Warsaw Homes with FHA Financing

Welcome to Warsaw, Missouri—a charming town nestled in the heart of Benton County, where the beauty of nature meets a vibrant community spirit. Known for its picturesque landscapes and friendly atmosphere, Warsaw offers a unique blend of small-town charm and modern amenities, making it an ideal place for families, retirees, and everyone in between.

With the stunning Truman Lake as your backdrop, outdoor enthusiasts will find endless opportunities for fishing, boating, and hiking. The town is also home to several parks, providing perfect spots for picnics, leisurely strolls, or simply soaking in the serene environment. Warsaw’s community events, from local fairs to farmers' markets, foster a strong sense of camaraderie among residents, ensuring that you’ll always feel at home.

When it comes to finding your dream home in this beautiful locale, you’ll be pleased to know that many properties qualify for FHA financing. This means that whether you’re a first-time homebuyer or looking to upgrade, you can explore a variety of affordable options tailored to your needs. FHA financing opens the door to a range of homes that are not only budget-friendly but also reflect the charm and character that Warsaw is known for.

Discover the perfect blend of comfort and convenience in Warsaw, MO, where your dream home awaits. Let the friendly community and stunning surroundings welcome you as you embark on this exciting new chapter of your life!

Newest Warsaw Homes with FHA Financing

$325,000

2 Beds ⋅ 2 Baths

This home is truly one-of-a-kind! Lovingly and custom built with the principles of country living is evident from the moment you step inside. Right off a paved road. Upgraded HVAC, so the expensive heating and cooling bills are gone! Energy efficient GEOTHERMAL HEAT PUMP with central air. Two bedrooms are on the main floor. The third bedroom is non-conforming which makes it a great flex space to meet whatever needs you may have. Lots of storage space in the walkout basement. And that’s just inside the house! The property features 9 acres with absolute privacy. 100's of trees to ensure there isn’t a neighbor in sight! Location situated perfectly for enjoying all the wildlife that also call this property home or pass through each year. For the hunters and animal observers alike, set a deer stand mount at the edge of the woods to enjoy just outside your door. DETACHED garage that we all dream about. It's huge 36'x24' space with tons of built-in cabinets and full power. A large shed 14' wide x 20' deep can also hold a car or some adult toys! There is a 2nd shed for a lawn tractor and more storage. ***You’ll never want to leave the property!!!

31379 McLaughlin Avenue, Warsaw

Listing courtesy of Brian Wood of Realty Executives.

$474,900

2 Beds ⋅ 2 Baths

Beautifully Maintained Log Home on 20.5 Acres This well-cared-for 2-bedroom, 2-bath log home sits on 20.5 peaceful acres, offering the perfect blend of rustic charm and modern comfort. The interior features classic wood-plank finishes throughout, creating a cozy cabin feel from the moment you step inside. The sellers are ready to pass this special property on to its next owners. Whether you're an investor looking to expand your portfolio or a family searching for a forever home, this place offers endless possibilities. Enjoy the cabin as a full-time residence or a relaxing vacation getaway. The covered porch is the ideal spot for morning coffee, where deer and turkey frequently wander through the backyard. For outdoor enthusiasts, the property also offers excellent deer hunting, complete with a deer stand already in place—ready for your next season in the woods. As the seasons change, the land comes alive with vibrant fall colors, making the views truly breathtaking. This is a rare opportunity to own a well-loved home surrounded by nature, privacy, and beauty.

29757 MM Highway, Warsaw

Listing courtesy of Julie Snodgrass of EXP Realty LLC.

$345,000

3 Beds ⋅ 2 Baths

Move-in ready and fully furnished! Wake up to a view that never gets old! This 3-bedroom, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round views of Truman Lake. Warm wood finishes add character throughout, while the walk-out lower level expands the possibilities with a family room, wet bar, and additional space for gathering or relaxing. Step outside to enjoy the deck and private patio, perfect for taking in the lake setting. The detached garage offers even more versatility with a bathroom, shower, heat & air, and space for vehicles, lake gear, hobbies, or guests. Located just minutes from Truman State Park and Long Shoal Marina, you'll have boating, fishing, and outdoor recreation close at hand. Whether you're looking for a full-time home or a place to escape to the lake, 29801 Eastbank Drive delivers space, character, and a hard to find Truman Lake view.

29801 Eastbank Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$239,900

3 Beds ⋅ 2.5 Baths

This isn’t a quick cosmetic remodel. This 3-bedroom, 2.5-bath home was taken down to the studs and rebuilt with major updates throughout, including the roof, plumbing, electrical, HVAC, kitchen, bathrooms, flooring, drywall, fixtures, doors, appliances and more. The vaulted wood ceilings and exposed beams give the main living space some serious character, while the open kitchen and living area make the house work just as well for a weekend crowd as it does for everyday living. A full unfinished basement adds plenty of storage and room for future expansion. Outside, the massive deck gives you a great place to take in the Lake of the Ozarks setting, including a view of the water. There’s also a community boat ramp available for convenient lake access. Truman Lake is extremely close as well, putting two major Missouri lakes right at your doorstep while still keeping you just minutes from Warsaw and Warsaw High School. The property also has a proven history as a successful short-term rental, making it worth a hard look for investors. Whether you’re after a lake-area home, a weekend place, a full-time residence, or a property that can help pay for itself when you aren’t using it, this one gives you several ways to make it work.

31569 Spring Avenue, Warsaw

Listing courtesy of Tyler Mahoney of Epique Realty.

$349,900

4 Beds ⋅ 3.5 Baths

Welcome home to this spacious 1.5-story home tucked away on a quiet dead-end street in the heart of Warsaw! Situated on a rare double lot totaling approximately 0.53 acres, this 4-bedroom, 3.5-bath home offers the perfect combination of privacy, space, and functionality. Inside, you'll find a versatile floor plan with plenty of room for family and guests. Step outside to enjoy the expansive double-level back deck—perfect for entertaining, grilling, or simply relaxing while overlooking the backyard. Additional features include an attached 2-car garage, a storage shed for all your outdoor equipment, and a whole-home generator for added peace of mind during any season. Whether you're looking for your forever home or a weekend retreat near Truman Lake and the Ozarks, this property checks all the boxes.

1519 Shady Lane, Warsaw

Listing courtesy of Kelli Vann of Homes by Darcy LLC.

$189,900

2 Beds ⋅ 1 Baths

Escape to your ultimate lake retreat with this charming two-bedroom, one-bath cabin designed for effortless, relaxed living. The bright and inviting open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home feel spacious and perfect for entertaining. Moving past the main living space, a convenient on-site garage provides secure parking and excellent storage for your water toys and outdoor gear. The true highlight of this property is its exceptional outdoor living design, starting with a breezy, screened-in porch where you can sip your morning coffee or unwind after a day on the water completely bug-free. This space extends naturally onto an adjoining sun deck that is ideal for summer barbecues, while the surrounding yard features a dedicated fire pit area perfect for stargazing and roasting marshmallows under the night sky. Boaters will especially appreciate the incredible convenience of a community boat launch located just a short walk from the front door. Tucked away in a serene, quiet lake community, this home offers the perfect blend of peaceful privacy and easy accessibility, sitting just 11 miles from the vibrant dining, shopping, and festivals at downtown Warsaw and Drake Harbor. Whether you are looking for a lucrative vacation rental, a peaceful weekend getaway, or a cozy year-round permanent home, this property is ready to let you start enjoying the lake life immediately.

29194 Serene Avenue, Warsaw

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.

$650,000

4 Beds ⋅ 3 Baths

Country calm meets everyday comfort. Welcome to 17795 Stoney Creek Ln, Warsaw, MO your chance to enjoy peaceful living with room to breathe. Tucked away in a quiet setting, this property offers privacy, space, and that hard-to-find sense of escape, all just a short drive from town and Lake of the Ozarks. Whether you’re sipping coffee on the porch, hosting friends, or soaking in the quiet, this home delivers the slower pace so many are craving. Full-time living, weekend retreat, or investment opportunity this one check all the boxes.

17795 Stoney Creek Lane, Warsaw

Listing courtesy of Samantha Slayden of Homes by Darcy LLC.

$325,000

3 Beds ⋅ 2 Baths

If Truman Lake is calling your name, this one deserves a look! This 3-bedroom, 2-bath home offers a beautiful YEAR-ROUND VIEW of Truman Lake and sits on an oversized, half acre level lot with plenty of room to garden, entertain, or simply enjoy lake life. Inside, you'll love the comfortable layout and a kitchen positioned to take advantage of the backyard and lake views. Step outside onto the newer Trex deck—an ideal spot for morning coffee, evening drinks, or watching the seasons change over the lake. And then there’s the garage! The detached 24x30 garage was thoughtfully designed with a pass-through layout and features an epoxy floor, perfect for your boat, lake toys, workshop, or extra entertaining space. Also included is a brand new oversized 24x36 carport, perfect for boat storage, extra covered parking, etc. Big-ticket updates include a newer roof and HVAC, making this one even easier to enjoy from day one. Truman State Park and Long Shoal Marina are just down the road, giving you easy access to boating, fishing, and everything you love about Truman Lake. Whether you're looking for a full-time home or your own lake getaway, this property offers the space, view, garage, and location to make it happen. Come see it!

12338 Crestview Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.

$549,000

3 Beds ⋅ 2.5 Baths

Welcome to another stunning masterwork by renowned builder Jim McGovern. This property delivers sophisticated elegance, top tier craftmanship and rock-solid reassurance of a home built to last. Expansive main living areas designed for effortless daily flow and grand entertaining. Rich trim, high ceilings and beautiful millwork throughout. At the heart of this designer kitchen is a large center island with quartz countertops, offering generous prep space & an expansive walk-in pantry. Modern matte black fixtures & custom soft close cabinetry, while an open-concept layout flows effortlessly into the sunlit dining area and living areas. Escape to the stunning main level primary suite with relaxing soaker tub & expansive custom walk-in closet. The primary closet has easy access to the laundry room. Also on the main level, you will find a mudroom featuring custom cabinetry & a half bath. The lower level features a spacious family room, a convenient kitchenette area, two beautiful additional bedrooms and a full bathroom, all complimented by tons of storage space. Home features an upper composite covered deck and a lower concrete patio create space for outdoor fun & separate zones for relaxing &dining. Main level three car garage for maximum parking. All this on a beautifully treed 1/2 acre lot with dual access, perfect for adding an outbuilding. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. This one won't last, make your appointment now!! Its time, buy that Lake house!

1110 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$335,900

3 Beds ⋅ 2.5 Baths

So many new updates in this beautiful 3 bdrm 2 1/2 bath home on an acre! Located in the wonderful lake community of Tebo Woods! Just around the corner from Thibaut Point Park on the shores of TRUMAN LAKE! Known for its world class fishing & boating. This charming lake home boasts of vaulted ceilings, spacious open floorplan with new luxury vinyl flooring in the main living areas. Beautiful walk-through kitchen with tons of cabinet space. Two nice size bedrooms on the main and a large main floor bath. Just off the kitchen, is a peaceful screened in porch to enjoy your morning coffee & watch the sun come up before heading out to the lake. Lower level walk-out includes large family room with dining area, large guest bedroom full bath & 1/2 bath with laundry. Just outside the lower level is a large patio, so guests can have their own private retreat. The two levels make it possible for two families to enjoy this home as a lake get away. The home features a large covered front porch and fully paved driveway for extra guest parking or to maneuver the boat into the expansive 28x32 upper garage. The large garage also features a lower level for mowers, tractors or lake toys. The Tebo Woods community has a private lake for fishing or kayaking. Come and enjoy this wonderful lake home! Just minutes from the award winning lake community of Warsaw, MO. Hurry! This one won't last!

26019 Sharon Lane, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$246,900

3 Beds ⋅ 2 Baths

Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$240,000

3 Beds ⋅ 2 Baths

Want a weekend getaway or looking for full time lake living? Look no farther! This 3 bedroom, 2 bath beauty has the water views you are looking for and the space you need! Sitting on a beautiful half acre lot, this lovely home offers a bright open feel and main floor living with a full basement, 1 car garage and plenty of parking. On the main level the updated kitchen and living room are set up perfect for entertaining. Spacious living room with views of the lake and open to the kitchen which has plenty of cabinet and counter space for the family chef to cook up the crappie you caught at the lake. Two nice size bedrooms with a full bath on one side of the living room and a large third non conforming bedroom with a second full bath and laundry on the other side. Downstairs you will find the one car garage and plenty of room to store your water toys, golf cart, seasonal decor, etc. But wait there's more!! Want to sit in the shade and take in the views? You will love the huge screened in porch! Want to sit outside and take in the sunrise or sunset? Enjoy the deck out front! If you like to garden or have fur babies there is a large portion of the half acre lot that is tiered and fenced in. There is a storage shed for your outdoor tools/equipment, but room to potentially build a decent shop. Cole Turkey Acres is a wonderful community and amenities include a boat ramp, a community park and you can rent a boat slip. This amazing home is waiting for you and your family to make year-round memories..... and did I mention the views! If you have never lived the lake life, you will love it! If you have then you know how wonderful and relaxing it is! Previous contract fell through to no fault of seller. Home is being sold as is, where is, seller will make no repairs

26641 Waterview Drive, Warsaw

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use