Gardner Homes with FHA Financing

Welcome to Gardner, a charming city located in Johnson County, Kansas. Known for its friendly community and small-town atmosphere, Gardner offers a peaceful retreat from the hustle and bustle of the city while still providing convenient access to urban amenities.

For those looking to make Gardner their home, FHA financing is a viable option. With a variety of homes available for purchase using FHA loans, aspiring homeowners can find their perfect match in this lovely city. Whether you're a first-time buyer or looking to upgrade to a new property, Gardner has something for everyone.

Explore the diverse real estate options in Gardner, from cozy single-family homes to spacious townhouses. With FHA financing available, owning your dream home in this picturesque city has never been more achievable. Take advantage of low down payment requirements and competitive interest rates to make your homeownership goals a reality.

Experience the beauty of Gardner and the warmth of its community as you settle into a place you can truly call home. Let us help you find the perfect property that fits your lifestyle and budget. Contact us today to start your journey to homeownership in Gardner, Kansas.

Newest Gardner Homes with FHA Financing

$372,000

3 Beds ⋅ 2 Baths

Ask about current builder purchase incentives available for this home! Welcome to Cypress Creek! This homesite, backing to green space, is host to the Glenwood floor plan, a new single-story home offering ample space to live and grow. Two bedrooms and a luxurious owner’s suite at the back of the home are complete with a full bathroom and walk-in closet. An open-concept main living area includes a multifunctional kitchen, a spacious family room and a dining room, which enjoys direct access to a covered patio for simple indoor-outdoor living. A two-car garage completes the home. This new community of single family homes offers easy access to both Olathe and downtown Kansas City, and the city of Gardner boasts excellent schools, parks and family-friendly entertainment destinations. Contact Lennar today to learn more!

826 N Pear Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.

$312,991

3 Beds ⋅ 2 Baths

Welcome to Cypress Creek! Nestled on a homesite backing to green space, the Armstrong is a new single-story home host to a spacious and flexible open-concept layout shared between the kitchen, living and dining areas for simple everyday transitions and multitasking. Two bedrooms share a private hallway, while the peaceful owner’s suite boasts a private location at the back of the home, complete with a full bathroom and walk-in closet. This new community of single family homes offers easy access to both Olathe and downtown Kansas City, and the city of Gardner boasts excellent schools, parks and family-friendly entertainment destinations. Contact Lennar today to learn more!

834 N Pear Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.

$524,000

4 Beds ⋅ 3.5 Baths

FORMER MODEL NOW AVAILABLE! INCLUDES FENCED BACKYARD. Additional UPGRADES include a sprinkler system, full-height stone fireplace, Enamel kitchen cabinets with additional kitchen cabinets and island top extension, top-control quiet series dishwasher, stone-wrapped garage door elevation upgrade on 2-car area, and upgraded front porch. LED color-changeable lighted vault in the master bedroom, and the secondary bedrooms are pre-wired for future ceiling fans. Quartz kitchen countertops, jetted master tub, garage door openers for both doors, keypad, and painted garage interior walls. 8lb pad under all carpet, upgraded attic insulation, insulated garage walls and door, 2-inch Faux wood blinds as shown. Towel bars and rings are included. Granitex vanity tops, large shower tiles, a framed mirror in the half-bath, and a master bath. HOA amenities include a heated pool with a slide and splash zone, and extended pool season if the weather cooperates! SQFT and taxes are estimated! No Special Assessment Taxes in Copper Springs!

28501 W 161st Terrace, Gardner

Listing courtesy of Melissa Irish of ReeceNichols -Johnson County W.

$545,500

4 Beds ⋅ 3.5 Baths

FORMER MODEL HOME NOW AVAILABLE! FINAL PHASE OF COPPER SPRINGS III. BASEMENT FINISH INCLUDED!! Use as a 5th bedroom or rec room. Battery Backup Sump Pump Included! Additional upgrades include matte black plumbing fixtures in all bathrooms, matte black light fixtures, matte black door hardware, shower door hardware, towel bars, and rings, a sprinkler system, a full-height stone fireplace, a stone front porch wall, a top-control quiet series dishwasher, and enameled kitchen cabinets. LED color-changeable lighted vault in the master bedroom, and the secondary bedrooms are pre-wired for future ceiling fans. Quartz kitchen countertops upgrade, jetted-master tub, garage door openers for both doors, keypad, and painted garage interior walls. 8lb pad under all carpet, R-49 attic insulation, insulated garage walls and door, 2-inch faux wood blinds as shown. Stone-look vanity tops, large shower tile, a framed mirror in the half-bath, and a master bath. Taxes figured from the last tax bill. HOA amenities include a heated pool with a slide and splash zone, and extended pool season, if the weather cooperates! SQFT and taxes are estimated!

28601 W 162nd Street, Gardner

Listing courtesy of Melissa Irish of ReeceNichols -Johnson County W.

$320,000

3 Beds ⋅ 2 Baths

This beautifully updated two-story home in Gardner is one you won't want to miss. With 1,666 square feet +/- (Converted garage room adds an additional 294 Sq. Ft. +/-) , 3-4 bedrooms, 2 full bathrooms, NO HOA, and an oversized fenced backyard, this home offers the perfect combination of updates, space, and flexibility. The entire interior has been freshly painted and features all new trim, Waterproof luxury vinyl plank flooring, and new carpet. The main level offers a spacious living room, two bedrooms, and a full bath. The kitchen includes brand-new LG stainless steel appliances, including a dishwasher, range, microwave, garbage disposal and refrigerator with an exterior water dispenser and LG Craft Ice™ maker. The original one-car garage has been converted into a comfortable family room or additional bedroom with attractive wood-plank walls while retaining its concrete floor. Whether you enjoy the additional living space or choose to convert it back into a garage in the future, we think the option is there OR there is room on this lot to add on a 1400 sq. ft +/- attached garage OR a 708 Sq. Ft. +/- detached accessory structure. (Please verify with City of Gardner) Upstairs offers even more living space with a large bonus room that's perfect for a second family room, home office, playroom, craft room, hobby space, or workout area. You'll also find another spacious bedroom, a full bathroom, and two oversized closets that provide exceptional storage. The roof is only 7 years old, and the HVAC system is just 2 years old. Outside, the oversized, fully fenced backyard offers plenty of room for kids, pets, gardening, or entertaining. The charming front dormer windows add wonderful curb appeal, and the location couldn't be more convenient, just minutes from shopping, restaurants, schools, parks, and everyday amenities, with easy access to everything Gardner has to offer.

256 N ALDER Street, Gardner

Listing courtesy of Barbara Kearney of Compass Realty Group.

$342,500

3 Beds ⋅ 2 Baths

Welcome to this well-maintained 3-bedroom, 2-bath Walkout ranch offering approximately 1,500 square feet of comfortable, single-level living. Built in 2019, this home features a practical layout with plenty of space for everyday living and entertaining. The attached garage provides convenient parking and additional storage, while the spacious yard offers room to relax, play, garden, or create your ideal outdoor retreat. Located in Gardner’s Plum Creek Manor II community and within the Gardner Edgerton School District, the home offers convenient access to nearby schools, parks, shopping, dining, Highway 56, and I-35. A wonderful opportunity to enjoy a newer home in a convenient Gardner location!

734 S Cypress Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.

$515,000

5 Beds ⋅ 3 Baths

2800+ square feet of finished living space welcomes you to this well maintained home. The Open Concept of the 1400+ sq. ft. Main level connects the Great Room, Kitchen and Dining areas. Other Main Level Features are the box-beamed ceiling of Great Room and an attractive electric start Native Stone Fireplace. The Fireplace is flanked on each side by windows overlooking the back yard. KITCHEN features granite counter-tops, walk-in pantry, subway tile back splash, stainless steel appliances, and an Island that provides extra work space and extra dining seating. PRIMARY BEDROOM features dual vanities, jetted tub to relax tired muscles, separate shower and walk-in close. There are 2 other bedrooms on main level with laundry just off garage. Perfect for dropping soiled clothes and shoes. The 1400+ sq. ft. Daylight Lower Level includes egress windows, as it welcomes you to a spacious Family Entertainment Room. Additional finished areas provide 2 Bedrooms (one bedroom currently used as an Office), good closet space for each bedroom and full bath. Flooring in bath and office space/bedroom is Lifeproof Vinyl Planks. Ample Unfinished storage spaces are also features of the lower level. You will simply enjoy the many attributes of this home.

848 N Alder Street, Gardner

Listing courtesy of Sylvia K Baird of BHG Kansas City Homes.

$349,900

4 Beds ⋅ 2 Baths

Welcome to this beautiful **4-bedroom, 2 full-bath home** situated on a desirable **corner lot** in Gardner, Kansas! This move-in-ready property offers an inviting **open-concept kitchen** complete with appliances, making it perfect for everyday living and entertaining. The spacious layout continues with a **huge basement** offering endless possibilities for a recreation room, home gym, office, or additional storage. Step outside to enjoy the **large, fully fenced backyard**, providing plenty of space for kids, pets, gardening, or hosting family and friends. Conveniently located in a great neighborhood, this home combines comfort, functionality, and outdoor living. Don't miss the opportunity to make this wonderful property your next home!

31855 W 171st Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.

$332,500

3 Beds ⋅ 2 Baths

Welcome home to this well-maintained split-level offering 1,561 square feet of comfortable living space and endless potential to make it your own! The spacious living area flows seamlessly to an upper deck overlooking the private, fenced backyard perfect for relaxing, entertaining, or enjoying your morning coffee. The fully equipped kitchen features stainless steel appliances and plenty of cabinet space, making meal prep a breeze. The home offers 3 bedrooms and 2 full bathrooms, including a generous primary suite with an oversized walk-in closet you'll love. The unfinished basement provides a blank canvas for future expansion, whether you're dreaming of a family room, home gym, office, or additional living space. A deep 2-car garage offers ample room for vehicles, storage, hobbies, or workshop space. With its thoughtful layout, well-maintained condition, and room to grow, this home is full of possibilities. Schedule your showing today!

31815 W 171st Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.

$342,500

3 Beds ⋅ 2 Baths

Don't miss this inviting 3-bedroom, 2-bath home offering comfort, functionality, and room to grow! The fully equipped kitchen features stainless steel appliances, ample cabinetry, and plenty of space for preparing meals and gathering with family and friends. Step outside to enjoy the back patio; perfect for morning coffee, weekend barbecues, or relaxing evenings outdoors. The unfinished basement includes an egress window, providing endless possibilities for future living space, a home office, recreation room, or additional bedroom. A spacious 2-car garage offers plenty of room for parking and extra storage. Whether you're looking for a move-in ready home or one with the opportunity to build equity by finishing the basement, this property is ready to fit your needs. Schedule your private showing today!

749 S Cypress Street, Gardner

Listing courtesy of Breeze Team of EXP Realty LLC.

$340,000

3 Beds ⋅ 2.5 Baths

Step inside this beautifully updated Gardner home where move-in-ready convenience meets comfortable everyday living. Thoughtfully refreshed, this inviting home offers a functional layout with stylish updates that allow you to simply unpack and enjoy. The bright eat-in kitchen features brand new microwave, painted cabinetry, an updated sink, stainless steel appliances, and a rare walk-in pantry—a feature seldom found in this price range. Just off the kitchen, step onto the deck overlooking the fully fenced backyard, creating the perfect space for grilling, entertaining, or relaxing outdoors. The spacious living room offers plenty of room for gathering with family and friends, while the finished walk-out lower level provides flexible space for a recreation room, home office, playroom, or media area with direct access to the backyard. Retreat to the primary suite featuring a beautifully remodeled shower and private en-suite bath. Throughout the home you'll appreciate the many recent improvements, including fresh interior paint, newer flooring, updated bathrooms, a newer roof, new water heater, and a home warranty providing peace of mind for years to come. Perfectly located just minutes from schools, parks, shopping, restaurants, and convenient access to I-35, this home combines small-town charm with an easy commute to everything Johnson County has to offer. Move in ready just in time for the new school year! Schedule your private showing today and discover everything 961 Oak Crest Drive has to offer.

961 Oak Crest Drive, Gardner

Listing courtesy of Brett Colgan of Capital Homes Real Estate LLC.

$533,990

5 Beds ⋅ 3 Baths

Welcome to Prairie Trace, where modern design meets timeless elegance in this exceptional home crafted by D.R. Horton, “America’s Builder.” This incredible home features 4 BEDROOMS on the MAIN LEVEL! This home stands out with James Hardie® siding and stone and shake shingle accents, providing both durability and timeless curb appeal. You'll be greeted with a three-rail, two-panel insulated front door that enhances both curb appeal and energy efficiency. Step inside to find a beautifully appointed interior with 9-foot ceilings that exude sophistication. The chef’s kitchen is the heart of the home, featuring 36-inch painted maple cabinets, quartz countertops, and state-of-the-art Whirlpool® stainless steel appliances. Bathrooms feature quartz-topped vanities and Moen® chrome faucets. The primary bath offers a 5-foot shower with a framed glass enclosure. This home is designed for the future with advanced Smart Home technology, including a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, allowing you to control and monitor your home from anywhere. Energy efficiency is prioritized with LED lighting throughout, a high-efficiency gas furnace, and insulated low E vinyl windows, ensuring comfort and savings year-round. Additional features such as luxury vinyl plank flooring, a spacious garage with opener(s), and detailed wiring solutions like dual data/TV lines in the main bedroom and family room, enhance both convenience and style. D.R. Horton’s commitment to quality is evident in every aspect of this home, offering you a place where luxury, technology, and comfort come together seamlessly. Don’t miss your chance to own this extraordinary home in Prairie Trace. Schedule your private tour today and experience the D.R. Horton difference!

17824 Green Road, Gardner

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

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