Warsaw Homes with Conventional Financing

Warsaw Homes with Conventional Financing

Welcome to Warsaw, Missouri – a hidden gem nestled in the heart of the Ozarks! This charming city is not only known for its stunning natural beauty but also for its vibrant community spirit and rich history. With a population of just over 2,000 residents, Warsaw offers a warm, small-town atmosphere while being surrounded by the breathtaking landscapes of Truman Lake and the Osage River. Whether you’re an outdoor enthusiast eager to explore the numerous hiking trails, fishing spots, or water sports opportunities, or someone who appreciates the quaint shops and local eateries, Warsaw has something for everyone.

When it comes to finding your dream home in this picturesque city, you’ll be pleased to know that homes here often qualify for conventional financing. This means you can explore a variety of housing options, from cozy single-family homes to charming cottages, all designed to fit your lifestyle and budget. With the affordability of real estate in Warsaw, it’s an ideal time to invest in a property that not only meets your needs but also provides a gateway to a peaceful and fulfilling life.

The community is known for its welcoming spirit, making it easy for newcomers to feel at home. Local events, festivals, and farmers' markets bring residents together, fostering a sense of belonging. So, whether you’re looking to settle down or invest in a vacation getaway, Warsaw, MO, offers the perfect blend of tranquility and community charm. Discover your future home in this delightful city and embrace the lifestyle you’ve always dreamed of!

Newest Warsaw Homes with Conventional Financing

$275,000
Endless Possibilities on This Unique Multi-Family Property! Whether you're looking for an income-producing investment, a private family retreat, or a vacation rental opportunity, this one-of-a-kind property offers incredible potential. The property features multiple 1-bedroom, 1-bathroom units, each with a full kitchen and living room. One unit is currently owner-occupied, while the others have been enjoyed by friends and family for hunting trips, fishing getaways, and weekend retreats. Utilities are currently shared, making the property ideal for use as a VRBO, Airbnb, or long-term rental, with the opportunity to customize for your needs. The main unit has been completely remodeled, while the additional units are in good condition with some recent paint and updated flooring. Outdoor amenities include a 40' x 60' climate-controlled outbuilding featuring a full indoor pickleball court, RV hookup with electricity and water, three lots totaling over one acre, a water purification system, storage shed, large covered picnic pavilion, fire pit, and a gated community for added privacy and security. Located just a short drive from Truman Lake, this property is perfect for outdoor enthusiasts, offering convenient access to boating, fishing, hunting, and recreation. Whether you're seeking a profitable investment or your own private getaway, this versatile property is ready to make your vision a reality. Buyer and Buyer's Agent to verify all information, including but not limited to taxes, lot size, square footage, room sizes, acreage, zoning, utility availability, permitted uses, and school district. Property information is deemed reliable but is not guaranteed. Seller makes no warranties, expressed or implied. Buyers are encouraged to conduct their own due diligence. Short-term rental use (including Airbnb/VRBO) is subject to local ordinances, HOA restrictions (if applicable), and applicable licensing requirements.

11182 Foothills Lane, Warsaw

Listing courtesy of Glenda Sciara of Real Broker, LLC-MO.
$250,000
2 Beds ⋅ 2 Baths
Country life is calling... are you answering? This charming property sits on approximately 1.75±-acres and also includes an additional 1.53±-acre lot, giving you 3.28±-acres to enjoy! Inside you'll find 3 bedrooms (one non-conforming), 2 bathrooms, brand-new carpet, and a roof that's only two years old. Outside is where the fun begins with a temperature-controlled she shed/man cave, a storage shed, and a game cleaning station that's ready for hunting season. Want an even easier move? The seller is willing to leave the furniture for an additional cost. Bring your boots, your side-byside, and your love for the outdoors—there's plenty of room here to spread out and enjoy the country lifestyle.

23719 Singing Bird Lane, Warsaw

Listing courtesy of Pamela Brandt of Grit Real Estate LLC.
$249,900
3 Beds ⋅ 2 Baths
Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
$240,000
3 Beds ⋅ 2 Baths
Want a weekend getaway or looking for full time lake living? Look no farther! This 3 bedroom, 2 bath beauty has the water views you are looking for and the space you need! Sitting on a beautiful half acre lot, this lovely home offers a bright open feel and main floor living with a full basement, 1 car garage and plenty of parking. On the main level the updated kitchen and living room are set up perfect for entertaining. Spacious living room with views of the lake and open to the kitchen which has plenty of cabinet and counter space for the family chef to cook up the crappie you caught at the lake. Two nice size bedrooms with a full bath on one side of the living room and a large third non conforming bedroom with a second full bath and laundry on the other side. Downstairs you will find the one car garage and plenty of room to store your water toys, golf cart, seasonal decor, etc. But wait there's more!! Want to sit in the shade and take in the views? You will love the huge screened in porch! Want to sit outside and take in the sunrise or sunset? Enjoy the deck out front! If you like to garden or have fur babies there is a large portion of the half acre lot that is tiered and fenced in. There is a storage shed for your outdoor tools/equipment, but room to potentially build a decent shop. Cole Turkey Acres is a wonderful community and amenities include a boat ramp, a community park and you can rent a boat slip. This amazing home is waiting for you and your family to make year-round memories..... and did I mention the views! If you have never lived the lake life, you will love it! If you have then you know how wonderful and relaxing it is! Previous contract fell through to no fault of seller. Home is being sold as is, where is, seller will make no repairs

26641 Waterview Drive, Warsaw

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.
$222,000
3 Beds ⋅ 1.5 Baths
This spacious, thoughtfully expanded home is one you truly have to see to appreciate! Located near the entrance of the gated Bent Tree Harbor community near Truman Lake and just a short drive to the Lake of the Ozarks, this property offers the perfect weekend get away, full-time residence, or investment opportunity. Conveniently situated between a community road and Z Highway, you'll enjoy easy access without having to travel too far into the subdivision. The home features 2 traditional bedrooms, 1.5 baths, plus a versatile bonus room currently used as a 3rd bedroom/office and living space. A bright and inviting sunroom filled with natural light creates the perfect space for relaxing, enjoying your plants, or soaking up the sunshine year-round, while a pellet stove keeps it cozy during the colder months. The kitchen showcases custom pine cabinetry and an open-concept dining space. You'll love the oversized laundry room that includes a cedar-lined closet for additional storage. Situated on two lots—one residential and one commercial within Bent Tree Harbor—this property offers unique flexibility and income potential. A detached outbuilding already has plumbing and bathroom components in place, making it an excellent option for a studio apartment, workshop, or guest space with a little finishing work. Another outbuilding currently houses the seller's battery business, which may be available for purchase as well. Please ask for additional details on this unique income-producing opportunity. The property also includes two additional electric-equipped sheds for lawn equipment, gardening supplies, or extra storage, plus a large carport ideal for boats, vehicles, or recreational toys. A spacious, partially covered deck extends your outdoor living space and provides the perfect spot to relax or entertain. A private well provides the home's water supply.

11138 Leisure Drive, Warsaw

Listing courtesy of Emily Burke of Golden Valley Realty Group.
$292,000
3 Beds ⋅ 2.5 Baths
Enjoy privacy, space, and easy access to Lake of the Ozarks at this beautiful property situated on nearly 5 acres! Located just approximately 1/8 mile from a boat ramp into Turkey Creek Cove, this 3-bedroom, 2.5-bath home offers the perfect setting for full-time living or a peaceful lake-area retreat. Inside, the inviting living room features a cozy wood-burning stove, while the breezeway between the home and garage adds both charm and convenience. Outside, you’ll find an above-ground pool with a large deck—perfect for relaxing, entertaining, and enjoying warm summer days. The property also features a 3-car detached garage, additional shed, and multiple outbuildings, providing plenty of room for vehicles, lake toys, equipment, hobbies, and storage. Surrounded by mature trees and plenty of open space, this property offers the privacy you’ve been looking for while keeping you close to boating, fishing, and recreation at Lake of the Ozarks.

25072 Lynx Lane, Warsaw

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$224,900
4 Beds ⋅ 2 Baths
Welcome to your dream home at 32251 Branch Rd, Warsaw, MO. This stunning 4-bedroom, 2-bath residence has been meticulously updated from top to bottom, offering a perfect blend of modern amenities and timeless charm. As you step inside, you will be greeted by a bright and airy atmosphere, enhanced by brand new energy-efficient windows that provide breathtaking water views from almost every room, including the lower level. The home boasts a series of thoughtful upgrades, including: All new plumbing and lighting fixtures Beautiful natural wood accents throughout, including new stairs, mantle, and transitions Luxurious new flooring that complements the home's aesthetic Top-of-the-line LG Thin Q smart home appliances, just one year old Convenient USB outlets and remote control lighting for modern living The spacious layout features generous room sizes, with huge closets providing ample storage. The laundry facilities are conveniently located both upstairs and downstairs, making chores a breeze. This home is not just a place to live; it's a lifestyle. Imagine enjoying serene water views while sipping your morning coffee or hosting gatherings in your beautifully upgraded living spaces. The combination of modern conveniences and picturesque surroundings makes this property truly one of a kind. Don't miss your chance to own a home that has been loved and cared for like no other. Schedule a viewing today and experience the charm and elegance of this exceptional property!

32251 Branch Road, Warsaw

Listing courtesy of Katherine Nickel of Sedalia Realty.
$595,000
3 Beds ⋅ 3.5 Baths
Perfectly situated in the gorgeous Truman Lake town of Warsaw, MO. Voted one of the top lake towns in the state of Missouri! This exquisite 3 brm 3 1/2 bath home has been meticulously crafted by Jim McGovern Homes, consistently celebrated for exceptional craftmanship & timeless design. The seamless open floorplan ensures guests can mingle across areas without feeling left out. The main living area boasts of hardwood floors, stone gas fireplace & soaring ceilings. A highly optimized kitchen is complete with custom cabinets, beautiful quartz counters & pantry. Rare 3 suite layout. This home features 3 large master bedrooms with ensuite & walk-in closet. Two on the main floor & one in the lower level walk-out. Other features include main floor 1/2 bath, large mudroom & laundry room with beautiful custom cabinetry. Wonderful covered porch with maintenance free composite decking. Lower level showcases spacious family room with kitchenette, 3rd master suite, bath, three large storage rooms & a 16x16 unfinished room for 4th bedroom or golf cart garage. Lower level seamlessly flows out to an expansive patio with plenty of room for entertaining. This gorgeous lake home is ideal for multiple families with its ability for communal entertaining and private retreats. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. Its time, buy that Lake house! You won't regret it!!

1104 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.
$77,500
Prime hunting land near Truman Lake! 10.11 surveyed acres backing up to Corp of engineers land, offering immediate access to thousands of additional acres. The land is made up of rolling hills with big hardwood timber. Deer and turkeys are consistently present on the property and nearby Corp land. Property sits at the end of a dead end road, offering tremendous privacy. If you have been looking for raw land to turn your outdoor vision into reality, this is about as good of a candidate as it gets. Power is at the road. 15 minutes to Sterett Creek boat ramp and Thibault Point boat ramp. 20 minutes to Windsor Crossing boat ramp. A short walk down to Little Tebo creek and you'll be getting into some spawning crappie in the spring time!

TBD Canfield Lane, Warsaw

Listing courtesy of Tyler Mahoney of EXP Realty LLC.
$225,000
2 Beds ⋅ 2 Baths
MOTIVATED SELLER—BRING YOUR OFFER! Why pay lakefront prices when you can enjoy the same incredible Lake of the Ozarks lifestyle for a fraction of the cost? This spacious, well-maintained 2-bedroom, 2-bath home offers approximately 1,800 square feet of comfortable living space in a peaceful lake community with private water access. Spend your days boating, fishing, swimming, or soaking up the sun with exclusive access to the community boat ramp and shared dock. Launch your boat with ease, enjoy endless days on the water, then return home to relax in a quiet setting away from the busy lake traffic. Inside, you'll love the open, spacious layout that's perfect for entertaining, hosting weekend guests, or simply unwinding after a day at the lake. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property checks all the boxes. Located just minutes from popular waterfront restaurants, marinas, and some of the best fishing and boating the Lake of the Ozarks has to offer, you'll enjoy everything the lake is famous for—without the high taxes, maintenance, and premium price of lakefront ownership.Properties offering this combination of space, affordability, and lake access don't last long. If you've been waiting for the perfect opportunity to own your own piece of Lake of the Ozarks, this is it! Call today to schedule your private showing before someone else starts making memories at your new lake retreat!

29460 Huse Street, Warsaw

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.
$232,500
3 Beds ⋅ 1 Baths
Completely remodeled and move-in ready, this 3-bedroom, 1-bath home offers the perfect blend of modern updates and Lake of theOzarks living. Enjoy beautiful lake views from every bedroom and the living room while taking advantage of all the amenities thiswelcoming lake community has to offer. The extensive renovation includes new drywall, insulation, plumbing, HVAC, luxury vinyl plankflooring, carpet, paint, windows, metal siding, and a durable metal roof, creating a low-maintenance home designed for years ofenjoyment. Outside, you'll find an attached 1-car garage, inviting front porch, new concrete parking area, and patio—ideal for relaxingafter a day on the water. The seller is also offering a $2,500 appliance allowance, giving the new owner the opportunity to choose theirown refrigerator, microwave, and electric range. The community features paved roads leading to the property, two boat ramps, two swimand fishing docks, a park with a playground, shelter house, and restrooms, plus a volunteer fire station. A popular local restaurant andbar is just a short golf cart ride away, making it easy to enjoy local dining without driving into town. Conveniently located approximately15 minutes from downtown Warsaw, this property is well suited as a full-time residence, weekend retreat, or investment opportunity.Experience the best of Lake of the Ozarks living with modern comforts, scenic views, and convenient access to the water.

26657 Waterview Drive, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.
$1,200,000
2 Beds ⋅ 2 Baths
This is a rare opportunity to own a private aviation retreat on 120 acres in the heart of Central Missouri! Designed for pilots, outdoor enthusiasts, and those seeking privacy, this incredible property features a 50' x 60' insulated hangar/shop with radiant heated floors, a 40' electric bi-fold hangar door, and approximately 1,200 sq. ft. framed for future living quarters. Fly directly to your own property using the 500+ ft. natural grass runway, or utilize the expansive shop for aircraft, RVs, equipment, or hobbies. Just minutes from Truman Lake, Lake of the Ozarks, and Stockton Lake, the property offers approximately 40 open acres, 80 wooded acres, established trails, abundant deer and turkey, and a stocked pond. The custom 2-bedroom, 2-bath metal cabin with loft makes an ideal full-time residence, hunting lodge, weekend retreat, or vacation getaway. Whether your passion is flying, hunting, recreation, or simply enjoying unmatched privacy, this one-of-a-kind property delivers an exceptional lifestyle that's increasingly hard to find. Property is located at 21756 Flippin Road, Warsaw MO 65355

21756 Flippin Road, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
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