Warsaw Homes under $350,000

Welcome to the vibrant community of Warsaw, Missouri, nestled in the heart of Benton County. Known for its friendly atmosphere and scenic surroundings, Warsaw offers a perfect blend of small-town charm and modern conveniences. One of the standout features of this area is its highly regarded school district, which prioritizes educational excellence and community engagement. The Warsaw School District is committed to fostering a nurturing environment where students can thrive academically and socially, providing a range of programs that cater to diverse learning needs. With dedicated educators and a strong emphasis on extracurricular activities, families can feel confident that their children will receive a well-rounded education.

For those looking to plant roots in this delightful town, Warsaw boasts a variety of homes under $350,000, making it an attractive option for first-time buyers, families, and retirees alike. Whether you're seeking a cozy cottage by the lake or a spacious family home with ample yard space, the real estate market here offers something for everyone. With affordable housing options, residents can enjoy the benefits of homeownership without breaking the bank.

Beyond the homes, Warsaw is surrounded by stunning natural beauty, including the picturesque Lake of the Ozarks, providing endless opportunities for recreation and relaxation. With its rich history, welcoming community, and commitment to quality education, Warsaw, MO, is not just a place to live; it’s a place to thrive. Come discover your dream home in this charming town!

Newest Warsaw Homes under $350,000

$224,500

2 Beds ⋅ 1 Baths

The community lake view anchors this refined home, which is situated less than a mile from Truman Lake. The serene setting offers a quiet connection to the surrounding natural landscape, establishing an elegant atmosphere from the moment of arrival. Completely updated throughout, the residence features an open concept and new split units for heating and cooling to ensure year-round comfort. The interior layout comprises a main level master bedroom and a full bathroom, offering a thoughtfully arranged main floor living space. An upper level contains a large secondary bedroom as well as a loft above the living room that provides extra storage space. This configuration balances private quarters with functional areas, creating a harmonious and inviting environment for daily living. This lakeside property combines modern updates with close proximity to community water recreation.

10057 Otter Road, Clinton

Listing courtesy of Lora Anstine of Anstine Realty & Auction, LLC.

$200,000

3 Beds ⋅ 2 Baths

Rural setting with 2.44 acres to enjoy! This 3 bedroom, 2 full bath, has a new HVAC system, whole house interior paint, new flooring, newstainless steel kitchen appliances, and more! This property has 2- 2 car carports with additional uncovered parking areas. A new metalstorage building is included. There is a large back yard with firepit and benches included. This home is affixed and can be purchasedfurnished for additional $$$. The seller just had new rock delivered to the driveway and parking areas! Great location close to Truman Lake with boat ramp at the end of the road!

17308 Mockingbird Road, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.

$249,900

2 Beds ⋅ 1 Baths

This property offers so much potential with plenty of space both inside and out! The home features 2 bedrooms and 1 bathroom situated on a large, treed lot. All kitchen appliances stay with the property. Enjoy the great outdoor patio featuring a beautiful stone fireplace, perfect for relaxing or entertaining. A nicely detailed garage built in 2019 adds even more value, along with a second large detached garage offering a recreation room and bathroom. Upstairs, you'll find an additional bedroom, providing flexible space for guests, hobbies, or additional living quarters. The property also features an RV spot with hookup. With multiple garages, versatile living spaces, and a spacious lot, this unique property has so much to offer!

31707 Catfish Street, Warsaw

Listing courtesy of Lora Anstine of Anstine Realty & Auction, LLC.

$315,000

2 Beds ⋅ 2 Baths

This home is truly one-of-a-kind! Lovingly and custom built with the principles of country living is evident from the moment you step inside. Right off a paved road. Upgraded HVAC, so the expensive heating and cooling bills are gone! Energy efficient GEOTHERMAL HEAT PUMP with central air. Two bedrooms are on the main floor. The third bedroom is non-conforming which makes it a great flex space to meet whatever needs you may have. Lots of storage space in the walkout basement. And that’s just inside the house! The property features 9 acres with absolute privacy. 100's of trees to ensure there isn’t a neighbor in sight! Location situated perfectly for enjoying all the wildlife that also call this property home or pass through each year. For the hunters and animal observers alike, set a deer stand mount at the edge of the woods to enjoy just outside your door. DETACHED garage that we all dream about. It's huge 36'x24' space with tons of built-in cabinets and full power. A large shed 14' wide x 20' deep can also hold a car or some adult toys! There is a 2nd shed for a lawn tractor and more storage. ***You’ll never want to leave the property!!!

31379 McLaughlin Avenue, Warsaw

Listing courtesy of Brian Wood of Realty Executives.

$225,000

2 Beds ⋅ 3 Baths

This ranch home has lake views and is 3 minutes away from the Marina. Spacious ranch with a large lot and plenty of room for parking boats or RVs. Boating, Fishing outdoor adventures await!

28149 Grandview Drive, Warsaw

Listing courtesy of TimRay Team of HomeSmart Legacy.

$350,000

3 Beds ⋅ 2 Baths

TURNKEY TRUMAN LAKE PACKAGE! This is a RARE DEAL - fully furnished home PLUS boat, trailer, lift & transferable covered marina slip rental included! This 3-BR, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round Truman Lake views, and now includes a 2020 19' Tracker Targa boat with a 200 HP Mercury Pro XS, double-axle trailer, Econo Lift hoist, and access to a rented covered slip at Truman Lake Marina, paid through 10/31/26 and transferable subject to marina approval. The boat features approximately $11,000 in newer upgrades, including a Force Pro trolling motor, 5 Ionic lithium batteries, Garmin 12" LiveScope and 9" Humminbird. Inside the home are warm wood finishes and an open concept living area, while the walk-out lower level offers a family room, wet bar and additional gathering space. Enjoy the lake setting from the deck or private patio. The detached garage includes a bathroom, shower, heat & air, plus room for vehicles, lake gear or hobbies. Minutes from Truman State Park and Long Shoal Marina, this is a rare opportunity to purchase a furnished Truman Lake home with the boat setup already in place!

29801 Eastbank Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$239,900

3 Beds ⋅ 2.5 Baths

This isn’t a quick cosmetic remodel. This 3-bedroom, 2.5-bath home was taken down to the studs and rebuilt with major updates throughout, including the roof, plumbing, electrical, HVAC, kitchen, bathrooms, flooring, drywall, fixtures, doors, appliances and more. The vaulted wood ceilings and exposed beams give the main living space some serious character, while the open kitchen and living area make the house work just as well for a weekend crowd as it does for everyday living. A full unfinished basement adds plenty of storage and room for future expansion. Outside, the massive deck gives you a great place to take in the Lake of the Ozarks setting, including a view of the water. There’s also a community boat ramp available for convenient lake access. Truman Lake is extremely close as well, putting two major Missouri lakes right at your doorstep while still keeping you just minutes from Warsaw and Warsaw High School. The property also has a proven history as a successful short-term rental, making it worth a hard look for investors. Whether you’re after a lake-area home, a weekend place, a full-time residence, or a property that can help pay for itself when you aren’t using it, this one gives you several ways to make it work.

31569 Spring Avenue, Warsaw

Listing courtesy of Tyler Mahoney of Epique Realty.

$189,900

2 Beds ⋅ 1 Baths

Escape to your ultimate lake retreat with this charming two-bedroom, one-bath cabin designed for effortless, relaxed living. The bright and inviting open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home feel spacious and perfect for entertaining. Moving past the main living space, a convenient on-site garage provides secure parking and excellent storage for your water toys and outdoor gear. The true highlight of this property is its exceptional outdoor living design, starting with a breezy, screened-in porch where you can sip your morning coffee or unwind after a day on the water. This space extends naturally onto an adjoining sun deck that is ideal for summer barbecues, while the surrounding yard features a dedicated fire pit area perfect for stargazing and roasting marshmallows under the night sky. Boaters will especially appreciate the incredible convenience of a community boat launch located just a short walk from the front door. Tucked away in a serene, quiet lake community, this home offers the perfect blend of peaceful privacy and easy accessibility, sitting just 11 miles from the vibrant dining, shopping, and festivals at downtown Warsaw and Drake Harbor. Whether you are looking for a vacation rental, a peaceful weekend getaway, or a cozy year-round permanent home, this property is ready to let you start enjoying the lake life immediately.

29194 Serene Avenue, Warsaw

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.

$325,000

3 Beds ⋅ 2 Baths

If Truman Lake is calling your name, this one deserves a look! This 3-bedroom, 2-bath home offers a beautiful YEAR-ROUND VIEW of Truman Lake and sits on an oversized, half acre level lot with plenty of room to garden, entertain, or simply enjoy lake life. Inside, you'll love the comfortable layout and a kitchen positioned to take advantage of the backyard and lake views. Step outside onto the newer Trex deck—an ideal spot for morning coffee, evening drinks, or watching the seasons change over the lake. And then there’s the garage! The detached 24x30 garage was thoughtfully designed with a pass-through layout and features an epoxy floor, perfect for your boat, lake toys, workshop, or extra entertaining space. Also included is a brand new oversized 24x36 carport, perfect for boat storage, extra covered parking, etc. Big-ticket updates include a newer roof and HVAC, making this one even easier to enjoy from day one. Truman State Park and Long Shoal Marina are just down the road, giving you easy access to boating, fishing, and everything you love about Truman Lake. Whether you're looking for a full-time home or your own lake getaway, this property offers the space, view, garage, and location to make it happen. Come see it!

12338 Crestview Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.

$244,500

3 Beds ⋅ 2 Baths

Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$199,900

3 Beds ⋅ 1.5 Baths

This spacious, thoughtfully expanded home is one you truly have to see to appreciate! Located near the entrance of the gated Bent Tree Harbor community near Truman Lake and just a short drive to the Lake of the Ozarks, this property offers the perfect weekend get away, full-time residence, or investment opportunity. Conveniently situated between a community road and Z Highway, you'll enjoy easy access without having to travel too far into the subdivision. The home features 2 traditional bedrooms, 1.5 baths, plus a versatile bonus room currently used as a 3rd bedroom/office and living space. A bright and inviting sunroom filled with natural light creates the perfect space for relaxing, enjoying your plants, or soaking up the sunshine year-round, while a pellet stove keeps it cozy during the colder months. The kitchen showcases custom pine cabinetry and an open-concept dining space. You'll love the oversized laundry room that includes a cedar-lined closet for additional storage. Situated on two lots—one residential and one commercial within Bent Tree Harbor—this property offers unique flexibility and income potential. A detached outbuilding already has plumbing and bathroom components in place, making it an excellent option for a studio apartment, workshop, or guest space with a little finishing work. Another outbuilding currently houses the seller's battery business, which may be available for purchase as well. Please ask for additional details on this unique income-producing opportunity. The property also includes two additional electric-equipped sheds for lawn equipment, gardening supplies, or extra storage, plus a large carport ideal for boats, vehicles, or recreational toys. A spacious, partially covered deck extends your outdoor living space and provides the perfect spot to relax or entertain. A private well provides the home's water supply.

11138 Leisure Drive, Warsaw

Listing courtesy of Emily Burke of Golden Valley Realty Group.

$289,500

3 Beds ⋅ 2.5 Baths

Enjoy privacy, space, and easy access to Lake of the Ozarks at this beautiful property situated on nearly 5 acres! Located just approximately 1/8 mile from a boat ramp into Turkey Creek Cove, this 3-bedroom, 2.5-bath home offers the perfect setting for full-time living or a peaceful lake-area retreat. Inside, the inviting living room features a cozy wood-burning stove, while the breezeway between the home and garage adds both charm and convenience. Outside, you’ll find an above-ground pool with a large deck—perfect for relaxing, entertaining, and enjoying warm summer days. The property also features a 3-car detached garage, additional shed, and multiple outbuildings, providing plenty of room for vehicles, lake toys, equipment, hobbies, and storage. Surrounded by mature trees and plenty of open space, this property offers the privacy you’ve been looking for while keeping you close to boating, fishing, and recreation at Lake of the Ozarks.

25072 Lynx Lane, Warsaw

Listing courtesy of Jennifer Jellum of RE/MAX Central.

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