Warsaw Homes under $500,000

Welcome to Warsaw, Missouri—an enchanting community nestled in Benton County, where charm meets opportunity. Known for its picturesque landscapes and welcoming atmosphere, Warsaw is not just a beautiful place to live; it’s also home to an exceptional school district that prioritizes the education and development of its students.

The Warsaw School District is dedicated to fostering a nurturing environment for young learners. With a strong commitment to academic excellence and a wide array of extracurricular activities, students are encouraged to explore their interests and develop their talents. The district boasts experienced educators who are passionate about guiding students through their educational journeys, ensuring they are well-prepared for the future.

Families looking to settle in this vibrant area will be delighted to discover a variety of homes available for under $500,000. From charming single-family residences to modern townhouses, there’s something for every taste and budget. These homes often feature spacious layouts, beautiful yards, and convenient access to local amenities, making them perfect for families, retirees, or anyone seeking a peaceful lifestyle.

Living in Warsaw means enjoying the best of both worlds—small-town charm with access to quality education and a thriving community. Whether you’re drawn to the scenic beauty of the nearby lakes or the warmth of the local community, Warsaw is a place where dreams can take root and flourish. Explore the housing options available, and make this delightful town your new home!

Newest Warsaw Homes under $500,000

$224,500

2 Beds ⋅ 1 Baths

The community lake view anchors this refined home, which is situated less than a mile from Truman Lake. The serene setting offers a quiet connection to the surrounding natural landscape, establishing an elegant atmosphere from the moment of arrival. Completely updated throughout, the residence features an open concept and new split units for heating and cooling to ensure year-round comfort. The interior layout comprises a main level master bedroom and a full bathroom, offering a thoughtfully arranged main floor living space. An upper level contains a large secondary bedroom as well as a loft above the living room that provides extra storage space. This configuration balances private quarters with functional areas, creating a harmonious and inviting environment for daily living. This lakeside property combines modern updates with close proximity to community water recreation.

10057 Otter Road, Clinton

Listing courtesy of Lora Anstine of Anstine Realty & Auction, LLC.

$445,000

3 Beds ⋅ 3 Baths

Welcome to the 81mm of the Lake of the Ozarks! Whether your ideal day involves boating, fishing, enjoying a meal on the water, or simply relaxing with friends, it’s all right here. This property boasts three waterfront lots with approximately 155 feet of shoreline with deep water year round, providing plenty of room to enjoy the beautiful lake setting. A two-slip covered dock with 2 boat lifts, 1 PWC drive on lift, and a swim deck makes getting out on the water easy. For the fishing enthusiast, this is an area known for excellent fishing. This 3-bedroom, 2-bath home is designed with lake living in mind. The main level features a comfortable living room, two bedrooms, and a full bathroom with a shower/tub combination. Head downstairs to the finished walk-out basement, where you’ll find a well-equipped kitchen which includes a refrigerator, range/oven, and microwave, a third bedroom, another full bathroom, and a spacious family room—giving everyone room to spread out and relax. The property also features a garage with an additional finished living space featuring roll up garage doors to open the building up to enjoy going in and out when weather permits, a full gathering room that features a wood burning stove to heat the building in the winter, and a 3rd full bathroom. You can use this to entertain guests, have extra storage, or have an additional living area! This is a very versital addition! And when it’s time to enjoy the great outdoors, the tiki bar between the home and garage/party building is the perfect gathering spot. Imagine kicking back with a cold drink, entertaining friends, and watching the day wind down over the lake. With generous waterfront, a great dock setup, convenient nearby amenities, and plenty of indoor and outdoor entertaining space, this property checks all the boxes for creating lasting Lake of the Ozarks memories. The seller is willing to sell this property mostly furnished for additional $$$!!!.

26307 Santa Barbara Drive, Edwards

Listing courtesy of Rhonda Boedeker of RE/MAX Central.

$249,900

2 Beds ⋅ 1 Baths

This property offers so much potential with plenty of space both inside and out! The home features 2 bedrooms and 1 bathroom situated on a large, treed lot. All kitchen appliances stay with the property. Enjoy the great outdoor patio featuring a beautiful stone fireplace, perfect for relaxing or entertaining. A nicely detailed garage built in 2019 adds even more value, along with a second large detached garage offering a recreation room and bathroom. Upstairs, you'll find an additional bedroom, providing flexible space for guests, hobbies, or additional living quarters. The property also features an RV spot with hookup. With multiple garages, versatile living spaces, and a spacious lot, this unique property has so much to offer!

31707 Catfish Street, Warsaw

Listing courtesy of Lora Anstine of Anstine Realty & Auction, LLC.

$315,000

2 Beds ⋅ 2 Baths

This home is truly one-of-a-kind! Lovingly and custom built with the principles of country living is evident from the moment you step inside. Right off a paved road. Upgraded HVAC, so the expensive heating and cooling bills are gone! Energy efficient GEOTHERMAL HEAT PUMP with central air. Two bedrooms are on the main floor. The third bedroom is non-conforming which makes it a great flex space to meet whatever needs you may have. Lots of storage space in the walkout basement. And that’s just inside the house! The property features 9 acres with absolute privacy. 100's of trees to ensure there isn’t a neighbor in sight! Location situated perfectly for enjoying all the wildlife that also call this property home or pass through each year. For the hunters and animal observers alike, set a deer stand mount at the edge of the woods to enjoy just outside your door. DETACHED garage that we all dream about. It's huge 36'x24' space with tons of built-in cabinets and full power. A large shed 14' wide x 20' deep can also hold a car or some adult toys! There is a 2nd shed for a lawn tractor and more storage. ***You’ll never want to leave the property!!!

31379 McLaughlin Avenue, Warsaw

Listing courtesy of Brian Wood of Realty Executives.

$449,000

2 Beds ⋅ 2 Baths

Dreaming of a lake get away? Welcome to this beautifully maintained 2-bedroom, 2-bath cedar log-sided home on just over 8 acres, nestled on a serene lot that backs up to core land of Truman Lake. Whether you’re looking for a weekend getaway, full-time retreat, or lake lover’s dream, this property offers the perfect blend of privacy, comfort, and functionality. Selling fully furnished - as turn-key as they come, step inside and you’ll be greeted by cedar walls, gleaming hardwood floors, and a stunning stone wooden fireplace. The updated kitchen is both stylish and functional, featuring double ovens, gas stove, granite countertops, custom cabinets, tile backsplash, and newer stainless steel appliances. Laundry is located on the main level. Both bedrooms are generously sized with large closets and updated bathrooms that include tiled flooring and spacious walk-in showers. One bedroom offers direct access to the back deck, perfect for enjoying your morning coffee with a view. Enjoy outdoor living with a covered front porch and a large covered back deck overlooking peaceful woods and wildlife. The basement offers the potential for additional living space or ample storage for lake gear, ATVs, or hobbies. The property includes a 30x40 Quonset outbuilding with concrete floors and electricity, plus multiple pole barns, ideal for storing boats, equipment, or working on your next project. The pole barn directly behind the outbuilding has electricity running to it as well. Property is own it's own private well. Find mature Hickory, Oak, and Cherry trees throughout the timber. Located minutes away from restaurants, boat rentals, motels, RV parks, marina/boat slips, and more! This property is a must see!

28060 Uncle Bob Avenue, Clinton

Listing courtesy of Ashley Dwyer of ReeceNichols - Lees Summit.

$465,000

2 Beds ⋅ 2 Baths

Beautifully Maintained Log Home on 20.5 Acres This well-cared-for 2-bedroom, 2-bath log home sits on 20.5 peaceful acres, offering the perfect blend of rustic charm and modern comfort. The interior features classic wood-plank finishes throughout, creating a cozy cabin feel from the moment you step inside. The sellers are ready to pass this special property on to its next owners. Whether you're an investor looking to expand your portfolio or a family searching for a forever home, this place offers endless possibilities. Enjoy the cabin as a full-time residence or a relaxing vacation getaway. The covered porch is the ideal spot for morning coffee, where deer and turkey frequently wander through the backyard. For outdoor enthusiasts, the property also offers excellent deer hunting, complete with 3 deer stands already in place—ready for your next season in the woods. As the seasons change, the land comes alive with vibrant fall colors, making the views truly breathtaking. This is a rare opportunity to own a well-loved home surrounded by nature, privacy, and beauty.

29757 MM Highway, Warsaw

Listing courtesy of Julie Snodgrass of EXP Realty LLC.

$225,000

2 Beds ⋅ 3 Baths

This ranch home has lake views and is 3 minutes away from the Marina. Spacious ranch with a large lot and plenty of room for parking boats or RVs. Boating, Fishing outdoor adventures await!

28149 Grandview Drive, Warsaw

Listing courtesy of TimRay Team of HomeSmart Legacy.

$350,000

3 Beds ⋅ 2 Baths

TURNKEY TRUMAN LAKE PACKAGE! This is a RARE DEAL - fully furnished home PLUS boat, trailer, lift & transferable covered marina slip rental included! This 3-BR, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round Truman Lake views, and now includes a 2020 19' Tracker Targa boat with a 200 HP Mercury Pro XS, double-axle trailer, Econo Lift hoist, and access to a rented covered slip at Truman Lake Marina, paid through 10/31/26 and transferable subject to marina approval. The boat features approximately $11,000 in newer upgrades, including a Force Pro trolling motor, 5 Ionic lithium batteries, Garmin 12" LiveScope and 9" Humminbird. Inside the home are warm wood finishes and an open concept living area, while the walk-out lower level offers a family room, wet bar and additional gathering space. Enjoy the lake setting from the deck or private patio. The detached garage includes a bathroom, shower, heat & air, plus room for vehicles, lake gear or hobbies. Minutes from Truman State Park and Long Shoal Marina, this is a rare opportunity to purchase a furnished Truman Lake home with the boat setup already in place!

29801 Eastbank Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$239,900

3 Beds ⋅ 2.5 Baths

This isn’t a quick cosmetic remodel. This 3-bedroom, 2.5-bath home was taken down to the studs and rebuilt with major updates throughout, including the roof, plumbing, electrical, HVAC, kitchen, bathrooms, flooring, drywall, fixtures, doors, appliances and more. The vaulted wood ceilings and exposed beams give the main living space some serious character, while the open kitchen and living area make the house work just as well for a weekend crowd as it does for everyday living. A full unfinished basement adds plenty of storage and room for future expansion. Outside, the massive deck gives you a great place to take in the Lake of the Ozarks setting, including a view of the water. There’s also a community boat ramp available for convenient lake access. Truman Lake is extremely close as well, putting two major Missouri lakes right at your doorstep while still keeping you just minutes from Warsaw and Warsaw High School. The property also has a proven history as a successful short-term rental, making it worth a hard look for investors. Whether you’re after a lake-area home, a weekend place, a full-time residence, or a property that can help pay for itself when you aren’t using it, this one gives you several ways to make it work.

31569 Spring Avenue, Warsaw

Listing courtesy of Tyler Mahoney of Epique Realty.

$189,900

2 Beds ⋅ 1 Baths

Escape to your ultimate lake retreat with this charming two-bedroom, one-bath cabin designed for effortless, relaxed living. The bright and inviting open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home feel spacious and perfect for entertaining. Moving past the main living space, a convenient on-site garage provides secure parking and excellent storage for your water toys and outdoor gear. The true highlight of this property is its exceptional outdoor living design, starting with a breezy, screened-in porch where you can sip your morning coffee or unwind after a day on the water. This space extends naturally onto an adjoining sun deck that is ideal for summer barbecues, while the surrounding yard features a dedicated fire pit area perfect for stargazing and roasting marshmallows under the night sky. Boaters will especially appreciate the incredible convenience of a community boat launch located just a short walk from the front door. Tucked away in a serene, quiet lake community, this home offers the perfect blend of peaceful privacy and easy accessibility, sitting just 11 miles from the vibrant dining, shopping, and festivals at downtown Warsaw and Drake Harbor. Whether you are looking for a vacation rental, a peaceful weekend getaway, or a cozy year-round permanent home, this property is ready to let you start enjoying the lake life immediately.

29194 Serene Avenue, Warsaw

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.

$325,000

3 Beds ⋅ 2 Baths

If Truman Lake is calling your name, this one deserves a look! This 3-bedroom, 2-bath home offers a beautiful YEAR-ROUND VIEW of Truman Lake and sits on an oversized, half acre level lot with plenty of room to garden, entertain, or simply enjoy lake life. Inside, you'll love the comfortable layout and a kitchen positioned to take advantage of the backyard and lake views. Step outside onto the newer Trex deck—an ideal spot for morning coffee, evening drinks, or watching the seasons change over the lake. And then there’s the garage! The detached 24x30 garage was thoughtfully designed with a pass-through layout and features an epoxy floor, perfect for your boat, lake toys, workshop, or extra entertaining space. Also included is a brand new oversized 24x36 carport, perfect for boat storage, extra covered parking, etc. Big-ticket updates include a newer roof and HVAC, making this one even easier to enjoy from day one. Truman State Park and Long Shoal Marina are just down the road, giving you easy access to boating, fishing, and everything you love about Truman Lake. Whether you're looking for a full-time home or your own lake getaway, this property offers the space, view, garage, and location to make it happen. Come see it!

12338 Crestview Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.

$244,500

3 Beds ⋅ 2 Baths

Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

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