Warsaw Homes with Cash Financing

Welcome to the vibrant city of Warsaw, Missouri, a hidden gem nestled in the heart of the Ozarks. Known for its picturesque landscapes and friendly community, Warsaw offers a perfect blend of small-town charm and modern conveniences. The city is situated along the beautiful shores of Lake of the Ozarks, making it a haven for outdoor enthusiasts. Here, you can indulge in a variety of activities, from boating and fishing to hiking and camping. The local parks and recreational areas provide ample opportunities for family fun and relaxation.

Warsaw boasts a rich history, reflected in its quaint downtown area filled with unique shops, delightful eateries, and a warm sense of community. Residents enjoy a slower pace of life while still having access to essential amenities, including schools, healthcare, and local businesses. The annual events and festivals foster a strong community spirit, making it easy to forge lasting friendships.

For those considering a move to Warsaw, the housing market offers a range of options, including charming single-family homes and spacious properties perfect for families. An attractive feature of this area is the availability of homes with cash financing, making it easier for buyers to secure their dream home without the hassle of traditional loans. Whether you’re a first-time buyer, looking to downsize, or seeking a vacation retreat, Warsaw has something for everyone.

Discover the beauty and warmth of Warsaw, Missouri, where every day feels like a getaway. Embrace the lifestyle you’ve always dreamed of in this enchanting city!

Newest Warsaw Homes with Cash Financing

$134,900

2 Beds ⋅ 1 Baths

Home For Sale Warsaw MO Enjoy lake-area living at 11601 Caboose Cir, Warsaw, MO 65355! Situated on approximately 1.15± acres in the Bent Tree Harbor area, this well-kept home offers 2 bedrooms, 1 bathroom, and a finished walkout basement with space that could potentially serve as a third bedroom. Approximately 1,436 sq. ft. of finished living space, giving you plenty of room for full-time living, a weekend getaway, or a lake retreat. Inside, you'll find a comfortable floor plan highlighted by a wood-burning fireplace, perfect for cool Missouri evenings. The screened-in sunroom provides a relaxing place for morning coffee, entertaining friends, or simply enjoying the peaceful setting. Outside, a 30x24 shop provides valuable space for vehicles, a boat, fishing gear, tools, or hobbies. The property also features a fenced front yard, while the acreage gives you room to enjoy the outdoors. Home For Sale Truman Lake Location is a major highlight! This property is in the Warsaw area with Harry S Truman Reservoir practically in your backyard. Truman Lake is known for outstanding fishing, boating, swimming, camping, hiking, and wildlife viewing. Anglers can pursue crappie, bass, catfish, walleye, and more, making this a great home base for anyone who loves spending time on the water. Warsaw also puts you between two of Missouri's favorite lake destinations--Truman Lake and Lake of the Ozarks. The Lake of the Ozarks begins around the Warsaw/Osage River area, giving residents access to even more boating, fishing, and waterfront recreation. Nearby Drake Harbor and Warsaw Riverfront & Trails offer scenic waterfront trails, parks, boat access, and easy access to downtown Warsaw. Whether you're searching for a full-time home, weekend lake getaway, or property with room for your boat and outdoor toys, 11601 Caboose Cir offers a great combination of living space, shop space, and access to some of the best outdoor recreation in the Warsaw area.

11601 Caboose Circle, Warsaw

Listing courtesy of James Edwards of United Country Real Estate Buckhorn Land and Realty.

$350,000

This 92 +/- acre property is jam packed with awesomeness and one you must see to believe! It is conveniently located just 20 minutes northwest of Warsaw, Missouri and off TT Highway. Disappear down a 1,000+ foot easement access and arrive at your very own outdoor paradise. The property is heavily wooded with mature hardwood ridges and ridgetops. A wet weather creek flows through the acreage giving it the creek bottom look and feel. It features the perfect amount of dense cover and open hardwoods that are great for holding deer and turkey on the property year-round. The amount of wildlife sign is abundant and sets up well for hosting several hunters. Bring on the family and friends for deer camp! It gets even better with a 30’x40’ outbuilding that is ideal for storing all your equipment and gear. On top of all that the land is surrounded by Corps of Engineer property on 3 sides providing rare private access to additional acreage to hunt and explore. It backs up to Truman Lake and the TT Highway boat ramp is just a mile away! Talk about an awesome location to take advantage of the amazing fishing and boating that Truman Lake has to offer.

0000 TT Highway, Warsaw

Listing courtesy of Skyler Wirsig of Midwest Land Group.

$439,900

3 Beds ⋅ 3 Baths

Beautiful 3 bdrm 3 bath home with 2 car attached & large outbuilding in popular STERETT CREEK VILLAGE! Stately entry with this wonderful floorplan. Home boasts of split floor plan with two master bedrooms on the main floor. High ceilings and wonderful views in this expansive living room. Beautiful archways lead to spacious eat-in kitchen with hardwood floors & custom cabinets. One of two master bedrooms includes roomy master bath, walk-in closet & access to the large back deck. Just across the living room is the 2ndmaster bedroom with floor to ceiling window, full bath & walk-in closet. Main floor laundry & storage closet. Beautifully tiled lower level family room has gas fireplace & access to expansive concrete patio. Large lower level third bedroom, full bath, safe room & storage. This home would make a wonderful full time home or could easily accommodate 2 families as a lake home. Concrete driveways for easy access. This fantastic neighborhood includes swimming pool, pickleball & basketball courts, community events & full access to Sterett Creek Marina!! Minutes from the award winning lake community of Warsaw, MO!

18368 Selwyn Drive, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$649,900

4 Beds ⋅ 4.5 Baths

THIS is how Lake of the Ozarks living should feel! Near the 84 Mile Marker on the Osage Arm, this waterfront home gives you the things that can be surprisingly hard to find at the lake—PAVED ROADS all the way home, nearly an acre of land and a gentle approach to the water. But what really sets this home apart is how beautifully it lives from indoors to out. The kitchen, featuring upgraded Bosch appliances, opens to a large lake-view entertaining room made for a house full of family and friends. Open the door and the party spills onto the upper deck, with stairs leading directly to the lawn, water and your private covered dock. It’s one easy path from kitchen to cocktails to boat! With 4 bedrooms, 3 full and 2 half baths, there’s room to spread out. Three bedrooms and laundry are on the main level, while downstairs is an incredible second primary retreat with its own living space, full bath, second laundry, huge custom closet and a SAUNA that stays! Two attached garages offer parking for up to FOUR vehicles, and the lake-side lower garage even has its own half bath. The home has been extensively refreshed with LVP flooring, interior paint, lighting, hardware, landscaping and more. At the water, the upgraded dock is already set for summer with a newer boat lift, new electrical, 35-ft gangway, TWO PWC lifts and swim platform. Even the HOA makes life easier—just $55/month for the community sewage treatment system, shared well, road maintenance, common-area landscaping and access to a community boat ramp. Less hassle. More lake. THAT’S the point.

28233 Oxbow Drive, Warsaw

Listing courtesy of Kat Laxague of EXP Realty LLC.

$315,000

2 Beds ⋅ 2 Baths

This home is truly one-of-a-kind! Lovingly and custom built with the principles of country living is evident from the moment you step inside. Right off a paved road. Upgraded HVAC, so the expensive heating and cooling bills are gone! Energy efficient GEOTHERMAL HEAT PUMP with central air. Two bedrooms are on the main floor. The third bedroom is non-conforming which makes it a great flex space to meet whatever needs you may have. Lots of storage space in the walkout basement. And that’s just inside the house! The property features 9 acres with absolute privacy. 100's of trees to ensure there isn’t a neighbor in sight! Location situated perfectly for enjoying all the wildlife that also call this property home or pass through each year. For the hunters and animal observers alike, set a deer stand mount at the edge of the woods to enjoy just outside your door. DETACHED garage that we all dream about. It's huge 36'x24' space with tons of built-in cabinets and full power. A large shed 14' wide x 20' deep can also hold a car or some adult toys! There is a 2nd shed for a lawn tractor and more storage. ***You’ll never want to leave the property!!!

31379 McLaughlin Avenue, Warsaw

Listing courtesy of Brian Wood of Realty Executives.

$213,900

2 Beds ⋅ 3 Baths

This ranch home has lake views and is 3 minutes away from the Marina. Spacious ranch with a large lot and plenty of room for parking boats or RVs. Boating, Fishing outdoor adventures await!

28149 Grandview Drive, Warsaw

Listing courtesy of TimRay Team of HomeSmart Legacy.

$350,000

3 Beds ⋅ 2 Baths

TURNKEY TRUMAN LAKE PACKAGE! This is a RARE DEAL - fully furnished home PLUS boat, trailer, lift & transferable covered marina slip rental included! This 3-BR, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round Truman Lake views, and now includes a 2020 19' Tracker Targa boat with a 200 HP Mercury Pro XS, double-axle trailer, Econo Lift hoist, and access to a rented covered slip at Truman Lake Marina, paid through 10/31/26 and transferable subject to marina approval. The boat features approximately $11,000 in newer upgrades, including a Force Pro trolling motor, 5 Ionic lithium batteries, Garmin 12" LiveScope and 9" Humminbird. Inside the home are warm wood finishes and an open concept living area, while the walk-out lower level offers a family room, wet bar and additional gathering space. Enjoy the lake setting from the deck or private patio. The detached garage includes a bathroom, shower, heat & air, plus room for vehicles, lake gear or hobbies. Minutes from Truman State Park and Long Shoal Marina, this is a rare opportunity to purchase a furnished Truman Lake home with the boat setup already in place!

29801 Eastbank Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$239,900

3 Beds ⋅ 2.5 Baths

This isn’t a quick cosmetic remodel. This 3-bedroom, 2.5-bath home was taken down to the studs and rebuilt with major updates throughout, including the roof, plumbing, electrical, HVAC, kitchen, bathrooms, flooring, drywall, fixtures, doors, appliances and more. The vaulted wood ceilings and exposed beams give the main living space some serious character, while the open kitchen and living area make the house work just as well for a weekend crowd as it does for everyday living. A full unfinished basement adds plenty of storage and room for future expansion. Outside, the massive deck gives you a great place to take in the Lake of the Ozarks setting, including a view of the water. There’s also a community boat ramp available for convenient lake access. Truman Lake is extremely close as well, putting two major Missouri lakes right at your doorstep while still keeping you just minutes from Warsaw and Warsaw High School. The property also has a proven history as a successful short-term rental, making it worth a hard look for investors. Whether you’re after a lake-area home, a weekend place, a full-time residence, or a property that can help pay for itself when you aren’t using it, this one gives you several ways to make it work.

31569 Spring Avenue, Warsaw

Listing courtesy of Tyler Mahoney of Epique Realty.

$189,900

2 Beds ⋅ 1 Baths

Escape to your ultimate lake retreat with this charming two-bedroom, one-bath cabin designed for effortless, relaxed living. The bright and inviting open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home feel spacious and perfect for entertaining. Moving past the main living space, a convenient on-site garage provides secure parking and excellent storage for your water toys and outdoor gear. The true highlight of this property is its exceptional outdoor living design, starting with a breezy, screened-in porch where you can sip your morning coffee or unwind after a day on the water. This space extends naturally onto an adjoining sun deck that is ideal for summer barbecues, while the surrounding yard features a dedicated fire pit area perfect for stargazing and roasting marshmallows under the night sky. Boaters will especially appreciate the incredible convenience of a community boat launch located just a short walk from the front door. Tucked away in a serene, quiet lake community, this home offers the perfect blend of peaceful privacy and easy accessibility, sitting just 11 miles from the vibrant dining, shopping, and festivals at downtown Warsaw and Drake Harbor. Whether you are looking for a vacation rental, a peaceful weekend getaway, or a cozy year-round permanent home, this property is ready to let you start enjoying the lake life immediately.

29194 Serene Avenue, Warsaw

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.

$322,500

3 Beds ⋅ 2 Baths

If Truman Lake is calling your name, this one deserves a look! This 3-bedroom, 2-bath home offers a beautiful YEAR-ROUND VIEW of Truman Lake and sits on an oversized, half acre level lot with plenty of room to garden, entertain, or simply enjoy lake life. Inside, you'll love the comfortable layout and a kitchen positioned to take advantage of the backyard and lake views. Step outside onto the newer Trex deck—an ideal spot for morning coffee, evening drinks, or watching the seasons change over the lake. And then there’s the garage! The detached 24x30 garage was thoughtfully designed with a pass-through layout and features an epoxy floor, perfect for your boat, lake toys, workshop, or extra entertaining space. Also included is a brand new oversized 24x36 carport, perfect for boat storage, extra covered parking, etc. Big-ticket updates include a newer roof and HVAC, making this one even easier to enjoy from day one. Truman State Park and Long Shoal Marina are just down the road, giving you easy access to boating, fishing, and everything you love about Truman Lake. Whether you're looking for a full-time home or your own lake getaway, this property offers the space, view, garage, and location to make it happen. Come see it!

12338 Crestview Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.

$549,000

3 Beds ⋅ 2.5 Baths

Welcome to another stunning masterwork by renowned builder Jim McGovern. This property delivers sophisticated elegance, top tier craftmanship and rock-solid reassurance of a home built to last. Expansive main living areas designed for effortless daily flow and grand entertaining. Rich trim, high ceilings and beautiful millwork throughout. At the heart of this designer kitchen is a large center island with quartz countertops, offering generous prep space & an expansive walk-in pantry. Modern matte black fixtures & custom soft close cabinetry, while an open-concept layout flows effortlessly into the sunlit dining area and living areas. Escape to the stunning main level primary suite with relaxing soaker tub & expansive custom walk-in closet. The primary closet has easy access to the laundry room. Also on the main level, you will find a mudroom featuring custom cabinetry & a half bath. The lower level features a spacious family room, a convenient kitchenette area, two beautiful additional bedrooms and a full bathroom, all complimented by tons of storage space. Home features an upper composite covered deck and a lower concrete patio create space for outdoor fun & separate zones for relaxing &dining. Main level three car garage for maximum parking. All this on a beautifully treed 1/2 acre lot with dual access, perfect for adding an outbuilding. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. This one won't last, make your appointment now!! Its time, buy that Lake house!

1110 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$250,000

Endless Possibilities on This Unique Multi-Family Property! Whether you're looking for an income-producing investment, a private family retreat, or a vacation rental opportunity, this one-of-a-kind property offers incredible potential. The property features multiple 1-bedroom, 1-bathroom units, each with a full kitchen and living room. One unit is currently owner-occupied, while the others have been enjoyed by friends and family for hunting trips, fishing getaways, and weekend retreats. Utilities are currently shared, making the property ideal for use as a VRBO, Airbnb, or long-term rental, with the opportunity to customize for your needs. The main unit has been completely remodeled, while the additional units are in good condition with some recent paint and updated flooring. Outdoor amenities include a 40' x 60' climate-controlled outbuilding featuring a full indoor pickleball court, RV hookup with electricity and water, three lots totaling over one acre, a water purification system, storage shed, large covered picnic pavilion, fire pit, and a gated community for added privacy and security. Located just a short drive from Truman Lake, this property is perfect for outdoor enthusiasts, offering convenient access to boating, fishing, hunting, and recreation. Whether you're seeking a profitable investment or your own private getaway, this versatile property is ready to make your vision a reality. Buyer and Buyer's Agent to verify all information, including but not limited to taxes, lot size, square footage, room sizes, acreage, zoning, utility availability, permitted uses, and school district. Property information is deemed reliable but is not guaranteed. Seller makes no warranties, expressed or implied. Buyers are encouraged to conduct their own due diligence. Short-term rental use (including Airbnb/VRBO) is subject to local ordinances, HOA restrictions (if applicable), and applicable licensing requirements.

11182 Foothills Lane, Warsaw

Listing courtesy of Glenda Sciara of Real Broker, LLC-MO.

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Warsaw Homes with Cash Financing

Newest Warsaw Homes with Cash Financing

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