Warsaw Homes with Conventional Financing

Warsaw Homes with Conventional Financing

Welcome to Warsaw, Missouri – a hidden gem nestled in the heart of the Ozarks! This charming city is not only known for its stunning natural beauty but also for its vibrant community spirit and rich history. With a population of just over 2,000 residents, Warsaw offers a warm, small-town atmosphere while being surrounded by the breathtaking landscapes of Truman Lake and the Osage River. Whether you’re an outdoor enthusiast eager to explore the numerous hiking trails, fishing spots, or water sports opportunities, or someone who appreciates the quaint shops and local eateries, Warsaw has something for everyone.

When it comes to finding your dream home in this picturesque city, you’ll be pleased to know that homes here often qualify for conventional financing. This means you can explore a variety of housing options, from cozy single-family homes to charming cottages, all designed to fit your lifestyle and budget. With the affordability of real estate in Warsaw, it’s an ideal time to invest in a property that not only meets your needs but also provides a gateway to a peaceful and fulfilling life.

The community is known for its welcoming spirit, making it easy for newcomers to feel at home. Local events, festivals, and farmers' markets bring residents together, fostering a sense of belonging. So, whether you’re looking to settle down or invest in a vacation getaway, Warsaw, MO, offers the perfect blend of tranquility and community charm. Discover your future home in this delightful city and embrace the lifestyle you’ve always dreamed of!

Newest Warsaw Homes with Conventional Financing

$325,000
2 Beds ⋅ 2 Baths
This home is truly one-of-a-kind! Lovingly and custom built with the principles of country living is evident from the moment you step inside. Right off a paved road. Upgraded HVAC, so the expensive heating and cooling bills are gone! Energy efficient GEOTHERMAL HEAT PUMP with central air. Two bedrooms are on the main floor. The third bedroom is non-conforming which makes it a great flex space to meet whatever needs you may have. Lots of storage space in the walkout basement. And that’s just inside the house! The property features 9 acres with absolute privacy. 100's of trees to ensure there isn’t a neighbor in sight! Location situated perfectly for enjoying all the wildlife that also call this property home or pass through each year. For the hunters and animal observers alike, set a deer stand mount at the edge of the woods to enjoy just outside your door. DETACHED garage that we all dream about. It's huge 36'x24' space with tons of built-in cabinets and full power. A large shed 14' wide x 20' deep can also hold a car or some adult toys! There is a 2nd shed for a lawn tractor and more storage. ***You’ll never want to leave the property!!!

31379 McLaughlin Avenue, Warsaw

Listing courtesy of Brian Wood of Realty Executives.
$154,900
2 Beds ⋅ 2 Baths
Escape to your own private Truman Lake retreat! Situated on 3 secluded acres bordering Corps of Engineers ground, this property is an outdoorsman’s dream with incredible access to hunting, fishing, wildlife, and lake recreation right at your doorstep. Spend your mornings in the woods and your afternoons on Truman Lake—the boat ramp is only approximately 2 miles away! The property features a 2-bedroom, 2-bath home with a spacious, open layout that makes the living, dining, and kitchen areas feel welcoming and roomy. Generously sized bedrooms provide plenty of space to unwind, while a private well adds to the independence and affordability of this country property. Step outside onto the gorgeous deck and enjoy peaceful views, abundant wildlife, and the privacy of your wooded surroundings. Multiple storage sheds with separate power offer plenty of room for boats, hunting gear, fishing equipment, ATVs, tools, or a workshop. Tucked away in a quiet, private lake community, you'll enjoy the seclusion buyers are looking for while still being just minutes from Truman Lake. With Corps ground bordering the property, a boat ramp approximately 2 miles away, and outstanding hunting and fishing opportunities nearby, this is truly an affordable hunter's and fisherman's paradise. Whether you're searching for a full-time home, weekend lake retreat, hunting basecamp, or fishing getaway, this property offers the space, privacy, and location to enjoy everything the Truman Lake area has to offer!

15929 Jerusalem Trail, Warsaw

Listing courtesy of Emily Burke of Golden Valley Realty Group.
$474,900
2 Beds ⋅ 2 Baths
Beautifully Maintained Log Home on 20.5 Acres This well-cared-for 2-bedroom, 2-bath log home sits on 20.5 peaceful acres, offering the perfect blend of rustic charm and modern comfort. The interior features classic wood-plank finishes throughout, creating a cozy cabin feel from the moment you step inside. The sellers are ready to pass this special property on to its next owners. Whether you're an investor looking to expand your portfolio or a family searching for a forever home, this place offers endless possibilities. Enjoy the cabin as a full-time residence or a relaxing vacation getaway. The covered porch is the ideal spot for morning coffee, where deer and turkey frequently wander through the backyard. For outdoor enthusiasts, the property also offers excellent deer hunting, complete with a deer stand already in place—ready for your next season in the woods. As the seasons change, the land comes alive with vibrant fall colors, making the views truly breathtaking. This is a rare opportunity to own a well-loved home surrounded by nature, privacy, and beauty.

29757 MM Highway, Warsaw

Listing courtesy of Julie Snodgrass of EXP Realty LLC.
$175,000
1 Beds ⋅ 1.5 Baths
**DOME SWEET DOME!** If you've been dreaming of a Truman Lake getaway that's anything but cookie-cutter, this one is calling your name. This one-of-a-kind geodesic dome home in Sky Village is full of personality, character and that cozy lake-house feeling the minute you walk through the door. The main level features a spacious bedroom, while the large upstairs loft offers additional non-conforming sleeping space—perfect for weekend guests, kids or creating your own private retreat. A spiral staircase leads you upstairs, while warm pine planking and a wood-burning stove give the living area all the cozy cabin vibes. Step outside and you may find your favorite part of the house—the brand-new deck overlooking one of Sky Village's two community ponds. Morning coffee, evening cocktails, quiet weekends...this is exactly what coming to the lake is supposed to feel like. And while Dome Sweet Dome has plenty of charm, there's been important work done, too! Updates include electrical in 2019, updated plumbing, HVAC installed in 2020, a new water heater and a BRAND-NEW ROOF installed in February 2026. The unfinished basement provides laundry and plenty of additional storage for all the things that come along with lake life. Sky Village residents enjoy access to the community ponds and lake amenities, and you're conveniently located between Clinton and Warsaw with Truman State Park and Long Shoal Marina, and Harry S. Truman Marina close by. Whether you're looking for a weekend escape, a fun lake retreat or simply a home that's refreshingly different from everything else you've seen... Welcome to DOME SWEET DOME. Your not-so-ordinary Truman Lake getaway.

10116 Billabong Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.
$233,000
2 Beds ⋅ 3 Baths
This ranch home has lake views and is 3 minutes away from the Marina. Spacious ranch with a large lot and plenty of room for parking boats or RVs. Boating, Fishing outdoor adventures await!

28149 Grandview Drive, Warsaw

Listing courtesy of TimRay Team of HomeSmart Legacy.
$345,000
3 Beds ⋅ 2 Baths
Move-in ready and fully furnished! Wake up to a view that never gets old! This 3-bedroom, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round views of Truman Lake. Warm wood finishes add character throughout, while the walk-out lower level expands the possibilities with a family room, wet bar, and additional space for gathering or relaxing. Step outside to enjoy the deck and private patio, perfect for taking in the lake setting. The detached garage offers even more versatility with a bathroom, shower, heat & air, and space for vehicles, lake gear, hobbies, or guests. Located just minutes from Truman State Park and Long Shoal Marina, you'll have boating, fishing, and outdoor recreation close at hand. Whether you're looking for a full-time home or a place to escape to the lake, 29801 Eastbank Drive delivers space, character, and a hard to find Truman Lake view.

29801 Eastbank Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
$239,900
3 Beds ⋅ 2.5 Baths
This isn’t a quick cosmetic remodel. This 3-bedroom, 2.5-bath home was taken down to the studs and rebuilt with major updates throughout, including the roof, plumbing, electrical, HVAC, kitchen, bathrooms, flooring, drywall, fixtures, doors, appliances and more. The vaulted wood ceilings and exposed beams give the main living space some serious character, while the open kitchen and living area make the house work just as well for a weekend crowd as it does for everyday living. A full unfinished basement adds plenty of storage and room for future expansion. Outside, the massive deck gives you a great place to take in the Lake of the Ozarks setting, including a view of the water. There’s also a community boat ramp available for convenient lake access. Truman Lake is extremely close as well, putting two major Missouri lakes right at your doorstep while still keeping you just minutes from Warsaw and Warsaw High School. The property also has a proven history as a successful short-term rental, making it worth a hard look for investors. Whether you’re after a lake-area home, a weekend place, a full-time residence, or a property that can help pay for itself when you aren’t using it, this one gives you several ways to make it work.

31569 Spring Avenue, Warsaw

Listing courtesy of Tyler Mahoney of Epique Realty.
$349,900
4 Beds ⋅ 3.5 Baths
Welcome home to this spacious 1.5-story home tucked away on a quiet dead-end street in the heart of Warsaw! Situated on a rare double lot totaling approximately 0.53 acres, this 4-bedroom, 3.5-bath home offers the perfect combination of privacy, space, and functionality. Inside, you'll find a versatile floor plan with plenty of room for family and guests. Step outside to enjoy the expansive double-level back deck—perfect for entertaining, grilling, or simply relaxing while overlooking the backyard. Additional features include an attached 2-car garage, a storage shed for all your outdoor equipment, and a whole-home generator for added peace of mind during any season. Whether you're looking for your forever home or a weekend retreat near Truman Lake and the Ozarks, this property checks all the boxes.

1519 Shady Lane, Warsaw

Listing courtesy of Kelli Vann of Homes by Darcy LLC.
$189,900
2 Beds ⋅ 1 Baths
Escape to your ultimate lake retreat with this charming two-bedroom, one-bath cabin designed for effortless, relaxed living. The bright and inviting open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home feel spacious and perfect for entertaining. Moving past the main living space, a convenient on-site garage provides secure parking and excellent storage for your water toys and outdoor gear. The true highlight of this property is its exceptional outdoor living design, starting with a breezy, screened-in porch where you can sip your morning coffee or unwind after a day on the water completely bug-free. This space extends naturally onto an adjoining sun deck that is ideal for summer barbecues, while the surrounding yard features a dedicated fire pit area perfect for stargazing and roasting marshmallows under the night sky. Boaters will especially appreciate the incredible convenience of a community boat launch located just a short walk from the front door. Tucked away in a serene, quiet lake community, this home offers the perfect blend of peaceful privacy and easy accessibility, sitting just 11 miles from the vibrant dining, shopping, and festivals at downtown Warsaw and Drake Harbor. Whether you are looking for a lucrative vacation rental, a peaceful weekend getaway, or a cozy year-round permanent home, this property is ready to let you start enjoying the lake life immediately.

29194 Serene Avenue, Warsaw

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.
$650,000
4 Beds ⋅ 3 Baths
Country calm meets everyday comfort. Welcome to 17795 Stoney Creek Ln, Warsaw, MO your chance to enjoy peaceful living with room to breathe. Tucked away in a quiet setting, this property offers privacy, space, and that hard-to-find sense of escape, all just a short drive from town and Lake of the Ozarks. Whether you’re sipping coffee on the porch, hosting friends, or soaking in the quiet, this home delivers the slower pace so many are craving. Full-time living, weekend retreat, or investment opportunity this one check all the boxes.

17795 Stoney Creek Lane, Warsaw

Listing courtesy of Samantha Slayden of Homes by Darcy LLC.
$325,000
3 Beds ⋅ 2 Baths
If Truman Lake is calling your name, this one deserves a look! This 3-bedroom, 2-bath home offers a beautiful YEAR-ROUND VIEW of Truman Lake and sits on an oversized, half acre level lot with plenty of room to garden, entertain, or simply enjoy lake life. Inside, you'll love the comfortable layout and a kitchen positioned to take advantage of the backyard and lake views. Step outside onto the newer Trex deck—an ideal spot for morning coffee, evening drinks, or watching the seasons change over the lake. And then there’s the garage! The detached 24x30 garage was thoughtfully designed with a pass-through layout and features an epoxy floor, perfect for your boat, lake toys, workshop, or extra entertaining space. Also included is a brand new oversized 24x36 carport, perfect for boat storage, extra covered parking, etc. Big-ticket updates include a newer roof and HVAC, making this one even easier to enjoy from day one. Truman State Park and Long Shoal Marina are just down the road, giving you easy access to boating, fishing, and everything you love about Truman Lake. Whether you're looking for a full-time home or your own lake getaway, this property offers the space, view, garage, and location to make it happen. Come see it!

12338 Crestview Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.
$549,000
3 Beds ⋅ 2.5 Baths
Welcome to another stunning masterwork by renowned builder Jim McGovern. This property delivers sophisticated elegance, top tier craftmanship and rock-solid reassurance of a home built to last. Expansive main living areas designed for effortless daily flow and grand entertaining. Rich trim, high ceilings and beautiful millwork throughout. At the heart of this designer kitchen is a large center island with quartz countertops, offering generous prep space & an expansive walk-in pantry. Modern matte black fixtures & custom soft close cabinetry, while an open-concept layout flows effortlessly into the sunlit dining area and living areas. Escape to the stunning main level primary suite with relaxing soaker tub & expansive custom walk-in closet. The primary closet has easy access to the laundry room. Also on the main level, you will find a mudroom featuring custom cabinetry & a half bath. The lower level features a spacious family room, a convenient kitchenette area, two beautiful additional bedrooms and a full bathroom, all complimented by tons of storage space. Home features an upper composite covered deck and a lower concrete patio create space for outdoor fun & separate zones for relaxing &dining. Main level three car garage for maximum parking. All this on a beautifully treed 1/2 acre lot with dual access, perfect for adding an outbuilding. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. This one won't last, make your appointment now!! Its time, buy that Lake house!

1110 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.
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