Lafayette Homes with Owner May Carry Financing

Welcome to Lafayette County, Missouri, a hidden gem that beautifully combines rural charm with modern conveniences. Nestled in the heart of the Show-Me State, Lafayette County is known for its picturesque landscapes, rich history, and welcoming communities. With a population that values both tradition and progress, this county offers a unique blend of small-town warmth and access to larger urban centers, making it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Lafayette County is characterized by its scenic rolling hills, lush farmland, and vibrant local culture. Residents enjoy a variety of outdoor activities, including hiking, fishing, and exploring the beautiful parks that dot the area. The county is also home to several charming towns, each with its own distinct character and community spirit. From quaint shops to delightful eateries, there’s always something new to discover.

For those considering a move to Lafayette County, the real estate market offers exciting opportunities, including homes with owner may carry financing. This flexible financing option allows buyers to negotiate directly with sellers, making homeownership more accessible for those who may face challenges securing traditional financing. Whether you're a first-time homebuyer or looking to invest, this innovative approach can help you find the perfect home without the usual hurdles.

Come explore Lafayette County, where your dream home awaits amidst a backdrop of stunning natural beauty and a community that feels like family. The possibilities are endless, and the lifestyle is unmatched!

Newest Lafayette Homes with Owner May Carry Financing

$189,000

3 Beds ⋅ 1 Baths

Charming 3-bedroom bungalow in the heart of Odessa! Close to schools and shopping. Features include BRAND NEW Luxury Vinyl Plank flooring in kitchen, freshly refinished gleaming hardwoods, original woodwork, and built-in window seat in the dining area. The new kitchen sink, new light fixtures in bedrooms, new toilet, and fresh paint throughout make this home move-in ready. Large living area opens to dining. Concrete pad is ready for your garage or carport addition. Come experience the charm and functionality of small town living.

414 S 2nd Street, Odessa

Listing courtesy of Lara Maple of Heritage Realty.

$70,000

Owner Financing Available: The National Register of Historic Places calls this property a significant example of an early neighborhood store building. Very close to downtown on beautiful Franklin Avenue. Huge first floor with 12' ceilings can be used as retail space. The second floor offers a large apartment/home or even office space. Freight elevator goes from first floor to basement. The property also features a nice brick courtyard and detached garage. Owner finance available, great opportunity!

1802 Franklin Avenue, Lexington

Listing courtesy of Luis Venegas of ReeceNichols-KCN.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use