Independence Homes with FHA Financing

Independence Homes with FHA Financing

Welcome to Independence, Missouri – a vibrant city steeped in history and brimming with charm! Nestled in Jackson County, Independence is a thriving community that offers a unique blend of small-town warmth and modern conveniences. Known as the hometown of President Harry S. Truman, this city boasts a rich historical tapestry that is woven into its streets, parks, and landmarks. With a population of around 120,000 residents, Independence is not only a great place to live but also a hub for cultural attractions, shopping, and outdoor activities.

One of the standout features of Independence is its commitment to providing accessible housing options for all. For potential homeowners, FHA financing is a fantastic opportunity to consider. Homes in Independence that qualify for FHA financing are perfect for first-time buyers or those looking to secure a home with a lower down payment and flexible credit requirements. This makes the dream of homeownership more attainable than ever!

Independence is dotted with charming neighborhoods, each offering a unique lifestyle. From historic homes that echo the past to modern developments catering to contemporary tastes, there’s something for everyone. Enjoy leisurely strolls through the picturesque parks, explore the vibrant arts scene, or indulge in the delightful local dining options.

Whether you’re drawn to its rich history, community spirit, or affordable housing options, Independence, MO, welcomes you with open arms. Let us help you find your perfect home in this wonderful city, where every corner tells a story and every neighborhood feels like home.

Newest Independence Homes with FHA Financing

$190,000
3 Beds ⋅ 1 Baths
Well maintained 3 bedroom 1 bath home includes refrigerator, microwave, stove, washer and dryer. Wood floors, newer windows, updated bathroom, 2 year old roof and gutters make this a home you don't want to miss.

12808 E Bowen Street, Independence

Listing courtesy of Pierre Heidrich of Worth Clark Realty.
$215,000
3 Beds ⋅ 2 Baths
Nestled on a quiet cul-de-sac, this beautifully refreshed raised ranch offers the perfect combination of modern updates and comfortable living. Unlike a typical investor flip, this home has been thoughtfully renovated with quality and longevity in mind, giving buyers confidence in both its appearance and improvements. Step inside to a light-filled interior where soaring vaulted ceilings and a welcoming fireplace create an inviting great room designed for everyday living and entertaining alike. The fully applianced kitchen flows effortlessly into the main living area, while the vaulted primary suite offers a private retreat complete with an ensuite bath. Two additional bedrooms provide flexibility for the household, guests, or a home office. Major updates include a new roof, new interior and exterior paint, new carpet, stylish luxury vinyl plank flooring, a new water heater, upgraded HVAC and windows, and updated garage doors and openers. Outside, the fenced backyard and patio create a private setting for relaxing, grilling, or entertaining. The unfinished lower level is ready for your personal touch, offering an excellent opportunity to add future living space and build instant equity. Move-in ready and filled with natural daylight, this is a home where the hard work has already been done—simply unpack and enjoy. ** Your new home has been pre-inspected so you can purchase with confidence! **

1504 S POLLARD Avenue, Independence

Listing courtesy of The Carter Group of Keller Williams Platinum Prtnr.
$300,000
3 Beds ⋅ 2 Baths
Welcome home! This charming ranch with beautiful design elements throughout is ready for its next chapter. With updated flooring and paint throughout most of the home, every room feels fresh and cozy. The large kitchen features new backsplash and newer stainless appliances. The primary bedroom and en suite feel like an oasis in your own home. The open living and dining room will make all gatherings feel intimate without feeling crowded. There is even more to love on the outside with a gorgeous covered porch on the front and large patio, covered with a pergola, in the back. You not only get a beautiful home, you also get to enjoy the neighborhood amenities, including pool and playground, both a flat walk or quick drive down the road. Come see if this house could be your new home today!

19624 E 7th Street Court N, Independence

Listing courtesy of Shelby Smith of Juncture.
$269,900
3 Beds ⋅ 1.5 Baths
Welcome home to this beautifully maintained 3-bedroom, 1.5-bath home nestled in an established Independence neighborhood! Pride of ownership is evident from the moment you arrive. Inside, you’ll find spacious living areas, an inviting layout, and plenty of room to relax or entertain. The kitchen opens to a charming 3-season sunroom, creating the perfect space to enjoy your morning coffee or unwind after a long day. Step outside to a fully fenced backyard featuring a well-manicured lawn, mature landscaping, and a storage shed for added convenience. Additional highlights include a 2-car garage, generous living space, and easy access to I-70, Highway 291, shopping, dining, and everyday amenities. Whether you’re a first-time buyer, downsizing, or looking for a move-in-ready home, this property offers comfort, convenience, and value. Don’t miss your opportunity to make this wonderful home yours—schedule your showing today!

3008 S Bryn Mawr Drive, Independence

Listing courtesy of Heather Thompson of Realty ONE Group Metro Home Pros.
$209,000
3 Beds ⋅ 2.5 Baths
Beautifully updated mid-century modern home featuring a new roof, new hot water heater, quartz countertops, updated cabinets, new appliances, refinished hardwood floors, and new carpet throughout. Enjoy the stylish dry bar, perfect for entertaining, along with modern updates that blend seamlessly with the home's timeless character. Seller is also adding a 5-year HomeServe HVAC warranty credit along with a home warranty for added peace of mind. Listing agent part owner and related to seller (married)

11120 E 35th Terrace, Independence

Listing courtesy of Stephanie Sparks of Platinum Realty LLC.
$149,000
3 Beds ⋅ 1.5 Baths
2-Story home in a nice, secluded neighborhood; Featuring a spacious living room, dining room, newer cabinets in kitchen, 3 bedroom and 1 bath upstairs, 1/2 bath in the dry basement, 1-car garage; Roof is about 10 years, HVAC and windows are newer; main sewer stack was replaced recently as well. Excellent opportunity for an investor or Buyer looking to add value through sweat equity. Just a little cosmetics to make this good home great!

9805 E Jewell Court, Independence

Listing courtesy of Joe Ientile of KW Diamond Partners.
$210,000
3 Beds ⋅ 1 Baths
Welcome to 1217 S Osage Street! This charming abode has been BEAUTIFULLY RENOVATED and ready for you to move right in! Including a brand NEW ROOF! Step inside to a bright and open floorplan, with beautiful wood-look laminate floors and vaulted ceilings throughout. Recessed lighting, modern finishes, and a stylish fireplace add to the ambiance as you walk in. The dining room flows easily into the kitchen, making the layout ideal for both everyday living and entertaining. Off of the kitchen, you'll find convenient access to the carport (or a future garage?). Outside, the property features a covered carport and a large yard with plenty of space to relax, garden or entertain. Located near the end of a quiet street, and convenient to shopping, dining, schools and everyday amenities, this move-in-ready home blends character, comfort and practical updates. Come see everything it has to offer!

1217 S Osage Street, Independence

Listing courtesy of Dan Long Real Estate Team of Keller Williams Platinum Prtnr.
$325,000
4 Beds ⋅ 2.5 Baths
Lovingly maintained by its original owner for the past 63 years, this spacious 4 bedroom 2.5 bath home is ready for its next chapter. Offering endless potential and room for everyone, you'll find two generous family rooms, two cozy wood-burning fireplaces, and a thoughtful addition that created an oversized primary suite and a second family room in the walk-up lower level. Beautiful hardwoods lie beneath the carpet throughout the main level and upper-level bedrooms. Major mechanical updates provide peace of mind with the heating system and hot water heater two years or less. Outside, enjoy a large, fenced yard with room for gardening. A storage shed for gardening tools and an adorable playhouse for many fun adventures are bonuses. Don't miss this rare opportunity to make it your dream home in a property that has been cherished for multi-generations and more to come.

17205 E 28th Terrace S, Independence

Listing courtesy of Linda Mueller of ReeceNichols - Lees Summit.
$215,000
3 Beds ⋅ 1 Baths

714 E Gudgell Avenue, Independence

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.
$115,000
2 Beds ⋅ 2 Baths
This single-level condo sits right across from the historic Stone Church, just moments from the Temple Lot and the Square. Second-level entry with both stairs and a wheelchair ramp. Inside, enjoy a living room with a mirrored accent wall, vinyl plank flooring through the main areas, and a bright galley kitchen with a skylight. The primary suite includes a large walk-in closet and private bath, and the second bedroom is nicely sized with a ceiling fan and tree views. A second full bath features a charming stained-glass window. Enjoy in-unit laundry closet, basement storage, and covered carport parking. Come see downtown Independence living at its best!

1006 W Maple Avenue Unit #B, Independence

Listing courtesy of Jason and Jenni Lomonte of 1st Class Real Estate KC.
$235,000
4 Beds ⋅ 1 Baths
Welcome Home!!! This beautifully updated 4 bedroom, 1 bathroom raised ranch offers 1310 square feet of comfortable, move-in-ready living space in a fantastic independence location right off I-70 and Lee Summit Road. Step inside to find a bright and functional layout, featuring brand-new flooring throughout the bedrooms and the bathroom. Love to entertain or unwind? The standout feature of this home is the fantastic sunroom, which leads seamlessly out to a private back patio. The perfect spot for a morning coffee or summer BBQ's. The property also boast a fully fenced-in backyard, providing an ideal, secure space for pets, play, or gardening. Complete with a built-in 2 car garage for extra storage and parking, this charming home truly checks all the boxes. Don't miss your chance to see this gem-schedule your showing today!

16309 E 34th Street, Independence

Listing courtesy of Anthony Mack of Weichert Realtors - Generations.
$400,000
4 Beds ⋅ 2.5 Baths
Welcome Home! This home is stunning and is located on a large corner lot! Office/Formal Dining located immediately off spacious and welcoming entry way! Hardwood floors in kitchen with bar, new appliances, updated cabinets, full pantry and nearby convenient half bathroom for guests. Gather around the warm fireplace in your family room! Newer flooring upstairs with 4 bedrooms, laundry room and full hall bath. Primary suite featuring vaulted ceilings and ensuite bathroom with dual vanity, tile floors, jetted tub and separate shower. The basement is all finished and stubbed for another bathroom. Located near parks, schools, shopping and highways. Come check it out!

3371 S Cochise Avenue, Independence

Listing courtesy of Christina Brown of Sage Door Realty, LLC.
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