Lafayette Homes with Conventional Financing

Lafayette Homes with Conventional Financing

Welcome to Lafayette County, Missouri—a hidden gem that beautifully balances small-town charm with modern conveniences. Nestled in the heart of the Show-Me State, Lafayette County boasts a rich history, vibrant communities, and a welcoming atmosphere that makes it an ideal place to call home. With picturesque landscapes, friendly neighborhoods, and a strong sense of community, Lafayette County offers an exceptional quality of life for families, retirees, and everyone in between.

Lafayette County is known for its diverse recreational opportunities, from the scenic trails of the Katy Trail State Park to the tranquil waters of the Missouri River. Outdoor enthusiasts will find plenty of activities to enjoy, whether it's hiking, fishing, or simply soaking in the natural beauty that surrounds them. The county also features charming towns like Lexington and Odessa, where you can explore local shops, delicious dining options, and rich historical sites that tell the story of the area’s past.

For those considering a move to this wonderful county, you'll be pleased to know that many homes here are accessible with conventional financing. This means that whether you’re a first-time buyer or looking to upgrade, there are a variety of options available to suit your needs. From cozy single-family homes to spacious properties with room to grow, Lafayette County has something for everyone.

Discover the warmth and community spirit of Lafayette County, where your dream home awaits. Embrace the opportunity to create lasting memories in a place that feels like home. Explore our listings today and take the first step toward your new life in Lafayette County, Missouri!

Newest Lafayette Homes with Conventional Financing

$248,500
3 Beds ⋅ 1.5 Baths
LOCATION LOCATION!! Well maintained ALL ELECTRIC 3 bedroom, 1 1/2 bath ranch home. Unfinished, dry basement with endless potential waiting for your personal touch. The convenience of laundry hookups available on both the main floor and downstairs. All Appliances included for move-in ready experience! And let's not forget the nice, flat backyard featuring a scenic view on rolling fields. Enjoy your morning coffee at the dining room table while listening to the birds sing from the back porch.

1482 S Business 13 Highway, Lexington

Listing courtesy of Tanya Adams of Community Realty.
$229,000
3 Beds ⋅ 2 Baths
Convenient location! This home is approximately one block from the elementary school and nestled within an established neighborhood. And, within walking distance to the high-school, middle-school, as well as several other amenities including: tennis courts, parks, baseball/softball fields, basketball court, soccer fields, walking track, and more. Welcome home to this ranch-style property offering over 1,700 finished sq.ft. on the main level. This home provides a functional layout with plenty of room for everyday living and entertaining. Several major items have been updated within the last five years including granite countertops, HVAC system, plumbing, new windows in the fall of 2025, and foundation work in 2026 (with warranties). As you approach the home, you are greeted by a country-style covered front porch. When you enter the home, you walk into the living room. All three bedrooms and the primary bathroom are located on the main floor. Walking through the living room you can go out to enjoy the spacious fenced backyard or continue into the dinning room and kitchen area. The kitchen has had many updates including flooring and countertops. The backyard has a fire pit and a storage shed along with another shed space. In the basement, you will find plenty of room for storage along with a work bench and a (mostly unfinished) canvas to finish, update, or expand your living space. Once downstairs, you can turn left to enter the spacious laundry room and storage area. There is a full bathroom downstairs as well. There is also an unfinished non-conforming room, in the downstairs space that could be utilized as a bedroom, office, storage space etc. Buyer and buyer's agent to verify all information and measurements. Photos have been, digitally, enhanced.

509 W 32nd Street, Higginsville

Listing courtesy of Melissa Sutherland of RE/MAX Heritage.
$292,000
3 Beds ⋅ 2.5 Baths
Are you ready quiet evenings on your recently expanded back deck? Come take a look! The upstairs features a spacious kitchen and living room with all three bedrooms as well. The primary bedroom features a full bathroom with a walk in closet. Once downstairs, you'll find a second living room and another half bath. The other half of the basement is a two car garage with plenty of storage space. Along with a recently replaced back deck, the exterior has seen an updated paint scheme.

309 E Phillips Street, Odessa

Listing courtesy of Vincent Barker of Weichert Realtors - Generations.
$2,500,000
240 ACRES north of Odessa - 134 acres tillable, the rest is wooded. There is an old homesite back off the road. It's a perfect private spot to build your new home. There is almost a half mile of road frontage. Possible land to put in a country subdivision. Utilities at the road. Crops belong to the farmer. Possession after the harvest. First time offered since 1960 so don't miss out! Call today!

7705 Steep Hill Drive, Odessa

Listing courtesy of Debbie Wyrick of Realty Executives.
$165,000
3 Beds ⋅ 1.5 Baths
This classic cozy 3 bedroom home is ready for a new owner. It is on a corner lot with additional side yard and beautiful established trees located in a quiet neighborhood on the north end of town. The home was built in 1954 by Edward Bredehoeft. It has hardwood floors underneath the carpet in the spacious living room, all 3 bedrooms and hallway. The kitchen has well-built cabinets with a pull-out cutting board. The bathroom on the main level has been updated. Laundry chute to the basement adds to the charm. One main level bedroom has a washer/dryer hookup for a stackable unit. The full basement has a large recreation room and a non-conforming bedroom or possible space for an office. Laundry hookup also in the basement. There is a second shower, sink and toilet in the basement. This home has been well cared for including a new panel electrical box. There is a nice patio area and shed in the yard. A new wood ramp was recently added from the back door going to the street for easy access.

1210 Lipper Avenue, Higginsville

Listing courtesy of Marie Dittmer of Dittmer Real Estate Company.
$699,900
3 Beds ⋅ 3 Baths
Escape to peaceful country living with this beautifully updated homestead on 18.63 scenic acres in the Odessa School District! Situated on pavement, this well-maintained home offers the perfect blend of modern updates and serene surroundings. The spacious kitchen features stained cabinetry, abundant cabinet space, granite countertops, and all kitchen appliances stay. A full-size refrigerator in the finished basement wet bar is also included. Refinished hardwood floors flow throughout the main living areas and main-floor bedrooms, while ceramic tile flooring accents the bathrooms. Gather around the cozy wood-burning fireplace with its beautifully refaced granite hearth. The finished walkout basement provides additional living space with luxury vinyl plank flooring, a wet bar, and a non-conforming fourth bedroom that's ideal for guests, a home office, or hobby room. Step outside to enjoy the newer patio overlooking the picturesque property or cool off in the 4-year-old in-ground saltwater sports pool. The 30' x 50' shop with a concrete floor, electricity, and attached lean-to offers plenty of room for equipment, projects, or storage. Additional updates include newer main-floor windows, making this home as efficient as it is beautiful. With 18.63 acres of room to roam, incredible outdoor amenities, and a peaceful setting, this property offers the best of country living while remaining conveniently accessible. Don't miss this rare opportunity to own your own slice of paradise!

12321 U Highway, Odessa

Listing courtesy of Asheley Sisk of RE/MAX Heritage.
$105,000
Discover your own slice of nature's paradise! Are you ready to escape the hustle and bustle and embrace the serenity of nature? This stunning acreage is not just land; it’s the canvas for your dream home. Fully surveyed and primed for a new build, this property offers a unique opportunity to connect with the outdoors. Picture yourself building your dream retreat on these 7.2 acres, where tranquility reigns and the beauty of wildlife is your daily companion. With a 365-foot deep shared well that you can connect to and existing electrical service already installed, you'll have the conveniences of modern living while basking in the peacefulness of country life. Nestled away from it all, this hidden gem is a sanctuary for those seeking solace and inspiration from nature. Don’t miss the chance to make this serene landscape your forever home—your future awaits in this idyllic rural setting!

Ozark Lane, Higginsville

Listing courtesy of Emily Collins of RE/MAX Central.
$295,000
3 Beds ⋅ 2.5 Baths
Nestled in an established neighborhood at the end of a quiet, short street, this home offers a peaceful setting where you can relax and enjoy the backyard and inground pool without the noise or concern of through traffic. With plenty of room for everyone, the main level features three spacious bedrooms and two full baths, while the finished walk-out basement adds even more living space with a large rec room, a den or home office, and a convenient half bath with easy access to the pool—perfect for entertaining or enjoying summer days.

408 E Walnut Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
$600,000
4 Beds ⋅ 2.5 Baths
Million dollar views meet timeless elegance! Perched on 1.51 scenic acres in the Greenton Outlook Subdivision, this exceptional 4 bedroom, 2.5 bath, 1.5 story home offers breathtaking panoramic views, quality craftsmanship, and room to live, entertain, and grow. From the moment you arrive, you'll be captivated by the inviting wraparound porch accented with a beautiful copper colored metal roof, setting the tone for the warmth and character found throughout the home. Step inside to an impressive great room featuring soaring ceilings, abundant natural light, a stunning granite finished fireplace, and an oversized decorative mirror that creates an unforgettable focal point. Rich dark hardwood flooring, custom blinds, and thoughtful finishes flow throughout the home. The kitchen boasts custom cabinetry, granite countertops, ample workspace, and both an eat in dining area and a separate formal dining room, making it perfect for everything from casual breakfasts to holiday gatherings. The spacious main level primary suite provides a peaceful retreat complete with double closets and a private bath. A convenient half bath is also located on the main level, while the upper floor offers three additional bedrooms and a full bathroom, providing comfortable space for family and guests. Step outside to enjoy the peaceful country setting from the concrete backyard patio, overlooking a fenced backyard. Additional outdoor amenities include a lawn shed, a 12x16 storage shed, a level yard, and plenty of off-street parking for guests, trailers, or recreational vehicles. Need more space? The huge unfinished basement offers endless possibilities perfect for storage, hobbies, a workshop, or future finished living space to fit your needs. This all electric home combines efficiency with comfort in one of the area's most picturesque settings. If you've been searching for spectacular views, generous living space, and timeless quality, this gem is ready to welcome you home.

9618 Greenton Road, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.
$165,000
2 Beds ⋅ 1 Baths
Step into timeless character in the heart of Odessa. This charming 1920 home offers 2 bedrooms, 1 bathroom, and approximately 1400 square feet of living space on a spacious 0.37-acre lot. Inside, you’ll find beautiful original woodwork, hardwood floors, a generous dining room, perfect for gatherings, and a large living room centered around a stunning fireplace. Relax on the inviting front porch and enjoy the charm of small-town living with convenient access to local shops, dining, parks, and schools. If you appreciate historic character and endless potential, this home is ready for its next owner to make it their own.

314 E Main Street, Odessa

Listing courtesy of Richey Real Estate Group of Real Broker, LLC-MO.
$89,500
2 Beds ⋅ 1 Baths
The house is being sold as/is and needs to be rehabbed.

413 W 22nd Street, Higginsville

Listing courtesy of Brian Morris of Ace Realty.
$585,000
5 Beds ⋅ 3.5 Baths
Peaceful country living meets modern luxury! Welcome home to this stunning custom designed 1.5 story home nestled on 1.45 scenic acres in the desirable Willow Lake Subdivision within the Wellington-Napoleon R-9 School District. Offering 5 bedrooms, 3.5 bathrooms, and a 2-car garage, this exceptional home is only 4 years old and was thoughtfully designed with today's lifestyle in mind. From the moment you step inside, you'll appreciate the bright, open floor plan enhanced by expansive windows that fill the home with natural light and showcase breathtaking country sunsets. Luxury vinyl plank flooring flows throughout most of the home, while a neutral color palette, crisp white cabinetry, and abundant built-in storage create a timeless design ready for your personal style. The heart of the home is the inviting living room featuring a beautiful fireplace with a shiplap surround, creating the perfect gathering place for family and friends. The spacious dining room is flooded with natural light and offers an ideal setting for holiday meals, celebrations, and everyday living. Thoughtful touches throughout the home include stylish sliding barn doors, a functional mudroom, and a walk-in pantry designed to keep life organized and convenient. With five generously sized bedrooms and three and one half bathrooms, there's plenty of room for everyone to spread out and enjoy their own space. The unfinished basement provides outstanding storage and endless possibilities for a workshop, craft area, home gym, or future finished living space. Outside, you'll enjoy the tranquility of country living while still being part of the welcoming Willow Lake community. Whether you're sipping your morning coffee, entertaining guests, or simply unwinding after a long day, you'll appreciate the peaceful setting and unforgettable sunset views. Don't miss your opportunity to make this incredible home your own. Schedule your private showing today!

6565 Tucker Drive, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.
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