Gardner Homes with Conventional Financing

Welcome to Gardner, a charming city nestled in Johnson County, Kansas. Known for its friendly community and small-town atmosphere, Gardner offers a wonderful quality of life for residents of all ages. With easy access to nearby amenities and a strong sense of community spirit, Gardner is a great place to call home.

For those looking to settle down in Gardner, homes with conventional financing are readily available. Whether you're a first-time homebuyer or looking to upgrade to a larger space, you'll find a range of options to suit your needs. From cozy single-family homes to spacious townhouses, there's something for everyone in Gardner.

When you choose to make Gardner your home, you'll enjoy a peaceful setting with plenty of green spaces and parks to explore. The city's convenient location also means you're never far from shopping, dining, and entertainment options. Plus, with top-rated schools and a strong sense of community, Gardner is the perfect place to raise a family.

If you're ready to make the move to Gardner, let us help you find the perfect home with conventional financing. Contact us today to start your search and discover all that this wonderful city has to offer.

Newest Gardner Homes with Conventional Financing

$304,491

3 Beds ⋅ 2 Baths

Ask about current builder purchase incentives available for this home! Welcome to Cypress Creek! Nestled on a corner homesite backing to green space, this new single-story home is perfect for modern lifestyles. An inviting open-concept layout blends the kitchen, living and dining areas to maximize interior space, with a nearby covered patio for simple indoor-outdoor living. All three bedrooms are tucked away to the side for optimal comfort and privacy, including the luxe owner’s suite at the back of the home with a full bathroom and walk-in closet. This new community of single family homes offers easy access to both Olathe and downtown Kansas City, and the city of Gardner boasts excellent schools, parks and family-friendly entertainment destinations. Contact Lennar today to learn more!

758 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.

$346,995

3 Beds ⋅ 2 Baths

Beautiful 3-bedroom, 2 bath home backing to peaceful green space! This thoughtfully designed single-story home features an open-concept layout with stainless steel appliances, spacious living and dining areas, and a covered patio perfect for relaxing or entertaining. The private primary suite includes a walk-in closet and en-suite bath, while two secondary bedrooms share a full bath. A stone front elevation adds curb appeal.

757 N Buckeye Street, Gardner

Listing courtesy of Lennar Team of Platinum Realty LLC.

$335,000

3 Beds ⋅ 2 Baths

Welcome to 526 N Pear Street! Built in 2023, this beautifully maintained 3-bedroom, 2-bath ranch offers the ease of newer construction with thoughtful upgrades already completed for you. Located in a beautiful newer Gardner neighborhood, this home has established sod, landscaping, a sprinkler system and a cedar privacy fence—no waiting for your outdoor spaces to come together. Inside, you’ll find updated flooring throughout, upgraded interior and exterior lighting, upgraded ceiling fans and a bright, welcoming floor plan. The kitchen features upgraded granite countertops, an undermount sink, stainless steel appliances and an upgraded backsplash, creating a clean and polished space that flows easily into the main living areas. The primary suite offers a spacious walk-in closet and private en suite with a double vanity and linen closet. Two additional bedrooms and a second full bath provide plenty of flexibility for family, guests, a home office or hobbies. Additional improvements include an upgraded 50-gallon gas water heater, upgraded doorbell and chime, and an attached 2-car garage. Step outside and enjoy one of the home’s standout features—the extended covered patio with beautiful railing, offering a comfortable outdoor living space for morning coffee, grilling or relaxing at the end of the day. With established landscaping, a fenced backyard and so many upgrades already in place, this nearly new home is truly move-in ready and offers the best of new construction without the work of starting from scratch.

526 N Pear Street, Gardner

Listing courtesy of Nichole Graham of Real Broker, LLC.

$350,000

3 Beds ⋅ 2.5 Baths

Welcome to this newly renovated beautiful 3-bedroom, 2.5-bathroom home offering the perfect blend of modern updates and comfortable living. This home features an open-concept floor plan with stunning finishes throughout, creating a bright and inviting atmosphere ideal for both everyday living and entertaining. Home has been completely remodeled with an open layout in 2026 and features a beautiful Kitchen with quartz countertops, new cabinets, appliances and more. The bedroom level overlooks the large main living area with tall cathedral ceilings and modern open layout. There will be a newly finished basement boasting a non-conforming 4th bedroom, recreation room, and full bath prior to closing and is in progress to be finished soon! Newer Hot Water Heater, champion windows, garage door, and patio door in 2022. Exterior was freshly painted in October 2026, and roof is approx. 10 years old. New improvements include a new HVAC system, all new flooring, freshly painted, new stair railings, lighting, interior doors throughout, newly renovated bathrooms and primary bath with a large 4x4 shower. Home sits at the end of a Cul de sac on over 1/3 of an acre. You will enjoy stepping outside to newly fenced back yard with room to relax, entertain, and enjoying the outdoors. New Storage Shed is included. Conveniently located within the Gardner Edgerton School District with easy access to shopping, dining, parks, and major area routes, this home offers a great combination of space, functionality, and location. Don't miss this wonderful opportunity and great buy on this beautiful, renovated home in Gardner!

459 N Cherry Street, Gardner

Listing courtesy of Emil Schellack of Veterans Realty.

$235,000

2 Beds ⋅ 2.5 Baths

Great investment opportunity in Gardner! This 2-bedroom, 2.5-bath townhome offers 1,256 sq. ft. of living space with an attached one-car garage and a fenced backyard. The main level features an eat-in kitchen and living room with gas fireplace, while both bedrooms, two full baths and convenient laundry are located upstairs. Previous improvements include a newer roof, HVAC, kitchen sink and garbage disposal, water heater, interior paint and carpet. Located near the back of a cul-de-sac with convenient access to downtown Gardner and surrounding amenities. Property is currently tenant occupied with an existing lease through August 2027, providing immediate rental income for an investor. Buyer to assume existing lease; contact listing agent for lease details. Photos shown are from the previous listing with permission and were taken prior to the current tenants occupying the property.

853 E 167th Court, Gardner

Listing courtesy of Darci Crow of Platinum Realty LLC.

$365,000

4 Beds ⋅ 2.5 Baths

The warmth of a three-sided fireplace anchors the living room of this single-family residence. Vaulted ceilings soar above the main living areas, which showcase wood and hardwood flooring alongside carpet. The kitchen is equipped with a cooktop, electric oven, electric range, microwave, and dishwasher, offering plenty of built-in features for your culinary needs. Comfortable bedrooms are designed with plush carpeting, ceiling fans, and elegant tray ceilings. The primary suite features a walk-in closet with built-in features to maximize organization. The home offers two full bathrooms and one half bathroom, featuring updated vanities, tile flooring, a walk-in shower, and a bathtub and shower combination. A fully finished basement provides versatile extra living space with carpeted flooring and built-in features. The home also includes an unfinished basement section with a concrete floor and a sump pump. Sidewalks lead around the exterior, which features a mix of vinyl siding, wood siding, concrete construction, and a shingle roof. The outdoor space features a raised wooden deck with railings, an expansive concrete patio, and a grassy backyard enclosed by a wood privacy fence. Homeowners will appreciate the convenience of an attached garage with a garage door opener and a concrete driveway.

626 S Walnut Street, Gardner

Listing courtesy of Mirsa Vela Leiva of 1st Class Real Estate KC.

$375,000

4 Beds ⋅ 2.5 Baths

Beautiful 2 story in Cottage Creek move in ready. Four spacious bedrooms and 2.5 bath. Primary bath offers double sink and walk in closet with plenty of cabinet storage. Large kitchen with granite counter tops, pantry and breakfast room . Enjoy a brand-new roof and fresh interior paint. Basement is unfinished with daylight window and would be a perfect to finish off for that special game room or extra living space. Plus, it’s a short distance to the elementary school and middle school.

945 E Cottage Creek Drive, Gardner

Listing courtesy of Debbie Fernandez of ReeceNichols - Overland Park.

$379,950

4 Beds ⋅ 2.5 Baths

NEW OPPORTUNITY- BACK ON MARKET !!! ** PREFERRED LENDER IS OFFERING FINANCING INCENTIVES FOR THIS PARTICULAR PROPERTY IN THE WAY OF CLOSING COST CREDITS, RATE REDUCTIONS, OR FULLY LENDER FUNDED 2-1 BUYDOWN!** Welcome home to this beautifully refreshed two-story home nestled in Gardner’s desirable Fountain Gate area. With 4 bedrooms, 2.5 bathrooms, and approximately 2,311 square feet, this home offers the kind of space, comfort, and move-in ready condition that buyers want ! From the moment you step inside, the home feels fresh, bright, and inviting with a full interior re-paint, brand-new flooring and carpet throughout. The main level is designed for family living, with a comfortable space, great natural light, and an easy flow for everyday living and entertaining. The kitchen opens naturally to the dining and living areas, creating a central gathering place for busy mornings, family dinners, holidays, and nights with friends. Upstairs, the spacious primary suite provides a private retreat with an ensuite bath and excellent closet space. Three additional bedrooms offer flexibility for family, guests, a home office, playroom, or hobby space. With 2,311 square feet, the home has the room buyers want without sacrificing the warm, connected feel that makes a house feel like home. The major updates are already done, including a newer A/C, furnace, and water heater, giving buyers valuable peace of mind. Fresh paint, new flooring and carpet make this one truly move-in ready without the lingering projects or deferred maintenance buyers are trying to avoid. With great curb appeal and a comfortable neighborhood setting, this home offers the right combination of space, condition, and location. Clean, updated, and ready for its next chapter — this is a standout opportunity in Gardner. Seller willing to have the trim on the main level painted white with an acceptable offer. We have included a rendered picture of the white trim

223 W Colleen Court, Gardner

Listing courtesy of Jim Casson of William Brantley Real Estate LLC.

$425,000

3 Beds ⋅ 2.5 Baths

If great location + great layout + great outdoor space is on your wish list, keep reading. Welcome home to this inviting 3-bedroom, 2.5-bathroom home that features an ideal layout, great curb appeal and plenty of space both and inside and out. You are instantly drawn in by the huge windows offering abundant natural light. The open floor plan includes a large living space that seamlessly flows into the kitchen. The primary suite and two additional bedrooms with a full bathroom complete the upper level while the finished basement gives you room for a home office, gym, or family room. There is also a 4th non-conforming bedroom. This home sits on a corner lot with a spacious back yard and covered back deck, perfect for BBQ's, entertaining, relaxing or enjoying sunsets. And the location? So convenient! You'll be close to schools, shopping, dining, parks and highway access, making the daily commute & errands a whole lot easier. What more could you ask for? Don't just scroll past this one! Schedule your showing today and see if this is the place you've been looking for. Your next chapter might be waiting right here!

18390 Butternut Street, Gardner

Listing courtesy of Nycole Clark of Real Broker, LLC.

$545,000

5 Beds ⋅ 4 Baths

Beautiful, sun-filled Reverse 1.5 Story featuring 5 bedrooms, 4 full baths, and a 3-car garage! The main-floor Primary Suite offers a vaulted ceiling, ceiling fan, double vanity, jetted tub, walk-in shower, and spacious walk-in closet with triple-tier hanging space and direct access to the laundry room. Bedroom #2 is also conveniently located on the main level just off the entry. The open Kitchen features quartz countertops, stainless steel appliances including refrigerator, microwave, glass cook-top, and dishwasher, island, large walk-in pantry, hardwood floors, enameled cabinetry, and access to the covered patio. The impressive Great Room is open to the Kitchen and showcases floor-to-ceiling stone fireplace and ceiling fan. The finished lower level offers plenty of additional living space with a large Family Room, 3 additional bedrooms, and 2 full baths. Bedroom #5 features its own private full bath, walk-in closet, and built-in bookcase. Additional upgrades include 2" faux wood blinds, black hardware and plumbing fixtures, upgraded attic insulation, sprinkler system, fenced yard, and an insulated and painted 3-car garage with garage door openers and keypad. Enjoy beautiful fall evenings relaxing on the covered patio with ceiling fan!

28414 W 162nd Street, Gardner

Listing courtesy of Aly Plunkett of ReeceNichols -Johnson County W.

$349,995

3 Beds ⋅ 2 Baths

Welcome home to the Fenway floor plan, currently under construction and anticipated to be ready for closing by the end of October! This charming home is filled with character and thoughtful finishes, beginning with a beautiful front stone elevation that creates standout curb appeal. The covered back patio offers a great spot to relax or entertain, while inside, sloped ceilings add dimension and an open, airy feel to the main living space. Durable LVP flooring flows through the living room, hallways, and wet areas. Quartz countertops and undermount sinks are featured throughout the home, including the kitchen and bathrooms, with the primary bath offering the added convenience of dual sinks. With its inviting design, stylish finishes, and distinctive details, the Fenway offers a wonderful combination of character, comfort, and everyday functionality.

781 N Buckeye Street, Gardner

Listing courtesy of Terri Carter of Platinum Realty LLC.

$600,000

Positioned along 175th Street in one of southwest Johnson County’s fastest-growing corridors, this commercially zoned property offers substantial frontage visibility and stronger development potential. Strategically located near I-35, New Century AirCenter, and BNSF’s Logistics Park Kansas City, the site sits at the convergence of transportation, employment, industrial, residential, and entertainment growth. Adding major momentum, Gardner recently approved rezoning for the proposed Velocity Arts entertainment district, an approximately $1.5+ billion mixed-use destination near I-35 and 175th Street. Plans include entertainment venues, hospitality, retail, dining, residential development, and educational uses, creating the potential for a new regional destination and economic driver. The corridor is also attracting significant industrial investment. Panattoni is pursuing a major development at the northeast corner of 175th Street and Clare Road, with Gardner approving its intent to issue up to $365 million in Industrial Revenue Bonds. Plans contemplate 8 warehouse, distribution, light-manufacturing, and office facilities, potentially bringing employment and business activity to the area. These projects build on an established economic base anchored by New Century AirCenter and nearby BNSF Intermodal and Logistics Park Kansas City. Continued residential growth throughout Gardner and southwest Johnson County is also adding rooftops, workforce, consumer traffic, and demand for supporting commercial services. With sewer, water, and electricity already available, the property offers developers an important head start. Its commercial zoning, prominent 175th Street frontage, proximity to I-35, major employment centers, growing residential communities, the proposed $1.5+ billion entertainment district, and the $365 million Panattoni development create compelling potential for retail, restaurants, hospitality, commercial, office, flex, or other commercial uses.

31904 W 175th Street, Gardner

Listing courtesy of Joshua Do of ReeceNichols - Overland Park.

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