Gardner Homes with Cash Financing

Welcome to Gardner, a charming city located in Johnson County, Kansas. Known for its friendly community, Gardner offers a perfect blend of small-town charm and modern amenities. With a rich history and strong sense of community, Gardner is a great place to call home.

If you're considering buying a home in Gardner, you'll be pleased to know that there are plenty of options available, including homes eligible for cash financing. Whether you're a first-time homebuyer or looking to upgrade to a larger property, Gardner has something for everyone.

With its convenient location in Johnson County, residents of Gardner enjoy easy access to nearby cities like Olathe and Overland Park, as well as top-rated schools, parks, and shopping centers. The city also boasts a thriving local economy and a variety of job opportunities, making it an ideal place to live and work.

Whether you're drawn to Gardner for its peaceful neighborhoods, excellent schools, or vibrant community events, you're sure to find your perfect home in this welcoming city. Discover all that Gardner has to offer and make your homeownership dreams a reality in this beautiful Kansas city.

Newest Gardner Homes with Cash Financing

$305,000

3 Beds ⋅ 1.5 Baths

Welcome home to this wonderful 3 bedroom, 1 full and 1 half bathroom home offering plenty of space to spread out! Step inside to a welcoming living room that flows into the kitchen, complete with a pantry and eat in dining area. Just off the kitchen, step outside to a spacious deck overlooking the backyard with an additional lower level concrete patio, perfect for entertaining, grilling, or relaxing outdoors. Raised garden beds along the fence are ready for your favorite vegetables, flowers, or herbs! Upstairs, you’ll find a surprisingly spacious primary bedroom along with two additional bedrooms featuring cedar lined closets. The lower level offers even more living space with a half bathroom and comfortable rec room, perfect for movie nights, watching the big game, a playroom, or a second living area. From the garage, head down to the sub basement for even more storage and flexible space. Several big ticket updates have already been taken care of! A new roof was installed in fall 2026, AC was replaced in 2025, and a radon mitigation system is already installed. Outside, you’ll also appreciate the new concrete steps leading to the front door and a new section of concrete driveway near the garage entrance. With multiple living areas, great outdoor entertaining space, plenty of storage, and several major updates already completed, this home is ready for its next owner!

724 Valerie Lane, Gardner

Listing courtesy of Sarah Randall of ReeceNichols - Overland Park.

$60,000

Time to build your dream home! This .26 acre level lot is located in the Fountain Gate Village neighborhood. Utilities are accessible, although must be confirmed by the buyer. Building restrictions allow for a single family home consistent with the architecture of other homes within the neighborhood. See attachments for specifics. This previous neighborhood park is now ready to welcome a new neighbor!

601 N Locust Street, Gardner

Listing courtesy of Gina Walton of Keller Williams Realty Partners Inc..

$600,000

Positioned along 175th Street in one of southwest Johnson County’s fastest-growing corridors, this commercially zoned property offers substantial frontage visibility and stronger development potential. Strategically located near I-35, New Century AirCenter, and BNSF’s Logistics Park Kansas City, the site sits at the convergence of transportation, employment, industrial, residential, and entertainment growth. Adding major momentum, Gardner recently approved rezoning for the proposed Velocity Arts entertainment district, an approximately $1.5+ billion mixed-use destination near I-35 and 175th Street. Plans include entertainment venues, hospitality, retail, dining, residential development, and educational uses, creating the potential for a new regional destination and economic driver. The corridor is also attracting significant industrial investment. Panattoni is pursuing a major development at the northeast corner of 175th Street and Clare Road, with Gardner approving its intent to issue up to $365 million in Industrial Revenue Bonds. Plans contemplate 8 warehouse, distribution, light-manufacturing, and office facilities, potentially bringing employment and business activity to the area. These projects build on an established economic base anchored by New Century AirCenter and nearby BNSF Intermodal and Logistics Park Kansas City. Continued residential growth throughout Gardner and southwest Johnson County is also adding rooftops, workforce, consumer traffic, and demand for supporting commercial services. With sewer, water, and electricity already available, the property offers developers an important head start. Its commercial zoning, prominent 175th Street frontage, proximity to I-35, major employment centers, growing residential communities, the proposed $1.5+ billion entertainment district, and the $365 million Panattoni development create compelling potential for retail, restaurants, hospitality, commercial, office, flex, or other commercial uses.

31904 W 175th Street, Gardner

Listing courtesy of Joshua Do of ReeceNichols - Overland Park.

$329,990

3 Beds ⋅ 2 Baths

Built in 2018, this contemporary ranch-style residence is designed for the modern family, featuring an efficient and inviting floor plan that spans approximately 1,510 square feet of living space. From the moment you pull into the attached two-car garage, the home's meticulous maintenance and curb appeal in the St. John’s Highlands neighborhood make a lasting first impression. The interior of the home is bathed in natural light, highlighting a neutral and soothing color palette that complements any décor style. The heart of the home is a spacious, open-concept kitchen and living area, perfect for busy weekday mornings or relaxed weekend gatherings. The kitchen is a chef’s delight, equipped with elegant wooden cabinetry, ample counter space for meal prep, and a suite of modern stainless steel appliances, including a dishwasher, microwave, and refrigerator. The seamless transition from the kitchen to the dining and living areas ensures that the cook is always part of the conversation.With three well-appointed bedrooms and two full bathrooms, there is plenty of room for everyone to find their own corner of comfort. The primary suite serves as a private retreat, complete with a generous closet and an ensuite bathroom featuring dual sinks and a classic bath/shower combination. The additional two bedrooms are versatile, making them ideal for children, guests, or a dedicated home office. For those needing extra storage or a future recreation space, the large basement provides a blank canvas to expand your living area to suit your family's unique needs.Stepping outside, the 0.18-acre lot offers a manageable yet spacious backyard, providing an open space for children to play, pets to roam, or for hosting summer barbecues under the Kansas sky. Situated in a community known for its family-friendly atmosphere and access to highly-rated Gardner schools, this home provides the stability and convenience families crave.

31687 W 172nd Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.

$373,545

3 Beds ⋅ 2 Baths

Welcome to the Hudson, a thoughtfully designed 3-bedroom, 2-bath home offering style, comfort, and flexibility. Two versatile flex rooms give you the freedom to create spaces that fit your lifestyle, whether you need a home office, sitting room, playroom, hobby room, or something entirely your own. One flex room is conveniently located at the front of the home, creating a welcoming and functional space right off the entry. The open-concept living, dining and kitchen areas create an inviting setting for everyday living and entertaining. Durable LVP flooring flows throughout the main living areas, hallway, and wet areas. The kitchen features beautiful quartz countertops with an undermount sink and stainless-steel appliances, including the refrigerator, with quartz countertops continuing into the bathrooms for a polished, cohesive look. The private primary suite features a spacious bath with double sinks, while the secondary bedrooms enjoy convenient access to a Jack-and-Jill bathroom. Outside, a covered front porch and covered back patio provide inviting spaces to relax and unwind. Blinds are also included for added move-in-ready convenience. With three bedrooms, two flex spaces, stylish finishes, and a thoughtfully designed layout, the Hudson gives you room to live, work, entertain, and truly make the home your own.

765 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.

$325,000

3 Beds ⋅ 2 Baths

Move-in ready and packed with updates! This charming 3-bedroom, 2.5-bath home in Gardner offers comfortable living with the extra space buyers are looking for. Step inside to find NEW interior paint and newer flooring, creating a fresh, welcoming feel throughout. The finished basement provides valuable additional living space—perfect for a family room, home office, workout area, playroom, or entertaining. Outside, enjoy relaxing or hosting friends on the deck, while the 2-car garage provides plenty of room for vehicles and storage. Buyers will appreciate the major updates already taken care of, including an approximately 4-year-old roof, HVAC system, and water heater, plus newer exterior paint and a newer stove. With 3 bedrooms, 2.5 bathrooms, a finished basement, 2-car garage, and numerous updates, this home offers a great combination of comfort, functionality, and peace of mind. Conveniently located in Gardner with easy access to shopping, dining, schools, and highways. Move right in and start enjoying your new home!

17188 Jennifer Street, Gardner

Listing courtesy of Jen Trompeter of EXP Realty LLC.

$349,900

3 Beds ⋅ 2 Baths

Welcome home to this well-maintained 3-bedroom, 2-bath home offering 1,510 square feet of comfortable living space! The open floor plan creates a welcoming atmosphere, while vaulted ceilings in all bedrooms add to the spacious feel. The primary bedroom features a generous walk-in closet for plenty of storage. Enjoy the privacy of the fully fenced backyard, perfect for relaxing, entertaining, or enjoying time outdoors. The home also includes a convenient 2-car garage and an unfinished basement with an egress window, offering excellent potential for additional finished living space and the possibility of a future fourth bedroom. Well cared for and ready for its next owners, this home offers comfort, functionality, and room to grow in a desirable suburban setting. Come see everything this wonderful home has to offer!

738 S Cypress Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.

$467,000

4 Beds ⋅ 3 Baths

This GORGEOUS home has it ALL! Built in 2015, only one owner since then! 2 bedrooms upstairs, on either wing of the house, and 2 EXTRA LARGE bedrooms downstairs. As you walk down the extra-wide and open staircase, the bedrooms downstairs are separated by a second living space. Across the downstairs living room is a GAME ROOM or BAR or MOVIE ROOM, whatever you want to call it to fit your needs! Downstairs also has a full bath & plenty of storage space! The backyard is fenced and surprisingly private! The owners have done a lot of upgrades, including a New Roof, Exterior Paint, Closet Systems, Pantry upgrade, New appliances, and more! The cul-de-sac is tucked away and quiet but it's also conveniently close to grocery, restaurants, schools, & highway access! This was the very last house built in the neighborhood. It has a charming, but "not so cookie-cutter" feel to it that makes it feel like you're at HOME and not just in another new build.... It's unique doorways, tall ceilings, Stone Fireplace, Natural Light, Plantation Shutters, and overall SPACE make this place a MUST SEE!!!

561 N Evergreen Street, Gardner

Listing courtesy of Farrah Jensen of Keller Williams Realty Partners Inc..

$319,950

3 Beds ⋅ 1.5 Baths

Updated 3 bedroom in sought after Gardner Manor!! This home has a traditional floor plan with good sized rooms, fresh interior/exterior paint, new flooring throughout, updated kitchen with stainless steel appliances and quartz countertops, finished basement with large living space, spacious 2 car garage, new roof, nice sized backyard, quiet street, great location close to restaurants, schools and shops, won’t last long!

709 S Oak Street, Gardner

Listing courtesy of Micheala Miller of Compass Realty Group.

$409,005

4 Beds ⋅ 2 Baths

Photos are from another home but the same floor plan. Options May Vary!

17710 Jubilee Street, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols- Leawood Town Center.

$429,355

4 Beds ⋅ 2 Baths

Photos are from another home but the same floor plan. Options may vary!

17557 Spivey Street, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols- Leawood Town Center.

$357,500

4 Beds ⋅ 2.5 Baths

Welcome to 312 Ghost Creek Lane, a spacious 4-bedroom, 2.5-bath home tucked away on a quiet cul-de-sac in Gardner. The inviting main level features vaulted ceilings and an open, comfortable layout that flows into a generous eat-in kitchen with ample cabinet and counter space. Upstairs, you’ll find the primary suite with a private bath and walk-in closet, along with additional bedrooms offering flexibility for family, guests, or a home office. The finished lower level expands the living space with a family or media room, fourth bedroom, and half bath, while still providing plenty of room for storage. Outside, enjoy a privacy-fenced backyard and deck perfect for relaxing, entertaining, or enjoying time outdoors. An attached two-car garage completes the package. Conveniently located within the Gardner Edgerton School District with easy access to shopping, dining, parks, and major area routes, this home offers a great combination of space, functionality, and location.

312 Ghost Creek Lane, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.

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