Lafayette Homes with FHA Financing

Lafayette Homes with FHA Financing

Welcome to Lafayette County, Missouri—a hidden gem nestled in the heart of the Midwest. Known for its rich history, picturesque landscapes, and welcoming communities, Lafayette County offers the perfect blend of rural charm and modern convenience. With a population that values community spirit and a slower pace of life, residents enjoy a friendly atmosphere where neighbors become friends.

Lafayette County is home to a variety of outdoor recreational opportunities. Whether you’re hiking through the scenic trails of the local parks or enjoying a peaceful day of fishing at one of the many lakes, nature enthusiasts will find plenty to love. The county also boasts a selection of quaint shops, delicious dining options, and vibrant local events that bring the community together.

For those looking to settle down in this wonderful area, homes in Lafayette County are often accessible through FHA financing. This means that first-time homebuyers and those with limited savings can find affordable options without compromising on quality. The FHA loan program is designed to make homeownership attainable, allowing you to explore a diverse range of properties that fit your lifestyle and budget.

From charming historic homes to modern new builds, Lafayette County offers a variety of housing options to suit every taste. With the added benefit of FHA financing, your dream home in this idyllic county is within reach. Discover the perfect place to call home in Lafayette County, where community and comfort await you!

Newest Lafayette Homes with FHA Financing

$109,900
2 Beds ⋅ 1 Baths
*PRICE IMPROVEMENT* Why rent when you can own? This inviting 2-bedroom, 1-bath bungalow offers an excellent opportunity for first-time buyers, downsizers, or investors looking to add their personal touch. Situated on a corner lot, this home features fresh interior paint, comfortable living spaces, and plenty of potential to make it your own. Step outside to enjoy the large, partially fenced yard, offering space for pets, gardening, outdoor entertaining, or future improvements. With affordable ownership opportunities becoming harder to find, this property is the perfect chance to build equity while creating a home that reflects your style and vision. Schedule your showing today and discover the possibilities this property has to offer—your opportunity awaits!

2101 Jefferson Street, Lexington

Listing courtesy of Cheri Hudson Landwehr of RE/MAX Central.
$219,900
3 Beds ⋅ 1 Baths
Welcome to 903 Roncelli Road . Sitting on a quiet dead end street perfect for raising a family. You'll enjoy a peaceful and tranquil setting. 2 bedrooms, bath, sitting room and a kitchen that offers a generous amount of cabinets that's connected to the dining space that flows nicely into the living room complete the main level. Step out from the dining room to a covered porch that's perfect for relaxing or enjoying your favorite beverage. While the lower level features a versatile third bedroom. making it an ideal space for home office, guest room, family room etc., and 2 car garage space. Exterior has vinyl siding, vinyl windows. The yard has mature trees and shrubs that provides a great potential for outdoor enjoyment, gardening or gatherings. Conveniently located near restaurants , schools, shopping, and easy highway access. It is ready for your cosmetic touches and favorite paint colors to truly shine.

903 Roncelli Road, Lexington

Listing courtesy of David Moss of Riverview Realty.
$500,000
3 Beds ⋅ 2 Baths
Welcome to The Hill, Odessa’s exclusive new subdivision! This beautiful ranch style home offers exceptional curb appeal, featuring a covered front porch and a desirable corner lot location with Lake Venita and walking trail nearby. Step through the double door entry and immediately appreciate the upgraded finishes and serene, inviting atmosphere. The spacious open concept living area features a cozy fireplace flanked by built-in cabinets with open shelving and flows seamlessly into the stylish kitchen, complete with a large island perfect for entertaining, a pantry, and plenty of storage. The private primary suite is designed to be your personal retreat, offering a relaxing soaking tub, walk-in shower, and an oversized walk-in closet. Thoughtfully designed and beautifully crafted, this home combines comfort, style, and functionality in a fantastic location. Don’t miss your opportunity to make this exceptional home yours!

700 W Marlow Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
$315,000
3 Beds ⋅ 2 Baths
Brand new construction offering a spacious, comfortable, and stylish floor plan! The bright and airy kitchen features a large island, abundant cabinetry, and a pantry with convenient pull-out shelves, making organization a breeze. The inviting living room showcases vaulted ceilings and sliding doors that open to a covered patio, creating the perfect spot to relax and enjoy the privacy of the backyard. Tucked away at the back of the home, the primary suite offers a peaceful retreat with a private bath featuring a double vanity, walk-in shower, and spacious walk-in closet. A beautiful blend of style, comfort, and functionality!

301 W 18th Street, Higginsville

Listing courtesy of Danette Kay Iman of Heritage Realty.
$525,000
4 Beds ⋅ 3 Baths
Tucked away at the end of a quiet country lane, this beautifully updated 2.3-acre retreat delivers the peace and privacy of acreage living—without gravel roads or highway noise. The 4-bedroom, 3-bath reverse 1.5-story combines a low-maintenance exterior with an open, light-filled interior featuring soaring vaulted ceilings and an easy, flowing floor plan. The private primary ensuite and a second bedroom suite are both conveniently located on the main floor, while the oversized mudroom provides the perfect transition between the garage, home, and pool. And if storage is important, you will not be disappointed. There’s room for everything, including an attached garage deep enough to comfortably accommodate a full-size 3/4-ton 4x4 pickup. The walkout lower level offers two additional bedrooms, a full bath, and a spacious family room with direct access to the outdoors. Outside, a custom in-ground pool takes center stage, complemented by a covered patio and deck that provide plenty of room to entertain, relax in the shade, and enjoy the privacy of the setting. Beyond the pool, the property backs to the community lake, creating a peaceful backdrop that makes the acreage feel even more secluded. Recent updates, including the HVAC system and roof, add even more value and peace of mind. Paved roads, no highway noise, acreage, a pool, water views, generous storage, cheap West Central utilities, and a low-maintenance exterior—this is country living with the comforts and conveniences already built in. **Your new home has been pre-inspected so you can purchase with confidence! **

7357 Valley View Circle, Odessa

Listing courtesy of The Carter Group of Keller Williams Platinum Prtnr.
$174,500
2 Beds ⋅ 1 Baths
Big potential, great location, and plenty of room to make it your own! Nestled on a quiet neighborhood street in the heart of town, this cozy 2-bedroom, 1-bath bungalow is close to parks, schools, and downtown — putting everyday conveniences just minutes away. Inside, you'll find a comfortable layout featuring a mix of hardwood floors and carpet, along with a kitchen showcasing original wood cabinetry and plenty of opportunity to add your own personal touches. Thermal windows and maintenance-free vinyl siding offer added comfort and easy upkeep. The unfinished full basement provides valuable space for storage, hobbies, a workshop, or future finishing, while the unfinished attic offers additional storage and potential. Outside, the spacious fenced-in yard provides plenty of room for pets, gardening, entertaining, or simply enjoying your own outdoor space. The inviting front porch is the perfect spot to enjoy your morning coffee, catch a beautiful sunrise, or unwind as the day comes to a close. The extended one-car garage offers more than just parking, with additional space for storage, a workshop, hobbies, or whatever your needs may be. Full of possibilities and ready for your personal touch, this cozy bungalow is waiting for you. Schedule your private tour today and come see what you can make of it!

620 W 25th Terrace, Higginsville

Listing courtesy of Cheri Hudson Landwehr of RE/MAX Central.
$375,000
3 Beds ⋅ 2 Baths
Situated on 10 acres of pasture and timber, this home offers plenty of space both inside and out. The home features a spacious living room with fireplace, an open dining area, a functional kitchen with abundant cabinetry and counter space, and an attached sunroom overlooking the property. Laminate flooring runs throughout much of the main living area, and a metal roof adds lasting durability. Outside is where this property really shines. The acreage is partially fenced and offers a nice mix of open pasture and timber, providing plenty of room for livestock, recreation, or simply enjoying the country setting. A large detached shop with an attached lean-to provides excellent space for equipment, vehicles, projects, and storage. You’ll also find an impressive 60x65 barn, adding even more versatility to the property. Whether you’re looking for a small hobby farm, space for animals and equipment, or simply room to spread out, this acreage has plenty to offer.

18696 Old Hwy 40 Highway, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
$285,000
3 Beds ⋅ 2 Baths
Welcome home to this charming 3-bedroom, 2-bath ranch nestled in a quiet neighborhood on a desirable dead-end cul-de-sac. Enjoy the convenience of one-level living with the laundry room located on the main floor. Soaring ceilings with unique angles add character and an impressive sense of space. The fenced-in backyard provides a great space for entertaining, relaxing, or enjoying time outdoors. The large unfinished basement has already been framed, offering a great opportunity to create additional living space, a home office, recreation area, or whatever best fits your needs. A wonderful home with plenty of potential in a peaceful setting!

510 S Dyer Street, Odessa

Listing courtesy of Samantha Adkins of Riverview Realty.
$322,000
3 Beds ⋅ 2 Baths
Welcome to this beautiful new construction home offering 3 bedrooms and 2 bathrooms in a great location! Designed with comfortable, modern living in mind, this home is currently under construction and is expected to be completed in November The unfinished full basement provides plenty of opportunity for future living space, recreation, storage, or additional bedrooms and bath. Enjoy the benefits of a brand-new home in an established, desirable area. Don’t miss your opportunity to make this new construction home yours!

2805 Franklin Avenue, Lexington

Listing courtesy of Samantha Adkins of Riverview Realty.
$244,000
3 Beds ⋅ 2 Baths
This well-maintained ranch offers more space than you might expect! The main level features a comfortable living room, eat-in kitchen with abundant cabinetry, three bedrooms and a full bath. Downstairs, the finished basement provides a spacious family/recreation room, a second bath with shower, and a 4th non-conforming bedroom, giving you plenty of flexibility for guests, a home office, hobbies or additional living space. Step outside and you’ll find a backyard made for enjoying. The fenced yard offers plenty of room to spread out, while the brick patio is shaded by mature trees and includes a privacy fence for a more secluded outdoor living area. A spacious enclosed sunroom overlooks the backyard and adds another great place to relax or entertain. Need extra storage or workspace? You’ll appreciate the 21x23 detached outbuilding/shop, perfect for projects, lawn equipment, toys or additional storage. With an attached garage, vinyl siding, mature trees and lots of usable living space, this home offers a great combination of comfort, functionality and outdoor amenities.

2101 Willow Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
$195,000
3 Beds ⋅ 1.5 Baths
Welcome home to this well kept, all ranch home in an established neighborhood in the charming town of Lexington. This is a clean, comfortable home that has been thoughtfully maintained and offers the kind of solid construction and simple layout that makes a home easy to enjoy. Home features brand new furnace and A/C units, original wood floors that add character, and updated countertops that provide a nice touch in the kitchen. One of the bedrooms includes a convenient half bathroom, with a full bathroom located off the hallway. The basement is very sound and offers excellent space for storage or future use. A great opportunity for someone looking for a well cared for home in a friendly community and a wonderful small town setting.

506 Country Club Road, Lexington

Listing courtesy of Atalie Blackwell of Platinum Realty LLC.
$539,900
3 Beds ⋅ 2.5 Baths
40x30 WORKSHOP w Office/Half Bath + Acreage w 2 year old home + lake access! Everything you could ask for! Are you looking to raise your family on acreage OR looking for a WORKSHOP? This 3 bedroom, 2.5 bath ranch sits on 2.2 private acres with gorgeous scenery surrounding the home. Here you’ll get the land and privacy you’ve been looking for without sacrificing a beautiful, updated home. All one level living, primary closet is also a safe room, plenty of room to add on to this home if more space is needed! Inside, you’ll find a modern, updated interior with warm finishes throughout and plenty of natural light. The home is welcoming, beautifully maintained, and move-in ready. With everything conveniently located on one level, the ranch floor plan makes everyday living easy while still giving you plenty of space throughout. Now let’s talk about the SHOP! This 40x30 shop has 14-foot sidewalls with plenty of space for vehicles, equipment, storage, hobbies, or projects. There is also a separate office with heating and cooling AND a half bath, giving you the option to work right from the property without taking over space inside the home. Picture waking up with 2+ acres of beautiful scenery right outside your door. Enjoy the privacy, take in the views, and enjoy everything that comes with having your own acreage. Walk to Lake Lafayette, https://lakelafayettemo.gov/parks-and-lakes/, go fishing or head over to one of the Parks! *THE BIGGER OPPORTUNITY - you could sell some of the ALREADY PARCELED OFF land and make some $ while still maintaining your personal space w the home & shop.

1999 Goose Drive, Odessa

Listing courtesy of Sherry Westhues of RE/MAX Elite, REALTORS.
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