Gardner Homes with FHA Financing

Gardner Homes with FHA Financing

Welcome to Gardner, a charming city located in Johnson County, Kansas. Known for its friendly community and small-town atmosphere, Gardner offers a peaceful retreat from the hustle and bustle of the city while still providing convenient access to urban amenities.

For those looking to make Gardner their home, FHA financing is a viable option. With a variety of homes available for purchase using FHA loans, aspiring homeowners can find their perfect match in this lovely city. Whether you're a first-time buyer or looking to upgrade to a new property, Gardner has something for everyone.

Explore the diverse real estate options in Gardner, from cozy single-family homes to spacious townhouses. With FHA financing available, owning your dream home in this picturesque city has never been more achievable. Take advantage of low down payment requirements and competitive interest rates to make your homeownership goals a reality.

Experience the beauty of Gardner and the warmth of its community as you settle into a place you can truly call home. Let us help you find the perfect property that fits your lifestyle and budget. Contact us today to start your journey to homeownership in Gardner, Kansas.

Newest Gardner Homes with FHA Financing

$375,000
3 Beds ⋅ 2.5 Baths
Gorgeous in Gardner with a resort-style Pool. Summer isn't over yet—and this backyard is ready to make every sunny day count! This beautifully maintained 2-story home offers 3 bedrooms, 2.5 baths, and the backyard you've been dreaming of. Step inside to a bright, airy great room featuring soaring vaulted ceilings and abundant natural light. The tastefully updated kitchen and dining area overlook the sparkling blue pool, creating the perfect setting for everyday living and effortless entertaining. Upstairs, you'll find three spacious bedrooms, including a generous primary suite with an updated ensuite bath and walk-in closet. The finished lower level offers flexible space for a rec. room, football watch parties, playroom, or home office. And the showstopper? The crystal-clear pool! Whether you're cooling off on hot summer afternoons, hosting friends and family, or simply relaxing poolside, this backyard is your own private retreat. Move in now and keep the summer fun going for months to come—this is the one you've been waiting for!

433 W Bluebird Street, Gardner

Listing courtesy of Melanie Johnson of ReeceNichols - Leawood.
$320,000
3 Beds ⋅ 2 Baths
This beautifully updated two-story home in Gardner is one you won't want to miss. With 1,666 square feet +/- (Converted garage room adds an additional 294 Sq. Ft. +/-) , 3-4 bedrooms, 2 full bathrooms, NO HOA, and an oversized fenced backyard, this home offers the perfect combination of updates, space, and flexibility. The entire interior has been freshly painted and features all new trim, Waterproof luxury vinyl plank flooring, and new carpet. The main level offers a spacious living room, two bedrooms, and a full bath. The kitchen includes brand-new LG stainless steel appliances, including a dishwasher, range, microwave, garbage disposal and refrigerator with an exterior water dispenser and LG Craft Ice™ maker. The original one-car garage has been converted into a comfortable family room or additional bedroom with attractive wood-plank walls while retaining its concrete floor. Whether you enjoy the additional living space or choose to convert it back into a garage in the future, we think the option is there OR there is room on this lot to add on a 1400 sq. ft +/- attached garage OR a 708 Sq. Ft. +/- detached accessory structure. (Please verify with City of Gardner) Upstairs offers even more living space with a large bonus room that's perfect for a second family room, home office, playroom, craft room, hobby space, or workout area. You'll also find another spacious bedroom, a full bathroom, and two oversized closets that provide exceptional storage. The roof is only 7 years old, and the HVAC system is just 2 years old. Outside, the oversized, fully fenced backyard offers plenty of room for kids, pets, gardening, or entertaining. The charming front dormer windows add wonderful curb appeal, and the location couldn't be more convenient, just minutes from shopping, restaurants, schools, parks, and everyday amenities, with easy access to everything Gardner has to offer.

256 N ALDER Street, Gardner

Listing courtesy of Barbara Kearney of Compass Realty Group.
$487,750
4 Beds ⋅ 2.5 Baths
The home on small acreage you have always wanted! From the winding driveway to the executive style 2-story facade, this home will impress! 36x24 Outbuilding with Concrete Floor & Electrical! Can drive through it on the corner! Perfect for 4-6 additional cars/boats/toys/tractors--or a GREAT workshop! The main level features a kitchen with updated Granite Counters and Backsplash, so well kept! Task/Uplighting too! The L-Shaped Living/Dining space is flexible to your needs! Larger Dining tables can fit here! And a beautiful fireplace with Pellet Stove will anchor your living room/dining experience! Just off the entry area there is the coolest and coziest office/craft space with custom built-ins and storage! There are 4 Bedrooms on the upper level with generous rooms, most with walk-in closet space or custom built-ins and updated bathrooms! There is a full basement with another fireplace and it's ready for future finish. There is a workshop in the basement that walks up to the oversized 2-car garage and breezeway! So many options for equipment, crafting, wood working, potting and more! The home sits just about in the middle of 2.16 m/l acres. Private land beyond the property line is currently used as vacant pasture and gives a fabulous line of sight across the land! Luscious landscaping paths around the home and the exterior entertainment space includes a spacious deck, (stubbed for hot-tub) large patio, breezeway, and covered front porch! Watch the sunrise in the morning on the back deck, and watch the sunsets and storms roll in in the front! House faces West so back patio/deck have shade late day! Located Gardner-Edgerton Schools and Gardner or Olathe Shopping only a few minutes away!

15285 Edgerton Road, Gardner

Listing courtesy of Karelyn Geiger of Keller Williams KC North.
$342,500
3 Beds ⋅ 2 Baths
Welcome to this well-maintained 3-bedroom, 2-bath Walkout ranch offering approximately 1,500 square feet of comfortable, single-level living. Built in 2019, this home features a practical layout with plenty of space for everyday living and entertaining. The attached garage provides convenient parking and additional storage, while the spacious yard offers room to relax, play, garden, or create your ideal outdoor retreat. Located in Gardner’s Plum Creek Manor II community and within the Gardner Edgerton School District, the home offers convenient access to nearby schools, parks, shopping, dining, Highway 56, and I-35. A wonderful opportunity to enjoy a newer home in a convenient Gardner location!

734 S Cypress Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.
$519,000
5 Beds ⋅ 3 Baths
2800+ square feet of finished living space welcomes you to this well maintained home. The Open Concept of the 1400+ sq. ft. Main level connects the Great Room, Kitchen and Dining areas. Other Main Level Features are the box-beamed ceiling of Great Room and an attractive electric start Native Stone Fireplace. The Fireplace is flanked on each side by windows overlooking the back yard. KITCHEN features granite counter-tops, walk-in pantry, subway tile back splash, stainless steel appliances, and an Island that provides extra work space and extra dining seating. PRIMARY BEDROOM features dual vanities, jetted tub to relax tired muscles, separate shower and walk-in close. There are 2 other bedrooms on main level with laundry just off garage. Perfect for dropping soiled clothes and shoes. The 1400+ sq. ft. Daylight Lower Level includes egress windows, as it welcomes you to a spacious Family Entertainment Room. Additional finished areas provide 2 Bedrooms (one bedroom currently used as an Office), good closet space for each bedroom and full bath. Flooring in bath and office space/bedroom is Lifeproof Vinyl Planks. Ample Unfinished storage spaces are also features of the lower level. You will simply enjoy the many attributes of this home.

848 N Alder Street, Gardner

Listing courtesy of Sylvia K Baird of BHG Kansas City Homes.
$349,900
4 Beds ⋅ 2 Baths
Welcome to this beautiful **4-bedroom, 2 full-bath home** situated on a desirable **corner lot** in Gardner, Kansas! This move-in-ready property offers an inviting **open-concept kitchen** complete with appliances, making it perfect for everyday living and entertaining. The spacious layout continues with a **huge basement** offering endless possibilities for a recreation room, home gym, office, or additional storage. Step outside to enjoy the **large, fully fenced backyard**, providing plenty of space for kids, pets, gardening, or hosting family and friends. Conveniently located in a great neighborhood, this home combines comfort, functionality, and outdoor living. Don't miss the opportunity to make this wonderful property your next home!

31855 W 171st Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.
$332,500
3 Beds ⋅ 2 Baths
Welcome home to this well-maintained split-level offering 1,561 square feet of comfortable living space and endless potential to make it your own! The spacious living area flows seamlessly to an upper deck overlooking the private, fenced backyard perfect for relaxing, entertaining, or enjoying your morning coffee. The fully equipped kitchen features stainless steel appliances and plenty of cabinet space, making meal prep a breeze. The home offers 3 bedrooms and 2 full bathrooms, including a generous primary suite with an oversized walk-in closet you'll love. The unfinished basement provides a blank canvas for future expansion, whether you're dreaming of a family room, home gym, office, or additional living space. A deep 2-car garage offers ample room for vehicles, storage, hobbies, or workshop space. With its thoughtful layout, well-maintained condition, and room to grow, this home is full of possibilities. Schedule your showing today!

31815 W 171st Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.
$342,500
3 Beds ⋅ 2 Baths
Don't miss this inviting 3-bedroom, 2-bath home offering comfort, functionality, and room to grow! The fully equipped kitchen features stainless steel appliances, ample cabinetry, and plenty of space for preparing meals and gathering with family and friends. Step outside to enjoy the back patio; perfect for morning coffee, weekend barbecues, or relaxing evenings outdoors. The unfinished basement includes an egress window, providing endless possibilities for future living space, a home office, recreation room, or additional bedroom. A spacious 2-car garage offers plenty of room for parking and extra storage. Whether you're looking for a move-in ready home or one with the opportunity to build equity by finishing the basement, this property is ready to fit your needs. Schedule your private showing today!

749 S Cypress Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.
$340,000
3 Beds ⋅ 2.5 Baths
Located in the heart of Gardner and close to everything this growing community has to offer, welcome to 961 Oak Crest Drive. Thoughtfully updated 3 beds, 2.5 bath home is move-in ready, this home allows you to skip the projects and start enjoying homeownership from day one. Fresh interior paint, new flooring, updated bathrooms, a beautifully remodeled primary shower, an updated kitchen featuring a rare walk-in pantry, a new water heater, newer roof, updated lighting, and numerous additional improvements provide the perfect blend of style, comfort, and peace of mind. The functional floor plan is designed for everyday living, offering spacious gathering areas, abundant natural light, and a true walk-out lower level that provides endless possibilities for a second living space, home office, gym, or playroom. Step outside to the deck overlooking the fully fenced backyard—perfect for summer barbecues, entertaining guests, or simply relaxing after a long day. Located just minutes from schools, parks, shopping, dining, and convenient highway access, this home delivers the ideal combination of location, updates, and value. Welcome home to 961 Oak Crest Drive.

961 Oak Crest Drive, Gardner

Listing courtesy of Brett Colgan of Capital Homes Real Estate LLC.
$533,990
5 Beds ⋅ 3 Baths
Welcome to Prairie Trace, where modern design meets timeless elegance in this exceptional home crafted by D.R. Horton, “America’s Builder.” This incredible home features 4 BEDROOMS on the MAIN LEVEL! This home stands out with James Hardie® siding and stone and shake shingle accents, providing both durability and timeless curb appeal. You'll be greeted with a three-rail, two-panel insulated front door that enhances both curb appeal and energy efficiency. Step inside to find a beautifully appointed interior with 9-foot ceilings that exude sophistication. The chef’s kitchen is the heart of the home, featuring 36-inch painted maple cabinets, quartz countertops, and state-of-the-art Whirlpool® stainless steel appliances. Bathrooms feature quartz-topped vanities and Moen® chrome faucets. The primary bath offers a 5-foot shower with a framed glass enclosure. This home is designed for the future with advanced Smart Home technology, including a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, allowing you to control and monitor your home from anywhere. Energy efficiency is prioritized with LED lighting throughout, a high-efficiency gas furnace, and insulated low E vinyl windows, ensuring comfort and savings year-round. Additional features such as luxury vinyl plank flooring, a spacious garage with opener(s), and detailed wiring solutions like dual data/TV lines in the main bedroom and family room, enhance both convenience and style. D.R. Horton’s commitment to quality is evident in every aspect of this home, offering you a place where luxury, technology, and comfort come together seamlessly. Don’t miss your chance to own this extraordinary home in Prairie Trace. Schedule your private tour today and experience the D.R. Horton difference!

17824 Green Road, Gardner

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
$473,990
4 Beds ⋅ 2.5 Baths
Welcome to Prairie Trace, where modern design meets timeless elegance in this exceptional home crafted by D.R. Horton, “America’s Builder.” This home stands out with James Hardie® siding and stone and shake shingle accents, providing both durability and timeless curb appeal. You'll be greeted with a three-rail, two-panel insulated front door that enhances both curb appeal and energy efficiency. Step inside to find a beautifully appointed interior with 9-foot ceilings that exude sophistication. The chef’s kitchen is the heart of the home, featuring 36-inch painted maple cabinets, quartz countertops, and state-of-the-art Whirlpool® stainless steel appliances. Bathrooms feature quartz-topped vanities and Moen® chrome faucets. The primary bath offers a 5-foot shower with a framed glass enclosure. This home is designed for the future with advanced Smart Home technology, including a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, allowing you to control and monitor your home from anywhere. Energy efficiency is prioritized with LED lighting throughout, a high-efficiency gas furnace, and insulated low E vinyl windows, ensuring comfort and savings year-round. Additional features such as luxury vinyl plank flooring, a spacious garage with opener(s), and detailed wiring solutions like dual data/TV lines in the main bedroom and family room, enhance both convenience and style. D.R. Horton’s commitment to quality is evident in every aspect of this home, offering you a place where luxury, technology, and comfort come together seamlessly. Don’t miss your chance to own this extraordinary home in Prairie Trace. Schedule your private tour today and experience the D.R. Horton difference!

25261 W 177th Terrace, Gardner

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
$495,000
3 Beds ⋅ 3 Baths
Welcome to lake living at its finest! Nestled in a prime Tier 1 lakefront location, this beautifully remodeled home offers the perfect blend of comfort, charm, and breathtaking waterfront views. From the moment you arrive, you'll appreciate the peaceful setting and inviting outdoor spaces designed to make the most of lake life. Step inside to a bright, open living area featuring a soaring vaulted ceiling, exposed beams, and expansive windows that fill the home with natural light and showcase stunning views of the water. The spacious living room flows seamlessly to the deck, creating the perfect place to entertain guests or simply unwind while overlooking the lake. The upper-level loft sleeping area includes 3 full beds, 3 twin beds, and a full bathroom, making it ideal for hosting family and friends. On the main level, you'll find 2 bedrooms and 2 additional full bathrooms, offering comfortable accommodations for everyone. Outside, enjoy your morning coffee or evening sunsets from the large deck overlooking the lake, surrounded by mature trees and a serene setting. Follow the path down to your private dock for easy access to boating, fishing, swimming, and all the fun that lake living has to offer. Whether you're looking for a personal retreat, a full-time residence, or a vacation rental opportunity, this property is ready to enjoy. The home may be purchased furnished for an additional amount, allowing you to start enjoying the lake immediately. Contact the listing agent for details and additional information.

29313 W 152nd Street, Gardner

Listing courtesy of Blythe Roberts of Advance Realty Group LLC.
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