located near shopping, dining, parks, schools, and major highways, this home offers the perfect blend of comfort, style, and location. Don’t miss your opportunity to own this Kansas City gem!

2509 NE 46th Terrace, Kansas City

Listing courtesy of RJC Team of Keller Williams KC North.
$525,000
4 Beds ⋅ 4.5 Baths
Welcome home to Northaven Gardens!! This large 1.5 story is ready for its new owners! This home boasts 4 bedrooms, 4.1 baths, large eat in kitchen, formal dining room, massive main floor living room, master bedroom on the main level, upstairs loft overlooking your living room, 3 bedrooms with 2 full baths are also on this level. Downstairs you have a large, finished walkout basement with an entertainment bar, recreation room, and 2 bonus rooms. 1 was used as an office and the other used as a pool table room, lower level has a full bathroom as well. This home has 3 large driveways with 4 garages. This house sits on 0.47 of an acre, also on a corner lot! Conveniently located near shopping, dining, entertainment & highway access. This beautiful property has been well loved by the family & is move in ready and waiting for you! Don't be late to this one! Listing agent is related to seller. Many photos have been enhanced with virtual staging which includes lighting, furniture, decor and skyline. Check out the virtual tour!

6914 N Bellefontaine Avenue, Gladstone

Listing courtesy of Suzanne Steenkamp of Platinum Realty LLC.
$257,500
3 Beds ⋅ 2 Baths
Welcome home to this beautifully updated 3-bedroom, 2-bath residence nestled in a quiet North Kansas City neighborhood! From the moment you step inside, you’ll appreciate the bright, inviting living spaces and thoughtful updates that make this home truly move-in ready. The spacious layout offers comfortable living with an open feel, while the updated kitchen provides plenty of cabinet and counter space for everyday living and entertaining. The primary suite features its own private bath, and two additional bedrooms offer flexibility for family, guests, or a home office. Step outside to enjoy the backyard—perfect for relaxing, entertaining, or letting pets and kids play. Conveniently located near shopping, restaurants, schools, parks, and major highways, you’ll enjoy quick access to everything Kansas City has to offer while still enjoying the comfort of an established neighborhood. Whether you’re a first-time buyer, looking to downsize, or searching for your next home, this property offers the perfect combination of location, comfort, and value. Don’t miss your opportunity to make this beautiful home your own—schedule your private showing today!

3904 NE 52nd Terrace, Kansas City

Listing courtesy of Jennifer Jellum of RE/MAX Central.
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