Atchison Homes with Conventional Financing

Atchison Homes with Conventional Financing

Welcome to Atchison, Kansas, a charming city steeped in rich history and vibrant community spirit. Atchison is not just a picturesque location along the Missouri River; it is also home to a highly regarded school district that prioritizes educational excellence and community involvement. The Atchison Public Schools district is dedicated to fostering a nurturing environment where students can thrive academically and socially. With a range of programs and extracurricular activities, students are encouraged to explore their interests, develop their talents, and prepare for future success.

Families considering a move to Atchison will find a variety of housing options, many of which are eligible for conventional financing. This means that potential homeowners can enjoy the benefits of traditional mortgage options, making it easier to secure a home in this welcoming community. The homes in Atchison showcase a blend of classic architecture and modern amenities, providing a perfect backdrop for family life. Whether you’re looking for a cozy bungalow or a spacious family home, Atchison offers diverse neighborhoods that cater to various lifestyles and budgets.

Living in Atchison means more than just a great home; it’s about being part of a community that values education, growth, and togetherness. With its excellent school district, friendly atmosphere, and beautiful surroundings, Atchison is an ideal place to plant roots and build a future. Explore the possibilities today and discover why so many families are proud to call Atchison home!

Newest Atchison Homes with Conventional Financing

$224,000
4 Beds ⋅ 2 Baths
Welcome home to this beautifully updated, move-in ready property that truly checks all the boxes! From the moment you arrive, you'll appreciate the gorgeous landscaping, and desirable corner lot that create exceptional curb appeal. Inside, you'll find beautiful hardwood floors, abundant natural light, fresh paint throughout, and a spacious layout designed for comfortable everyday living. The large living room flows into the eat-in kitchen, where all kitchen appliances stay, making your move even easier. Offering 4 bedrooms and 2 full bathrooms, this home provides plenty of room for family, guests, or a home office. The finished basement features brand-new carpet and a large family room that's perfect for movie nights, entertaining, or additional living space. Step outside to enjoy the deck, fenced backyard, covered patio/carport area, and storage shed ideal for relaxing, gardening, or outdoor gatherings. With its thoughtful updates, generous living spaces, and move-in ready condition, this home is ready for its next owners. Don't miss your opportunity to make it yours schedule your private showing today!

630 Green Street, Atchison

Listing courtesy of Casey Quinn of Blue Bridge Realty LLC.
$369,000
4 Beds ⋅ 2 Baths
Beautiful tri-level home on the edge of town. This recently updated 4-bedroom, 2-bath home is one you won’t want to miss. The main level features an open floor plan with a spacious living room and a fully remodeled kitchen, complete with beautiful new cabinets, granite countertops, subway tile backsplash, abundant storage, a large island, and a pantry. All new appliances stay. The upper level includes three bedrooms and a fully remodeled bathroom. The lower level offers a large family room, full bath, bedroom, laundry area, and washer and dryer that stay. This home also provides plenty of storage. Recent updates include new heating and cooling, a new hot water tank, new windows, updated electrical, some updated plumbing, and added insulation above the garage and great room. The exterior has been freshly painted and landscaped, with a beautiful retaining wall and a large, covered patio ideal for entertaining and outdoor activities on this half-acre lot.

8381 Pratt Road, Atchison

Listing courtesy of Dan Pickman of Colonial Realty Inc.
$175,000
2 Beds ⋅ 2 Baths
One-of-a-Kind Highway-Frontage Property — Live, Work, or Both Under B-2 Zoning Rarely does a property offer this level of versatility. Situated on a 0.23-acre lot with direct frontage on US Highway 59, this 1960-built property is currently configured as a comfortable 2-bedroom, 2-bathroom ranch home — but its B-2 Business District zoning and commercial-grade infrastructure tell a much bigger story. Originally a restaurant, professionally converted to a single-family residence in 2001, the property is now a blank canvas equally suited for residential living, a business venture, or a hybrid of both. The Main Residence (1,344 sq ft) The single-story ranch home features a clean, light grey exterior with a dark pitched roof, attached one-car garage with decorative arched windows, and a covered front porch — a welcoming, low-maintenance layout. Inside, you'll find two bedrooms and two full bathrooms, with large multi-pane windows that bring in abundant natural light. The home has been well maintained and offers comfortable living as-is, with the added benefit of knowing the entire property can evolve with your vision. The Commercial Legacy — A Story of Adaptive Reuse This is where the property truly shines. The B-2 Business District zoning opens the door to nearly any commercial use, and the existing infrastructure makes the transition seamless: This is more than a home — it's an opportunity. Whether you're an entrepreneur looking for a move-in-ready commercial space, an investor seeking a high-visibility highway property, or a homeowner who wants the freedom to run a business from your own land, 10945 US Highway 59 delivers. Come see it and bring your vision... **See MLS# 2633666 for other property that is residential but zoned B-2... But seller would still consider offers on the properties individually if the offer made sense.

10945 US Highway 59 Highway, Atchison

Listing courtesy of Chase Van Noy of KW KANSAS CITY METRO.
$145,000
2 Beds ⋅ 1 Baths
Completely remodeled and truly move-in ready! This beautifully updated ranch offers the perfect blend of style, comfort, and affordability. Recent renovations include gorgeous new countertops, a modern tile backsplash, updated lighting, and a refreshed kitchen designed for everyday living and entertaining. Even better, all appliances stay, including the washer and dryer conveniently located on the main level. The foundation has been professionally repaired by one of Atchison’s trusted contractors, and many additional improvements have already been completed, allowing you to move in with confidence. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home delivers exceptional value without sacrificing quality. Don’t miss your chance to own a beautifully updated home at an incredible price. Schedule your private showing today!

1013 Kearney Street, Atchison

Listing courtesy of Jess Norris of Gateway Real Estate & Auction.
$75,000
3 Beds ⋅ 1 Baths

1014 Santa Fe Street, Atchison

Listing courtesy of Louise Regenstein of Gateway Real Estate & Auction.
$238,000
4 Beds ⋅ 2 Baths
This 4-bedroom, 2-bath home offers a spacious double living room, kitchen featuring granite countertops and Butler's pantry, main-level laundry, and a blend of historic character with today's conveniences. Situated on a corner lot across from a park, the fenced backyard features a gazebo, storage shed with electricity, and room to enjoy the outdoors. Currently has a 5.5% VA assumable loan.

619 N 10th Street, Atchison

Listing courtesy of Louise Regenstein of Gateway Real Estate & Auction.
$199,000
4 Beds ⋅ 1.5 Baths

900 S 5th Street, Atchison

Listing courtesy of Martin Dugger of Gateway Real Estate & Auction.
$425,000
3 Beds ⋅ 2 Baths
Perched on approximately 4 scenic acres overlooking the Missouri River, this one-of-a-kind ranch offers breathtaking panoramic views and a peaceful country setting just minutes from town. Featuring 3 bedrooms, 2 full bathrooms, and over 1,700 square feet of comfortable living space, this home combines everyday functionality with unforgettable scenery. The spacious layout includes vaulted ceilings, an eat-in kitchen, and a 2-car attached garage. A rare highlight is the indoor heated pool, allowing for year-round enjoyment regardless of the season. Step outside to take in spectacular river and bluff views from the backyard and patio, making this property perfect for entertaining or simply relaxing in nature. If you've been searching for privacy, acreage, and a truly exceptional setting, this is a must-see property.

322 Riverfront Road, Atchison

Listing courtesy of Karim Majed of Keller Williams Realty Partners Inc..
$418,000
4 Beds ⋅ 2.5 Baths
If you’ve been searching for space without the upkeep, this 2017-built barndominium delivers. Set on 3.71 acres, this single-level 4-bedroom, 2.5-bath home is built for easy living — a durable metal exterior means less time on maintenance and more time enjoying everything the property has to offer. At 1,925 square feet, the single-level layout keeps day-to-day life simple: no stairs, no wasted space, just a functional floor plan with room for the whole family. The low-maintenance build means you can spend your weekends outside instead of on repairs and upkeep — a huge win for a busy household. And then there’s the land. The sellers have taken an intentional approach here, letting native grasses, trees, and growth flourish naturally rather than fighting against it — creating a low-maintenance landscape that’s as beautiful as it is easy to care for. They’ve cut trails throughout the property, so you can walk right out your door and wander through it all — a quiet, natural setting that’s rare to find this close to town. There’s also a 100 year old barn. With a little work, it can be used for multiple things. * workshop * hobby barn * chickens * equipment storage * woodworking * ATV storage * horse tack room. Add in almost 4 acres of room for a garden, animals, or the kids to roam, and you’ve got space that’s both wild and welcoming, all just under 30 minutes from Fort Leavenworth, 40 minutes from Perry Lake and 40 minutes to Lawrence. This property pairs the ease of low-maintenance living with the space families are looking for. Call today to schedule your tour!

17487 Rogers Road, Atchison

Listing courtesy of Katie Payne of Reilly Real Estate LLC.
$99,000
2 Beds ⋅ 1.5 Baths
This Manufactured home is located on the edge of town. Property has 2 bedrooms, 2 baths and open concept living. Great yard and a 30 x 13 attached garage. Priced to sell.

8288 Lee Road, Atchison

Listing courtesy of Bob Hanf of Pia Friend Realty.
$233,000
3 Beds ⋅ 1.5 Baths
Welcome home to this beautifully updated 2-story home offering 3 bedrooms, 1.5 bathrooms, and the perfect blend of classic character and modern conveniences. From the moment you arrive, you'll appreciate the inviting front porch, mature shade trees, and spacious yard that provides plenty of room to relax, entertain, or play. Inside, you'll find bright, open living spaces featuring updated flooring, neutral finishes, and abundant natural light. The spacious living room flows effortlessly into the formal dining room, creating an ideal layout for everyday living and hosting family and friends. The remodeled kitchen is a true standout with crisp white cabinetry, stainless steel appliances, a stylish subway tile backsplash, and a large butcher block island that offers additional seating, prep space, and storage. Upstairs, three bedrooms provide peaceful retreats, with access to the full bathroom and convenient main-level half bath add functionality for today's lifestyle. Outside, the large yard offers endless possibilities—whether you're envisioning summer barbecues, gardening, a play area, or simply enjoying the outdoors. Combining historic charm with tasteful updates, this move-in ready home is one you won't want to miss. Schedule your private showing today and discover all this charming home has to offer!

1016 N 10th Street, Atchison

Listing courtesy of Haley Lake of RE/MAX PROFESSIONALS.
$192,500
3 Beds ⋅ 2 Baths
This charming home sits in one of Atchison’s most desirable locations—just a few blocks from Benedictine College or downtown Atchison. It offers 3 bedrooms, 1¾ bathrooms, and a long list of recent upgrades you are sure to love. Step inside to a beautifully renovated kitchen featuring new cabinets, quartz countertops, updated flooring (2025), and a new patio door that brings in great natural light. The main floor provides convenient one level living with two bedrooms, a fully renovated bathroom, laundry, a spacious living room, and a formal dining area—all on the main floor. The upstairs suite gives you excellent privacy with a large bedroom, two closets, generous storage, and its own renovated ¾ bathroom, along with a dedicated mini split system for heating and cooling. The large unfinished basement offers tall ceilings, abundant storage, and an attached garage—an ideal space for a workshop or future expansion. Other recent upgrades include new carpet, refreshed paint, added insulation, and updated light fixtures. Schedule a tour today—you won’t want to miss out on this one!

708 N 5th Street, Atchison

Listing courtesy of Michael Rolling of Gateway Real Estate & Auction.
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