Lafayette Homes with USDA Loan Financing

Lafayette Homes with USDA Loan Financing

Welcome to Lafayette County, Missouri – a hidden gem that combines the charm of rural living with the convenience of modern amenities. Nestled in the heart of the Show-Me State, Lafayette County offers a unique blend of picturesque landscapes, rich history, and a welcoming community atmosphere. With its rolling hills, lush farmlands, and serene parks, it's no wonder that this county is a sought-after destination for families and individuals alike.

One of the standout features of Lafayette County is its accessibility to affordable housing options, particularly through USDA loan financing. This program is designed to help low to moderate-income families achieve their dream of homeownership in eligible rural areas. With USDA loans, you can secure a home with little to no down payment, making it easier than ever to settle down in this beautiful county. Whether you're looking for a cozy cottage, a spacious family home, or a charming farmhouse, Lafayette County has a diverse range of properties that cater to various lifestyles and budgets.

In addition to its attractive housing options, Lafayette County is rich in community spirit and local amenities. Residents enjoy access to excellent schools, vibrant local businesses, and a variety of recreational activities. From hiking trails and fishing spots to community events and farmers' markets, there’s always something happening in Lafayette County.

If you're considering a move to a place that offers both tranquility and opportunity, look no further than Lafayette County, MO. With the added benefit of USDA loan financing, your dream home is within reach. Come explore the possibilities and discover why so many are proud to call Lafayette County home!

Newest Lafayette Homes with USDA Loan Financing

$229,000
3 Beds 2 Baths
Convenient location! This home is approximately one block from the elementary school and nestled within an established neighborhood. And, within walking distance to the high-school, middle-school, as well as several other amenities including: tennis courts, parks, baseball/softball fields, basketball court, soccer fields, walking track, and more. Welcome home to this ranch-style property offering over 1,700 finished sq.ft. on the main level. This home provides a functional layout with plenty of room for everyday living and entertaining. Several major items have been updated within the last five years including granite countertops, HVAC system, plumbing, new windows in the fall of 2025, and foundation work in 2026 (with warranties). As you approach the home, you are greeted by a country-style covered front porch. When you enter the home, you walk into the living room. All three bedrooms and the primary bathroom are located on the main floor. Walking through the living room you can go out to enjoy the spacious fenced backyard or continue into the dinning room and kitchen area. The kitchen has had many updates including flooring and countertops. The backyard has a fire pit and a storage shed along with another shed space. In the basement, you will find plenty of room for storage along with a work bench and a (mostly unfinished) canvas to finish, update, or expand your living space. Once downstairs, you can turn left to enter the spacious laundry room and storage area. There is a full bathroom downstairs as well. There is also an unfinished non-conforming room, in the downstairs space that could be utilized as a bedroom, office, storage space etc. Buyer and buyer's agent to verify all information and measurements. Photos have been, digitally, enhanced.

509 W 32nd Street, Higginsville

Listing courtesy of Melissa Sutherland of RE/MAX Heritage.

$600,000
4 Beds 2.5 Baths
Million dollar views meet timeless elegance! Perched on 1.51 scenic acres in the Greenton Outlook Subdivision, this exceptional 4 bedroom, 2.5 bath, 1.5 story home offers breathtaking panoramic views, quality craftsmanship, and room to live, entertain, and grow. From the moment you arrive, you'll be captivated by the inviting wraparound porch accented with a beautiful copper colored metal roof, setting the tone for the warmth and character found throughout the home. Step inside to an impressive great room featuring soaring ceilings, abundant natural light, a stunning granite finished fireplace, and an oversized decorative mirror that creates an unforgettable focal point. Rich dark hardwood flooring, custom blinds, and thoughtful finishes flow throughout the home. The kitchen boasts custom cabinetry, granite countertops, ample workspace, and both an eat in dining area and a separate formal dining room, making it perfect for everything from casual breakfasts to holiday gatherings. The spacious main level primary suite provides a peaceful retreat complete with double closets and a private bath. A convenient half bath is also located on the main level, while the upper floor offers three additional bedrooms and a full bathroom, providing comfortable space for family and guests. Step outside to enjoy the peaceful country setting from the concrete backyard patio, overlooking a fenced backyard. Additional outdoor amenities include a lawn shed, a 12x16 storage shed, a level yard, and plenty of off-street parking for guests, trailers, or recreational vehicles. Need more space? The huge unfinished basement offers endless possibilities perfect for storage, hobbies, a workshop, or future finished living space to fit your needs. This all electric home combines efficiency with comfort in one of the area's most picturesque settings. If you've been searching for spectacular views, generous living space, and timeless quality, this gem is ready to welcome you home.

9618 Greenton Road, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.

$585,000
5 Beds 3.5 Baths
Peaceful country living meets modern luxury! Welcome home to this stunning custom designed 1.5 story home nestled on 1.45 scenic acres in the desirable Willow Lake Subdivision within the Wellington-Napoleon R-9 School District. Offering 5 bedrooms, 3.5 bathrooms, and a 2-car garage, this exceptional home is only 4 years old and was thoughtfully designed with today's lifestyle in mind. From the moment you step inside, you'll appreciate the bright, open floor plan enhanced by expansive windows that fill the home with natural light and showcase breathtaking country sunsets. Luxury vinyl plank flooring flows throughout most of the home, while a neutral color palette, crisp white cabinetry, and abundant built-in storage create a timeless design ready for your personal style. The heart of the home is the inviting living room featuring a beautiful fireplace with a shiplap surround, creating the perfect gathering place for family and friends. The spacious dining room is flooded with natural light and offers an ideal setting for holiday meals, celebrations, and everyday living. Thoughtful touches throughout the home include stylish sliding barn doors, a functional mudroom, and a walk-in pantry designed to keep life organized and convenient. With five generously sized bedrooms and three and one half bathrooms, there's plenty of room for everyone to spread out and enjoy their own space. The unfinished basement provides outstanding storage and endless possibilities for a workshop, craft area, home gym, or future finished living space. Outside, you'll enjoy the tranquility of country living while still being part of the welcoming Willow Lake community. Whether you're sipping your morning coffee, entertaining guests, or simply unwinding after a long day, you'll appreciate the peaceful setting and unforgettable sunset views. Don't miss your opportunity to make this incredible home your own. Schedule your private showing today!

6565 Tucker Drive, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.

$275,000
3 Beds 2 Baths
Welcome home to this beautiful traditional 1.5 story home in the historic district of Lexington! Situated on a little over a half-acre corner lot, this home has so much to offer! Step inside to be enveloped by old-world charm that is blended with modern day conveniences. At the front entry, you're met with a spacious covered porch and stained-glass details. Step inside to be welcomed by the beautiful wooden staircase and gleaming original hardwood floors. Main level living is made possible with a spacious primary bedroom, full bathroom, updated eat-in kitchen with granite counters and stainless-steel appliances, charming living room, and laundry (washer and dryer included). Upstairs are two generously sized bedrooms and an additional full bathroom with bonus storage area in the attic that can easily be accessed. In addition to the almost 2000 sqft of finished space inside, you'll find an expansive 2 story outbuilding/shop as well as a detached garage! The outbuilding (that has electricity ran to it) provides extra space for all your hobbies - while still having garage space for your vehicles! The AC and furnace were updated in 2018, and water heater was replaced in 2025. Previous owner updated the plumbing and electrical wiring throughout and installed a new 200-amp electric panel in 2021. Fenced and gated, this lot provides plenty of room for outdoor summer fun while feeling safe and secure.

1919 South Street, Lexington

Listing courtesy of Natalie Downs of ReeceNichols - Lees Summit.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use