Independence Homes with Conventional Financing

Independence Homes with Conventional Financing

Welcome to Independence, Missouri – a city steeped in history and vibrant community spirit! Nestled in the heart of Jackson County, Independence offers a unique blend of small-town charm and urban convenience. Known as the hometown of President Harry S. Truman, this city is rich in historical landmarks, including the Truman Presidential Library and Museum, which draws visitors from near and far.

Independence boasts a diverse array of neighborhoods, each with its own character and appeal. From quaint streets lined with trees to modern developments, there's something for everyone. The city is also home to excellent schools, lush parks, and a variety of shopping and dining options, making it an ideal place for families, young professionals, and retirees alike.

For those looking to invest in property, Independence offers a fantastic selection of homes that qualify for conventional financing. Whether you are a first-time homebuyer or looking to upgrade, you’ll find a range of options, from charming bungalows to spacious family homes. Conventional financing makes purchasing a home in this thriving community accessible and straightforward, allowing you to focus on what truly matters—finding the perfect place to call home.

With its welcoming atmosphere, rich history, and strong community ties, Independence, MO, is more than just a place to live; it's a place to thrive. Discover your dream home in this beautiful city and become part of a community that values connection, growth, and opportunity. Welcome to Independence—where your new chapter begins!

Newest Independence Homes with Conventional Financing

$190,000
3 Beds ⋅ 1 Baths
Well maintained 3 bedroom 1 bath home includes refrigerator, microwave, stove, washer and dryer. Wood floors, newer windows, updated bathroom, 2 year old roof and gutters make this a home you don't want to miss.

12808 E Bowen Street, Independence

Listing courtesy of Pierre Heidrich of Worth Clark Realty.
$215,000
3 Beds ⋅ 2 Baths
Nestled on a quiet cul-de-sac, this beautifully refreshed raised ranch offers the perfect combination of modern updates and comfortable living. Unlike a typical investor flip, this home has been thoughtfully renovated with quality and longevity in mind, giving buyers confidence in both its appearance and improvements. Step inside to a light-filled interior where soaring vaulted ceilings and a welcoming fireplace create an inviting great room designed for everyday living and entertaining alike. The fully applianced kitchen flows effortlessly into the main living area, while the vaulted primary suite offers a private retreat complete with an ensuite bath. Two additional bedrooms provide flexibility for the household, guests, or a home office. Major updates include a new roof, new interior and exterior paint, new carpet, stylish luxury vinyl plank flooring, a new water heater, upgraded HVAC and windows, and updated garage doors and openers. Outside, the fenced backyard and patio create a private setting for relaxing, grilling, or entertaining. The unfinished lower level is ready for your personal touch, offering an excellent opportunity to add future living space and build instant equity. Move-in ready and filled with natural daylight, this is a home where the hard work has already been done—simply unpack and enjoy. ** Your new home has been pre-inspected so you can purchase with confidence! **

1504 S POLLARD Avenue, Independence

Listing courtesy of The Carter Group of Keller Williams Platinum Prtnr.
$300,000
3 Beds ⋅ 2 Baths
Welcome home! This charming ranch with beautiful design elements throughout is ready for its next chapter. With updated flooring and paint throughout most of the home, every room feels fresh and cozy. The large kitchen features new backsplash and newer stainless appliances. The primary bedroom and en suite feel like an oasis in your own home. The open living and dining room will make all gatherings feel intimate without feeling crowded. There is even more to love on the outside with a gorgeous covered porch on the front and large patio, covered with a pergola, in the back. You not only get a beautiful home, you also get to enjoy the neighborhood amenities, including pool and playground, both a flat walk or quick drive down the road. Come see if this house could be your new home today!

19624 E 7th Street Court N, Independence

Listing courtesy of Shelby Smith of Juncture.
$595,000
4 Beds ⋅ 3.5 Baths
Completed in 2025, this single-level ranch puts 3,697 square feet on one floor with no stairs anywhere. Four bedrooms, three full baths and a half, eight rooms, on a 0.71-acre lot in Queen City Acres. The kitchen is finished in quartz — counters and full-height backsplash both — with a built-in mixer cabinet, extra-deep drawers, open display shelving, and a walk-in pantry with custom shelving. The primary suite includes a spa bath with freestanding soaking tub, walk-in shower, and dual vanities, plus a private office. Formal dining under a vaulted ceiling, a den with a bay window, a breakfast room, and a living room with fireplace and French doors to the large covered patio. Three-car attached garage, 967 square feet. Permanent color-changing LED roof lighting. Heat pump with central electric cooling, slab foundation, no HOA.

2015 S Lees Summit Road, Independence

Listing courtesy of Bradley Olsen of Platinum Realty LLC.
$249,900
2 Beds ⋅ 2 Baths
Don’t miss this well-maintained one-of-a-kind opportunity in a highly desirable community near 39th Street and Little Blue Parkway. This secure, maintenance-provided unit offers secured entry, underground parking, and convenient access to community amenities. Inside, you’ll find updated flooring throughout, updated HVAC, windows, and appliances, along with abundant natural light from its ideal placement in the building. A rare bonus, the unit includes two screened porches, perfect for relaxing or entertaining and two parking spaces in the garage!

17800 Bolger Road Unit #247A, Independence

Listing courtesy of Suzy Morrison of Realty Professionals Heartland.
$269,900
3 Beds ⋅ 1.5 Baths
Welcome home to this beautifully maintained 3-bedroom, 1.5-bath home nestled in an established Independence neighborhood! Pride of ownership is evident from the moment you arrive. Inside, you’ll find spacious living areas, an inviting layout, and plenty of room to relax or entertain. The kitchen opens to a charming 3-season sunroom, creating the perfect space to enjoy your morning coffee or unwind after a long day. Step outside to a fully fenced backyard featuring a well-manicured lawn, mature landscaping, and a storage shed for added convenience. Additional highlights include a 2-car garage, generous living space, and easy access to I-70, Highway 291, shopping, dining, and everyday amenities. Whether you’re a first-time buyer, downsizing, or looking for a move-in-ready home, this property offers comfort, convenience, and value. Don’t miss your opportunity to make this wonderful home yours—schedule your showing today!

3008 S Bryn Mawr Drive, Independence

Listing courtesy of Heather Thompson of Realty ONE Group Metro Home Pros.
$209,000
3 Beds ⋅ 2.5 Baths
Beautifully updated mid-century modern home featuring a new roof, new hot water heater, quartz countertops, updated cabinets, new appliances, refinished hardwood floors, and new carpet throughout. Enjoy the stylish dry bar, perfect for entertaining, along with modern updates that blend seamlessly with the home's timeless character. Seller is also adding a 5-year HomeServe HVAC warranty credit along with a home warranty for added peace of mind. Listing agent part owner and related to seller (married)

11120 E 35th Terrace, Independence

Listing courtesy of Stephanie Sparks of Platinum Realty LLC.
$149,000
3 Beds ⋅ 1.5 Baths
2-Story home in a nice, secluded neighborhood; Featuring a spacious living room, dining room, newer cabinets in kitchen, 3 bedroom and 1 bath upstairs, 1/2 bath in the dry basement, 1-car garage; Roof is about 10 years, HVAC and windows are newer; main sewer stack was replaced recently as well. Excellent opportunity for an investor or Buyer looking to add value through sweat equity. Just a little cosmetics to make this good home great!

9805 E Jewell Court, Independence

Listing courtesy of Joe Ientile of KW Diamond Partners.
$335,000
An excellent investment opportunity to purchase one or two well-maintained duplexes in a desirable area of Independence, Missouri. These properties feature long-term lease agreements, strong rental rates, low vacancy, and professional property management. Each property has also received ongoing maintenance and improvements over the years. This listing is for one duplex located at 1700 and 1702 S. Swope Drive, Independence, Missouri. The property generates gross monthly rental income of $3,124, totaling $37,488 annually. The other adjoining duplex is 1620/22 S Swope - MLS 2634539 Each spacious unit offers approximately 1,650 square feet, providing a total of approximately 3,300 square feet per duplex. Each unit features three bedrooms, two full bathrooms, a large finished basement, a full kitchen, garage parking, washer and dryer hookups, and a walkout patio. The duplex is situated on a spacious cul-de-sac lot approximately one mile east of Highway 291 and 23rd Street. Under the current lease agreements, tenants are responsible for all utilities and trash service. The landlord/property manager is responsible for lawn mowing. All rents are current, and there are no known outstanding maintenance items. Tenant security deposits are held by the landlord and will transfer to the buyer at closing. The 2025 property taxes totaled $4,215 and have been paid.

1700 & 1702 S Swope Drive, Independence

Listing courtesy of Will Wiest of Midwest Land Group.
$325,000
An excellent investment opportunity to purchase one or two well-maintained duplexes in a desirable area of Independence, Missouri. These properties feature long-term lease agreements, strong rental rates, low vacancy, and professional property management. Each property has also received ongoing maintenance and improvements over the years. This listing is for one duplex located at 1620 and 1622 S. Swope Drive, Independence, Missouri. The property generates gross monthly rental income of $2,645, totaling $31,740 annually. Other adjoining Duplex is 1700/02 S Swope - MLS 2634553 Each unit features 1,650sqft, three bedrooms, two full bathrooms, a large finished basement, a full kitchen, garage parking, washer and dryer hookups, and a walkout patio. The duplex is situated on a spacious cul-de-sac lot approximately one mile east of Highway 291 and 23rd Street. Under the current lease agreements, tenants are responsible for all utilities and trash service. The landlord/property manager is responsible for lawn mowing. All rents are current, and there are no known outstanding maintenance items. Tenant security deposits are held by the landlord and will transfer to the buyer at closing. The 2025 property taxes totaled $4,354 and have been paid.

1620 & 1622 S Swope Drive, Independence

Listing courtesy of Will Wiest of Midwest Land Group.
$210,000
3 Beds ⋅ 1 Baths
Welcome to 1217 S Osage Street! This charming abode has been BEAUTIFULLY RENOVATED and ready for you to move right in! Including a brand NEW ROOF! Step inside to a bright and open floorplan, with beautiful wood-look laminate floors and vaulted ceilings throughout. Recessed lighting, modern finishes, and a stylish fireplace add to the ambiance as you walk in. The dining room flows easily into the kitchen, making the layout ideal for both everyday living and entertaining. Off of the kitchen, you'll find convenient access to the carport (or a future garage?). Outside, the property features a covered carport and a large yard with plenty of space to relax, garden or entertain. Located near the end of a quiet street, and convenient to shopping, dining, schools and everyday amenities, this move-in-ready home blends character, comfort and practical updates. Come see everything it has to offer!

1217 S Osage Street, Independence

Listing courtesy of Dan Long Real Estate Team of Keller Williams Platinum Prtnr.
$22,999
Discover this 16,019 Sq. Ft. lot in the Independence area of Jackson County, Missouri. Featuring mostly flat, open terrain, the property offers a peaceful setting in a quiet neighborhood. Conveniently located near shopping, dining, schools, and major roadways, the property provides easy access to downtown Independence, Kansas City, local parks, and recreational amenities. This property presents an excellent opportunity to enjoy a convenient location with the space and flexibility of a larger parcel while being close to everyday conveniences.

9021 E 31st Street, Independence

Listing courtesy of Joel Hinckley of PlatLabs, LLC.
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