Independence Homes with VA Loan Financing

Welcome to Independence, Missouri—a vibrant city steeped in rich history and brimming with modern charm. Nestled in Jackson County, Independence offers a unique blend of small-town warmth and urban convenience, making it an ideal place for families, retirees, and young professionals alike. Known as the hometown of President Harry S. Truman, this city is filled with historical landmarks, including the Harry S. Truman Presidential Library and Museum, which attracts visitors from all over.

Independence boasts a diverse array of neighborhoods, each with its own character and charm. From cozy bungalows to spacious family homes, there’s something for everyone. The city’s parks and recreational areas provide ample opportunities for outdoor activities, while its vibrant downtown area features an eclectic mix of shops, restaurants, and entertainment options.

For those looking to purchase a home, Independence is particularly accommodating to veterans, with many properties eligible for VA loan financing. This means that veterans and active-duty service members can take advantage of favorable loan terms, including no down payment and competitive interest rates, making homeownership more accessible than ever.

Whether you’re drawn to the rich history, community spirit, or the affordability of housing options, Independence, MO, offers a welcoming environment for anyone looking to settle down. Explore the possibilities of homeownership in this charming city and discover why so many choose to call Independence their home. Let us help you find your dream home today!

Newest Independence Homes with VA Loan Financing

$219,000

3 Beds ⋅ 2 Baths

Fully renovated, move-in ready, and affordable! Welcome to 501 N Seminole Dr, where fresh updates make it easy to feel at home. Enjoy a brand-new kitchen, newly renovated bathrooms, and new lighting. New luxury vinyl plank flooring brings a fresh, modern feel, while new carpet adds comfort to the bedrooms. With the work already done, all that’s left is to move in and make it yours. Schedule your showing today!

501 N Seminole Drive, Independence

Listing courtesy of Roderick Johnson of ReeceNichols - Lees Summit.

$370,900

4 Beds ⋅ 2.5 Baths

Welcome home to this beautifully maintained 2-story ready to call home! Step inside to an inviting open floor plan with durable luxury plank flooring, fresh carpet in the living room, and an abundance of natural light throughout. The kitchen is designed to impress with crisp white cabinetry, granite countertops, and stainless steel appliances, flowing right into the dining and living spaces making it perfect for gathering. Need room to grow? The daylight basement is already framed and wired for electrical, giving you the opportunity to create a spacious rec room, home office, 5th bedroom, or whatever fits your needs. Outside, the backyard is hard to beat with two decks, a modern privacy fence, and peaceful views with no neighbors behind you. Backing to green space, this home offers a private setting and some of the most stunning sunset views in the neighborhood. Additional highlights include no HOA and a thoughtful layout with room to make it your own - Don't wait!

20125 E 24th Terrace Court S, Independence

Listing courtesy of The Collective Team of Compass Realty Group.

$195,000

2 Beds ⋅ 1.5 Baths

Welcome Home to this Well Maintained All Brick Ranch! Two Year Old Roof and Main Sewer Line Replaced One Year Ago! The Updated Kitchen Features Knotty Alder Cabinets and Stainless Steel Appliances (all stay). The Full Bath is Updated and Features a Walk-in Tub (standard height). Enjoy Relaxing on Your Front Covered Porch or Rear Covered Patio that Overlooks the Level Fenced Yard with a 10x12 Storage Shed. Hardwood Floors Under All Carpet to the Best of the Seller's Knowledge (corner pulled up in LR and BR). The Full Basement Includes a Storm Shelter Under the Front Porch and a Finished 1/2 Bath. Laundry Hookups in the Basement AND in the Garage for Convenience. Convenient Access to Supporting Facilities and Highways. Nothing to do but Move Right in!

13213 E 44th Street S, Independence

Listing courtesy of Ryan Steele of Worth Clark Realty.

$209,000

3 Beds ⋅ 1 Baths

UPDATED & MOVE-IN READY! This charming 3-bedroom home is nestled on a quiet, low-traffic street, offering a peaceful setting with convenient access to schools, shopping, dining, parks, major roadways, and nearby amenities. Inside, enjoy numerous recent improvements, including refinished hardwood floors, fresh paint, updated fixtures, an updated kitchen, and new carpet in the primary bedroom. Major updates include brand-new windows, a brand-new HVAC system, and a roof less than one year old. With stylish interior enhancements and important mechanical improvements already completed, this home is ready for its next owner. Schedule your showing today to see all it has to offer!

1615 N Dodgion Avenue, Independence

Listing courtesy of Karissa Keller of Keller Williams Platinum Prtnr.

$430,000

5 Beds ⋅ 3 Baths

Come to this masterpiece in Independence MO! The easiest way to describe this home would be to say, it is a new home built with painstaking attention to detail, and superior craftsmanship, on the existing frame. Everything is new! From the roof to the foundation, feast your eyes upon the fresh paint, new flooring, new kitchen, new bathrooms, etc! Upon entering the front door, a massive open-floor plan warmly greets you the spacious front living room area flows into the brightly lit kitchen presented in gleaming white ceramic tile, stainless steel, and mirror-polished granite. LVP presents throughout the home, providing maintenance, cleaning, and lasting durability. The first three bedrooms, including master bed and bathroom, are on the first floor. Bedrooms four and five, laundry, bathroom 3, and a third living room are on the lower level. The stairways connecting the home's levels are also open-concept, finished in milled black iron, new carpet, and gleaming white bannisters. Atop it all is the upstairs office space. The perfect size for a home office, featuring two dormer windows, and its own designated mini-split system. Attic access is provided adjacent to the office. The home features all new appliances, and the AC portion of the HVAC is also new. New plumbing, and new electric throughout! Thermal windows finish out the package. The home is perfectly located off of Lee's Summit Road, close to highway access and convenient shopping locations. You got to see this one NOW.

16001 E 30 Street, Independence

Listing courtesy of Kenny Allen of United Real Estate Kansas City.

$220,000

4 Beds ⋅ 1 Baths

Welcome to this newly updated 4-bedroom, 1-bath home in Independence! Fresh paint inside and out gives the home a clean, refreshed look, with a freshly painted back deck and all-new blinds throughout. The master bedroom features new carpet, adding a little extra comfort to the space. The unfinished basement offers a blank canvas with plenty of potential for storage, a workshop, recreation space, or future finishing. Conveniently located with quick access to I-70, making commuting around the Kansas City area easy. Whether you're looking for a home or an investment property, this one offers flexibility. It was recently rented for $1,500 per month.

3916 S Spring Street, Independence

Listing courtesy of Nelson Home Group of Keller Williams KC North.

$155,000

3 Beds ⋅ 1.5 Baths

Welcome to this charming 3-bedroom, 1.5-bathroom home located in the desirable Tamaqua Acres neighborhood. Inside, you will find an inviting floor plan designed for effortless daily living. The kitchen features sleek appliances paired with durable countertops. Tap into your inner creativity and add your personal touch to this home! Outside, the property features a fully fenced backyard, providing a private area for outdoor activity and relaxation. Conveniently located, this property offers easy access to major highways, shopping, dining, and everyday amenities. Schedule your private showing today!

2425 S LEES SUMMIT Road, Independence

Listing courtesy of Robert Salmons of Entera Realty.

$499,900

4 Beds ⋅ 4 Baths

This is the kind of home that simply feels good the minute you walk through the door! Beautifully maintained and thoughtfully designed, this spacious ranch offers an easy, comfortable floor plan with plenty of room to spread out—both upstairs and down. Arched openings, hardwood floors, extensive trim and crown molding, abundant windows and generous room sizes give the main level a warm, polished feel without sacrificing livability. The kitchen is truly the heart of the home, featuring gorgeous custom cabinetry, granite countertops, stainless appliances, extensive workspace and a breakfast bar that keeps the cook connected to everything happening around them. The adjoining dining and living spaces flow beautifully together, creating an ideal layout for both everyday living and entertaining. The primary suite feels like a private retreat with a dramatic tray ceiling, abundant natural light and a spacious bath featuring dual vanities, jetted tub and separate shower. And when you need more room, just head downstairs! The expansive finished lower level offers an incredible amount of additional living and entertaining space, complete with a second kitchen/wet bar area, family room, game and billiards space and plenty of flexibility for guests, or movie nights. Outside, you'll love the covered patio and the beautifully maintained backyard—an inviting spot for morning coffee, or simply relaxing at the end of the day. A generous 3-car garage adds even more everyday convenience. And the location may be one of the best surprises of all! Enjoy a City of Independence address with the benefit of lower taxes and utility costs, while attending the award-winning Blue Springs School District. You're also conveniently located near shopping, restaurants and everyday necessities, with easy access to I-70, 291 and I-470 for an easy commute throughout the metro. Beautifully cared for, wonderfully spacious and designed for real life!!

3829 S Coachman Drive, Independence

Listing courtesy of Sally Moore of Weichert, Realtors Welch & Co..

$274,900

3 Beds ⋅ 2.5 Baths

Welcome Home! This beautiful ranch-style home sits on an almost 1-acre, park-like setting with mature trees and a fenced yard, offering privacy, space, and plenty of room to enjoy the outdoors. Inside, you’ll find 3 bedrooms, 2.5 baths, and a comfortable layout designed for everyday living and entertaining. The inviting main level features beautiful hardwood floors, two fireplaces, and a bright kitchen with white cabinetry and stainless-steel appliances. The finished basement adds even more living space with a spacious recreation room—perfect for movie nights, gatherings, hobbies, or a home office. Additional features include solar panels, tilt-in windows, blinds, ceiling fans throughout, and a convenient single-car garage. The expansive fenced yard provides endless possibilities for outdoor entertaining, gardening, play, or simply relaxing under the mature trees. Enjoy the best of both worlds—a peaceful, spacious setting while still being conveniently located near shopping, Arrowhead Stadium, and public transportation. Bright, comfortable, spacious, and convenient—this is a home you won’t want to miss! Buyer to verify exact acreage through county records or other sources.

12007 E 48th Street South N/A, Independence

Listing courtesy of Keith McClain of ERA McClain Brothers.

$180,000

3 Beds ⋅ 2 Baths

Welcome home to this charming 3-bedroom, 2-bath home offering a great blend of original character and modern updates! Step inside to beautiful hardwood floors, arched doorways and an abundance of natural light throughout the main living spaces. The updated kitchen features white cabinetry, granite countertops, subway tile backsplash, stainless steel appliances and updated fixtures. A separate dining area provides plenty of room for everyday meals or entertaining. Upstairs you’ll find all three bedrooms, including the primary bedroom, along with a full bath. Outside, enjoy your morning coffee on the covered front porch or take advantage of the spacious backyard with mature trees and plenty of room to make it your own. Move-in ready with updates already in place, this home is ready for its next owner. Come take a look!

822 S Hardy Avenue, Independence

Listing courtesy of Jessica Peters of Compass Realty Group.

$799,000

5 Beds ⋅ 3.5 Baths

Welcome to 2323 S Crenshaw Road, where peaceful country living meets modern comfort and convenience! This incredible 5-bedroom, 3.5-bath home offers over 4,500 square feet of living space situated on 6.1 beautiful acres Step inside and discover over $130,000 in updates, including new windows, fresh paint, new carpet, and beautifully remodeled bathrooms. With generous living spaces throughout, this home offers room to spread out, entertain, and enjoy everyday living. The finished basement is a standout feature, complete with a bedroom, full bathroom, and wet bar offering incredible flexibility for multigenerational living, extended guests, or an additional entertaining space. Step outside and experience your own private retreat! Relax on the screened-in porch, enjoy peaceful evenings at the gazebo overlooking the stocked pond, or put your green thumb to work in the greenhouse. With 6.1 acres, there's plenty of room to enjoy the outdoors and make this property your own. And don't overlook the added benefit of solar panels, helping keep utility costs low! Acreage, space, extensive updates, energy efficiency, and a beautiful stocked pond all in one incredible property! This home truly offers so much of what buyers are searching for and is PRICED TO SELL! Don't miss your opportunity to own this exceptional property. Schedule your private showing today

2323 S Crenshaw Road, Independence

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.

$274,900

Welcome to this well-maintained ranch-style duplex offering thoughtful updates and plenty of functionality on both sides. Each 2-bedroom, 1-bath unit features an updated kitchen with soft-close cabinetry, quartz countertops and stainless steel appliances, along with beautiful hardwood floors throughout. The kitchens walk out to private back patios, providing a great space to enjoy the outdoors. Each unit also offers a large unfinished basement with plenty of storage, washer and dryer hookups, and a convenient one-car attached garage. One side is currently rented, while the other is vacant and ready for an owner-occupant or new tenant. A great opportunity to live in one side while generating income from the other, or lease the vacant unit and add another income-producing property to your portfolio. Located just 20 minutes from Downtown Kansas City and approximately 30 minutes from KCI Airport, with easy access to shopping, dining and everyday amenities.

1200 N Osage Street, Independence

Listing courtesy of Drew Francis of Keller Williams KC North.

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