Gardner Homes with USDA Loan Financing

Gardner Homes with USDA Loan Financing

Welcome to Gardner, a charming city located in Johnson County, Kansas. Known for its friendly community and picturesque surroundings, Gardner offers a perfect blend of small-town charm and modern amenities.

As a resident of Gardner, you'll enjoy easy access to top-rated schools, beautiful parks, and a variety of local shops and restaurants. The city's convenient location in Johnson County provides residents with a short commute to nearby cities like Olathe and Overland Park, making it an ideal place to call home for families and professionals alike.

If you're considering purchasing a home in Gardner, you'll be pleased to know that many properties in the area are eligible for USDA loan financing. This type of loan offers low-interest rates and flexible credit requirements, making it an attractive option for first-time homebuyers and those looking to invest in rural or suburban areas.

Whether you're searching for a cozy bungalow or a spacious family home, Gardner has a diverse range of real estate options to suit your needs. Let us help you find your dream home in this vibrant city and experience the best of small-town living in the heart of Johnson County, Kansas.

Newest Gardner Homes with USDA Loan Financing

29637 W 196th Street, Gardner
$524,950
4 Beds ⋅ 3 Baths
The amazing Napa by Ventura Homes on lot 72 is a perfect California split plan, built for family, and in a GREAT location! Close to Nike elementary, quick and easy access to I35 all with a private country feel! This premier home has a generous amount space with a large master bedroom and 2 living areas! Walk out basement, covered deck and a 3 car garage!! This is a lot of house for the price!!

29637 W 196th Street, Gardner

Listing courtesy of Robyn Erhart of Weichert, Realtors Welch & Co..
600 S Maple Street, Gardner
$337,500
3 Beds ⋅ 2 Baths
Welcome home to this beautifully updated three-bedroom, two-bathroom ranch offering effortless one-level living and a warm, inviting layout. The open-concept design seamlessly connects the great room, dining area, and kitchen, creating an ideal space for everyday living and entertaining. A convenient garage entry directly into the kitchen makes unloading groceries a breeze. The kitchen features NEW quartz countertops, a NEW undermount sink, a center island, pantry, and NEW stainless steel appliances, including an induction range and extra-quiet dishwasher. The spacious primary suite offers a private retreat with its own en-suite bathroom, updated with a luxurious walk-in shower featuring a spot-resistant, double-hinged frameless glass door. Recent improvements include a high-efficiency 16-SEER HVAC system installed in April 2025 (reflected in monthly billling) and a 50-gallon water heater installed in January 2025. Beautiful rock landscaping was added in spring 2026, enhancing the home’s curb appeal, while the exterior was painted in 2019. Set against open space, this home offers a peaceful backdrop and a wonderful connection to the outdoors. Elementary and middle schools are within walking distance, adding everyday convenience. The full unfinished basement is stubbed for a future bathroom and offers abundant potential for additional living space, a recreation room, home office, gym, or whatever best suits your needs. Set up with high-speed fiber internet. Whether you’re looking for a comfortable place to settle in, a home with room to grow, or the perfect setting for making memories and welcoming loved ones home for the holidays, this property is ready to fall in love with.

600 S Maple Street, Gardner

Listing courtesy of Nichole Graham of Real Broker, LLC.
749 N Buckeye Street, Gardner
$374,990
4 Beds ⋅ 2 Baths
The lovely RC Cypress II plan is full of curb appeal with its welcoming covered front porch and front yard landscaping. This ranch-style (slab on grade - no basement) home features an open floor plan with 4 bedrooms, 2 bathrooms, a large living room, a dining area, and a generous kitchen equipped with energy-efficient appliances, ample counter space, and a roomy pantry for snacking and preparing delicious meals.

749 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.
741 N Buckeye Street, Gardner
$359,991
3 Beds ⋅ 2 Baths
Welcome to the Hudson, a thoughtfully designed 3-bedroom, 2-bath home offering style, comfort, and flexibility. Two versatile flex rooms give you the freedom to create spaces that fit your lifestyle, whether you need a home office, sitting room, playroom, hobby room, or something entirely your own. One flex room is conveniently located at the front of the home, creating a welcoming and functional space right off the entry.

741 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.
766 N Buckeye Street, Gardner
$359,490
4 Beds ⋅ 2 Baths
Welcome to Cypress Creek! Nestled on a desirable cul-de-sac homesite backing to a serene pond, this beautifully designed Bridgeport floor plan offers the perfect blend of comfort, style, and functionality. A charming front porch and attractive stone elevation create inviting curb appeal from the moment you arrive. This thoughtfully designed single-story home features three versatile secondary bedrooms conveniently located near a full bath, while the open-concept layout seamlessly connects the living room, dining area, and well-appointed kitchen - creating an inviting space for both entertaining and everyday living. The private owner's suit serves as a relaxing retreat with an attached bath featuring double bowl sinks, additional lighting, and a generous walk-in closet. Upgraded features throughout the home include stainless steel appliances, a stylish tile backsplash, sloped ceilings throughout, luxury vinyl plank flooring in wet areas, the living room, and adjacent hallways, plus an extra window in the owner's suite for added natural light. Step outside to enjoy the extended 14x7 patio overlooking the peaceful pond, perfect for relaxing or entertaining guests. Located in the growing community of Gardner, residents enjoy convenient access to local parks, schools, shopping, dining, and an easy commute to downtown Kansas City. Contact Lennar today to learn more about this incredible opportunity!

766 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.
774 N Buckeye Street, Gardner
$341,590
3 Beds ⋅ 2 Baths
Welcome to Cypress Creek! This new community of single family homes offers easy access to both Olathe and downtown Kansas City, and the city of Gardner boasts excellent schools, parks and family-friendly entertainment destinations. This new single-level home features a versatile and modern layout. An open-concept floorplan shared between the kitchen, living and dining areas boasts convenient access to a patio for simple outdoor entertainment and leisure. All three bedrooms are tucked away to the side for optimal comfort, including the lavish owner’s suite at the back of the home, complete with a full bathroom and walk-in closet. Home is estimated to be complete in June. Contact Lennar today to learn more!

774 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.
813 N Buckeye Street, Gardner
$362,290
3 Beds ⋅ 2 Baths
.Welcome home to the Glenwood floor plan, currently under construction and anticipated to be ready for closing by the end of October! A beautiful front stone elevation adds character and curb appeal, while the covered back porch provides a comfortable outdoor space to relax and unwind. Inside, you'll appreciate the generously sized rooms and bedrooms, along with sloped ceilings that enhance the open and spacious feel of the home. Quartz countertops and undermount sinks are featured throughout, bringing a polished, cohesive look to both the kitchen and bathrooms. The kitchen is complete with stainless steel appliances, including the refrigerator, and window blinds are also included. The spacious primary suite is a standout, featuring an impressive primary bath designed with both comfort and functionality in mind. With roomy living spaces, attractive finishes, and thoughtful features inside and out, the Glenwood offers plenty of space to feel right at home.

813 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.
372 W Madison Street, Gardner
$410,000
4 Beds ⋅ 3.5 Baths
“MORE ROOM TO LIVE. MORE SPACE TO GATHER. MORE REASONS TO CALL IT HOME!” Imagine having the space to entertain friends, enjoy family time, and still have room for everyone to spread out! This inviting home in Gardner's established Madison Farms neighborhood offers the flexibility you've been looking for, with comfortable living spaces and a finished lower level featuring a recreation room, additional bedroom, and full bathroom. Whether it's movie nights, cheering on your favorite team, hosting overnight guests, or creating your own personal retreat, there's room to make it yours! Step outside and discover a backyard made for making memories! The oversized deck is ready for weekend cookouts, morning coffee, and evenings under the stars. A 6-foot wood privacy fence creates an inviting outdoor setting, while the concrete basketball pad and goal provide the perfect spot for a little friendly competition. Whether you're entertaining, relaxing, or shooting hoops, this backyard is ready for it all! Conveniently located across from Gardner Edgerton High School, you'll appreciate easy access to school activities, sporting events, local parks, shopping, and dining. This isn't just a place to live. It's a place to make memories, enjoy the everyday moments, and write your next chapter. Come see what makes this home special!

372 W Madison Street, Gardner

Listing courtesy of Dave Johns of Keller Williams Realty Partners Inc..
17698 Jubilee Street, Gardner
$402,280
4 Beds ⋅ 2 Baths

17698 Jubilee Street, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols - Lees Summit.
17690 Jubilee Street, Gardner
$369,990
3 Beds ⋅ 2 Baths
Photos are from another home but the same floor plan. Options May Vary!

17690 Jubilee Street, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols - Lees Summit.
17678 Jubilee Street, Gardner
$449,990
4 Beds ⋅ 2.5 Baths
Don't miss this stunning new construction home in Lone Star Prairie! This thoughtfully designed floor plan features a highly sought-after MAIN FLOOR PRIMARY suite, offering convenience, privacy, and everyday comfort. The dramatic two-story great room is filled with natural light, creating an open and inviting atmosphere perfect for entertaining and daily living. The versatile flex room on the main level is ideal for a home office, playroom, formal dining room, or could serve as a potential 5th bedroom. Upstairs, the spacious loft provides additional living space perfect for a media room, homework station, or second family room. The open-concept kitchen overlooks the great room, allowing for seamless entertaining. With generously sized secondary bedrooms, modern finishes, and ample storage throughout, this home offers the perfect blend of style and functionality. **Photos from the same floor plan in a different Market. Options & Colors May Vary!**

17678 Jubilee Street, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols- Leawood Town Center.
757 N Buckeye Street, Gardner
$346,995
3 Beds ⋅ 2 Baths
Beautiful 3-bedroom, 2 bath home backing to peaceful green space! This thoughtfully designed single-story home features an open-concept layout with stainless steel appliances, spacious living and dining areas, and a covered patio perfect for relaxing or entertaining. The private primary suite includes a walk-in closet and en-suite bath, while two secondary bedrooms share a full bath. A stone front elevation adds curb appeal.

757 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.
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