Lafayette Homes with FHA Financing

Lafayette Homes with FHA Financing

Welcome to Lafayette County, Missouri—a hidden gem nestled in the heart of the Midwest. Known for its rich history, picturesque landscapes, and welcoming communities, Lafayette County offers the perfect blend of rural charm and modern convenience. With a population that values community spirit and a slower pace of life, residents enjoy a friendly atmosphere where neighbors become friends.

Lafayette County is home to a variety of outdoor recreational opportunities. Whether you’re hiking through the scenic trails of the local parks or enjoying a peaceful day of fishing at one of the many lakes, nature enthusiasts will find plenty to love. The county also boasts a selection of quaint shops, delicious dining options, and vibrant local events that bring the community together.

For those looking to settle down in this wonderful area, homes in Lafayette County are often accessible through FHA financing. This means that first-time homebuyers and those with limited savings can find affordable options without compromising on quality. The FHA loan program is designed to make homeownership attainable, allowing you to explore a diverse range of properties that fit your lifestyle and budget.

From charming historic homes to modern new builds, Lafayette County offers a variety of housing options to suit every taste. With the added benefit of FHA financing, your dream home in this idyllic county is within reach. Discover the perfect place to call home in Lafayette County, where community and comfort await you!

Newest Lafayette Homes with FHA Financing

$165,000
3 Beds ⋅ 1.5 Baths
This classic cozy 3 bedroom home is ready for a new owner. It is on a corner lot with additional side yard and beautiful established trees located in a quiet neighborhood on the north end of town. The home was built in 1954 by Edward Bredehoeft. It has hardwood floors underneath the carpet in the spacious living room, all 3 bedrooms and hallway. The kitchen has well-built cabinets with a pull-out cutting board. The bathroom on the main level has been updated. Laundry chute to the basement adds to the charm. One main level bedroom has a washer/dryer hookup for a stackable unit. The full basement has a large recreation room and a non-conforming bedroom or possible space for an office. Laundry hookup also in the basement. There is a second shower, sink and toilet in the basement. This home has been well cared for including a new panel electrical box. There is a nice patio area and shed in the yard. A new wood ramp was recently added from the back door going to the street for easy access.

1210 Lipper Avenue, Higginsville

Listing courtesy of Marie Dittmer of Dittmer Real Estate Company.
$699,900
3 Beds ⋅ 3 Baths
Escape to peaceful country living with this beautifully updated homestead on 18.63 scenic acres in the Odessa School District! Situated on pavement, this well-maintained home offers the perfect blend of modern updates and serene surroundings. The spacious kitchen features stained cabinetry, abundant cabinet space, granite countertops, and all kitchen appliances stay. A full-size refrigerator in the finished basement wet bar is also included. Refinished hardwood floors flow throughout the main living areas and main-floor bedrooms, while ceramic tile flooring accents the bathrooms. Gather around the cozy wood-burning fireplace with its beautifully refaced granite hearth. The finished walkout basement provides additional living space with luxury vinyl plank flooring, a wet bar, and a non-conforming fourth bedroom that's ideal for guests, a home office, or hobby room. Step outside to enjoy the newer patio overlooking the picturesque property or cool off in the 4-year-old in-ground saltwater sports pool. The 30' x 50' shop with a concrete floor, electricity, and attached lean-to offers plenty of room for equipment, projects, or storage. Additional updates include newer main-floor windows, making this home as efficient as it is beautiful. With 18.63 acres of room to roam, incredible outdoor amenities, and a peaceful setting, this property offers the best of country living while remaining conveniently accessible. Don't miss this rare opportunity to own your own slice of paradise!

12321 U Highway, Odessa

Listing courtesy of Asheley Sisk of RE/MAX Heritage.
$295,000
3 Beds ⋅ 2.5 Baths
Nestled in an established neighborhood at the end of a quiet, short street, this home offers a peaceful setting where you can relax and enjoy the backyard and inground pool without the noise or concern of through traffic. With plenty of room for everyone, the main level features three spacious bedrooms and two full baths, while the finished walk-out basement adds even more living space with a large rec room, a den or home office, and a convenient half bath with easy access to the pool—perfect for entertaining or enjoying summer days.

408 E Walnut Street, Odessa

Listing courtesy of Danette Kay Iman of Heritage Realty.
$600,000
4 Beds ⋅ 2.5 Baths
Million dollar views meet timeless elegance! Perched on 1.51 scenic acres in the Greenton Outlook Subdivision, this exceptional 4 bedroom, 2.5 bath, 1.5 story home offers breathtaking panoramic views, quality craftsmanship, and room to live, entertain, and grow. From the moment you arrive, you'll be captivated by the inviting wraparound porch accented with a beautiful copper colored metal roof, setting the tone for the warmth and character found throughout the home. Step inside to an impressive great room featuring soaring ceilings, abundant natural light, a stunning granite finished fireplace, and an oversized decorative mirror that creates an unforgettable focal point. Rich dark hardwood flooring, custom blinds, and thoughtful finishes flow throughout the home. The kitchen boasts custom cabinetry, granite countertops, ample workspace, and both an eat in dining area and a separate formal dining room, making it perfect for everything from casual breakfasts to holiday gatherings. The spacious main level primary suite provides a peaceful retreat complete with double closets and a private bath. A convenient half bath is also located on the main level, while the upper floor offers three additional bedrooms and a full bathroom, providing comfortable space for family and guests. Step outside to enjoy the peaceful country setting from the concrete backyard patio, overlooking a fenced backyard. Additional outdoor amenities include a lawn shed, a 12x16 storage shed, a level yard, and plenty of off-street parking for guests, trailers, or recreational vehicles. Need more space? The huge unfinished basement offers endless possibilities perfect for storage, hobbies, a workshop, or future finished living space to fit your needs. This all electric home combines efficiency with comfort in one of the area's most picturesque settings. If you've been searching for spectacular views, generous living space, and timeless quality, this gem is ready to welcome you home.

9618 Greenton Road, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.
$585,000
5 Beds ⋅ 3.5 Baths
Peaceful country living meets modern luxury! Welcome home to this stunning custom designed 1.5 story home nestled on 1.45 scenic acres in the desirable Willow Lake Subdivision within the Wellington-Napoleon R-9 School District. Offering 5 bedrooms, 3.5 bathrooms, and a 2-car garage, this exceptional home is only 4 years old and was thoughtfully designed with today's lifestyle in mind. From the moment you step inside, you'll appreciate the bright, open floor plan enhanced by expansive windows that fill the home with natural light and showcase breathtaking country sunsets. Luxury vinyl plank flooring flows throughout most of the home, while a neutral color palette, crisp white cabinetry, and abundant built-in storage create a timeless design ready for your personal style. The heart of the home is the inviting living room featuring a beautiful fireplace with a shiplap surround, creating the perfect gathering place for family and friends. The spacious dining room is flooded with natural light and offers an ideal setting for holiday meals, celebrations, and everyday living. Thoughtful touches throughout the home include stylish sliding barn doors, a functional mudroom, and a walk-in pantry designed to keep life organized and convenient. With five generously sized bedrooms and three and one half bathrooms, there's plenty of room for everyone to spread out and enjoy their own space. The unfinished basement provides outstanding storage and endless possibilities for a workshop, craft area, home gym, or future finished living space. Outside, you'll enjoy the tranquility of country living while still being part of the welcoming Willow Lake community. Whether you're sipping your morning coffee, entertaining guests, or simply unwinding after a long day, you'll appreciate the peaceful setting and unforgettable sunset views. Don't miss your opportunity to make this incredible home your own. Schedule your private showing today!

6565 Tucker Drive, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.
$540,000
4 Beds ⋅ 4 Baths
Nestled on the quiet edge of Higginsville, Missouri, this beautifully updated home offers the perfect blend of comfort, space, and peaceful living. From the moment you step inside, you'll appreciate the soaring vaulted ceilings, rich hardwood floors, and bright, open layout designed for everyday living and entertaining. The spacious kitchen flows seamlessly into the generous dining room, while the inviting sunroom provides the perfect place to relax and enjoy views of the private backyard. With four spacious bedrooms, including a large primary suite, and four full bathrooms—including a convenient Jack-and-Jill bath—this home offers plenty of room for family and guests. Located in one of Higginsville's most tranquil neighborhoods, this exceptional property combines modern updates with the serenity of country-style living just minutes from town amenities.

1000 Main Road, Higginsville

Listing courtesy of Ashley Stockman of RE/MAX Central.
$780,000
4 Beds ⋅ 3 Baths
Welcome to the barndo you’ve been waiting for! This story-and-a-half home offers the perfect blend of comfort, character, and functionality, complete with an incredible 55’ x 110’ attached shop. Whether you’re running a business, storing all the toys, or simply need room to spread out, the possibilities are endless. Designed with comfort in mind, the home features two furnaces and two A/C units, three water heaters, and heated floors in the primary bathroom for year-round comfort. Love to entertain? The outdoor bar is equipped with its own mini-split system, making it the perfect place to gather in every season. The spacious home provides a warm and inviting place to unwind, while the massive shop is ready to bring your biggest ideas to life. Work hard, play harder, and enjoy the best of both worlds, all under one roof. This is one you truly have to see to appreciate!

10782 Starr School Road, Odessa

Listing courtesy of M&M Home Group of ReeceNichols - Lees Summit.
$799,000
3 Beds ⋅ 3.5 Baths
Resort lifestyle meets peaceful country living on private Bass Lake. Nestled on 5 manicured acres on 40-acre Bass Lake, this exceptional property offers privacy, recreation, & everyday comfort. A picturesque tree-lined blacktop drive leads you to an entertainer's dream. Enjoy the in-ground pool, relax in the hot tub, fish from your private dock (with electricity), gather around the fire pit, or unwind in the peaceful garden. The expansive deck overlooks the beautifully landscaped backyard, while lake-fed irrigation keeps the grounds looking their best. A whole-home generator adds year-round peace of mind. Three impressive outbuildings provide endless possibilities. The largest is fully insulated with concrete floors, mini-splits, a greenhouse & overhead doors. A 2nd insulated outbuilding is ideal for lawn equipment or toys, while the enclosed four-season lakefront fish house with electricity lets you enjoy the lake year-round. Oversized 3-car garage features an electric lift for easy attic storage & access to a convenient lean-to. Inside, hardwood floors lead through the formal dining room into the spacious kitchen, breakfast area, & inviting living room with an ultra-efficient pellet stove. The main-level theater room offers flexibility & could be converted to a primary suite. Upstairs, the primary suite features a private balcony, walk-in shower, double vanity, & walk-in closet. 2 additional bedrooms share a Jack-&-Jill bath, upstairs laundry & finished attic space provide room for an office, hobbies, or storage. Walkout lower level offers space for games or pool table, plus a full bath & non-conforming bedroom/office. Bass Lake is private to property owners, offering fishing, swimming, & no-wake boating. Convenient access to I-70 provides an easy commute, while nearby II Pillar Estates will introduce thoughtfully designed acreage homes, enhancing the surrounding community. A truly one-of-a-kind property where every day feels like a getaway.

1003 Top Water Drive, Bates City

Listing courtesy of Derek Randall of ReeceNichols - Lees Summit.
$275,000
3 Beds ⋅ 2 Baths
Welcome home to this beautiful traditional 1.5 story home in the historic district of Lexington! Situated on a little over a half-acre corner lot, this home has so much to offer! Step inside to be enveloped by old-world charm that is blended with modern day conveniences. At the front entry, you're met with a spacious covered porch and stained-glass details. Step inside to be welcomed by the beautiful wooden staircase and gleaming original hardwood floors. Main level living is made possible with a spacious primary bedroom, full bathroom, updated eat-in kitchen with granite counters and stainless-steel appliances, charming living room, and laundry (washer and dryer included). Upstairs are two generously sized bedrooms and an additional full bathroom with bonus storage area in the attic that can easily be accessed. In addition to the almost 2000 sqft of finished space inside, you'll find an expansive 2 story outbuilding/shop as well as a detached garage! The outbuilding (that has electricity ran to it) provides extra space for all your hobbies - while still having garage space for your vehicles! The AC and furnace were updated in 2018, and water heater was replaced in 2025. Previous owner updated the plumbing and electrical wiring throughout and installed a new 200-amp electric panel in 2021. Fenced and gated, this lot provides plenty of room for outdoor summer fun while feeling safe and secure.

1919 South Street, Lexington

Listing courtesy of Natalie Downs of ReeceNichols - Lees Summit.
$160,000
2 Beds ⋅ 1 Baths
Conveniently located bungalow, minutes from charming downtown Lexington! This home was remodeled 2 years ago and offers an updated interior featuring neutral colors. The kitchen opens to the living room for easy entertaining and a spacious feel. The HVAC is less than 3 years old and the roof is less than 4 years old. All appliances remain with the home including the washer/Dryer. The treed yard is almost a half acre!

1318 Clinton Street, Lexington

Listing courtesy of Conrad Mays of RE/MAX Advantage.
$220,000
3 Beds ⋅ 1 Baths
True one level living on nearly 1 acre. This home has a great layout, spacious rooms, and charming older home details. There have been many updates over the last 4 years. The updates would include - roof, windows, exterior doors, central air, heat pump, electric backup and shower tile. There is a lot of room for a nice sized garden. In addition, there is a single car garage with a concrete floor and a walk-in door.

305 E Orchard Street, Odessa

Listing courtesy of Donn Quick of Home Realty.
$195,000
3 Beds ⋅ 1 Baths
Raised ranch with a backyard you'll love! Don't miss a beat, move right in and keep your busy life on track in this well maintained 3 bedroom, 1 bath raised ranch that's ready for its next owner. The main level features three comfortable bedrooms and a functional layout designed for everyday living. Downstairs, the spacious basement provides plenty of room for storage, a recreation area, home office, workout space, or future finished living space to fit your needs. Step outside and discover the fully fenced backyard with a recently poured concrete patio for entertaining. Need room for your vehicles and toys? You'll love the abundant off-street parking, including an RV-sized carport. There is a large metal storage shed in the backyard, offering excellent space for tools, lawn equipment, and outdoor gear. If you've been searching for a home that's clean and comfortable with exceptional outdoor living, this is one you won't want to miss. Schedule your private showing today and see everything this wonderful home has to offer!

607 May Street, Wellington

Listing courtesy of Harley Amos Todd of Heritage Realty.
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