Atchison Homes with USDA Loan Financing

Welcome to Atchison, Kansas! This charming city, located in Atchison County, boasts a top-rated school district that is highly sought after by families looking to provide their children with a quality education. The Atchison school district is known for its dedicated teachers, diverse academic programs, and strong sense of community.

For those looking to purchase a home in Atchison with USDA loan financing, you're in luck! There are plenty of options available that qualify for this type of financing, making the dream of homeownership more attainable for many buyers. With attractive interest rates and little to no down payment required, USDA loans are a fantastic option for those looking to settle down in this beautiful city.

Atchison offers a mix of historic and modern homes, with something to suit every taste and budget. Whether you're looking for a cozy bungalow, a spacious family home, or a charming fixer-upper, Atchison has it all. Imagine coming home to tree-lined streets, friendly neighbors, and a sense of community that is second to none.

If you're ready to make Atchison your new home and take advantage of the excellent school district and USDA loan financing options, now is the perfect time to start your search. Let us help you find the perfect home in this wonderful city that truly has something for everyone.

Newest Atchison Homes with USDA Loan Financing

$550,000

4 Beds ⋅ 2.5 Baths

Country Living at it's best with 2.89 acres. Property has 4 bedrooms, 2.5 baths with a total of 2920 square feet. Home has many upgrades and a 2025 addition that includes New HVAC system, tankless water heater, a primary suite with bathroom and huge closet with built-in safe, laundry room, additional full bathroom and garage with utility room. Original home has 3 bedrooms, new and improved kitchen, half bath and a living room with fireplace that has a connecting deck to enjoy the privacy. An in-ground pool with attached gazebo. Numerous outbuildings, 3 car garage, renovated building (24x36) fully finished with HVAC, septic system and a full bath. Great for Mother-in-law quarters or housing a guest. Located just south of Atchison in county on rural water. This is a must see opportunity. Don't miss this one.

19164 258 Road, Atchison

Listing courtesy of Bob Hanf of Pia Friend Realty.

$159,900

3 Beds ⋅ 1 Baths

There’s something special about a home that gives you room to live comfortably today while still offering possibilities for tomorrow. This charming raised ranch in Atchison, Kansas 66002 does exactly that. Step inside and you’ll find a warm, welcoming home featuring three bedrooms and one bathroom, with the third bedroom currently converted into a convenient main-level laundry room. Keep it as-is and enjoy the ease of having laundry close by, or transition the space back into a bedroom and put the laundry back downstairs - the choice is yours. And there may be a little hidden character waiting to be uncovered! According to the seller, hardwood floors are underneath the carpet in the living room and main bedroom, giving the next owner another opportunity to bring out some of the home's original charm. Outside is where this property really starts to shine. Sitting on approximately 0.4 acres in town, there’s plenty of room for backyard get-togethers, gardening, pets, a play area, or simply enjoying some extra breathing room. Two sheds provide additional storage and workshop possibilities, while the attached one-car garage adds everyday convenience. All of this comes with the charm of living in historic Atchison, a community known for its beautiful architecture, Missouri River history, local shops and restaurants, and hometown feel. This is a home with character, space, storage, and plenty of potential for its next owner. Come take a look and start imagining what you could make of it!

1119 Mound Street, Atchison

Listing courtesy of Todd Bieber of BG & Associates LLC.

$399,999

7 Beds ⋅ 4 Baths

BRAND-NEW 7-BEDROOM, 4-BATHROOM HOME IN THE HEART OF ATCHISON! Welcome to an incredible opportunity in Atchison’s up-and-coming Ravens Hills subdivision! This brand-new 7-bedroom, 4-bathroom home offers an exceptional combination of modern living, location, and investment potential. Situated just a short walk from Benedictine College and conveniently close to the Riverfront park, this property is ideally positioned to attract students, families, and long-term tenants. The spacious layout provides tremendous flexibility for investors, with the potential to operate as a high-demand rental property or configure the home for separate upstairs and downstairs living, offering an attractive duplex-style opportunity. With seven bedrooms and four full bathrooms, there is plenty of space to maximize rental income while providing comfortable accommodations. Located in a growing area of Atchison, this property offers the opportunity to get in on the ground floor of an exciting neighborhood. With future development, including a medical school planned for the area, the potential for continued demand makes this one worth a serious look. Whether you’re looking to build your rental portfolio, create a student housing investment, or simply own a brand-new property with flexible living options, this is an opportunity you don’t want to miss!

605 Washington Street, Atchison

Listing courtesy of Taylor Williams of Platinum Realty LLC.

$359,000

4 Beds ⋅ 2 Baths

Beautiful tri-level home on the edge of town. This recently updated 4-bedroom, 2-bath home is one you won’t want to miss. The main level features an open floor plan with a spacious living room and a fully remodeled kitchen, complete with beautiful new cabinets, granite countertops, subway tile backsplash, abundant storage, a large island, and a pantry. All new appliances stay. The upper level includes three bedrooms and a fully remodeled bathroom. The lower level offers a large family room, full bath, bedroom, laundry area, and washer and dryer that stay. This home also provides plenty of storage. Recent updates include new heating and cooling, a new hot water tank, new windows, updated electrical, some updated plumbing, and added insulation above the garage and great room. The exterior has been freshly painted and landscaped, with a beautiful retaining wall and a large, covered patio ideal for entertaining and outdoor activities on this half-acre lot.

8381 Pratt Road, Atchison

Listing courtesy of Dan Pickman of Colonial Realty Inc.

$238,000

4 Beds ⋅ 2 Baths

This 4-bedroom, 2-bath home offers a spacious double living room, kitchen featuring granite countertops and Butler's pantry, main-level laundry, and a blend of historic character with today's conveniences. Situated on a corner lot across from a park, the fenced backyard features a gazebo, storage shed with electricity, and room to enjoy the outdoors. Currently has a 5.5% VA assumable loan.

619 N 10th Street, Atchison

Listing courtesy of Louise Regenstein of Gateway Real Estate & Auction.

$410,000

3 Beds ⋅ 2 Baths

Perched on approximately 4 scenic acres overlooking the Missouri River, this one-of-a-kind ranch offers breathtaking panoramic views and a peaceful country setting just minutes from town. Featuring 3 bedrooms, 2 full bathrooms, and over 1,700 square feet of comfortable living space, this home combines everyday functionality with unforgettable scenery. The spacious layout includes vaulted ceilings, an eat-in kitchen, and a 2-car attached garage. A rare highlight is the indoor heated pool, allowing for year-round enjoyment regardless of the season. Step outside to take in spectacular river and bluff views from the backyard and patio, making this property perfect for entertaining or simply relaxing in nature. If you've been searching for privacy, acreage, and a truly exceptional setting, this is a must-see property.

322 Riverfront Road, Atchison

Listing courtesy of Karim Majed of Keller Williams Realty Partners Inc..

$233,000

3 Beds ⋅ 1.5 Baths

Welcome home to this beautifully updated 2-story home offering 3 bedrooms, 1.5 bathrooms, and the perfect blend of classic character and modern conveniences. From the moment you arrive, you'll appreciate the inviting front porch, mature shade trees, and spacious yard that provides plenty of room to relax, entertain, or play. Inside, you'll find bright, open living spaces featuring updated flooring, neutral finishes, and abundant natural light. The spacious living room flows effortlessly into the formal dining room, creating an ideal layout for everyday living and hosting family and friends. The remodeled kitchen is a true standout with crisp white cabinetry, stainless steel appliances, a stylish subway tile backsplash, and a large butcher block island that offers additional seating, prep space, and storage. Upstairs, three bedrooms provide peaceful retreats, with access to the full bathroom and convenient main-level half bath add functionality for today's lifestyle. Outside, the large yard offers endless possibilities—whether you're envisioning summer barbecues, gardening, a play area, or simply enjoying the outdoors. Combining historic charm with tasteful updates, this move-in ready home is one you won't want to miss. Schedule your private showing today and discover all this charming home has to offer!

1016 N 10th Street, Atchison

Listing courtesy of Haley Lake of RE/MAX PROFESSIONALS.

$287,000

3 Beds ⋅ 2.5 Baths

Wonderful 2 story Second Empire home located on a shaded corner lot. This home has been completely remodeled for the roof to the ground. Front porch is ready to welcome friends and neighbors. Bright and airy living room and eat in kitchen. All new kitchen appliances. Featuring a pantry cabinet. Main floor laundry with half bath. Primary Bedroom on the main floor features a primary bath with double sink vanity, walk in shower, large walk-in closet. 2 bedrooms on the second floor. Second bath on the second-floor hallway. Walking distance to College and downtown. Spacious fenced yard. Seller is a licensed real estate agent in the State of Kansas.

421 Unity Street, Atchison

Listing courtesy of Marcia Hunziger of Colonial Realty Inc.

$335,000

4 Beds ⋅ 3 Baths

Step into timeless character and charm with this stunning all-brick 1885 beauty located in the heart of Atchison! Offering over 3,300 square feet, this 4 bedroom, 3 bathroom home perfectly blends historic elegance with thoughtful updates. From the moment you arrive, you’ll fall in love with what may just be the best front porch in Atchison — the perfect place for morning coffee, evening conversations, and enjoying the beauty of this historic neighborhood. Inside, you’ll find gorgeous hardwood floors, incredible original woodwork, and spacious rooms filled with natural light and character you simply can’t recreate. The updated roof provides peace of mind while preserving the home’s timeless curb appeal. The unfinished basement offers an abundance of storage space and endless potential for hobbies, a workshop, or future finishing opportunities. Outside, the detached garage adds convenience and additional storage while the mature trees and classic brick exterior create a truly unforgettable setting. Homes with this level of craftsmanship, charm, and presence rarely come available. Don’t miss your opportunity to own a piece of Atchison history!

1120 Kansas Avenue, Atchison

Listing courtesy of Jess Norris of Gateway Real Estate & Auction.

$259,000

4 Beds ⋅ 2 Baths

This renovated 1880 brick/vinyl home offers 4 spacious bedrooms, a newer roof, gutters, wraparound porch, and updated kitchen with island. Features include two newer furnaces, central air, new windows, added insulation, and two updated bathrooms. The main floor has a large living room and dining room with pocket doors, potential for a bedroom or office, plus ample attic and basement space. Situated on a corner half-acre lot, the property includes a landscaped driveway with large limestone rocks.

401 N 9th Street, Atchison

Listing courtesy of Dan Pickman of Colonial Realty Inc.

$134,999

4 Beds ⋅ 2 Baths

This charming two-story home offers the perfect blend of space, comfort, and convenience. Featuring 4 bedrooms and 2 full bathrooms, there’s plenty of room for families of all sizes or those who simply enjoy extra space for guests, a home office, or hobbies. The main level welcomes you with a bright and inviting living area, ideal for relaxing or entertaining. The bright and airy kitchen allows space for creating home-cooked meals. One bedroom with an attached bathroom on the main floor adds convenience and flexibility. Upstairs, you’ll find 3 additional bedrooms with great natural light along with a second full bathroom designed to accommodate busy mornings with ease. Outside, the home features off-street parking, offering added convenience and peace of mind. The backyard provides a great opportunity for outdoor enjoyment with a fire pit already in place and plenty of space for children to play. With its functional layout, spacious design, and practical features, this home is ready to welcome its next owner.

830 Unity Street, Atchison

Listing courtesy of Lauren Pierce of BG & Associates LLC.

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