Warsaw Homes with VA Loan Financing

Welcome to Warsaw, Missouri—a hidden gem nestled in the heart of Benton County. Known for its stunning natural beauty and welcoming community, Warsaw offers a unique blend of small-town charm and modern convenience. Situated along the picturesque shores of the Lake of the Ozarks, this vibrant city is a haven for outdoor enthusiasts, featuring a plethora of recreational activities such as fishing, boating, and hiking. The scenic landscapes and serene waters create an idyllic backdrop for a fulfilling lifestyle.

Warsaw is not just about nature; it boasts a rich history and a strong sense of community. Residents enjoy a variety of local events, festivals, and farmer's markets that foster connections and celebrate the area's heritage. With a friendly atmosphere and a diverse population, Warsaw is the perfect place to call home.

For those considering making this lovely city their residence, there are fantastic opportunities for homeownership, especially for veterans and active-duty military personnel. Homes in Warsaw are accessible with VA loan financing, making it easier than ever to invest in your dream home. With competitive prices and a range of property options—from cozy cottages to spacious family homes—you'll find the perfect fit for your lifestyle.

Discover the charm of Warsaw, MO, where you can enjoy the tranquility of lakeside living while taking advantage of the benefits offered to veterans. Start your journey toward homeownership today in this beautiful and welcoming community!

Newest Warsaw Homes with VA Loan Financing

$439,900

3 Beds ⋅ 3 Baths

Beautiful 3 bdrm 3 bath home with 2 car attached & large outbuilding in popular STERETT CREEK VILLAGE! Stately entry with this wonderful floorplan. Home boasts of split floor plan with two master bedrooms on the main floor. High ceilings and wonderful views in this expansive living room. Beautiful archways lead to spacious eat-in kitchen with hardwood floors & custom cabinets. One of two master bedrooms includes roomy master bath, walk-in closet & access to the large back deck. Just across the living room is the 2ndmaster bedroom with floor to ceiling window, full bath & walk-in closet. Main floor laundry & storage closet. Beautifully tiled lower level family room has gas fireplace & access to expansive concrete patio. Large lower level third bedroom, full bath, safe room & storage. This home would make a wonderful full time home or could easily accommodate 2 families as a lake home. Concrete driveways for easy access. This fantastic neighborhood includes swimming pool, pickleball & basketball courts, community events & full access to Sterett Creek Marina!! Minutes from the award winning lake community of Warsaw, MO!

18368 Selwyn Drive, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$649,900

4 Beds ⋅ 4.5 Baths

THIS is how Lake of the Ozarks living should feel! Near the 84 Mile Marker on the Osage Arm, this waterfront home gives you the things that can be surprisingly hard to find at the lake—PAVED ROADS all the way home, nearly an acre of land and a gentle approach to the water. But what really sets this home apart is how beautifully it lives from indoors to out. The kitchen, featuring upgraded Bosch appliances, opens to a large lake-view entertaining room made for a house full of family and friends. Open the door and the party spills onto the upper deck, with stairs leading directly to the lawn, water and your private covered dock. It’s one easy path from kitchen to cocktails to boat! With 4 bedrooms, 3 full and 2 half baths, there’s room to spread out. Three bedrooms and laundry are on the main level, while downstairs is an incredible second primary retreat with its own living space, full bath, second laundry, huge custom closet and a SAUNA that stays! Two attached garages offer parking for up to FOUR vehicles, and the lake-side lower garage even has its own half bath. The home has been extensively refreshed with LVP flooring, interior paint, lighting, hardware, landscaping and more. At the water, the upgraded dock is already set for summer with a newer boat lift, new electrical, 35-ft gangway, TWO PWC lifts and swim platform. Even the HOA makes life easier—just $55/month for the community sewage treatment system, shared well, road maintenance, common-area landscaping and access to a community boat ramp. Less hassle. More lake. THAT’S the point.

28233 Oxbow Drive, Warsaw

Listing courtesy of Kat Laxague of EXP Realty LLC.

$350,000

3 Beds ⋅ 2 Baths

TURNKEY TRUMAN LAKE PACKAGE! This is a RARE DEAL - fully furnished home PLUS boat, trailer, lift & transferable covered marina slip rental included! This 3-BR, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round Truman Lake views, and now includes a 2020 19' Tracker Targa boat with a 200 HP Mercury Pro XS, double-axle trailer, Econo Lift hoist, and access to a rented covered slip at Truman Lake Marina, paid through 10/31/26 and transferable subject to marina approval. The boat features approximately $11,000 in newer upgrades, including a Force Pro trolling motor, 5 Ionic lithium batteries, Garmin 12" LiveScope and 9" Humminbird. Inside the home are warm wood finishes and an open concept living area, while the walk-out lower level offers a family room, wet bar and additional gathering space. Enjoy the lake setting from the deck or private patio. The detached garage includes a bathroom, shower, heat & air, plus room for vehicles, lake gear or hobbies. Minutes from Truman State Park and Long Shoal Marina, this is a rare opportunity to purchase a furnished Truman Lake home with the boat setup already in place!

29801 Eastbank Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$239,900

3 Beds ⋅ 2.5 Baths

This isn’t a quick cosmetic remodel. This 3-bedroom, 2.5-bath home was taken down to the studs and rebuilt with major updates throughout, including the roof, plumbing, electrical, HVAC, kitchen, bathrooms, flooring, drywall, fixtures, doors, appliances and more. The vaulted wood ceilings and exposed beams give the main living space some serious character, while the open kitchen and living area make the house work just as well for a weekend crowd as it does for everyday living. A full unfinished basement adds plenty of storage and room for future expansion. Outside, the massive deck gives you a great place to take in the Lake of the Ozarks setting, including a view of the water. There’s also a community boat ramp available for convenient lake access. Truman Lake is extremely close as well, putting two major Missouri lakes right at your doorstep while still keeping you just minutes from Warsaw and Warsaw High School. The property also has a proven history as a successful short-term rental, making it worth a hard look for investors. Whether you’re after a lake-area home, a weekend place, a full-time residence, or a property that can help pay for itself when you aren’t using it, this one gives you several ways to make it work.

31569 Spring Avenue, Warsaw

Listing courtesy of Tyler Mahoney of Epique Realty.

$189,900

2 Beds ⋅ 1 Baths

Escape to your ultimate lake retreat with this charming two-bedroom, one-bath cabin designed for effortless, relaxed living. The bright and inviting open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home feel spacious and perfect for entertaining. Moving past the main living space, a convenient on-site garage provides secure parking and excellent storage for your water toys and outdoor gear. The true highlight of this property is its exceptional outdoor living design, starting with a breezy, screened-in porch where you can sip your morning coffee or unwind after a day on the water. This space extends naturally onto an adjoining sun deck that is ideal for summer barbecues, while the surrounding yard features a dedicated fire pit area perfect for stargazing and roasting marshmallows under the night sky. Boaters will especially appreciate the incredible convenience of a community boat launch located just a short walk from the front door. Tucked away in a serene, quiet lake community, this home offers the perfect blend of peaceful privacy and easy accessibility, sitting just 11 miles from the vibrant dining, shopping, and festivals at downtown Warsaw and Drake Harbor. Whether you are looking for a vacation rental, a peaceful weekend getaway, or a cozy year-round permanent home, this property is ready to let you start enjoying the lake life immediately.

29194 Serene Avenue, Warsaw

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.

$322,500

3 Beds ⋅ 2 Baths

If Truman Lake is calling your name, this one deserves a look! This 3-bedroom, 2-bath home offers a beautiful YEAR-ROUND VIEW of Truman Lake and sits on an oversized, half acre level lot with plenty of room to garden, entertain, or simply enjoy lake life. Inside, you'll love the comfortable layout and a kitchen positioned to take advantage of the backyard and lake views. Step outside onto the newer Trex deck—an ideal spot for morning coffee, evening drinks, or watching the seasons change over the lake. And then there’s the garage! The detached 24x30 garage was thoughtfully designed with a pass-through layout and features an epoxy floor, perfect for your boat, lake toys, workshop, or extra entertaining space. Also included is a brand new oversized 24x36 carport, perfect for boat storage, extra covered parking, etc. Big-ticket updates include a newer roof and HVAC, making this one even easier to enjoy from day one. Truman State Park and Long Shoal Marina are just down the road, giving you easy access to boating, fishing, and everything you love about Truman Lake. Whether you're looking for a full-time home or your own lake getaway, this property offers the space, view, garage, and location to make it happen. Come see it!

12338 Crestview Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.

$549,000

3 Beds ⋅ 2.5 Baths

Welcome to another stunning masterwork by renowned builder Jim McGovern. This property delivers sophisticated elegance, top tier craftmanship and rock-solid reassurance of a home built to last. Expansive main living areas designed for effortless daily flow and grand entertaining. Rich trim, high ceilings and beautiful millwork throughout. At the heart of this designer kitchen is a large center island with quartz countertops, offering generous prep space & an expansive walk-in pantry. Modern matte black fixtures & custom soft close cabinetry, while an open-concept layout flows effortlessly into the sunlit dining area and living areas. Escape to the stunning main level primary suite with relaxing soaker tub & expansive custom walk-in closet. The primary closet has easy access to the laundry room. Also on the main level, you will find a mudroom featuring custom cabinetry & a half bath. The lower level features a spacious family room, a convenient kitchenette area, two beautiful additional bedrooms and a full bathroom, all complimented by tons of storage space. Home features an upper composite covered deck and a lower concrete patio create space for outdoor fun & separate zones for relaxing &dining. Main level three car garage for maximum parking. All this on a beautifully treed 1/2 acre lot with dual access, perfect for adding an outbuilding. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. This one won't last, make your appointment now!! Its time, buy that Lake house!

1110 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$244,500

3 Beds ⋅ 2 Baths

Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$199,900

3 Beds ⋅ 2 Baths

Want a weekend getaway or looking for full time lake living? Look no farther! This 3 bedroom, 2 bath beauty has the water views you are looking for and the space you need! Sitting on a beautiful half acre lot, this lovely home offers a bright open feel and main floor living with a full basement, 1 car garage and plenty of parking. On the main level the updated kitchen and living room are set up perfect for entertaining. Spacious living room with views of the lake and open to the kitchen which has plenty of cabinet and counter space for the family chef to cook up the crappie you caught at the lake. Two nice size bedrooms with a full bath on one side of the living room and a large third non conforming bedroom with a second full bath and laundry on the other side. Downstairs you will find the one car garage and plenty of room to store your water toys, golf cart, seasonal decor, etc. But wait there's more!! Want to sit in the shade and take in the views? You will love the huge screened in porch! Want to sit outside and take in the sunrise or sunset? Enjoy the deck out front! If you like to garden or have fur babies there is a large portion of the half acre lot that is tiered and fenced in. There is a storage shed for your outdoor tools/equipment, but room to potentially build a decent shop. Cole Turkey Acres is a wonderful community and amenities include a boat ramp, a community park and you can rent a boat slip. This amazing home is waiting for you and your family to make year-round memories..... and did I mention the views! If you have never lived the lake life, you will love it! If you have then you know how wonderful and relaxing it is! Previous contract fell through to no fault of seller. Home is being sold as is, where is, seller will make no repairs

26641 Waterview Drive, Warsaw

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.

$595,000

3 Beds ⋅ 3.5 Baths

Perfectly situated in the gorgeous Truman Lake town of Warsaw, MO. Voted one of the top lake towns in the state of Missouri! This exquisite 3 brm 3 1/2 bath home has been meticulously crafted by Jim McGovern Homes, consistently celebrated for exceptional craftmanship & timeless design. The seamless open floorplan ensures guests can mingle across areas without feeling left out. The main living area boasts of hardwood floors, stone gas fireplace & soaring ceilings. A highly optimized kitchen is complete with custom cabinets, beautiful quartz counters & pantry. Rare 3 suite layout. This home features 3 large master bedrooms with ensuite & walk-in closet. Two on the main floor & one in the lower level walk-out. Other features include main floor 1/2 bath, large mudroom & laundry room with beautiful custom cabinetry. Wonderful covered porch with maintenance free composite decking. Lower level showcases spacious family room with kitchenette, 3rd master suite, bath, three large storage rooms & a 16x16 unfinished room for 4th bedroom or golf cart garage. Lower level seamlessly flows out to an expansive patio with plenty of room for entertaining. This gorgeous lake home is ideal for multiple families with its ability for communal entertaining and private retreats. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. Its time, buy that Lake house! You won't regret it!!

1104 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$227,500

3 Beds ⋅ 1 Baths

Completely remodeled and move-in ready, this 3-bedroom, 1-bath home offers the perfect blend of modern updates and Lake of theOzarks living. Enjoy beautiful lake views from every bedroom and the living room while taking advantage of all the amenities thiswelcoming lake community has to offer. The extensive renovation includes new drywall, insulation, plumbing, HVAC, luxury vinyl plankflooring, carpet, paint, windows, metal siding, and a durable metal roof, creating a low-maintenance home designed for years ofenjoyment. Outside, you'll find an attached 1-car garage, inviting front porch, new concrete parking area, and patio—ideal for relaxingafter a day on the water. The seller is also offering a $2,500 appliance allowance, giving the new owner the opportunity to choose theirown refrigerator, microwave, and electric range. The community features paved roads leading to the property, two boat ramps, two swimand fishing docks, a park with a playground, shelter house, and restrooms, plus a volunteer fire station. A popular local restaurant andbar is just a short golf cart ride away, making it easy to enjoy local dining without driving into town. Conveniently located approximately15 minutes from downtown Warsaw, this property is well suited as a full-time residence, weekend retreat, or investment opportunity.Experience the best of Lake of the Ozarks living with modern comforts, scenic views, and convenient access to the water.

26657 Waterview Drive, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.

$385,900

3 Beds ⋅ 4 Baths

Experience one of the most breathtaking, year-round views of Truman Lake from this move-in ready home just outside Warsaw, MO. Situated on just over 2 acres, this rare property combines panoramic lake views, privacy, and just under 3,000 finished square feet… an exceptional combination that's hard to find. The open-concept living space was designed to capture the incredible scenery, with expansive windows that fill the living, dining, and kitchen areas with natural light and showcase the lake in every season. Two main-level bedrooms each feature private en-suite bathrooms. The finished walkout lower level offers a spacious second living area, an additional bedroom and a full bathroom, providing flexible space for guests, a home office, recreation, or hobbies. The wooded lakeside setting and mature trees create a peaceful, secluded atmosphere, while three garage spaces and abundant parking provide room for vehicles, boats, and lake toys. The home is all electric, fully turnkey, and ready for immediate enjoyment. A rented marina boat slip is available to transfer to the new owner if desired, and for those ready to embrace lake life from day one, the current boat lift and boat are also available for purchase separately at closing. Opportunities to own a property offering this level of privacy, acreage, move-in-ready condition, and truly breathtaking year-round Truman Lake views are few and far between.

11045 Foothills Lane, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

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Warsaw Homes with VA Loan Financing

Newest Warsaw Homes with VA Loan Financing

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