Warsaw Homes with FHA Financing

Warsaw Homes with FHA Financing

Welcome to Warsaw, Missouri—a charming town nestled in the heart of Benton County, where the beauty of nature meets a vibrant community spirit. Known for its picturesque landscapes and friendly atmosphere, Warsaw offers a unique blend of small-town charm and modern amenities, making it an ideal place for families, retirees, and everyone in between.

With the stunning Truman Lake as your backdrop, outdoor enthusiasts will find endless opportunities for fishing, boating, and hiking. The town is also home to several parks, providing perfect spots for picnics, leisurely strolls, or simply soaking in the serene environment. Warsaw’s community events, from local fairs to farmers' markets, foster a strong sense of camaraderie among residents, ensuring that you’ll always feel at home.

When it comes to finding your dream home in this beautiful locale, you’ll be pleased to know that many properties qualify for FHA financing. This means that whether you’re a first-time homebuyer or looking to upgrade, you can explore a variety of affordable options tailored to your needs. FHA financing opens the door to a range of homes that are not only budget-friendly but also reflect the charm and character that Warsaw is known for.

Discover the perfect blend of comfort and convenience in Warsaw, MO, where your dream home awaits. Let the friendly community and stunning surroundings welcome you as you embark on this exciting new chapter of your life!

Newest Warsaw Homes with FHA Financing

$249,900
3 Beds ⋅ 2 Baths
Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
$240,000
3 Beds ⋅ 2 Baths
Want a weekend getaway or looking for full time lake living? Look no farther! This 3 bedroom, 2 bath beauty has the water views you are looking for and the space you need! Sitting on a beautiful half acre lot, this lovely home offers a bright open feel and main floor living with a full basement, 1 car garage and plenty of parking. On the main level the updated kitchen and living room are set up perfect for entertaining. Spacious living room with views of the lake and open to the kitchen which has plenty of cabinet and counter space for the family chef to cook up the crappie you caught at the lake. Two nice size bedrooms with a full bath on one side of the living room and a large third non conforming bedroom with a second full bath and laundry on the other side. Downstairs you will find the one car garage and plenty of room to store your water toys, golf cart, seasonal decor, etc. But wait there's more!! Want to sit in the shade and take in the views? You will love the huge screened in porch! Want to sit outside and take in the sunrise or sunset? Enjoy the deck out front! If you like to garden or have fur babies there is a large portion of the half acre lot that is tiered and fenced in. There is a storage shed for your outdoor tools/equipment, but room to potentially build a decent shop. Cole Turkey Acres is a wonderful community and amenities include a boat ramp, a community park and you can rent a boat slip. This amazing home is waiting for you and your family to make year-round memories..... and did I mention the views! If you have never lived the lake life, you will love it! If you have then you know how wonderful and relaxing it is! Previous contract fell through to no fault of seller. Home is being sold as is, where is, seller will make no repairs

26641 Waterview Drive, Warsaw

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.
$224,900
4 Beds ⋅ 2 Baths
Welcome to your dream home at 32251 Branch Rd, Warsaw, MO. This stunning 4-bedroom, 2-bath residence has been meticulously updated from top to bottom, offering a perfect blend of modern amenities and timeless charm. As you step inside, you will be greeted by a bright and airy atmosphere, enhanced by brand new energy-efficient windows that provide breathtaking water views from almost every room, including the lower level. The home boasts a series of thoughtful upgrades, including: All new plumbing and lighting fixtures Beautiful natural wood accents throughout, including new stairs, mantle, and transitions Luxurious new flooring that complements the home's aesthetic Top-of-the-line LG Thin Q smart home appliances, just one year old Convenient USB outlets and remote control lighting for modern living The spacious layout features generous room sizes, with huge closets providing ample storage. The laundry facilities are conveniently located both upstairs and downstairs, making chores a breeze. This home is not just a place to live; it's a lifestyle. Imagine enjoying serene water views while sipping your morning coffee or hosting gatherings in your beautifully upgraded living spaces. The combination of modern conveniences and picturesque surroundings makes this property truly one of a kind. Don't miss your chance to own a home that has been loved and cared for like no other. Schedule a viewing today and experience the charm and elegance of this exceptional property!

32251 Branch Road, Warsaw

Listing courtesy of Katherine Nickel of Sedalia Realty.
$595,000
3 Beds ⋅ 3.5 Baths
Perfectly situated in the gorgeous Truman Lake town of Warsaw, MO. Voted one of the top lake towns in the state of Missouri! This exquisite 3 brm 3 1/2 bath home has been meticulously crafted by Jim McGovern Homes, consistently celebrated for exceptional craftmanship & timeless design. The seamless open floorplan ensures guests can mingle across areas without feeling left out. The main living area boasts of hardwood floors, stone gas fireplace & soaring ceilings. A highly optimized kitchen is complete with custom cabinets, beautiful quartz counters & pantry. Rare 3 suite layout. This home features 3 large master bedrooms with ensuite & walk-in closet. Two on the main floor & one in the lower level walk-out. Other features include main floor 1/2 bath, large mudroom & laundry room with beautiful custom cabinetry. Wonderful covered porch with maintenance free composite decking. Lower level showcases spacious family room with kitchenette, 3rd master suite, bath, three large storage rooms & a 16x16 unfinished room for 4th bedroom or golf cart garage. Lower level seamlessly flows out to an expansive patio with plenty of room for entertaining. This gorgeous lake home is ideal for multiple families with its ability for communal entertaining and private retreats. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. Its time, buy that Lake house! You won't regret it!!

1104 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.
$225,000
2 Beds ⋅ 2 Baths
MOTIVATED SELLER—BRING YOUR OFFER! Why pay lakefront prices when you can enjoy the same incredible Lake of the Ozarks lifestyle for a fraction of the cost? This spacious, well-maintained 2-bedroom, 2-bath home offers approximately 1,800 square feet of comfortable living space in a peaceful lake community with private water access. Spend your days boating, fishing, swimming, or soaking up the sun with exclusive access to the community boat ramp and shared dock. Launch your boat with ease, enjoy endless days on the water, then return home to relax in a quiet setting away from the busy lake traffic. Inside, you'll love the open, spacious layout that's perfect for entertaining, hosting weekend guests, or simply unwinding after a day at the lake. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property checks all the boxes. Located just minutes from popular waterfront restaurants, marinas, and some of the best fishing and boating the Lake of the Ozarks has to offer, you'll enjoy everything the lake is famous for—without the high taxes, maintenance, and premium price of lakefront ownership.Properties offering this combination of space, affordability, and lake access don't last long. If you've been waiting for the perfect opportunity to own your own piece of Lake of the Ozarks, this is it! Call today to schedule your private showing before someone else starts making memories at your new lake retreat!

29460 Huse Street, Warsaw

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.
$242,500
3 Beds ⋅ 1 Baths
Completely remodeled and move-in ready, this 3-bedroom, 1-bath home offers the perfect blend of modern updates and Lake of theOzarks living. Enjoy beautiful lake views from every bedroom and the living room while taking advantage of all the amenities thiswelcoming lake community has to offer. The extensive renovation includes new drywall, insulation, plumbing, HVAC, luxury vinyl plankflooring, carpet, paint, windows, metal siding, and a durable metal roof, creating a low-maintenance home designed for years ofenjoyment. Outside, you'll find an attached 1-car garage, inviting front porch, new concrete parking area, and patio—ideal for relaxingafter a day on the water. The seller is also offering a $2,500 appliance allowance, giving the new owner the opportunity to choose theirown refrigerator, microwave, and electric range. The community features paved roads leading to the property, two boat ramps, two swimand fishing docks, a park with a playground, shelter house, and restrooms, plus a volunteer fire station. A popular local restaurant andbar is just a short golf cart ride away, making it easy to enjoy local dining without driving into town. Conveniently located approximately15 minutes from downtown Warsaw, this property is well suited as a full-time residence, weekend retreat, or investment opportunity.Experience the best of Lake of the Ozarks living with modern comforts, scenic views, and convenient access to the water.

26657 Waterview Drive, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.
$399,900
3 Beds ⋅ 4 Baths
Experience one of the most breathtaking, year-round views of Truman Lake from this move-in ready home just outside Warsaw, MO. Situated on just over 2 acres, this rare property combines panoramic lake views, privacy, and just under 3,000 finished square feet… an exceptional combination that's hard to find. The open-concept living space was designed to capture the incredible scenery, with expansive windows that fill the living, dining, and kitchen areas with natural light and showcase the lake in every season. Two main-level bedrooms each feature private en-suite bathrooms. The finished walkout lower level offers a spacious second living area, an additional bedroom and a full bathroom, providing flexible space for guests, a home office, recreation, or hobbies. The wooded lakeside setting and mature trees create a peaceful, secluded atmosphere, while three garage spaces and abundant parking provide room for vehicles, boats, and lake toys. The home is all electric, fully turnkey, and ready for immediate enjoyment. A rented marina boat slip is available to transfer to the new owner if desired, and for those ready to embrace lake life from day one, the current boat lift and boat are also available for purchase separately at closing. Opportunities to own a property offering this level of privacy, acreage, move-in-ready condition, and truly breathtaking year-round Truman Lake views are few and far between.

11045 Foothills Lane, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
$219,800
3 Beds ⋅ 2 Baths
Welcome to your new home at 26274 Waterview Drive, Warsaw MO, 65355! This stunning 3-bedroom, 2-bathroom abode is perfectly positioned on the 2nd tier of the breathtaking Lake of the Ozarks. It boasts a private dock, offering you an exclusive gateway to the lake's serene waters. Imagine starting your day with a peaceful paddle on the lake or unwinding after work with a sunset fishing session, all from the comfort of your backyard. Inside, you'll discover a tastefully updated kitchen and bathrooms, seamlessly blending modern luxury with cozy charm. The wood-burning fireplace in the living room provides a warm ambiance during those crisp Missouri winters, making it the perfect spot for family gatherings or a quiet night in. For the culinary enthusiast, the kitchen boasts new updates that will make every meal preparation a joy. The shared dock with it's own private slip is not just a gateway to the lake, but also a launchpad for numerous water activities. Whether you prefer a quiet kayak ride, a thrilling jet ski adventure, or a leisurely sail, your options are limitless. The property’s location offers a wealth of outdoor activities. From boating on the lake to going to one of 2 restaurants in the neighborhood. The home is perfectly positioned to offer privacy without sacrificing views. Here, you can enjoy the peace and quiet of lake life while still being close to all the amenities you need. Call to schedule your tour of this amazing home or arrange through Broker Bay. Buyers agent responsible to verify taxes, schools and dimensions. Please follow offer instructions when submitting your offer and ensure all doors locked and lights are turned off, except one by front door.

26274 Waterview Drive, Warsaw

Listing courtesy of SBD Team of SBD Housing Solutions LLC.
$535,000
3 Beds ⋅ 3 Baths
Experience lakefront living in this well-appointed 3-bedroom, 3-bath residence situated on a spacious waterfront lot with panoramic water and sunset views. Designed with comfort and entertaining in mind, the open-concept floor plan features abundant natural light, wood flooring, concrete board siding, and a generously sized lower-level family room offering additional gathering space. The living room, kitchen, dining area, and primary suite all capture scenic lake views, creating a seamless connection to the surrounding landscape. Outdoor living is enhanced by a covered deck and lakeside patio, providing inviting spaces to relax, entertain, or enjoy the peaceful waterfront setting. Additional features include a 2-car attached garage on the main level along with a separate lower-level garage ideal for lake storage, workshop space, or recreational equipment. Conveniently located north of Warsaw with quick access to Highway 65, this property combines quality finishes, functional design, and a desirable lakefront location. The home is now vacant and move in ready! Schedule your private tour today!

19373 Lake Rockhill Road, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.
$242,000
3 Beds ⋅ 2 Baths
Lake living meets everyday practicality on this expansive triple-lot property. At its heart sits a spacious, meticulously cared-for 3-bedroom, 2-bath residence, flanked by two powered outbuildings — a finished shed and a full 1-car garage/shop — giving you room to work, store, or create without sacrificing space in the main house. Step inside to an airy, semi-open layout filled with abundant storage: expansive cabinetry, a walk-in pantry, and a dedicated laundry room complete with its own cabinets and folding counter. The kitchen surprises with a gas range, a rare touch in this all-electric home. Each of the three bedrooms offers generous proportions, while the primary suite impresses with an oversized bath featuring dual vanities, a separate shower, and a deep soaking tub. A poured concrete foundation keeps the crawlspace clean and maintenance simple. Outside, relax on the covered front porch with a swing built for slow mornings, or unwind in the screened porch shielded from the elements. Best of all, the neighborhood's boat ramp, dock, and picnic area sit just a short five-minute stroll away, with a gentle, easy-access slope leading right to the water. FHA and VA financing welcome — schedule your showing now!

29335 Van Dyke Avenue, Warsaw

Listing courtesy of Justin Dean of 1st Class Real Estate KC.
$195,000
2 Beds ⋅ 1 Baths
Back on the market to no fault of the seller or home! Don’t miss the opportunity to snag this one up! This completely remodeled raised ranch offers stunning water views and sits on a spacious double lot with ample parking and new landscaping. The exterior features new siding and a new deck, perfect for enjoying the scenic surroundings. Inside, you'll find brand new stainless steel kitchen appliances, all new plumbing and electrical systems, and an eco-friendly ducted split unit for efficient climate control. A matching shed is ready to be transformed into a "She Shed" or used for storage. The partial basement is partially plumbed for a bathroom, adding potential for future expansion. Enjoy peace of mind with all new windows, HVAC, water heater, water softener, washer, and dryer. Plus, a leased slip at the community boat launch provides easy access to the water. The location provides easy access to 65 Hwy and Downtown Warsaw.

31447 Stonecrest Road, Warsaw

Listing courtesy of Kimberly Davis of Anstine Realty & Auction, LLC.
$649,900
5 Beds ⋅ 3.5 Baths
Experience the best of lake living in this beautifully maintained 5-bedroom, 3.5-bath lakefront home, perfectly positioned on the quiet, family-friendly end of Lake of the Ozarks and just 5 minutes from downtown Warsaw. Built in 2021, this spacious 3,156 sq ft property offers three separate living areas and abundant sleeping space—ideal for large families, guests, or vacation rental potential. Located on a peaceful dead-end road and tucked into a serene cove, the home features a private dock and subdivision boat ramp access. The gently sloped yard provides effortless, no-stair access straight into the lake—perfect for kids, guests, and easy lake days. Inside, you’ll find engineered hardwood flooring, granite countertops, soft-close cabinetry, a generous walk-in pantry, gas cooktop, and exceptional storage throughout. The main living area is warm and inviting with a custom gas fireplace and expansive windows showcasing natural light and lake views from two sides. The additional living spaces can easily be converted into more sleeping quarters, allowing the home to comfortably accommodate 20+ people. The exterior is equally impressive with low-maintenance metal siding and roofing, composite wrap-around decking, mature landscaping, large shade trees, and a spacious concrete patio—perfect for outdoor dining or evenings around the fire pit. Enjoy lake days from your private dock and take advantage of the attached 2-car garage plus a 30x40 detached shop offering ample room for boats, lake toys, and equipment. This home is served by Southwest Electric Cooperative and was built with energy efficiency in mind. The owners’ average electric bill over the past 12 months is just $150.50, an exceptional value for a home of this size. Additional Features: • Dual-fuel HVAC system • Mini-split unit upstairs • 2x6 exterior walls • Hot tub hookup • Large concrete parking pad • Private neighborhood boat ramp • Excellent closet and storage space throughout

31745 Sleigh Lane, Warsaw

Listing courtesy of Eddie Davis of Orenda Real Estate Services.
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