Independence Homes with Other Financing

Independence Homes with Other Financing

Welcome to Independence, Missouri—an enchanting city steeped in rich history and vibrant community spirit. Nestled in Jackson County, Independence is not only known as the hometown of President Harry S. Truman but also boasts a diverse array of attractions, parks, and cultural experiences that make it a wonderful place to call home.

Independence is characterized by its charming neighborhoods, each offering unique amenities and a sense of belonging. From the historic downtown area, where you can stroll along quaint streets lined with boutiques and cafes, to the expansive parks that provide ample opportunities for outdoor activities, there’s something for everyone here. Residents enjoy a strong sense of community, with frequent events that celebrate local culture and heritage throughout the year.

For those considering making Independence their home, you’ll find a variety of housing options that cater to different lifestyles and budgets. Many homes in the area are available with alternative financing options, making it easier for first-time buyers and those looking to invest in their dream home. Whether you’re searching for a cozy bungalow or a spacious family residence, the housing market in Independence is diverse and accommodating.

Independence is not just a place to live; it’s a community where history meets modern living. With its welcoming atmosphere, rich heritage, and a wealth of resources to help you navigate your home-buying journey, you’ll find that Independence is a truly special place to settle down and create lasting memories. Come discover the charm of Independence, where your dream home awaits!

Newest Independence Homes with Other Financing

$350,000
A rare Victorian three-story home offering four or more units—perfect for investors seeking value and potential. This property needs work, but features spacious bedrooms, generous living areas, and classic architectural charm ready to be restored. Bring your vision and transform this historic beauty into a high-income, multi-unit property. Motivated Seller.

902 W Maple Avenue, Independence

Listing courtesy of Chandra Ward of BG & Associates LLC.
$375,000
Check out the endless possibilities here with this commercial property featuring a 3000 sq ft building with a new roof in 2024. The sale includes 3 parcels of land including the building that was last used as a laundromat. The building has one roll up garage door facing the front of the property, 2 entry doors for the public, and a large asphalt parking lot. Also included in the sale is an additional parcel of land behind the parking lot for expansion or additional parking if needed. This is a great deal for over a half-acre of commercial property right on a VERY BUSY street! Buyers are responsible for verifying the city will allow whatever business adventure you have planned for it.

811 E 23rd Street S, Independence

Listing courtesy of Mike Cooper of RE/MAX Premier Properties.
$387,000
3 Beds ⋅ 3.5 Baths
Welcome to a beautifully cared for home where thoughtful details, serene surroundings, and inviting interiors come together. From the moment you walk in, you’ll notice the special touches throughout that make this home feel warm, welcoming, and truly one of a kind. Natural light fills the interiors while peaceful views create a serene backdrop throughout the home. The thoughtfully designed spaces offer both comfort and functionality, making it easy to settle in and enjoy everyday living or entertain family and friends. The basement offers even more potential with a great layout and space ready for you to finish and make your own. Create a family room, home gym, office, theater, or additional bedrooms or living space tailored to your lifestyle. And there’s even more to love about the location! Enjoy the excitement of the New Town Harmony community and its growing collection of amenities, adding convenience, recreation, and a wonderful sense of community just moments from home. Beautifully maintained, filled with thoughtful details, and surrounded by peaceful views, this is a home that offers both the comfort you’re looking for today and the opportunity to make it your own tomorrow. Come see all the special touches that make this one so inviting!

23509 E 11th Terrace S, Independence

Listing courtesy of Angela Judy of ERA McClain Brothers.
$177,500
3 Beds ⋅ 2 Baths
Beautifully updated 3-bedroom, 2-bath ranch offering an open floor plan and hardwood floors throughout the main level! The renovated kitchen flows seamlessly into the living space, while both bathrooms have been updated, including a private primary ensuite. A finished basement provides additional living and entertaining space. Outside, enjoy a porch, deck, and spacious backyard complete with a storage shed. A covered carport provides convenient off-street parking. With modern updates, great indoor and outdoor living spaces, and plenty of room to spread out, this move-in-ready home has so much to offer!

10557 E Lake Drive, Independence

Listing courtesy of Dylan Stoetzer of United Real Estate Kansas City.
$255,000
4 Beds ⋅ 2 Baths
Welcome home to this beautifully updated 4-bedroom, 2-bath raised ranch tucked away on a quiet cul-de-sac in the Fort Osage School District. Fresh exterior updates create inviting curb appeal, while new flooring and paint throughout give the interior a clean, move-in-ready feel. Step inside to a bright living room that flows into the updated eat-in kitchen featuring stainless steel appliances. Both bathrooms have been stylishly remodeled with floating vanities and designer tile. The finished lower level provides additional living space and flexibility for entertaining, a home office, or recreation room. Out back, enjoy a spacious deck just off the kitchen, perfect for grilling and outdoor dining, overlooking a large fenced yard with mature trees. Complete with a two-car garage and convenient access to 291 Highway, this updated home offers space, style, and a great neighborhood setting.

19407 E 5th Terrace Court N, Independence

Listing courtesy of Edder Morales of Keller Williams Realty Partners Inc..
$1,500,000
Rare opportunity to acquire 6 contiguous duplexes totaling 12 rental units, offered together as one investment package in Independence, MO. Four duplexes are located along S Norwood Ave with two continuing along E 27th St S, creating a concentrated footprint for convenient management and maintenance. Each unit features 2 bedrooms, 1 bath, a private 1-car garage, finished basement area and laundry hookups. Tenants provide their own washer and dryer, pay their own utilities and maintain their individual lawns. 11 units are currently occupied with 1 vacancy. Several residents are long-term tenants, reflecting the current owner's emphasis on tenant retention and stable occupancy. As a result, some in-place rents are below current projected market levels, creating potential rental upside as leases turn over or are adjusted over time. Current occupied rents total $11,405/month, with projected rents of $1,300 per unit. Convenient access to I-70, I-435 and US-40, with Historic Independence Square, Truman attractions, GEHA Field at Arrowhead Stadium and Kauffman Stadium nearby. Downtown Kansas City and its employment, dining and entertainment destinations are also easily accessible. A unique opportunity to acquire 12 units in one contiguous location with established income, long-term tenancy and future rental upside. Package sale only; properties are not offered individually. Buyer to independently verify all financial information, rents, expenses, Measurements and property details.

11426 & 11428 E 27th Street S, Independence

Listing courtesy of Debra J Smith of Realty Professionals Heartland.
$284,000
3 Beds ⋅ 3.5 Baths
Welcome home to 3714 Blue Ridge Boulevard, where indoor comfort meets an outdoor retreat you won't want to leave. This spacious 4-bedroom, 2.2-bathroom home is set on nearly half an acre and offers the rare combination of everyday livability and serious income potential. Step out onto the expansive deck and take in views of the entire backyard — nearly a half-acre of possibility. Gather around the fire pit on cool evenings, stretch out in the dedicated lounging area, or dig into the boxed garden beds for your own homegrown vegetables and flowers. Whether you're hosting weekend cookouts or enjoying a quiet morning coffee, this backyard was built for making memories. u Upstairs, you'll find 3 comfortable bedrooms and 1.1 bathrooms, ideal for family living. Downstairs is where this property truly sets itself apart: a fully self-contained mother-in-law suite complete with its own full kitchen, 1 bedroom, and 1.1 bathrooms. With a private walkout entrance leading directly to the backyard, this lower level offers total separation and privacy — perfect for multigenerational living, long-term tenants, or a turnkey Airbnb setup to generate extra income. Whether you're looking for room to grow, space for extended family, or a smart investment opportunity built right into your home, 3714 Blue Ridge Boulevard delivers. Come see the flexibility, the space, and that unbeatable backyard for yourself.

3714 Blue Ridge Boulevard, Independence

Listing courtesy of Brevan Woydziak of House Guys USA, LLC.
$219,999
4 Beds ⋅ 2 Baths
Welcome to 11612 Hackett Road in Sugar Creek! Nestled on an oversized double lot in a quiet neighborhood, this property offers the peaceful feel of country living while still being just minutes from city conveniences. Start your mornings with a cup of coffee on the screened-in front porch, then spend your evenings enjoying the expansive backyard, an incredible outdoor retreat with plenty of space to relax, entertain, garden, or simply enjoy the privacy and serenity. Three lots to make your own! Inside, you’ll find 4 bedrooms, a rare find at this price point, offering plenty of room for a growing family, guests, or a home office. This home is full of potential and ready for its next owners to add their personal touches and make it their own. If you’ve been looking for space, value, and a backyard that makes you feel miles away from the hustle and bustle, this is the one!

11612 Hackett Street, Independence

Listing courtesy of Angela Judy of ERA McClain Brothers.
$4,900,000
4 Beds ⋅ 4.5 Baths
Discover a once-in-a-lifetime opportunity to own 142 breathtaking acres where luxury living meets the beautiful countryside. Tucked behind a gated entrance, this remarkable estate features a stunning 7,800 finished square feet + 2,078 unfinished square feet (basement storage) custom home, a beautifully updated 3-bedroom, 2-bath guest residence, and an impressive heated and cooled barn. The main residence was thoughtfully crafted for everyday living and unforgettable entertaining with four bedrooms, additional bunk room, four full baths, one half bath, three finished levels, an elevator, soaring ceilings, hardwood floors, designer finishes, and walls of windows that frame peaceful views in every direction. The chef's kitchen opens to spacious gathering areas, while the luxurious primary suite offers a spa-inspired retreat. Outside, enjoy your own private resort featuring a covered patio with fireplace, an in-ground pool, hot tub, and expansive outdoor living spaces. The guest residence provides comfortable accommodations for family, friends, or extended stays with 3 bedrooms, two full baths, inviting living spaces, and beautiful views. Equestrians, ranchers, and outdoor enthusiasts will appreciate the impressive barn complete with horse stalls, concrete floors, heating and cooling, bathroom, and ample space for equipment, hobbies, or livestock. Cross-fenced pastures, a stocked pond, rolling fields, mature trees, and endless room to roam create the perfect setting for farm, recreation, or simply enjoying the peaceful country lifestyle. MLS Does not show all of the parcels but the attached photos show the entire property highlighted. Whether you're searching for a private family estate, equestrian retreat, working ranch, or weekend escape, this extraordinary property offers a rare opportunity to own something truly special. Some properties are purchased for the home. Others are purchased for the lifestyle. This extraordinary estate offers both.

25590 Bundschu Road, Independence

Listing courtesy of Pat McDaniel of ReeceNichols - Lees Summit.
$365,000
The former veterinary space offers a combination of reception, private offices, exam/treatment rooms, open work areas, and support space with high ceilings and extensive existing plumbing. While the space will require updating, it provides a solid foundation for medical, wellness, salon, office, or other service-oriented users. Owner-user opportunity with supplemental rental income from the existing chiropractor tenant. The veterinary clinic will vacate upon sale, creating an opportunity to occupy the space or reconfigure the building into up to three tenant spaces. The property is situated on a corner parcel with dedicated parking, monument signage, and a roof replaced in 2017 with a transferable 20-year warranty. Located directly south of Noland Road at the corner of E 39th Street South and Lynn Court, approximately 0.3± miles from I-70. The property is situated within an established neighborhood retail and office district across from Bank and near gas station and convenience store surrounded by office, medical, retail, and service businesses serving the surrounding residential neighborhoods.

13717-13723 E 39th Street S, Independence

Listing courtesy of Susan Scott of Select Sites LLC.
$20,000
GREAT Opportunity to build your dream house in this lot, over 15 thousand square feet in a nice quiet neighborhood in Independence MO, if looking for privacy, land and location, this lot has it! come and check it out.

16204 E Independence Avenue, Independence

Listing courtesy of Guadalupe Venegas of ReeceNichols-KCN.
$330,000
This property offers a rare opportunity with two parcels combined for a total of 6.42 acres, ideally situated along US 40 Highway just one mile east of Highway 291. Currently zoned agricultural, the land holds strong potential for commercial development—with city approval, it could be an excellent location for a gas station, storage units, restaurants, or other ventures. Positioned between eastbound and westbound traffic, it provides convenient highway access from both directions. Utilities including electricity, sewer, water, and gas are already on site and located on the north side of the property.

20301-20401 E US 40 Highway, Independence

Listing courtesy of Tami Lewis of Real Broker, LLC.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use