Clay Homes with Other Financing

Clay Homes with Other Financing

Welcome to Clay County, Missouri! This vibrant county is a hidden gem in the heart of the Midwest, offering a perfect blend of urban amenities and natural beauty. With a rich history and a strong sense of community, Clay County is a place where you can truly feel at home.

If you're looking for Homes with Other Financing options in Clay County, you're in luck! True to its diverse real estate market, Clay County offers a variety of financing options for homebuyers. Whether you're looking for a traditional mortgage, a rent-to-own arrangement, or other creative financing solutions, you'll find plenty of choices here.

From cozy bungalows to spacious family homes, Clay County has a wide range of properties to suit every taste and budget. With easy access to schools, parks, shopping, and dining, living in Clay County offers the perfect balance of convenience and tranquility.

So why wait? Come and explore the unique charm of Clay County, Missouri, and discover why so many people are proud to call this place home. Whether you're a first-time homebuyer or a seasoned investor, Clay County has something for everyone. Experience the best of Midwest living in Clay County!

Newest Clay Homes with Other Financing

$699,900
Amazing and solid building that includes the additional vacant lot. The top floors offers a large office space conference room and storage. Main floor is perfect for a shop (currently an HVAC business). There is a large bathroom and laundry area on the main floor. Lower level has plenty of storage and a garage door for access. The possibilities are endless!

205-207 W Brasfield Street, Smithville

Listing courtesy of Mary Giangalanti Team of Platinum Realty LLC.
$335,000
This duplex presents a great investment opportunity for those looking to renovate and generate rental income. Located in the Gladstone area, this multifamily property offers strong potential for the right buyer. One side (3520) of the duplex features an updated 2 bedrooms and 1 bathroom, along with a spacious kitchen and living area. Wood flooring runs throughout, and large windows provide plenty of natural light. The other side (3522) of the duplex offers a 3 bedroom layout and has some updating already done, giving you the chance to add value and maximize rental potential. This unit also includes a basement, partially finished on one side, and a garage for added convenience. Whether you are looking to house hack or expand your investment portfolio, this property is a solid opportunity with room to grow. 3520 is currently rented with 6 months left on lease. 3522 is vacant and available for occupancy.

3522 NE 72nd Street, Kansas City

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$339,900
3 Beds ⋅ 2.5 Baths
Move right in and start enjoying this beautifully maintained home tucked away on a rare oversized cul-de-sac lot. Offering the perfect balance of updated finishes and timeless appeal, this home is truly move-in ready. Inside, you'll find inviting living spaces, tasteful updates, and a functional floor plan designed for everyday living. Natural light fills the home, creating a warm and welcoming atmosphere throughout. Step outside and discover one of this property's standout features—a spacious, fenced-in 0.37-acre lot that offers room to play, entertain, garden, or simply enjoy the privacy that's hard to find in the neighborhood. Whether you're hosting summer barbecues or watching the kids and pets play, this backyard offers endless possibilities. Conveniently located with easy access to shopping, dining, parks, and major highways, this home combines comfort, location, and value in one exceptional package. Don't miss your opportunity to own one of the largest lots in the neighborhood while enjoying a home that's ready for its next chapter.

1011 NW 71st Court, Kansas City

Listing courtesy of The Burke Team of RE/MAX Innovations.
$440,000
3 Beds ⋅ 2 Baths
Move right into this charming all-brick ranch offering the perfect blend of country serenity and city convenience! Situated on two parcels totaling 1.6 scenic acres, this beautifully maintained home provides a peaceful, park-like setting just minutes from historic downtown Liberty, shopping, dining, and top-rated schools. Inside, you'll find three spacious bedrooms, two full bathrooms, a one-car attached garage, gleaming hardwood floors throughout the main level, new carpet, and new windows that fill the home with natural light. The functional layout offers comfortable everyday living, while the finished basement is ready for entertaining with a cozy family room, bar area, and plenty of flexible space for hobbies, a game room, or gatherings with family and friends. Whether you're relaxing with your morning coffee, hosting a backyard barbecue, or simply enjoying the peaceful surroundings, this property offers a rare opportunity to experience the best of both worlds - private country living with all the conveniences just moments away. Don't miss your chance to make this move-in ready gem your new home!

506 W Mississippi Street, Liberty

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$340,000
3 Beds ⋅ 3 Baths
Welcome home to this beautifully maintained property offering attractive curb appeal and a low-maintenance exterior featuring durable Mastic EverPlank siding. The nicely landscaped yard backs to peaceful greenspace, creating a private setting to enjoy from the covered TimberTech composite deck or the expansive patio below. Mature shade trees, updated landscape edging, and decorative timbers complete the inviting outdoor living space. Inside, you'll appreciate the open-concept living room and kitchen, designed for both everyday living and entertaining. The living room features a cozy gas fireplace, while the kitchen walks out to the covered deck with stairs leading to the backyard patio. Several bedrooms have been refreshed with new interior paint, giving the home a clean, updated feel. Additional highlights include a newer roof and an HVAC system that has been professionally serviced and maintained annually, providing added peace of mind. This move-in ready home combines comfort, quality, and a beautiful natural setting. Don't miss your opportunity to make it yours!

507 E 10th Street, Kearney

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$329,500
3 Beds ⋅ 2 Baths
Fully renovated and move-in ready! This 3-bedroom, 2-bath home has been completely updated from top to bottom with modern finishes and a functional split-level layout. The main living area features soaring vaulted ceilings with exposed wood beams, abundant natural light, and beautifully refinished hardwood floors. The fully renovated kitchen offers white cabinetry, granite countertops, new appliances, a subway tile backsplash, a large island with seating, and an adjoining dining area that flows seamlessly into the living space. One full bathroom is located on the upper level, while the second full bathroom is conveniently located on the finished lower level. The finished lower level also provides a spacious second living area, perfect for a recreation room, media room, home office, or playroom. An attached two-car garage offers ample parking and additional storage. Conveniently located near shopping, dining, parks, schools, and major highways, this beautifully updated home is ready for its next owner.

4306 NE 51st Street, Kansas City

Listing courtesy of Lucas Barbosa of OakBridge Real Estate, LLC.
$30,000
Build Your Vision in the Heart of Liberty! This R-6 zoned residential lot at 401 N Skyline Dr., Liberty, MO offers a rare opportunity to develop in an established neighborhood surrounded by mature trees and existing residential communities. The wooded lot provides a private setting while remaining just minutes from historic downtown Liberty, shopping, restaurants, schools, parks, and major highways for an easy commute. Whether you’re a builder looking for your next project or a buyer ready to create a custom home, this property offers flexibility and excellent potential. Enjoy the convenience of city amenities with the beauty and privacy of a tree-lined setting. Don’t miss your chance to invest in one of Liberty’s growing residential areas! Buyer and buyer’s agent to verify zoning, lot dimensions, utility availability, and building requirements.

401 N Skyline Drive, Liberty

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$629,000
5 Beds ⋅ 4 Baths
Welcome to your own private country retreat! This custom built Cape Cod style 1.5-story home is perfectly situated on 9.97 picturesque, tree-studded acres, offering the ideal blend of privacy, recreation, and natural beauty. From the inviting covered front porch, you'll enjoy peaceful evenings watching wildlife and taking in breathtaking sunsets. Inside, the thoughtfully updated main level features an open concept design with a beautifully updated kitchen and living room, creating the perfect space for everyday living and entertaining. The kitchen is a true centerpiece with custom cabinetry, an oversized island ideal for gathering with family and friends, abundant cabinet storage, and generous pantry space. This spacious home offers five bedrooms, four full bathrooms, and a finished walkout basement that serves as an incredible family room complete with both a cozy fireplace and a pellet stove for year-round comfort. Step outside to enjoy the scenic backyard overlooking a beautiful pond, with a short walk leading to the impressive 40x50 outbuilding. The versatile outbuilding has been partially finished and includes a wood-burning stove, making it an excellent space for hobbies, a workshop, entertaining, or additional storage. The property offers a wonderful mix of open pasture and mature trees, providing endless opportunities for recreation, animals, gardening, or simply enjoying the peaceful surroundings. Nearly 10 acres of beautiful land, and an unbeatable location across from Watkins Mill State Park, this one-of-a-kind property offers the perfect combination of country living, modern updates, and room to grow. Don't miss your opportunity to make this exceptional property your forever home!

17503 Baxter Road, Lawson

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$1,300,000
Positioned at the crossroads of visibility and velocity, this nearly 10-acre property offers one of the most strategic commercial development sites in Liberty, Missouri. Located just off the I-35 and 291 Hwy interchange, this high-traffic corridor sees thousands of daily commuters and is a vital link to the booming Northland region. This is your opportunity to capitalize on a prime corridor between two of Liberty’s most active and in-demand commercial zones between 152 and 291—positioning your project right where growth is heading. Currently zoned residential, both parcels lie within Liberty’s comprehensive plan for future commercial zoning—making this a rare chance to get ahead of the curve. Whether you’re planning a retail hub, mixed-use development, corporate campus, or medical facility, this location offers the accessibility and visibility developers dream about. Key Highlights: 9.51 acres (combined) of wooded and partially cleared land. Direct frontage along 291 Hwy with immediate access to I-35. Flat topography ideal for development. Within minutes of major commercial centers, national retailers, and residential neighborhoods. Area already experiencing major business expansion and infrastructure investment. City of Liberty has future plans for commercial zoning. Utilities available at site. With explosive growth throughout Clay County and Liberty’s pro-business development plans, this is more than just land—it’s a launchpad for your next big project.

1203 N State Route 291 Highway, Liberty

Listing courtesy of Nelson Home Group of Keller Williams KC North.
$160,000
3 Beds ⋅ 1 Baths
UTILITY-READY 1.58 ACRES IN LIBERTY! Exceptional opportunity for a builder, homesteader, or investor. This private, outside city limits, unrestricted lot features NO HOA and has existing septic, water, and electric hookups already established.The property includes a large storage shed and an existing 3-bed, 1-bath stationary home perfect for a rental or a temporary residence while you build a custom dream home. Enjoy peaceful country privacy just minutes from city conveniences. Sold AS-IS.

9404 Stillhouse Road, Liberty

Listing courtesy of Erick Parker of EXP Realty LLC.
$1,200,000
Excellent opportunity to grow your business in this well maintained warehouse building convenient to I-35 for easy on/off access. Located outside the KC earnings tax district this building has two drive in doors 12'x12' to allow for deliveries and truck/trailer parking. Doors would allow for drive thru the building set up if desired. Approximate 1,500 sq ft of office space placed in one corner of the building with 3-4 offices, showroom, restrooms and kitchenette.

6601 F Royal Street, Pleasant Valley

Listing courtesy of The Small Team of ReeceNichols-KCN.
$165,000
2 Beds ⋅ 2 Baths
Welcome home to easy, low-maintenance living! This well-maintained 2-bedroom, 2 full-bath condo with a CARPORT spot- offers convenient no-stair access, making everyday living a breeze. Inside, you'll find a functional floor plan with comfortable living spaces and plenty of natural light. Enjoy the convenience of a covered carport, providing protection from the elements year-round. Located just minutes from major highways, commuting is simple, while nearby gas stations, shopping, dining, and a strip mall put everything you need within easy reach. Whether you're looking to downsize, purchase your first home, or enjoy a lock-and-leave lifestyle, this move-in-ready condo offers the perfect combination of comfort, convenience, and accessibility. Don't miss your opportunity to make it yours!

5600 NE 80th Terrace Unit #2C, Kansas City

Listing courtesy of Vicki Fallon of Keller Williams KC North.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use