Gardner Homes with USDA Loan Financing

Gardner Homes with USDA Loan Financing

Welcome to Gardner, a charming city located in Johnson County, Kansas. Known for its friendly community and picturesque surroundings, Gardner offers a perfect blend of small-town charm and modern amenities.

As a resident of Gardner, you'll enjoy easy access to top-rated schools, beautiful parks, and a variety of local shops and restaurants. The city's convenient location in Johnson County provides residents with a short commute to nearby cities like Olathe and Overland Park, making it an ideal place to call home for families and professionals alike.

If you're considering purchasing a home in Gardner, you'll be pleased to know that many properties in the area are eligible for USDA loan financing. This type of loan offers low-interest rates and flexible credit requirements, making it an attractive option for first-time homebuyers and those looking to invest in rural or suburban areas.

Whether you're searching for a cozy bungalow or a spacious family home, Gardner has a diverse range of real estate options to suit your needs. Let us help you find your dream home in this vibrant city and experience the best of small-town living in the heart of Johnson County, Kansas.

Newest Gardner Homes with USDA Loan Financing

$320,000
3 Beds ⋅ 2 Baths
This beautifully updated two-story home in Gardner is one you won't want to miss. With 1,666 square feet +/- (Converted garage room adds an additional 294 Sq. Ft. +/-) , 3-4 bedrooms, 2 full bathrooms, NO HOA, and an oversized fenced backyard, this home offers the perfect combination of updates, space, and flexibility. The entire interior has been freshly painted and features all new trim, Waterproof luxury vinyl plank flooring, and new carpet. The main level offers a spacious living room, two bedrooms, and a full bath. The kitchen includes brand-new LG stainless steel appliances, including a dishwasher, range, microwave, garbage disposal and refrigerator with an exterior water dispenser and LG Craft Ice™ maker. The original one-car garage has been converted into a comfortable family room or additional bedroom with attractive wood-plank walls while retaining its concrete floor. Whether you enjoy the additional living space or choose to convert it back into a garage in the future, we think the option is there OR there is room on this lot to add on a 1400 sq. ft +/- attached garage OR a 708 Sq. Ft. +/- detached accessory structure. (Please verify with City of Gardner) Upstairs offers even more living space with a large bonus room that's perfect for a second family room, home office, playroom, craft room, hobby space, or workout area. You'll also find another spacious bedroom, a full bathroom, and two oversized closets that provide exceptional storage. The roof is only 7 years old, and the HVAC system is just 2 years old. Outside, the oversized, fully fenced backyard offers plenty of room for kids, pets, gardening, or entertaining. The charming front dormer windows add wonderful curb appeal, and the location couldn't be more convenient, just minutes from shopping, restaurants, schools, parks, and everyday amenities, with easy access to everything Gardner has to offer.

256 N ALDER Street, Gardner

Listing courtesy of Barbara Kearney of Compass Realty Group.
$310,000
4 Beds ⋅ 2.5 Baths
Welcome to this inviting front/back split in Gardner’s St. Johns Trace! This 4-bedroom, 2.5-bath home offers 1,395 finished square feet with a functional layout, vaulted ceilings, and a cozy gas fireplace in the living room. The kitchen/dining combo features luxury vinyl flooring and easy access to the deck, making everyday living and entertaining simple. The primary suite includes a double vanity and shower, with two additional bedrooms on the same level. The walk-out lower level adds a 4th bedroom, half bath, laundry space, and extra flexibility for an office, guest space, hobby room, or additional living area. Outside, enjoy a level city lot with a wood privacy fence, deck, patio, and attached 2-car garage. No HOA and a convenient Gardner location make this one a must-see!

32643 W 172nd Street, Gardner

Listing courtesy of Crossroads RE Group of KW Diamond Partners.
$390,385
3 Beds ⋅ 2 Baths

17536 Muncie Street, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols- Leawood Town Center.
$399,990
3 Beds ⋅ 2 Baths

17542 Muncie Street, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols- Leawood Town Center.
$390,870
3 Beds ⋅ 2 Baths

17552 Muncie Street, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols- Leawood Town Center.
$386,405
3 Beds ⋅ 2 Baths

32742 W 175th Terrace, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols- Leawood Town Center.
$329,000
3 Beds ⋅ 2 Baths
New Price! Beautiful Home in the Heart of Gardner on 0.60 of an Acre, w/Huge Deck overlooking backyard that backs up to Brookside Park. Attached 1 Car Garage & Detached 2nd Garage w/Storage & Workspace; Rain Barrel and Large Garden Area. Home Features: Corian Countertops; Stone Fireplace; Beautiful Hardwood Floors; Large Living Room & Dining room; w/Custom Built Server Counter for Holidays, Gatherings, & Game Nights! Huge Open Recreation Area in Basement w/2nd Bathroom & Office/Media Room. Newer: Appliances; HVAC; Water Heater; Paint; Carpet; 40 year Timberline Roof, put on 18 years ago. Enjoy a short walk to the park, walk-bike trail, library, downtown, and schools.

215 N Maple Street, Gardner

Listing courtesy of Karla Muncie of Realty Executives.
$323,950
4 Beds ⋅ 2 Baths
Back on the Market...no fault to seller... Ask about the Seller Closing Costs Allowance!!!!!!!! Welcome home to this charming and affordable Gardner gem! Nestled in a desirable neighborhood, this property offers the perfect combination of comfort, convenience, and value. Enjoy easy access to schools, shopping, dining, and everyday amenities, while neighborhood trails lead directly to the park for endless family fun and outdoor recreation. Inside, you'll appreciate updates, including a newer HVAC system and hot water heater, providing peace of mind for years to come. The adorable shabby chic kitchen adds character and charm, offering a unique space that's both functional and inviting. Even better, the home will come complete with a brand-new stove/oven, ready for your favorite recipes and gatherings. Step outside to the covered deck, the perfect spot to relax, entertain, or enjoy your morning coffee. The spacious, fully fenced backyard offers plenty of room for pets, play, gardening, and gatherings. The oversized two-car garage provides ample storage and features a convenient bonus door with direct backyard access. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home delivers immediate comfort with the added potential for instant equity. Don't miss your chance to make it yours!

920 PUMPKIN RIDGE Street, Gardner

Listing courtesy of Valerie McClaskey of ReeceNichols- Leawood Town Center.
$479,990
4 Beds ⋅ 2.5 Baths
Don't miss this stunning new construction home in Lone Star Prairie! This thoughtfully designed floor plan features a highly sought-after MAIN FLOOR PRIMARY suite, offering convenience, privacy, and everyday comfort. The dramatic two-story great room is filled with natural light, creating an open and inviting atmosphere perfect for entertaining and daily living. The versatile flex room on the main level is ideal for a home office, playroom, formal dining room, or could serve as a potential 5th bedroom. Upstairs, the spacious loft provides additional living space perfect for a media room, homework station, or second family room. The open-concept kitchen overlooks the great room, allowing for seamless entertaining. With generously sized secondary bedrooms, modern finishes, and ample storage throughout, this home offers the perfect blend of style and functionality.

32743 W 175th Terrace, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols- Leawood Town Center.
$469,990
4 Beds ⋅ 2.5 Baths
Don't miss this stunning new construction home on a corner lot in Lone Star Prairie! This thoughtfully designed floor plan features a highly sought-after main-floor primary suite, offering convenience, privacy, and everyday comfort. The dramatic two-story great room is filled with natural light, creating an open and inviting atmosphere perfect for entertaining and daily living. The versatile flex room on the main level is ideal for a home office, playroom, formal dining room, or could serve as a potential 5th bedroom. Upstairs, the spacious loft provides additional living space perfect for a media room, homework station, or second family room. The open-concept kitchen overlooks the great room, allowing for seamless entertaining. With generously sized secondary bedrooms, modern finishes, and ample storage throughout, this home offers the perfect blend of style and functionality. Conveniently located in Lone Star Prairie with easy access to schools, shopping, dining, and major highways.

32758 W 175th Terrace, Gardner

Listing courtesy of Brittany Schneider of ReeceNichols- Leawood Town Center.
$282,000
3 Beds ⋅ 2.5 Baths
100% Financing available through USDA Rural Development Loan Program on this fantastic 2-story townhome in a prime Gardner location! New Roof to be installed prior to closing, Freshly updated with new interior paint and new carpet, this move-in-ready home features a soaring great room with vaulted ceilings, a gas fireplace, and beautiful wood flooring. The spacious kitchen offers abundant cabinetry, stainless steel appliances, and flows seamlessly into the formal dining area. The main level also includes a convenient half bath and laundry room. Upstairs, you'll find new carpet throughout, a versatile loft perfect for a home office or flex space, a spacious primary suite, and two additional bedrooms. Enjoy outdoor living in the private fenced courtyard, plus additional green space behind the home. Ideally located near highly rated schools, shopping, dining, parks, and with easy highway access, this home offers comfort, convenience, and value in one of Gardner's most desirable locations.

393 W ACORN Street, Gardner

Listing courtesy of Mike Russell of Real Broker, LLC.
$349,990
3 Beds ⋅ 2 Baths
Beautiful 3-bedroom, 2 bath home backing to peaceful green space! This thoughtfully designed single-story home features an open-concept layout with stainless steel appliances, spacious living and dining areas, and a covered patio perfect for relaxing or entertaining. The private primary suite includes a walk-in closet and en-suite bath, while two secondary bedrooms share a full bath. A stone front elevation and 3-foot garage extension add curb appeal and extra storage.

588 W Bluebird Street, Gardner

Listing courtesy of Terri Carter of Platinum Realty LLC.
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